Our Financial Focus Areas!
By working together, we’ll focus on your values, develop your goals and understand where you are today and where you want to be tomorrow. We have a range of services to use: :
1) Goal Development and Personal Values Assessment: Align your goals and financial tools with your core values through a comprehensive evaluation.
2) Financial Net Worth: Receive detailed print net worth statements for a comprehensive understanding of your financial standing.
3) Investment Analysis: Undergo a thorough review of your current investments, considering factors like expense management, investment return, tax efficiencies, and risks to determine optimal solutions tailored to your needs.
4) Tax Analysis and Strategic Planning: Maximize current tax efficiencies and visualize the impact of tax strategies throughout retirement.
5) Risk Management Analysis: Benefit from distinct analyses designed to ensure preparedness for the unpredictability of life.
6) Retirement Income Planning: Explore Secure Income Modeling and Total Income Modeling to identify potential shortfalls in retirement income, allowing for prompt resolution.
7) Social Security Optimization: Identify the most advantageous strategy for your Social Security plan, considering both potential returns and alignment with your overall financial strategy.
8)What-If Worksheets: Model up to five different retirement scenarios to gain insights into various potential outcomes.
We achieve these objectives and beyond by conducting a series of impactful Action Sessions; we convene for these sessions, either face-to-face or through Zoom.
Our Action Sessions are purposeful, incorporating educational elements to enhance your peace of mind and confidence as you navigate the preparations for and transition into retirement.
It all begins with a conversation
Book a meeting with Sofia Hernandez
Community Involvement
My faith is what fuels me, and I enjoy serving the community through participation in Thrivent Action Teams and other Thrivent generosity initiatives. I believe happiness and contentment come from living a generous and purposeful life, and I want to help you be a steward of your many blessings.
As the President of 4word Houston, a Christian businesswomen’s group, I am honored to connect, lead, and support Christian women in the workplace, helping them achieve their God-given potential with confidence.
Additionally, I am actively engaged with the Latin Women Initiative, a non-profit dedicated to making a significant impact in the lives of Latin women and children through financial and volunteer support of local non-profit organizations.
On a personal note, one of my greatest passions is staying active. I have completed seven half marathons and two full marathons in Houston. The discipline required in my training teaches me valuable lessons about perseverance and commitment. Just as training prepares me for race day, I believe achieving financial fitness is akin to running a marathon—one step at a time, continuously pushing forward towards the finish line.
https://4wordwomen.org/group/houston-tx/
Products and services. Aligned with your priorities.
Banking. Insurance. Investments. There are many financial products and services to consider. I understand how crucial it is to choose those that best address what matters most to you. So, as I work with you, I ask about your needs. Your dreams. Your values. Then I offer solutions that will provide clarity about where you're at — and confidence about where you're headed.
What We Offer
Mutual Funds
Our fund options offer flexibility and choice to help you manage risk, build a diversified portfolio and pursue lifelong goals.
Financial Guidance
We work with you to create a personalized strategy and support you with ongoing guidance to help you reach your goals, no matter where you're starting from.
Charitable Giving Solutions
Thankful for all you've been given? We can help you give back.
Traditional and Roth IRAs
You can use these tax-advantaged accounts to help you save for retirement — and perhaps fund other needs, such as a home purchase or a child's education.
Investments
Our options help you balance performance and purpose.
Health Insurance
We can help you assess your options, including those available through your employer and government programs.
