Sofia Hernandez
BFA™
State(s) Licensed: CA Insurance Lic. #4394727, DC, FL, GA, KS, MD, MN, NY, OR, TX, UT, WA
4400 Post Oak Parkway Suite 450
Houston, TX 77027
State(s) Licensed: CA Insurance Lic. #4394727, DC, FL, GA, KS, MD, MN, NY, OR, TX, UT, WA
Transform Your Finances: Holistic Financial Planning for Your Future!
No matter your stage in life, you can count on my team and me for experienced financial planning guidance to help achieve clarity and confidence as you pursue your financial goals and dreams. I believe money is a powerful tool that can help you reach your destination, and my strategic guidance will inspire you to make thoughtful financial choices, empowering you to live the life you envision.
As a certified Behavioral Financial Advisor™ (BFA™), I offer a holistic approach that strengthens financial advisor-client relationships with valuable insights into how psychology and neuroscience influence financial decisions. Our collaborative financial planning approach focuses on what matters most to you. Together, we’ll uncover your values, set clear financial goals, and create a personalized financial plan tailored to your needs. We’ll implement actionable steps that align with your priorities, adapt to life changes, and celebrate your financial progress along the way.
Let’s embark on the journey to financial clarity and success together, whether in English or Spanish! It all begins with a conversation
Financial Planning is a Holistic Process!
By working together, we’ll focus on your values, develop your goals and understand where you are today and where you want to be tomorrow. We have a range of services to use:
1) Goal Development and Personal Values Assessment: Align your goals and financial tools with your core values through a comprehensive evaluation.
2) Financial Net Worth: Receive detailed print net worth statements for a comprehensive understanding of your financial standing.
3) Investment Analysis: Undergo a thorough review of your current investments, considering factors like expense management, investment return, tax efficiencies, and risks to determine optimal solutions tailored to your needs.
4) Tax Analysis and Strategic Planning: Maximize current tax efficiencies and visualize the impact of tax strategies throughout retirement.
5) Risk Management Analysis: Benefit from distinct analyses designed to ensure preparedness for the unpredictability of life.
6) Retirement Income Planning: Explore Secure Income Modeling and Total Income Modeling to identify potential shortfalls in retirement income, allowing for prompt resolution.
7) Social Security Optimization: Identify the most advantageous strategy for your Social Security plan, considering both potential returns and alignment with your overall financial strategy.
8)What-If Worksheets: Model up to five different retirement scenarios to gain insights into various potential outcomes.
We achieve these objectives and beyond by conducting a series of impactful Action Sessions; we convene for these sessions, either face-to-face or through Zoom.
Our Action Sessions are purposeful, incorporating educational elements to enhance your peace of mind and confidence as you navigate the preparations for and transition into retirement.
It all begins with a conversation
Book a meeting with Sofia Hernandez
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Location
Houston Office
- Phone:
- 503-875-4799
Hours
Monday – Friday: 9 a.m. – 6 p.m.
Saturday – Sunday: by appointment only