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Elevating Hispanic Business Owners with Strategic Financial Planning 🇲🇽📈 I recently led a powerful training session for Hispanic entrepreneurs—and walked away inspired by their drive, resilience, and hunger for financial knowledge. As business owners, it’s not just about making money—it’s about making your money work for you and your future. Here are 3 financial tips I shared during the workshop: 🔹 Invest Beyond the Business – Diversify your wealth through investment portfolios tailored to your risk tolerance, timeline, and goals. Your business is one asset—don’t let it be your only one. 🔹 Maximize Tax Efficiency – Use strategies like SEP IRAs, Solo 401(k)s, and asset location (tax-deferred vs. taxable accounts) to minimize taxes and retain more of what you earn. 🔹 Legacy Planning Matters – Establish or update your estate plan, fund a living trust, and consider business succession strategies that reflect your values and protect your loved ones. Our community deserves access to this level of financial insight. If you’re a Hispanic business owner ready to take your finances to the next level—or you lead a group that could benefit from this training—I’d love to connect! Let’s build lasting wealth, together. 💬 #LatinoEntrepreneurs #FinancialAdvisor #InvestmentPlanning #TaxEfficiency #LegacyBuilding #HispanicBusinessOwners #FaithAndFinance #WealthWithPurpose Disclosures: thrivent.com/social

Elevating Hispanic Business Owners with Strategic Financial Planning 🇲🇽📈 I recently led a powerful training session for Hispanic entrepreneurs—and walked away inspired by their drive, resilience, and hunger for financial knowledge. As business owners, it’s not just about making money—it’s about making your money work for you and your future. Here are 3 financial tips I shared during the workshop: 🔹 Invest Beyond the Business – Diversify your wealth through investment portfolios tailored to your risk tolerance, timeline, and goals. Your business is one asset—don’t let it be your only one. 🔹 Maximize Tax Efficiency – Use strategies like SEP IRAs, Solo 401(k)s, and asset location (tax-deferred vs. taxable accounts) to minimize taxes and retain more of what you earn. 🔹 Legacy Planning Matters – Establish or update your estate plan, fund a living trust, and consider business succession strategies that reflect your values and protect your loved ones. Our community deserves access to this level of financial insight. If you’re a Hispanic business owner ready to take your finances to the next level—or you lead a group that could benefit from this training—I’d love to connect! Let’s build lasting wealth, together. 💬 #LatinoEntrepreneurs #FinancialAdvisor #InvestmentPlanning #TaxEfficiency #LegacyBuilding #HispanicBusinessOwners #FaithAndFinance #WealthWithPurpose Disclosures: thrivent.com/social


Financial conversations with your partner can feel intimidating—especially when money histories, values, or goals differ. But taking small, thoughtful steps can make all the difference. As a financial advisor who works with women and couples navigating this very journey, I love how this article from Thrivent outlines actionable advice—one step at a time. Some gentle reminders that stood out: ✨ Talk openly about your financial past—without shame. ✨ Align on shared values—especially if you believe your resources are a gift from God. ✨ Avoid “financial infidelity” by being transparent about spending and saving. ✨ Create a shared vision for your future through a bucket list or long-term goals. ✨ Work with a trusted advisor to help bridge communication gaps. 🕊️ In my work, I often see how clarity and connection around money can transform relationships—not just portfolios. If you’re ready to have these kinds of meaningful conversations in your own life, I’d love to be a supportive resource. 📩 Let’s connect or chat about what “financial confidence” could look like in your home https://connect.thrivent.com/sofia-hernandez #FaithAndFinance #Financialconfidence #Thrivent #ChristianFinancialAdvisor #WomenAndMoney #CouplesAndMoney #MoneyConversations #FinancialWellness #BehavioralFinance Disclosures: thrivent.com/social

Financial conversations with your partner can feel intimidating—especially when money histories, values, or goals differ. But taking small, thoughtful steps can make all the difference. As a financial advisor who works with women and couples navigating this very journey, I love how this article from Thrivent outlines actionable advice—one step at a time. Some gentle reminders that stood out: ✨ Talk openly about your financial past—without shame. ✨ Align on shared values—especially if you believe your resources are a gift from God. ✨ Avoid “financial infidelity” by being transparent about spending and saving. ✨ Create a shared vision for your future through a bucket list or long-term goals. ✨ Work with a trusted advisor to help bridge communication gaps. 🕊️ In my work, I often see how clarity and connection around money can transform relationships—not just portfolios. If you’re ready to have these kinds of meaningful conversations in your own life, I’d love to be a supportive resource. 📩 Let’s connect or chat about what “financial confidence” could look like in your home https://connect.thrivent.com/sofia-hernandez #FaithAndFinance #Financialconfidence #Thrivent #ChristianFinancialAdvisor #WomenAndMoney #CouplesAndMoney #MoneyConversations #FinancialWellness #BehavioralFinance Disclosures: thrivent.com/social


🌸✨ Sisterhood. Strength. Strategy. ✨🌸 International Conference for Women | Greater Houston Women’s Chamber of Commerce I had the incredible honor of gathering with powerhouse women from across the globe—dreamers, doers, and legacy builders—at the International Women’s Conference. Every conversation was a reminder: We don’t have to do this journey alone. Whether you’re growing a business, raising a family, or building a financial future—your purpose deserves support. I left the room filled with clarity, inspiration, and deeper conviction in my calling: 👉🏽 To help women walk in financial confidence, with wisdom as our foundation and legacy as our goal. 🙌🏽 When women uplift each other, we don’t just rise—we soar. 💛 If you’re ready to grow your wealth, embrace your calling, and live with intentional peace—let’s connect https://connect.thrivent.com/sofia-hernandez #GHWCC #WomensConference #FaithAndFinance #WomenOfPurpose #LatinaFinancialAdvisor #WomenSupportingWomen #LegacyBuilders #KingdomCalling #EmpoweredLiving #GreaterHoustonWomen #RiseTogether #FinancialAdvisorForWomen Disclosures: thrivent.com/social

🌸✨ Sisterhood. Strength. Strategy. ✨🌸 International Conference for Women | Greater Houston Women’s Chamber of Commerce I had the incredible honor of gathering with powerhouse women from across the globe—dreamers, doers, and legacy builders—at the International Women’s Conference. Every conversation was a reminder: We don’t have to do this journey alone. Whether you’re growing a business, raising a family, or building a financial future—your purpose deserves support. I left the room filled with clarity, inspiration, and deeper conviction in my calling: 👉🏽 To help women walk in financial confidence, with wisdom as our foundation and legacy as our goal. 🙌🏽 When women uplift each other, we don’t just rise—we soar. 💛 If you’re ready to grow your wealth, embrace your calling, and live with intentional peace—let’s connect https://connect.thrivent.com/sofia-hernandez #GHWCC #WomensConference #FaithAndFinance #WomenOfPurpose #LatinaFinancialAdvisor #WomenSupportingWomen #LegacyBuilders #KingdomCalling #EmpoweredLiving #GreaterHoustonWomen #RiseTogether #FinancialAdvisorForWomen Disclosures: thrivent.com/social


Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO

Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO


Thank you to the men and women who gave their lives to protect our freedom. Let’s honor their sacrifice today and every day.

Thank you to the men and women who gave their lives to protect our freedom. Let’s honor their sacrifice today and every day.


Sending love and gratitude to all the moms and mother figures who made us who we are today. Happy Mother’s Day!

Sending love and gratitude to all the moms and mother figures who made us who we are today. Happy Mother’s Day!


2024 Impact – A Year of Purposeful Generosity🙌 As I look back on 2024, I’m overwhelmed with gratitude. This year has been a beautiful reminder that when we lead with generosity and faith, we create real, lasting impact. Because of my amazing clients, passionate Thrivent Action Team leaders, and incredible volunteers, together we achieved: • 187 Action Teams activated across our communities • 1,235 servant-hearted leaders and volunteers • 6,774 hours poured into acts of service • $278,023 in total financial impact • 310 lives touched through financial, charitable, and community outreach events These numbers represent more than just impact—they represent people. Families served, hope restored, and purpose lived out. To every person who said “yes” to giving their time, their resources, and their heart: thank you. Your partnership means the world to me. And if you’re someone who loves giving back, who believes in building stronger communities and putting faith into action—I’d love for you to join us in 2025. Let’s keep planting seeds together. #LiveGenerously #PurposeDrivenPlanning #ThriventCommunity #WomenWithPurpose #FaithAndFinance #2024Impact #Gratitude #FinancialAdvisorWithHeart

2024 Impact – A Year of Purposeful Generosity🙌 As I look back on 2024, I’m overwhelmed with gratitude. This year has been a beautiful reminder that when we lead with generosity and faith, we create real, lasting impact. Because of my amazing clients, passionate Thrivent Action Team leaders, and incredible volunteers, together we achieved: • 187 Action Teams activated across our communities • 1,235 servant-hearted leaders and volunteers • 6,774 hours poured into acts of service • $278,023 in total financial impact • 310 lives touched through financial, charitable, and community outreach events These numbers represent more than just impact—they represent people. Families served, hope restored, and purpose lived out. To every person who said “yes” to giving their time, their resources, and their heart: thank you. Your partnership means the world to me. And if you’re someone who loves giving back, who believes in building stronger communities and putting faith into action—I’d love for you to join us in 2025. Let’s keep planting seeds together. #LiveGenerously #PurposeDrivenPlanning #ThriventCommunity #WomenWithPurpose #FaithAndFinance #2024Impact #Gratitude #FinancialAdvisorWithHeart


Money. Markets. Women!!! These three words came alive at the Women’s Economy Update Dinner — and the energy was unforgettable. In a world where market trends shape our futures and money decisions define our options, women are rising to the forefront like never before. We talked about the current market economy, financial opportunities, and the importance of women not just participating in the conversation — but leading it. Because when women understand the economy, we don’t just react to change — we help shape it. This dinner reminded us that the Women Economy is not a trend — it’s a transformation. If you’re ready to grow in financial confidence, you’re invited to join us. Whether you’re starting from scratch or building on what you know, there’s a place for you at the table. Let’s learn, lead, and build legacy—together. Let’s connect https://connect.thrivent.com/sofia-hernandez #WomensEconomy #FinancialLeadership #MarketSmart #WomenAndMoney #FaithAndFinance #WealthBuilding #WomenWhoLead Disclosures: thrivent.com/social

Money. Markets. Women!!! These three words came alive at the Women’s Economy Update Dinner — and the energy was unforgettable. In a world where market trends shape our futures and money decisions define our options, women are rising to the forefront like never before. We talked about the current market economy, financial opportunities, and the importance of women not just participating in the conversation — but leading it. Because when women understand the economy, we don’t just react to change — we help shape it. This dinner reminded us that the Women Economy is not a trend — it’s a transformation. If you’re ready to grow in financial confidence, you’re invited to join us. Whether you’re starting from scratch or building on what you know, there’s a place for you at the table. Let’s learn, lead, and build legacy—together. Let’s connect https://connect.thrivent.com/sofia-hernandez #WomensEconomy #FinancialLeadership #MarketSmart #WomenAndMoney #FaithAndFinance #WealthBuilding #WomenWhoLead Disclosures: thrivent.com/social


On this National Day of Prayer, I’m reflecting on the power of hands joined in faith. This beautiful painting, created for my niece Antonella Vaca, speaks volumes. Hands together in prayer symbolize unity, trust, and surrender to a God who hears us. I rejoice in the many prayers God has answered in my life—and I continue to believe in His perfect timing and amazing plans for us all. Let’s never stop praying, believing, and hoping—together. #NationalDayOfPrayer #PowerOfPrayer #FaithAndFamily #AnsweredPrayers #HandsTogether #PrayerfulHeart #TrustInGod #ChristianFaith #HopeInChrist #SpiritualJourney #PurposeDriven #GodsPlan

On this National Day of Prayer, I’m reflecting on the power of hands joined in faith. This beautiful painting, created for my niece Antonella Vaca, speaks volumes. Hands together in prayer symbolize unity, trust, and surrender to a God who hears us. I rejoice in the many prayers God has answered in my life—and I continue to believe in His perfect timing and amazing plans for us all. Let’s never stop praying, believing, and hoping—together. #NationalDayOfPrayer #PowerOfPrayer #FaithAndFamily #AnsweredPrayers #HandsTogether #PrayerfulHeart #TrustInGod #ChristianFaith #HopeInChrist #SpiritualJourney #PurposeDriven #GodsPlan