Skip to main content
  • Thrivent.com
  • MyThrivent
  • Broker Check
Thrivent logo
  • Home
  • About
  • Solutions
  • Insights
  • Events
Contact Me
  • Home
  • About
  • Solutions
  • Insights
  • Events
  • Contact Me
  • Thrivent.com
  • MyThrivent
  • Broker Check

Insights

I've got valuable information and resources to share. Explore away! And check back often.

Image VIEW MORE +
Image

5 financial risks (and how to adapt your financial plan)

Are you prepared for financial changes? With proactive planning and flexible strategies, you can manage risks and habits that could impact your financial plan. Learn more about protecting your finances from what-ifs. ⬇️

Life is unpredictable, but the right financial plan can help you navigate changes with confidence. Learn about five major financial risks and strategies that...

Image Read Post
Image

Sending love and gratitude to all the moms and mother figures who made us who we are today. Happy Mother’s Day!

Image

Sending love and gratitude to all the moms and mother figures who made us who we are today. Happy Mother’s Day!

Image Read Post
Image

2024 Impact – A Year of Purposeful Generosity🙌 As I look back on 2024, I’m overwhelmed with gratitude. This year has been a beautiful reminder that when we lead with generosity and faith, we create real, lasting impact. Because of my amazing clients, passionate Thrivent Action Team leaders, and incredible volunteers, together we achieved: • 187 Action Teams activated across our communities • 1,235 servant-hearted leaders and volunteers • 6,774 hours poured into acts of service • $278,023 in total financial impact • 310 lives touched through financial, charitable, and community outreach events These numbers represent more than just impact—they represent people. Families served, hope restored, and purpose lived out. To every person who said “yes” to giving their time, their resources, and their heart: thank you. Your partnership means the world to me. And if you’re someone who loves giving back, who believes in building stronger communities and putting faith into action—I’d love for you to join us in 2025. Let’s keep planting seeds together. #LiveGenerously #PurposeDrivenPlanning #ThriventCommunity #WomenWithPurpose #FaithAndFinance #2024Impact #Gratitude #FinancialAdvisorWithHeart

Image

2024 Impact – A Year of Purposeful Generosity🙌 As I look back on 2024, I’m overwhelmed with gratitude. This year has been a beautiful reminder that when we lead with generosity and faith, we create real, lasting impact. Because of my amazing clients, passionate Thrivent Action Team leaders, and incredible volunteers, together we achieved: • 187 Action Teams activated across our communities • 1,235 servant-hearted leaders and volunteers • 6,774 hours poured into acts of service • $278,023 in total financial impact • 310 lives touched through financial, charitable, and community outreach events These numbers represent more than just impact—they represent people. Families served, hope restored, and purpose lived out. To every person who said “yes” to giving their time, their resources, and their heart: thank you. Your partnership means the world to me. And if you’re someone who loves giving back, who believes in building stronger communities and putting faith into action—I’d love for you to join us in 2025. Let’s keep planting seeds together. #LiveGenerously #PurposeDrivenPlanning #ThriventCommunity #WomenWithPurpose #FaithAndFinance #2024Impact #Gratitude #FinancialAdvisorWithHeart

Image Read Post
Image

Money. Markets. Women!!! These three words came alive at the Women’s Economy Update Dinner — and the energy was unforgettable. In a world where market trends shape our futures and money decisions define our options, women are rising to the forefront like never before. We talked about the current market economy, financial opportunities, and the importance of women not just participating in the conversation — but leading it. Because when women understand the economy, we don’t just react to change — we help shape it. This dinner reminded us that the Women Economy is not a trend — it’s a transformation. If you’re ready to grow in financial confidence, you’re invited to join us. Whether you’re starting from scratch or building on what you know, there’s a place for you at the table. Let’s learn, lead, and build legacy—together. Let’s connect https://connect.thrivent.com/sofia-hernandez #WomensEconomy #FinancialLeadership #MarketSmart #WomenAndMoney #FaithAndFinance #WealthBuilding #WomenWhoLead Disclosures: thrivent.com/social

Image

Money. Markets. Women!!! These three words came alive at the Women’s Economy Update Dinner — and the energy was unforgettable. In a world where market trends shape our futures and money decisions define our options, women are rising to the forefront like never before. We talked about the current market economy, financial opportunities, and the importance of women not just participating in the conversation — but leading it. Because when women understand the economy, we don’t just react to change — we help shape it. This dinner reminded us that the Women Economy is not a trend — it’s a transformation. If you’re ready to grow in financial confidence, you’re invited to join us. Whether you’re starting from scratch or building on what you know, there’s a place for you at the table. Let’s learn, lead, and build legacy—together. Let’s connect https://connect.thrivent.com/sofia-hernandez #WomensEconomy #FinancialLeadership #MarketSmart #WomenAndMoney #FaithAndFinance #WealthBuilding #WomenWhoLead Disclosures: thrivent.com/social

Image Read Post
Image

On this National Day of Prayer, I’m reflecting on the power of hands joined in faith. This beautiful painting, created for my niece Antonella Vaca, speaks volumes. Hands together in prayer symbolize unity, trust, and surrender to a God who hears us. I rejoice in the many prayers God has answered in my life—and I continue to believe in His perfect timing and amazing plans for us all. Let’s never stop praying, believing, and hoping—together. #NationalDayOfPrayer #PowerOfPrayer #FaithAndFamily #AnsweredPrayers #HandsTogether #PrayerfulHeart #TrustInGod #ChristianFaith #HopeInChrist #SpiritualJourney #PurposeDriven #GodsPlan

Image

On this National Day of Prayer, I’m reflecting on the power of hands joined in faith. This beautiful painting, created for my niece Antonella Vaca, speaks volumes. Hands together in prayer symbolize unity, trust, and surrender to a God who hears us. I rejoice in the many prayers God has answered in my life—and I continue to believe in His perfect timing and amazing plans for us all. Let’s never stop praying, believing, and hoping—together. #NationalDayOfPrayer #PowerOfPrayer #FaithAndFamily #AnsweredPrayers #HandsTogether #PrayerfulHeart #TrustInGod #ChristianFaith #HopeInChrist #SpiritualJourney #PurposeDriven #GodsPlan

Image Read Post
Image

I’m at the Invest In Women Conference in Boston with one clear goal: To better serve my women clients with the excellence, wisdom, and heart they deserve. Because women are not just managing households—they’re building businesses, stewarding wealth, raising future leaders, and shaping communities. They deserve financial guidance that sees the full picture: their goals, their values, and their calling. This is more than a career. It’s a mission. #InvestInWomen #FaithAndFinance #WomenWithPurpose #FinancialPlanning #WomenEmpoweringWomen #KingdomImpact Disclosures: thrivent.com/social

Image

I’m at the Invest In Women Conference in Boston with one clear goal: To better serve my women clients with the excellence, wisdom, and heart they deserve. Because women are not just managing households—they’re building businesses, stewarding wealth, raising future leaders, and shaping communities. They deserve financial guidance that sees the full picture: their goals, their values, and their calling. This is more than a career. It’s a mission. #InvestInWomen #FaithAndFinance #WomenWithPurpose #FinancialPlanning #WomenEmpoweringWomen #KingdomImpact Disclosures: thrivent.com/social

Image Read Post
Image

Are Your Finances in Tune? 🎵 Like music, your finances need harmony—especially as you approach retirement. If your financial plan were a song, would it be a peaceful symphony or a chaotic jam session? Quick Tip for Preretirement Couples: Align your income streams—Social Security, pensions, annuities, and investment withdrawals—to create a reliable rhythm for your retirement lifestyle. The earlier you fine-tune this, the more freedom you’ll have for travel, grandkids, or that dream home by the water. Let’s make sure your financial future hits all the right notes. Schedule your free clarity call with me today https://connect.thrivent.com/sofia-hernandez?utm_source=GMB&utm_medium=Yext&y_source=1_MTAwNTQwMjYyMC03MTUtbG9jYXRpb24ud2Vic2l0ZQ%3D%3D #PreretirementPlanning #FinancialHarmony #FaithAndFinance #MoneyMatters #RetirementReady #CouplesAndMoney #KingdomFinance #SmartMoneyMoves #FinancialFreedom #PlanWithPurpose #ChristianAdvisor #HoustonFinancialPlanner Disclosures: thrivent.com/social

Image

Are Your Finances in Tune? 🎵 Like music, your finances need harmony—especially as you approach retirement. If your financial plan were a song, would it be a peaceful symphony or a chaotic jam session? Quick Tip for Preretirement Couples: Align your income streams—Social Security, pensions, annuities, and investment withdrawals—to create a reliable rhythm for your retirement lifestyle. The earlier you fine-tune this, the more freedom you’ll have for travel, grandkids, or that dream home by the water. Let’s make sure your financial future hits all the right notes. Schedule your free clarity call with me today https://connect.thrivent.com/sofia-hernandez?utm_source=GMB&utm_medium=Yext&y_source=1_MTAwNTQwMjYyMC03MTUtbG9jYXRpb24ud2Vic2l0ZQ%3D%3D #PreretirementPlanning #FinancialHarmony #FaithAndFinance #MoneyMatters #RetirementReady #CouplesAndMoney #KingdomFinance #SmartMoneyMoves #FinancialFreedom #PlanWithPurpose #ChristianAdvisor #HoustonFinancialPlanner Disclosures: thrivent.com/social

Image Read Post
Image

Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

Image

Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

Image Read Post
Image

I’m honored to be featured in the Houston Chronicle article by Erica Grieder: “‘Panic is never a strategy’: What financial advisors are telling Houstonians about navigating market turmoil.” https://www.houstonchronicle.com/business/article/tariffs-advice-financial-planners-20271376.php In uncertain markets, fear can cloud judgment—but as I remind my clients, patience and preparation protect us more than panic ever will. In the article, I shared the importance of: • Having a plan (no matter your income level) • Building an emergency fund—not for fear, but for confidence • Staying focused on long-term goals, even when markets dip • And remembering that your retirement could last 20–30 years—so your plan needs to reflect the big picture. I truly believe in faith-based stewardship and helping others find financial confidence—especially when things feel unstable. Thank you, Erica, for highlighting this conversation at such an important time. #HoustonChronicle #FaithAndFinance #WomenInFinance #RetirementPlanning #BiblicalStewardship #PurposeDrivenFinance #ThriventAdvisor Disclosures: thrivent.com/social

Image

I’m honored to be featured in the Houston Chronicle article by Erica Grieder: “‘Panic is never a strategy’: What financial advisors are telling Houstonians about navigating market turmoil.” https://www.houstonchronicle.com/business/article/tariffs-advice-financial-planners-20271376.php In uncertain markets, fear can cloud judgment—but as I remind my clients, patience and preparation protect us more than panic ever will. In the article, I shared the importance of: • Having a plan (no matter your income level) • Building an emergency fund—not for fear, but for confidence • Staying focused on long-term goals, even when markets dip • And remembering that your retirement could last 20–30 years—so your plan needs to reflect the big picture. I truly believe in faith-based stewardship and helping others find financial confidence—especially when things feel unstable. Thank you, Erica, for highlighting this conversation at such an important time. #HoustonChronicle #FaithAndFinance #WomenInFinance #RetirementPlanning #BiblicalStewardship #PurposeDrivenFinance #ThriventAdvisor Disclosures: thrivent.com/social

Image Read Post
Image

Before you dream of retirement on the 🏖️ beach… make sure your financial foundation is solid. An emergency fund is your first line of defense — job loss, car trouble, medical bills — life happens. Why it matters: It gives you financial confidence and helps you avoid pulling from retirement accounts early. Have 3-6 months of expenses saved? Drop a “yes” or “working on it” below! Need a simple way to start? Happy to connect! https://connect.thrivent.com/sofia-hernandez #Financialtips #financialadvisor #bilingualfinancialadvisor #wealthandmoney Disclosures: thrivent.com/social

Image

Before you dream of retirement on the 🏖️ beach… make sure your financial foundation is solid. An emergency fund is your first line of defense — job loss, car trouble, medical bills — life happens. Why it matters: It gives you financial confidence and helps you avoid pulling from retirement accounts early. Have 3-6 months of expenses saved? Drop a “yes” or “working on it” below! Need a simple way to start? Happy to connect! https://connect.thrivent.com/sofia-hernandez #Financialtips #financialadvisor #bilingualfinancialadvisor #wealthandmoney Disclosures: thrivent.com/social

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Thrivent logo

Copyright: © 2025 Thrivent. All rights reserved.