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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Did you know refinancing your loans could help you lower your monthly payments and save you money on interest? Whether it's a mortgage, auto loan, or student loan, refinancing might be a smart move if: - Interest rates have dropped - Your credit score has improved - You want to lower your monthly payment or pay of debt faster A little research could lead to big savings! Explore your options. See thrivent.com/social for important disclosures

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Did you know refinancing your loans could help you lower your monthly payments and save you money on interest? Whether it's a mortgage, auto loan, or student loan, refinancing might be a smart move if: - Interest rates have dropped - Your credit score has improved - You want to lower your monthly payment or pay of debt faster A little research could lead to big savings! Explore your options. See thrivent.com/social for important disclosures

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Today is the last day! April 15th is the deadline for making any 2024 IRA contributions! Contributing now can help you maximize tax advantages and grow your retirement savings. Don't wait until it's too late! See thrivent.com/social for important disclosures.

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Today is the last day! April 15th is the deadline for making any 2024 IRA contributions! Contributing now can help you maximize tax advantages and grow your retirement savings. Don't wait until it's too late! See thrivent.com/social for important disclosures.

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Updating your life insurance: 7 life events that may affect your coverage

If you’re in one of these 7 life stages, it may be time to update your life insurance coverage.

How much life insurance should you have? As life changes, so does the answer to that question.

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Thrivent has been named one of the World’s Most Ethical Companies by Ethisphere for the 14th year in a row. It’s an honor to work for an organization that’s committed to serving its clients, its workforce and its community with integrity. Learn more about this recognition: https://bit.ly/43B6P2o

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Thrivent has been named one of the World’s Most Ethical Companies by Ethisphere for the 14th year in a row. It’s an honor to work for an organization that’s committed to serving its clients, its workforce and its community with integrity. Learn more about this recognition: https://bit.ly/43B6P2o

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Shop smart and always use a list! Impulse buys can quickly add up and throw off your budget. A simple way to stay on track? Shop with a list! Shopping with a list helps you stick to what you actually need and prevents unnecessary or duplicate purchases. Planning goes a long way in saving money. Do you use a shopping list? See thrivent.com/social for important disclosures.

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Shop smart and always use a list! Impulse buys can quickly add up and throw off your budget. A simple way to stay on track? Shop with a list! Shopping with a list helps you stick to what you actually need and prevents unnecessary or duplicate purchases. Planning goes a long way in saving money. Do you use a shopping list? See thrivent.com/social for important disclosures.

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2024 IRA contribution deadline: There's still time to maximize your savings

It may be 2025, but you still have time to maximize your savings for the 2024 tax year. Explore how contributing to an IRA can help boost your retirement savings and find answers to the most common IRA questions.

The calendar has officially flipped to 2025, but you can still contribute to an Individual Retirement Account (IRA) for the 2024 tax year.

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Set financial goals and stay on track! Having clear financial goals gives your money purpose and can help you stay on track. No matter the reason, setting specific goals makes all the difference! - Define what you're saving for - Set a timeline and target amount - Track your progress and adjust as needed A goal without a plan is just a wish! Let's turn your financial dreams into a reality! Need help setting a strategy? Let's chat! See thrivent.com/social for important disclosures.

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Set financial goals and stay on track! Having clear financial goals gives your money purpose and can help you stay on track. No matter the reason, setting specific goals makes all the difference! - Define what you're saving for - Set a timeline and target amount - Track your progress and adjust as needed A goal without a plan is just a wish! Let's turn your financial dreams into a reality! Need help setting a strategy? Let's chat! See thrivent.com/social for important disclosures.

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LAST DAY! Direct your Thrivent Choice Dollars today by -Calling Autumn or Rebecca at our office 605-234-0382 or texting at 605-220-5127 (available until 5:00 PM) -Logging into your Thrivent account at www.thrivent.com/thriventchoice (available until 11:59 PM) -Calling 1-800-847-4836 and when prompted say "Thrivent Choice" (available until 6:00 PM)

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LAST DAY! Direct your Thrivent Choice Dollars today by -Calling Autumn or Rebecca at our office 605-234-0382 or texting at 605-220-5127 (available until 5:00 PM) -Logging into your Thrivent account at www.thrivent.com/thriventchoice (available until 11:59 PM) -Calling 1-800-847-4836 and when prompted say "Thrivent Choice" (available until 6:00 PM)

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Only 5 days left! Don't wait till the last day. Get them directed today! Direct your choice dollars today by: - Logging into your Thrivent account at https://login.apps.thrivent.com/login or on the mobile app - Call 1-800-847-4836 and when prompted say "Thrivent Choice" - Call Autumn or Rebecca at our office at 605-234-0382 - Text us at our office text number at 605-220-5127 See thrivent.com/disclosures for important disclosures.

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Only 5 days left! Don't wait till the last day. Get them directed today! Direct your choice dollars today by: - Logging into your Thrivent account at https://login.apps.thrivent.com/login or on the mobile app - Call 1-800-847-4836 and when prompted say "Thrivent Choice" - Call Autumn or Rebecca at our office at 605-234-0382 - Text us at our office text number at 605-220-5127 See thrivent.com/disclosures for important disclosures.

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A budget isn't about restrictions. It's about knowing where your money goes so you can reach your goals faster! - Track your income and expenses - Set spending limits for different categories - Prioritize saving - even small amounts add up! When you give every dollar a purpose, you take control of your finances and set yourself up for success. Need help getting started? Call us today to schedule an appointment and we can go through a cash flow worksheet! See thrivent.com/social for important disclosures.

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A budget isn't about restrictions. It's about knowing where your money goes so you can reach your goals faster! - Track your income and expenses - Set spending limits for different categories - Prioritize saving - even small amounts add up! When you give every dollar a purpose, you take control of your finances and set yourself up for success. Need help getting started? Call us today to schedule an appointment and we can go through a cash flow worksheet! See thrivent.com/social for important disclosures.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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