7 ways to help reduce your taxable incomeSeeing your hard-earned money go towards taxes can be frustrating. However, there are ways you can help reduce your tax burdens and become more tax efficient. ⬇️
Your retirement accounts are designed to support your future self, not short-term needs. Keeping your money invested gives it time to grow and work harder for you.
If you're facing a financial challenge, let's talk through other options before dipping into your retirement funds.
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The 80/20 rule is a simple guideline that you can follow to pay yourself first. Paying yourself first can be effective because it ensures you save something every pay period, and it reduces the chance that you'll spend money you intended to save.
You can sign up for Money Canvas from Thrivent, a free one-on-one coaching program that helps you budget with ease, trim bills and tame spending.
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Disability insurance helps replace a portion of your income, keeping your bills paid and your financial plan on track. Making it easier for you to focus on recovery instead of finances.
Don't wait until it's too late. Let's review your coverage and make sure your income, and your family, are protected.
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December 2025 Market Update: Stock volatility returnsFrom slowing manufacturing to resilient corporate earnings, December brings mixed signals for the economy. Explore what these trends mean for your portfolio and the year ahead in Thrivent's December Market Update.
The holiday season is a time to reflect, give back and support the causes that matter most to you. It’s an opportune moment to create a thoughtful giving plan that’s aligned with your values, goals and financial strategy.
Let’s connect to explore ways to maximize your year-end giving and make every gift count—today and for years to come.
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Missing an RMD can lead to costly IRA penalties, but with a little planning, you can make it part of your overall retirement income strategy.
Need help calculating or timing your RMD? Let's review your accounts together and make sure you're on track.
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6 year-end financial tasksThe hustle and bustle of the holiday season can distract us from other action items on our checklist. End the year on a strong note by refocusing on your finances. Take a look at these tasks to complete before Dec. 31.
When you're younger and healthier, it's typically easier to qualify for coverage. Also, premiums are usually much lower. Locking in a policy early means long-term protection for your loved ones at a more affordable rate.
Even if you don't have a dependent yet, it's a great way to plan ahead and build a solid financial foundation.
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For 2025, you can contribute up to $7000 (or $8000 if you're 50 or older). Every dollar you add helps your money grow through tax advantages and compounding over time.
Not sure how much to contribute or whether a Traditional or Roth IRA fits best? Let's talk about your options and find the right strategy for your goals.
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Do you need life insurance? Questions to ask yourself & your familyWondering how life insurance can benefit your loved ones when you’re gone? Here's a conversation guide to help you in planning for the unexpected. 👇
Together, we can make sure your family is covered for the future.
Your retirement accounts are designed to support your future self, not short-term needs. Keeping your money invested gives it time to grow and work harder for you.
If you're facing a financial challenge, let's talk through other options before dipping into your retirement funds.
See thrivent.com/social for important disclosures.
What is a variable annuity & how does it work?A variable annuity offers several key features: income in retirement, potential tax-deferred growth based on market performance, and—depending on the contract—potential to pass money on to your heirs.
Check out this article for more information and let’s connect if you want to discuss how an annuity could help you reach your retirement goals.
Knowing your risk tolerance helps you choose investments that match your comfort level and your long-term goals.
The right balance means you'll be more likely to stay confident through market changes and stick with your plan.
Not sure what your risk tolerance is? Let's talk it through and find the right fit for you.
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Are you ready for penalty-free retirement withdrawals? Reach out to learn more about taking withdrawals starting at age 59½ and how I can help you reach your retirement goals.
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401(k)s and IRAs for retirement
Roth IRAs for tax-free growth
HSAs for medical expenses
These accounts can help you save for the future while reducing your tax burden today. It's win-win for your financial goals.
Not sure which option fits vest for you? Let's review your situation and find the right strategy together.
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Money can be one of the biggest sources of stress in relationships, but it can also be one of the greatest tools for teamwork.
Set aside time to have open, honest conversations about your goals, spending habits, and financial priorities. When you're on the same page, managing money becomes a shared journey, not a solo task.
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Don't let your finances be scarier than the costumes! Plan ahead and treat your future today.
Stay safe, enjoy the sweets, and have a spooktacular holiday with your family and friends!
Social Security Fairness Act: How the WEP & GPO repeal may affect your benefitsEarlier this year, the Social Security Fairness Act was signed into law. If you or a loved one has ever worked in the public sector, the SSFA may impact retirement income and prompt you to consider some strategy adjustments.
Take a look at this resource for more information. If you’d like to discuss how this act may impact your retirement plans, let’s set up a meeting.
Set aside a little each month into a sinking fund or savings account. Your future self will thank you!
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