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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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When comparing colleges, look at net price (after scholarships and grants), not just the published cost. A realistic view helps you right-size savings, aid and any loans. Want help understanding your budget and options? Let's connect. See thrivent.com/social for important disclosures.

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When comparing colleges, look at net price (after scholarships and grants), not just the published cost. A realistic view helps you right-size savings, aid and any loans. Want help understanding your budget and options? Let's connect. See thrivent.com/social for important disclosures.

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"...but anyone who loves God is known by him." - 1 Corinthians 8:3

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"...but anyone who loves God is known by him." - 1 Corinthians 8:3

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Timing is everything—especially when it comes to Social Security and retirement income. If you’re approaching retirement or already retired, join us for Social Security: Timing Is Everything to learn how you may optimize your benefits and better understand how taxes may impact your income in retirement. 🗓️ Thursday, May 7, 2026 | 6:00 PM EDT 📍 Latitude 42 Brewing Company – Oshtemo 🍽️ Dinner and drinks will be served during the presentation Link to Register: https://calendly.com/stephanie-farrance-thrivent/social-security-timing-is-everything-workshop No products will be sold. Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. See thrivent.com/social for important disclosures.

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Timing is everything—especially when it comes to Social Security and retirement income. If you’re approaching retirement or already retired, join us for Social Security: Timing Is Everything to learn how you may optimize your benefits and better understand how taxes may impact your income in retirement. 🗓️ Thursday, May 7, 2026 | 6:00 PM EDT 📍 Latitude 42 Brewing Company – Oshtemo 🍽️ Dinner and drinks will be served during the presentation Link to Register: https://calendly.com/stephanie-farrance-thrivent/social-security-timing-is-everything-workshop No products will be sold. Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. See thrivent.com/social for important disclosures.

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Taking Social Security early? Reasons to consider (with pros & cons)

Should you take Social Security early? It depends on your unique needs. Before deciding, make sure to take the pros and cons into consideration.​ Together, we can talk about your Social Security income and retirement savings to help determine whether claiming benefits early makes sense.

You can claim your Social Security retirement benefits as early as age 62. If you have limited retirement savings or more immediate income needs, delaying...

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FUN DATE NIGHT EVENT! Still looking for a fun date night? This one’s easy 💛 Ultimate Date Night Fundraiser with Jay & Laura Laffoon is coming up soon—and there are only a few days left to register. 🎟️ FREE tickets (RSVP by April 16) 🎤 Laugh, reconnect, and enjoy a great night out 🍹 One drink ticket per attendee 📍 Shakespeare’s Pub | Kalamazoo | Ages 21+ Grab your spouse, make a plan, and join us for a night that’s fun, meaningful, and memorable. 👉 Save your spot today: https://UltimateDateNightFundraiser.eventbrite.com No products will be sold. See thrivent.com/social for important disclosures.

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FUN DATE NIGHT EVENT! Still looking for a fun date night? This one’s easy 💛 Ultimate Date Night Fundraiser with Jay & Laura Laffoon is coming up soon—and there are only a few days left to register. 🎟️ FREE tickets (RSVP by April 16) 🎤 Laugh, reconnect, and enjoy a great night out 🍹 One drink ticket per attendee 📍 Shakespeare’s Pub | Kalamazoo | Ages 21+ Grab your spouse, make a plan, and join us for a night that’s fun, meaningful, and memorable. 👉 Save your spot today: https://UltimateDateNightFundraiser.eventbrite.com No products will be sold. See thrivent.com/social for important disclosures.

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“Let not your hearts be troubled. Believe in God; believe also in me.” - John 14:1

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“Let not your hearts be troubled. Believe in God; believe also in me.” - John 14:1

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Have you ever wondered when is the best time to start Social Security—and how taxes could affect your retirement income? Join us for Social Security: Timing Is Everything, an informative workshop designed to help you understand your options and make confident decisions for retirement. 📅 May 7, 2026 ⏰ 6:00 PM EDT 📍 Latitude 42 Brewing Company – Oshtemo 🍽️ Dinner and drinks will be served RSVP today and feel free to invite someone who could benefit from this discussion. Registration Link: https://calendly.com/stephanie-farrance-thrivent/social-security-timing-is-everything-workshop No products will be sold. Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. See thrivent.com/social for important disclosures.

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Have you ever wondered when is the best time to start Social Security—and how taxes could affect your retirement income? Join us for Social Security: Timing Is Everything, an informative workshop designed to help you understand your options and make confident decisions for retirement. 📅 May 7, 2026 ⏰ 6:00 PM EDT 📍 Latitude 42 Brewing Company – Oshtemo 🍽️ Dinner and drinks will be served RSVP today and feel free to invite someone who could benefit from this discussion. Registration Link: https://calendly.com/stephanie-farrance-thrivent/social-security-timing-is-everything-workshop No products will be sold. Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. See thrivent.com/social for important disclosures.

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Maximizing your Social Security benefits is a crucial part of securing your retirement. By planning ahead and using key strategies, you can optimize your benefits and enhance your financial future. Start making informed decisions now for a more comfortable retirement tomorrow: https://bit.ly/44bxQcX

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Maximizing your Social Security benefits is a crucial part of securing your retirement. By planning ahead and using key strategies, you can optimize your benefits and enhance your financial future. Start making informed decisions now for a more comfortable retirement tomorrow: https://bit.ly/44bxQcX

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FREE date night idea for married couples! 🎉 Join us for Ultimate Date Night Fundraiser: “Fighting for Us!” with Jay & Laura Laffoon—a night full of laughter, music, and practical encouragement for marriage. 🗓️ Saturday, April 18 🕖 7:00–9:00 PM (Doors 6:00) 📍 Shakespeare’s Pub – Comedy Club, Kalamazoo 🎟️ FREE tickets (RSVP required) • Ages 21+ 🍹 One drink ticket included Spots are filling, so if this weekend is a good time to plan a date night, we’d love to have you join us! 👉 Register here: https://UltimateDateNightFundraiser.eventbrite.com Registration closes April 16. No products will be sold. See thrivent.com/social for important disclosures.

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FREE date night idea for married couples! 🎉 Join us for Ultimate Date Night Fundraiser: “Fighting for Us!” with Jay & Laura Laffoon—a night full of laughter, music, and practical encouragement for marriage. 🗓️ Saturday, April 18 🕖 7:00–9:00 PM (Doors 6:00) 📍 Shakespeare’s Pub – Comedy Club, Kalamazoo 🎟️ FREE tickets (RSVP required) • Ages 21+ 🍹 One drink ticket included Spots are filling, so if this weekend is a good time to plan a date night, we’d love to have you join us! 👉 Register here: https://UltimateDateNightFundraiser.eventbrite.com Registration closes April 16. No products will be sold. See thrivent.com/social for important disclosures.

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“Above all, keep loving one another earnestly, since love covers a multitude of sins.” - 1 Peter 4:8

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“Above all, keep loving one another earnestly, since love covers a multitude of sins.” - 1 Peter 4:8

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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