Saving for retirement? Here’s something to consider: different accounts come with different tax implications.By spreading your savings across taxable, tax-deferred and tax-free accounts, you can give yourself more flexibility in retirement. This makes it easier for you to manage withdrawals, avoid tax spikes and lower your Modified Adjusted Gross Income (MAGI).Get in touch to discuss the right approach for your unique situation.See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
The future may be full of unknowns—but one thing you can prepare for is how you’ll handle long-term care if or when the need arises.Planning for extended care today gives you more choices tomorrow. It helps protect your finances and independence—while allowing your loved ones to remain care managers, not full-time caregivers.➡️ If you have any questions or would like to explore your options, let’s schedule time to discuss.See thrivent.com/social for important disclosures.
If you’re looking for simple ways to help reduce your taxable income, you may have more options than you realize. These 7 strategies can help you become more tax efficient over time. ➡️ https://bit.ly/3KB47mJ
Your legacy is more than what you leave behind—it’s what you intentionally pass forward. Whether you’re still building or ready to pass it on, let’s connect to make it lasting and meaningful. Legacy planning looks different for everyone.This guide helps you explore key areas so your plan reflects what matters most: https://bit.ly/3IeMVSD
Join us for a Leaving a Thriving Legacy webinar on Tuesday, October 20th at 6:30 pm EST. Learn about strategies around how to better prepare yourself for the “what-ifs” in life from our special guest speaker. Location: The Hub 128, 128 W Michigan Ave., Marshall, MI 49068Time: Doors open and dinner served at 6:30 PM. Presentation starts at 7:00 PM EST.Hosts for this event are William Annis and Evan Hanna.RSVP at https://connect.thrivent.com/lake-effect-financial-consultants/eventsNo products will be sold. See thrivent.com/social for additional disclosures.
Financial literacy for teens: 6 lessons about money managementOne of the greatest gifts you can offer your teenager is teaching them about money. In a few years, they'll face financial decisions that demand a long-term perspective. Here are ways to start the conversation. ⬇️
🚧 Kalamazoo Office Traffic Update 🚧A quick heads-up for anyone visiting our Kalamazoo office in the coming weeks.The City will be repaving W. Michigan Avenue between Venture Park Drive and Drake Road beginning tentatively the week of September 14, with work expected to continue through approximately September 30.During this time, W. Michigan Avenue will be closed to through traffic, and access to businesses will be limited. Detour routes will be clearly marked.✅ Our office will remain open and accessible during construction.If you're planning to visit us, please allow a little extra travel time and follow the posted detours. We appreciate your patience as these road improvements are completed.Please reach out with any questions, 269-655-1818.#Kalamazoo #RoadConstruction #ClientUpdate
Our office will be closed in observance of Independence Day on July 3rd and July 4th as we celebrate the freedoms we are blessed to enjoy. We look forward to reconnecting with you when we reopen on Monday, July 6th. Wishing you a safe and meaningful holiday!
As a parent, you already know the values you want to instill in your kids. But figuring out how to teach them isn’t always easy, especially when it comes to money.The good news? Raising money-smart kids doesn’t require a lesson plan—just simple, everyday moments. Small habits practiced together can build financial discipline that grows with them. 🙌These five are a great place to start. ⬆️
This Memorial Day, may we pause and remember the true meaning of this day. It’s not about a long weekend or great sales—it’s about honoring the brave men and women who gave their lives to protect our nation, our families, and our freedom. We remember, we honor, and we are forever grateful.
"Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver." - 2 Corinthians 9:7
Helping your kids learn about money is a gift that grows with them. Start early, build gradually and focus on simple concepts at each stage.These age-appropriate skills can help them develop discipline and healthier money habits as they grow. ➡️ https://bit.ly/4axUyhk
Help Thrivent bring the 2027 calendar theme, “God’s Handiwork,” to life.From quiet moments of peace to everyday beauty, share original photos or artwork that reflect how God’s creativity shows up in the world around us. Let’s tell the story of a world lovingly shaped by His hand. 💙📸 Submit your photo or artwork by June 30, 2026🗓️ Pre order your calendar while you’re thereLearn more: https://bit.ly/41PtTIz
Know someone who’s thinking about retirement and Social Security?Invite them to join you at our Social Security: Timing Is Everything workshop on May 7 at Latitude 42 Brewing Company – Oshtemo.This free workshop will cover:• When to claim Social Security• What you can expect from other income sources• How taxes may affect you in retirement⏰ 6:00 PM EDT🍴 Dinner and drinks providedRegister required.RSVP here: https://calendly.com/stephanie-farrance-thrivent/social-security-timing-is-everything-workshopNo products will be soldRegistration is required—please RSVP and register each individual attending.Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.See thrivent.com/social for important disclosures.
When comparing colleges, look at net price (after scholarships and grants), not just the published cost. A realistic view helps you right-size savings, aid and any loans. Want help understanding your budget and options? Let's connect.See thrivent.com/social for important disclosures.
