Insights
A qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.A QCD allows you to give directly from your IRA to a nonprofit you care about. It can count toward your required minimum distribution (RMD), potentially lower your taxable income and even help manage your future Medicare costs.Find out more: https://bit.ly/4hmPFKV
Your Retirement, Your Way: Learn 5 Keys to Retiring FearlesslyWondering if you'll have enough saved for retirement? Join us for an evening of practical strategies to help you build confidence in your financial future.We'll cover common retirement concerns and how the tax status of your retirement investments can affect decisions about keeping income taxes in check.📅 Thursday, November 5, 2026 🕕 6:00 p.m. ET 📍 Latitude 42, 6101 W Main Street, Kalamazoo 🍽️ Dinner and drinks will be servedBring a friend or family member who could benefit. To reserve your spot, call 269-655-1818.No products will be sold. See thrivent.com/social for important disclosures.#RetirementPlanning #Kalamazoo #Thrivent
If you’re relatively new to investing, understanding the basics of how realized gains and losses are taxed can help you make smarter decisions. These 4 rules are a great place to start.📌 For more, check out this guide: https://bit.ly/4p4h9Hn
There's still space available on our free Leaving a Thriving Legacy webinar on Tuesday, October 20th at 6:30 PM EST!Learn about strategies around how to better prepare yourself for the “what-ifs” in life from our special guest speaker. Location: The Hub 128, 128 W Michigan Ave., Marshall, MI 49068Time: Doors open and dinner served at 6:30 PM. Presentation starts at 7:00 PM EST.Hosts for this event are William Annis and Evan Hanna.RSVP at https://connect.thrivent.com/lake-effect-financial-consultants/eventsNo products will be sold. See thrivent.com/social for additional disclosures.
Technology has made impersonation scams more convincing—and more frightening than ever. Criminals can now use AI to clone a loved one’s voice, spoof their phone number and create a false sense of emergency to pressure you into sending them money.🚩 If you ever receive a call like this, hang up and reach out to your loved one directly. When in doubt, contact the police.
How an allowance for kids teaches financial lessons for adulthoodLooking for a way to teach your children the value of money? An allowance can help them understand the basics of budgeting and saving. Here are some things to consider before giving out an allowance. ⬇️
Saving for retirement? Here’s something to consider: different accounts come with different tax implications.By spreading your savings across taxable, tax-deferred and tax-free accounts, you can give yourself more flexibility in retirement. This makes it easier for you to manage withdrawals, avoid tax spikes and lower your Modified Adjusted Gross Income (MAGI).Get in touch to discuss the right approach for your unique situation.See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
The future may be full of unknowns—but one thing you can prepare for is how you’ll handle long-term care if or when the need arises.Planning for extended care today gives you more choices tomorrow. It helps protect your finances and independence—while allowing your loved ones to remain care managers, not full-time caregivers.➡️ If you have any questions or would like to explore your options, let’s schedule time to discuss.See thrivent.com/social for important disclosures.
If you’re looking for simple ways to help reduce your taxable income, you may have more options than you realize. These 7 strategies can help you become more tax efficient over time. ➡️ https://bit.ly/3KB47mJ
Your legacy is more than what you leave behind—it’s what you intentionally pass forward. Whether you’re still building or ready to pass it on, let’s connect to make it lasting and meaningful. Legacy planning looks different for everyone.This guide helps you explore key areas so your plan reflects what matters most: https://bit.ly/3IeMVSD
Join us for a Leaving a Thriving Legacy webinar on Tuesday, October 20th at 6:30 pm EST. Learn about strategies around how to better prepare yourself for the “what-ifs” in life from our special guest speaker. Location: The Hub 128, 128 W Michigan Ave., Marshall, MI 49068Time: Doors open and dinner served at 6:30 PM. Presentation starts at 7:00 PM EST.Hosts for this event are William Annis and Evan Hanna.RSVP at https://connect.thrivent.com/lake-effect-financial-consultants/eventsNo products will be sold. See thrivent.com/social for additional disclosures.
Financial literacy for teens: 6 lessons about money managementOne of the greatest gifts you can offer your teenager is teaching them about money. In a few years, they'll face financial decisions that demand a long-term perspective. Here are ways to start the conversation. ⬇️
🚧 Kalamazoo Office Traffic Update 🚧A quick heads-up for anyone visiting our Kalamazoo office in the coming weeks.The City will be repaving W. Michigan Avenue between Venture Park Drive and Drake Road beginning tentatively the week of September 14, with work expected to continue through approximately September 30.During this time, W. Michigan Avenue will be closed to through traffic, and access to businesses will be limited. Detour routes will be clearly marked.✅ Our office will remain open and accessible during construction.If you're planning to visit us, please allow a little extra travel time and follow the posted detours. We appreciate your patience as these road improvements are completed.Please reach out with any questions, 269-655-1818.#Kalamazoo #RoadConstruction #ClientUpdate
Our offices will be closed on Monday, September 7th for Labor Day. We will back in the office on Tuesday, September 8th.
Our office will be closed in observance of Independence Day on July 3rd and July 4th as we celebrate the freedoms we are blessed to enjoy. We look forward to reconnecting with you when we reopen on Monday, July 6th. Wishing you a safe and meaningful holiday!
Our offices are closed today. Thrivent's home office is also closed today. We will be back in the office on Monday, June 22nd.
As a parent, you already know the values you want to instill in your kids. But figuring out how to teach them isn’t always easy, especially when it comes to money.The good news? Raising money-smart kids doesn’t require a lesson plan—just simple, everyday moments. Small habits practiced together can build financial discipline that grows with them. 🙌These five are a great place to start. ⬆️
This Memorial Day, may we pause and remember the true meaning of this day. It’s not about a long weekend or great sales—it’s about honoring the brave men and women who gave their lives to protect our nation, our families, and our freedom. We remember, we honor, and we are forever grateful.
"Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver." - 2 Corinthians 9:7