About Lake Effect Financial Consultants
Meet Our Team
Kalamazoo Office
Michael Farrance
ChFC®, CLU®, FIC, BFA™
Financial Consultant
Book a meeting with Michael Farrance-Kalamazoo Office
Book a meeting with Michael Farrance- Lansing Office
Book a meeting with Michael Farrance-ZOOM
Book a meeting with Michael Farrance-Saint Joseph Office
Michael holds the Chartered Financial Consultant (ChFC®) designation and has been with Thrivent since 2016. He specializes in holistic financial planning, tax-efficiency retirement planning, wealth transfer, Dedicated Planning Services and educated advice and life insurance needs. He also mentors new advisors, helping them learn and grow to provide excellent service to our members. Michael is supported by two staff members to provide personalized service in financial matters that are important to you.
He is a Marine Veteran and served our country from 2001-2005. With a mission of guiding Christians to be wise with money, Thrivent aligns with his core values and gives him the opportunity to continue serving and protecting the members of his community. Michael enjoys hanging out with friends and family, fishing trips to Minnesota, golfing, and volunteering. Michael attends Trinity Lutheran Church in Paw Paw where he worships with his family.
- Title
Financial Consultant
- State(s) Licensed
- AZ , CA Insurance Lic. #4284366 , FL , GA , IL , IN , MA , MI , NC , OH , PA , SC , WA , WI
- Website
- https://connect.thrivent.com/michael-farrance
- Phone
- 269-655-1818
William Annis
FIC, RICP®
Financial Associate
Book a meeting with William Annis-Kalamazoo office
Book a meeting with William Annis-ZOOM
Book a meeting with William Annis-Client's Home
Book a meeting with William Annis-Biggby Coldwater
Book a meeting with William Annis-Biggby Marshall
Bill believes that retirement planning is a critical aspect of financial planning and requires a tailored approach to meet the unique needs of each individual. His philosophy is centered on the following principles: empowerment, collaboration, personalization, and continuous improvement. Bill has been with Thrivent since 2017 and holds a Retirement Income Certified Professional (RICP®) designation from The American College of Financial Services that helps him understand and design a plan around his client’s goals.
Bill and his wife Kelli live in Marshall. Bill and Kelli enjoy spending time with their two adult sons and four grandsons. They also enjoy traveling with their family and friends. Bill is a member of Marshall Rotary, a board member for Battle Creek Area Habitat for Humanity and a board member for Mobile Meals, Inc. of Marshall.
- Title
Associate
- State(s) Licensed
- AZ , MI , OH , SC
- Website
- https://connect.thrivent.com/william-annis
- Phone
- 269-655-1818
Terry Gautz
Licensed Office Professional
Terry has been with Thrivent since 2009. He has a passion for guiding Christians to be wise with money, Thrivent aligns with his core values and gives him the opportunity to continue serving the members of his community.
He is passionate about providing dependable service. Terry enjoys camping, friends and family, fishing, golfing, and volunteering. Terry is a member at Immanuel Lutheran Church in Monroe where he and his wife Kathryn worships. Terry and Kathryn have 3 grown sons, 3 wonderful daughter in-laws, 5 adoring grandchildren.
- Title
Licensed Office Professional
- Phone
- 269-655-1818
Stephanie Farrance
FIC
Practice Support Associate
Stephanie has been with Thrivent since June 2019. Stephanie works on back off tasks, marketing, scheduling workshops and events and building relationships with local churches and non-profits. Before working for Thrivent, Stephanie was a Licensed Veterinary Technician. She chose to work for Thrivent because she saw the impact they had on member’s in her community through their charitable programs.
She loves to run, read, volunteer and spend time at the lake with Michael and their daughters. She attends Trinity Lutheran Church in Paw Paw.
- Title
Practice Supt Associate
- State(s) Licensed
- MI
- Phone
- 269-655-1818