About Lake Effect Financial Consultants

We're proud to be Thrivent financial professionals. We provide personalized financial guidance to people at all stages of life. At Thrivent, we view money not as a goal, but as a tool — one that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given. We're here to help you do just that.

Kalamazoo Office

Michael Farrance

Michael Farrance

ChFC®, CLU®, FIC

Michael is a Financial Consultant and has been with Thrivent since 2016. He is a Marine Veteran and served our country from 2001-2005. With a mission of guiding Christians to be wise with money, Thrivent aligns with his core values and gives him the opportunity to continue serving and protecting the members of his community. He deals in financial planning, fee based planning, retirement income strategies, portfolio development and management, charitable and legacy strategies, risk management, etc. He believes in building long term relationships with his members and churches. He is passionate about providing dependable and holistic financial advice to all of his members. Michael enjoys hanging out with friends and family, fishing trips to Minnesota, golfing, and volunteering. Michael attends Trinity Lutheran Church in Paw Paw where he worships with his family.


I am a Ramsey SmartVestor Pro and am honored to be part of their network of other financial professionals in my local area. The SmartVestor program connects consumers with financial professionals in their area. Not just anyone can be a SmartVestor Pro. To qualify, financial professionals must pass a vetting process and follow their code of conduct. SmartVestor Pros take a client-first mentality and treat you like a teammate, with a commitment to educating and empowering you.

 

Neither Ramsey Solutions nor the SmartVestor program are affiliated with or endorsed by Thrivent. Views are theirs and not necessarily those of Thrivent or its affiliates.

Title

Financial Consultant

State(s) Licensed
AZ , CA Insurance Lic. #4284366 , FL , GA , IL , IN , MI , NC , PA , SC , WA , WI
Website
https://connect.thrivent.com/michael-farrance
Phone
269-655-1818
Stephanie Farrance

Stephanie Farrance

FIC

Stephanie Farrance is a Practice Support Associate and partner with her husband with Lake Effect Financial Consultants. She started working for Thrivent in June 2019 helping clients navigate their financial journey. Stephanie works on client paperwork, marketing, scheduling workshops and events and building relationships with local churches and non-profits. Before working for Thrivent, Stephanie was a Licensed Veterinary Technician for eight years. However, she chose to work for Thrivent because she saw the impact Thrivent had on member’s in her community through their charitable programs. She wanted to be a part of a company that truly cared about their members and communities. She loves to run, read, golf, travel, spend time at the lake with her husband and daughters and volunteer in her community. Stephanie and Mike have two dogs, a cat and chickens. She attends Trinity Lutheran Church in Paw Paw.

Title

Practice Supt Associate

State(s) Licensed
MI
Phone
269-655-1818
Terry Gautz

Terry Gautz

Terry is a Licensed Office Professional and has been with Thrivent since 2009. He has a passion for guiding Christians to be wise with money, Thrivent aligns with his core values and gives him the opportunity to continue serving the members of his community. He is passionate about providing dependable service. Terry enjoys camping, friends and family, fishing, golfing, and volunteering. Terry is a member at Immanuel Lutheran Church in Monroe where he and his wife Kathryn worships. Terry and Kathryn have 3 grown sons, 3 wonderful daughter in-laws, 3 adoring grandchildren with a fourth on the way.

Title

Licensed Office Professional