Our Story
About Heart of Illinois Financial Advisors

We're proud to be Thrivent financial professionals and even prouder to be serving in the Bloomington-Normal area.

Each of our qualified Financial Advisors lives, works, and volunteers right here in our community. At our office just off Eastland Drive in Bloomington, we provide personalized financial guidance to people at all stages of life, getting to know them and helping them accomplish their financial goals while supporting the causes that matter to them.

At Thrivent, we view money not as a goal itself, but as a tool that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given. We're here to help you do just that.

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Your Heart of Illinois Financial Advisors Team in the Community

The HOIFA Thrivent office is deeply involved in supporting local nonprofits and strengthening our community through event sponsorships and participation in fundraisers throughout the year.

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Chris Ayers
Chris AyersFinancial AdvisorFIC, RICP®

Chris Ayers is proud to serve the Bloomington-Normal community as a Financial Advisor, where he has worked and raised a family. His wife Kristen continues to teach special needs students at Bloomington Junior High, and his son Caden is local, too, in welding training. Daughter Kelsie is a nurse at Cincinnati Children’s Hospital.

Chris is active in the community; when not working in the office or spending time with his family, you can find him volunteering for the Salvation Army or participating in community events.

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Robert Borchers
Robert BorchersFinancial AdvisorRICP®, CLTC®

Bob has been a Financial Advisor with Thrivent since 2015. He grew up in Central Illinois and graduated with a degree in Finance from Illinois State University in 1989. He and his wife, Yvette returned to Bloomington-Normal in 1999 where they raised their 3 children, Haley, Alex & Maddie. Yvette has been a medical transcriptionist for over 20 years. They are actively involved in their local church, Vale Church. Haley and Maddie both live in the area and are in education. Alex is a Mechanical Engineer in Louisville, KY. 

Bob & Yvette have been actively involved with local dog rescues for several years. In addition to their three foster failures, they have fostered over 200 dogs over the years. When not in the office, Bob enjoys spending time with family (including the dogs) and any outdoor activities – especially working on his golf game.

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Renae Etka
Renae EtkaFinancial Associate

As a lifetime resident of Bloomington-Normal, Renae Etka is proud to serve Thrivent members in her lifelong community. She has a Bachelors Degree from ISU in Public Health and enjoys spending time with her family and grandkids, traveling, golfing and volunteering. She currently serves on the Board of Home Sweet Home Ministries.

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Tony Gingerich
Tony GingerichFinancial Advisor

Tony joined the Heart of Illinois Associates in 2017 after several years in the banking industry. He is married to his beautiful wife, Danielle, and they have three children, Willow, Knox and Piper. Tony and his family are members of Crosspoint Community Church in Eureka, IL. When he is away from the office, Tony enjoys spending time with his family, golfing, and cheering on the St Louis Cardinals.

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Gary Cates
Gary CatesFinancial Advisor
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Kyle Foster
Kyle FosterFinancial AdvisorBFA™

Kyle is originally from Dixon, IL, but moved to the Bloomington area with his wife in 2011 after they were married in 2007. He joined Thrivent in 2022 after a decade working in banking. Emily has been a hairstylist for over 20 years, and now works at Hello Beautiful in Bloomington. They have two children, Berkley and Hudson, who are students at Cornerstone Christian Academy. They are both very active in sports, particularly softball and baseball. Kyle is an avid Chicago sports fan, and spends his free time running and trying to golf.

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Julie James
Julie JamesOffice Manager

Julie graduated from Illinois College with a bachelor’s degree in business and economics. She has spent her career in the banking and financial industries. She is married to Mike who is in software sales at SAS Institute.

They have 3 grown children, 2 beautiful granddaughters and a spunky mini Goldendoodle. Beyond work, Julie is deeply involved in her her community, where she actively volunteers and strives to make a positive impact.

Cassandra Black
Cassandra BlackOffice Professional

Originally from Michigan, Cassie joined the team in 2025 after working in the music retail industry for many years. She is an Interlochen Arts Academy graduate. She also attended the University of North Texas for music performance where she studied euphonium, tuba and trombone.

She is married to her husband, Nic who is a professor of German at Illinois State University and Heartland Community College. In her free time she enjoys playing euphonium in the Bloomington-Normal Community band, experimenting with new recipes in the kitchen, and taking her wonderful dog Lilly on adventures.

Office Location
Bloomington Location
2101 Eastland Dr Ste D
Bloomington, IL 61704
Phone309-664-7770Fax800-850-0746Hours

M – Th: 8:30 a.m. – 5:00 p.m.

F: 9:00 a.m. – 3:00 p.m

Ready to connect?

We'd love to answer any questions you may have and start learning about your goals. We can meet however you're most comfortable—phone, virtual or in person.

Or call us directly: 309-664-7770

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

* as of December 31, 2024

** Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Rating is based on Thrivent’s financial strength and claims-paying ability. Does not apply to investment product performance. For information on this rating, visit the rating agency's website.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations