Insights
Life changes. Your protection can adapt.A term-to-permanent life insurance conversion is simple to do and may offer:• Lifelong coverage (as long as premiums are paid)• Potential cash value accumulation • More flexibility as your needs changeHave questions about how a term-to-perm conversion works and may affect your premium amount or coverage? Let’s talk.See thrivent.com/social for important disclosures.This contract has exclusions, limitations and terms under which the benefits may be reduced, or the contract may be discontinued. For costs and complete details of coverage, contact your licensed insurance agent/producer.
Future you is giving you a high five.Getting life insurance in your 20s may help you lock in lower premiums and build financial protection early for your loved ones.Let's make life insurance make sense for your finances now and in the future.See thrivent.com/social for important disclosures.
Life insurance could be more affordable than you think. Get an estimate for what life insurance protection might cost you here: https://bit.ly/4odOj7f
Big news: $605 million is going back to Thrivent clients with membership in 2027 in the form of dividends and nonguaranteed policy enhancements. 🎉Our consistent ability to provide this total payout reflects our company's long-term financial strength and stability.Delivering value to clients is one of the most tangible ways we fulfill our purpose and member-owned advantage.Learn more: https://bit.ly/4z4ieF3Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.
When should you think about buying life insurance? Why do people buy it? How do you choose a policy? Take a look at these key questions when considering a life insurance policy: https://bit.ly/4fV6zzk
If you have life insurance coverage through your employer, it may not be enough to fully cover your needs. Let’s assess your situation and determine your next steps.See thrivent.com/social for important disclosures.
Your super catch-up window is hereBetween ages 60 and 63, you may have an exclusive opportunity to contribute more to your retirement through the super catch-up provision. This means you can:• See if you qualify and how much extra you may be eligible to contribute.• Understand the factors that may influence this decision.• Evaluate if contributing more—or another strategy—makes the most sense for your goals.Learn more about how this limited-time option could help you make the most of your retirement savings if this option is available to you. ⬇️
It’s not too late to strengthen your income strategyIncome, taxes, Social Security and withdrawal decisions all play a role in retirement. Understanding how these factors connect can help you feel more confident about what you can spend—and how long your money may last.Before required minimum distributions begin, discover how your savings can turn into income to help you make the most of what you've worked hard to build. ⬇️
Interested in a financial advisor career but not sure where to start?At Thrivent, our Virtual Advice Team is designed to help you take that first step. You'll work with established clients while receiving training, coaching and support to build your experience and grow your career. Find your start: thriventcareers.com/4xIAsdr
Can you check off any of these boxes?✅ Loved ones depend on you for income✅ Don’t want to pass large debts onto others✅ Want to leave a legacyIf you checked any of the boxes, you should consider how life insurance can help you protect what’s most important to you: https://bit.ly/47eNLJh
Why do people stay at Thrivent? 🤔Because you can build a career that’s both financially rewarding and deeply purposeful (doing work that means more).Discover why our retention rate is above the industry average: thriventcareers.com/46ccOLr#Careers #FinancialServices #CareerGrowth #Thrivent
Are you curious about qualified charitable distributions (QCDs)? Reach out to learn more about tax-smart charitable giving at age 70½ or older.See thrivent.com/social for important disclosures.
If you’re age 55 or older, you may be able to access your 401(k) early. Reach out to learn more about the rule of 55 and how it may impact your retirement planning. See thrivent.com/social for important disclosures.
Is it time to start taking your required minimum distributions? Reach out to learn more about RMDs and how they may impact your retirement goals.See thrivent.com/social for important disclosures.
Can you claim early Social Security benefits? Reach out to learn more about taking Social Security benefits at age 62. Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. See thrivent.com/social for important disclosures.
Love the work you do (while making an attractive income).Find purpose, growth and a team of people invested in your success.Discover more about the financial advisor career: thriventcareers.com/4cIdiwn#CareerChange #FinancialServices #FinancialAdvisor
You don’t need all the answers before you start your financial planning journey.Sometimes, the first step is simply talking through what matters most.Let's connect, zero in on your goals and start financial planning to help you reach them.See thrivent.com/social for important disclosures.
Your finances don’t exist in separate buckets.Let's create a thoughtful financial plan to help you see how all the pieces work together.See thrivent.com/social for important disclosures.
How qualified charitable distributions (QCDs) work: Rules, pros & consA qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.A QCD allows you to give directly from your IRA to a nonprofit you care about. It can count toward your required minimum distribution (RMD), potentially lower your taxable income and even help manage your future Medicare costs.Find out more. ⬇️
Donor-advised funds: Helping you help othersBeing able to support the causes you care about can be one of the most meaningful parts of your financial journey. A donor-advised fund (DAF) may help you extend that impact even further.A DAF enables you to make charitable contributions now and qualify for a tax deduction, while recommending grants to your favorite charities on your own timeline. Over time, your fund may grow, creating even more dollars to give.Explore whether a DAF is right for you. ⬇️