You don’t need to have everything figured out before talking with a financial advisor. You just need a place to start.
At Catalyst Wealth Group, we believe financial planning begins with understanding you: your life, your priorities, the people you care about, and what you want your money to help accomplish.
Whether you’re building your financial foundation or navigating more complex decisions involving retirement, investments, protection, estate and legacy planning, or changing family needs, we help bring the pieces together into a strategy you can understand and act on.
Our goal isn’t to hand you a plan and send you on your way. It’s to build an ongoing relationship that helps you make informed financial decisions as your life evolves.
Planning Built Around Your Life
What you can expect:
• Personal guidance centered on your priorities and goals
• Straightforward conversations that make complex topics easier to understand
• Transparent choices and fees so you know what to expect
• Coordinated planning that considers the different pieces of your financial life
• Ongoing guidance as your needs, priorities, and circumstances change
• Flexible meeting options, including virtual and in-person appointments
Money is a tool. What you do with it is what matters.
We want to help you use your resources intentionally, whether that means creating financial security, enjoying retirement, caring for the people you love, giving generously, building a legacy, or simply feeling more confident about what comes next.
Meet the Catalyst Wealth Group Advisor Team
Melissa Kadrmas, MBA, RICP®
Schedule with Melissa | Fort Myers, FL
Jo Moore
Schedule with Jo | St. Petersburg, FL
Kevin Warner, Associate Advisor
Schedule with Kevin | Sun City Center, FL
Aaron Riley, Associate Advisor
Ready to start?
Start with a conversation. Together, we’ll determine what comes next.
When life changes, your financial plan should too.
Some changes are exciting. Others are unexpected. Many are a little bit of both.
A new career, growing family, retirement, inheritance, loss of a loved one, or change in your health can affect more than one part of your financial life at the same time. These are often the moments when having someone help you see the bigger picture matters most.
At Catalyst Wealth Group, we help you understand how a change today may affect the other pieces of your financial life, so you can make thoughtful decisions about what comes next.
Career & Employment Changes
Starting a new job, changing careers, retiring, or becoming self-employed can create important decisions involving workplace benefits, retirement accounts, insurance, cash flow, taxes, and your longer-term financial strategy.
Marriage, Divorce & Family Changes
As relationships and families evolve, your financial priorities may change with them. This can be an important time to revisit your goals, beneficiaries, savings strategies, insurance coverage, estate considerations, and overall financial picture.
A Growing Family
Welcoming children or grandchildren often brings new priorities. We can help you think through education funding, protection planning, savings goals, estate considerations, and how today’s decisions fit into your family’s future.
Preparing for & Living in Retirement
Retirement planning is about more than reaching a certain age or account balance. It’s about turning what you’ve accumulated into a strategy for the life you want to live while considering income, investments, taxes, Social Security, healthcare, extended care, and the legacy you hope to leave.
Caring for Yourself & the People You Love
Planning may eventually include conversations about aging, caregiving, healthcare, extended care needs, and who will help manage important decisions if you or someone you love needs assistance.
Inheritance, Estate & Legacy
Receiving an inheritance or thinking about your own legacy can create important questions. We can help you consider how those assets fit within your broader plan and what you want your wealth to accomplish for your family, the people you love, and the causes that matter to you.
Life’s Unexpected Turns
The loss of a loved one, a health change, relocation, or another unexpected event can create financial decisions at an already difficult time. We help you identify what requires attention now, what can wait, and how your financial plan may need to change.
Your life won’t stand still. Your financial plan shouldn’t either.
You don’t have to navigate every decision on your own. Wherever you’re starting, we’ll help you understand where you are, identify what matters most, and create a path forward.
That’s where our CATALYST Process begins.
