We Drive (Planning & Advice Relationship)

1. Determine & prioritize non-negotiables, financial goals, and concerns

2. Review income & expenses

3. Inventory assets, liabilities, and net-worth

4. Validate financial and retirement trajectory utilizing planning software

5. Evaluate employer retirement and insurance options as well estate & legacy strategies

6. Revisit regularly

Price: Flat-Fee of 1% of gross annual salary/year of couple or individual (minimum $1,800/year)

We Navigate (Planning & Management Relationship)

1. Nest egg Asset Allocation models

2. Validate income strategy and withdrawal rate utilizing planning software & Monte Carlo simulation

3. Income & Growth focused

4. Asset rebalancing and Tax efficient strategies

5. Estate & legacy Strategies

6. Review semi-annually

Price: Percentage of Assets Under Management as follows:

-$100,000 - $250,000 - 1.10%

-$250,001 - $500,000 - 1.00%

-$500,001 - $750,000 - .90%

-$750,001 - $1,000,000 - .80%

-$1,000,001 - $2,500,000 - .70%

-$2,500,001 - $5,000,000 - .50%

-$5,000,001 + - .30%

We Ride (Transactional Relationship)

1. Recognize what you need & want

2. Identify solutions

3. Determine Best Interest

4. Educate & Execute

5. Review when you want

Price: Commission paid from Thrivent for insurance solutions or Account Service fee paid from investment account balance