Our Platforms, Purviews, and Prices
We Drive (Planning & Advice Relationship)
1. Determine & prioritize financial goals & concerns
2. Review income & expenses
3. Inventory assets, liabilities, and net-worth
4. Validate financial and retirement trajectory utilizing planning software
5. Evaluate employer retirement and insurance options as well estate & legacy strategies
6. Revisit regularly
Price: Flat-Fee of 1% of gross annual salary of couple or individual
We Navigate (Planning & Management Relationship)
1. Nest egg Asset Allocation models
2. Validate income strategy and withdrawal rate utilizing planning software & Monte Carlo simulation
3. Income & Growth focused
4. Asset rebalancing and Tax efficient strategies
5. Estate & legacy Strategies
6. Review semi-annually
Price: Percentage of Assets Under Management as follows:
-$100,000 - $250,000 - 1.10%
-$250,001 - $500,000 - 1.00%
-$500,001 - $750,000 - .90%
-$750,001 - $1,000,000 - .80%
-$1,000,001 - $2,500,000 - .70%
-$2,500,001 - $5,000,000 - .50%
-$5,000,001 + - .30%
We Ride (Transactional Relationship)
1. Recognize what you need & want
2. Identify solutions
3. Determine Best Interest
4. Educate & Execute
5. Review annually
Price: Commission paid from Thrivent for insurance solutions or Account Service fee paid from investment account balance
Meet Our Team

Eric Himmel
MBA, CFP®
Eric has been a dedicated professional in the financial services industry since 2012, spending his entire career with Thrivent. In 2017, he founded the Third Coast Group at Thrivent to enhance the service and support he provides to clients. After earning his CFP® designation in 2023, Eric focuses on helping individuals and couples make informed financial & investment decisions, emphasizing a strategic approach that considers cash flow, asset location, and tax implications. Outside of work, Eric enjoys golfing when the weather permits and plays basketball when it doesn't. He also cherishes quality time with his wife, Jasmin.
- Title
Financial Associate
- State(s) Licensed
- AZ, IA, IL, IN, MI, MN, NC, NV, SC, TN, TX, WI,
- Website
- https://connect.thrivent.com/eric-himmel
- Phone
- 219-627-3371

Jason Gena
FIC, RICP®
Through his experiences working with professionals, individuals in and approaching retirement, and young families, Jason has learned that the word "money" has different meanings for different people. One thing that Jason has found, however, is that there is one commonality for everyone when it comes to money: being intentional when it comes to money can have a life changing impact for them, their future, and family. When working with clients, Jason uses an effective three step process: Goal Understanding, Cooperative Plan Collaboration, and Strategy Implementation. In his spare time, Jason enjoys spending time with his wife and two daughters, coaching his daughters' basketball and softball teams, and being an active member of his church. Jason has been working for Thrivent since 2016.
- Title
Financial Advisor
- State(s) Licensed
- AK, CO, FL, IL, IN, ME, MO, OH, SC, VA,
- Website
- https://connect.thrivent.com/jason-gena
- Phone
- 219-627-3371

Melissa Eggleston
Melissa went to Indiana University Northwest. After 5 years in retail management and 6 years in banking she transitioned into her role here at Thrivent. She was a ballet dancer and a gymnast for 15 years, so she has a solid foundation and understanding of leadership, teamwork and how important it is to work together. She puts her all into her work and building genuine connections and relationships with the clients that she works with. When she’s not working, she enjoys spending time with her family and close friends. She loves traveling and going to basketball games as often as she can! She also enjoys volunteering, making sure she can give back to the community is very important to her.
- Title
Associate
- State(s) Licensed
- IL, IN,
- Website
- https://connect.thrivent.com/melissa-eggleston
- Phone
- 219-226-5924

Ashley Richy
Ashley graduated from Benedictine University, Lisle IL in 2008 with a bachelor’s in Psychology and Art. Most of her work experience has been in the retail setting with her focus being on customer service.
Ashley Is a highly organized and friendly individual who brings a new perspective to the group. Her purpose with the team is to oversee our systems, marketing and social media to ensure that our clients are getting the best experience possible, as well as to stay connected with us in creative and fun ways. She has been with The Third Coast Group since 2020.
Being a daughter of a Lutheran Pastor, she believes that love and respect is something everyone is entitled to. She hopes to bring that into her work with the Third Coast Group.
In her free time, she loves to Craft (Knit, Crochet, Sew, Scrapbook), learn about languages and cultures, takes Belly Dancing lessons, and has an extensive Doll Collection. She also loves to play with her 2 Fur-children: a Dachshund, Suzu, and a Pastel Orange cat, Yume.
- Title
Office Professional
- Location
Saint John Office
- Phone
- 219-627-3371
- Fax
219-558-0903