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Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family

Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family


💰 In 2025, individuals can gift up to $19,000, and couples up to $38,000 per recipient tax-free. Smart gifting can: ✅ Reduce future estate taxes ✅ Help children or grandchildren now ✅ Shift taxable income to lower brackets Make sure gifts are made before dividends or gains are declared — time to connect with me! #FamilyFinance #SmartGifting #GenerationalWealth #EstatePlanning #WealthTransfer For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

💰 In 2025, individuals can gift up to $19,000, and couples up to $38,000 per recipient tax-free. Smart gifting can: ✅ Reduce future estate taxes ✅ Help children or grandchildren now ✅ Shift taxable income to lower brackets Make sure gifts are made before dividends or gains are declared — time to connect with me! #FamilyFinance #SmartGifting #GenerationalWealth #EstatePlanning #WealthTransfer For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.


🔄 By converting funds from a traditional IRA to a Roth IRA, you’ll pay taxes now—but once you're 59½ and have held the account for at least 5 years, your withdrawals are completely tax- and penalty-free. 💸 ✅ If your modified adjusted gross income (MAGI) is under: • $150,000 (single filer) • $236,000 (married filing jointly) …you could take advantage of this opportunity to grow your savings tax-free for life. 🧮 Unsure if it's the right move? Thrivent’s proprietary What-if Tax tool can help assess your options. 📅 Just don’t wait—conversions must be completed by Dec. 31 and can't be backdated. #RetirementPlanning #RothIRA #FinancialGoals For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

🔄 By converting funds from a traditional IRA to a Roth IRA, you’ll pay taxes now—but once you're 59½ and have held the account for at least 5 years, your withdrawals are completely tax- and penalty-free. 💸 ✅ If your modified adjusted gross income (MAGI) is under: • $150,000 (single filer) • $236,000 (married filing jointly) …you could take advantage of this opportunity to grow your savings tax-free for life. 🧮 Unsure if it's the right move? Thrivent’s proprietary What-if Tax tool can help assess your options. 📅 Just don’t wait—conversions must be completed by Dec. 31 and can't be backdated. #RetirementPlanning #RothIRA #FinancialGoals For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.


If staying in your home is a top retirement priority, you’re not alone. Learn how creating a plan for care as you age can help you achieve that goal. Join us for our free workshop, 4 Truths About Long-term Care. Discover why it’s vital to create a strategy to protect your assets and reassure your family about the future. • Most people want to stay in their home. • Care is expensive, whether at home or not. • Sharpen your focus on the future you’re hoping for. You can choose to attend one or more of the following webinars. October 14, 10 AM October 14, 6 PM Register using the following link-->https://thrivent.zoom.us/webinar/register/WN_XFtMVitOS8mn_7IrzkUtDA#/registration No products will be sold at this event. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Long-term care insurance may not cover all of the costs associated with long-term care. You are advised to review your contract carefully. The contract has exclusions, limitations, and terms under which the benefits may be reduced, or the contract may be discontinued. Contract provisions and maximum monthly benefits may vary by state. For costs and complete details of coverage, contact your licensed insurance agent/producer. THRIVENT IS THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS. Insurance products issued by Thrivent, Appleton, WI. Not available in all states. Licensed agent/producer of Thrivent. Thrivent.com/disclosures. ICC21 36175FB N3-21

If staying in your home is a top retirement priority, you’re not alone. Learn how creating a plan for care as you age can help you achieve that goal. Join us for our free workshop, 4 Truths About Long-term Care. Discover why it’s vital to create a strategy to protect your assets and reassure your family about the future. • Most people want to stay in their home. • Care is expensive, whether at home or not. • Sharpen your focus on the future you’re hoping for. You can choose to attend one or more of the following webinars. October 14, 10 AM October 14, 6 PM Register using the following link-->https://thrivent.zoom.us/webinar/register/WN_XFtMVitOS8mn_7IrzkUtDA#/registration No products will be sold at this event. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Long-term care insurance may not cover all of the costs associated with long-term care. You are advised to review your contract carefully. The contract has exclusions, limitations, and terms under which the benefits may be reduced, or the contract may be discontinued. Contract provisions and maximum monthly benefits may vary by state. For costs and complete details of coverage, contact your licensed insurance agent/producer. THRIVENT IS THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS. Insurance products issued by Thrivent, Appleton, WI. Not available in all states. Licensed agent/producer of Thrivent. Thrivent.com/disclosures. ICC21 36175FB N3-21


💬 Ask yourself: • Do I know my “retirement number”? • Do I have multiple income streams? • Have I stress-tested my plan for market downturns? The sooner you start, the more options you’ll have later. https://book.apps.thrivent.com/book-intro-appointment/terri.meekins For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

💬 Ask yourself: • Do I know my “retirement number”? • Do I have multiple income streams? • Have I stress-tested my plan for market downturns? The sooner you start, the more options you’ll have later. https://book.apps.thrivent.com/book-intro-appointment/terri.meekins For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.


Schedule an appointment by using the below link. https://book.apps.thrivent.com/book-intro-appointment/terri.meekins For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

Schedule an appointment by using the below link. https://book.apps.thrivent.com/book-intro-appointment/terri.meekins For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.


I can help you plan and prepare for that! For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

I can help you plan and prepare for that! For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.


You already know your #retirement should be a priority. But will you have enough income to last in retirement? I can help. 📱410-952-4536 For disclosure information, see thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.

You already know your #retirement should be a priority. But will you have enough income to last in retirement? I can help. 📱410-952-4536 For disclosure information, see thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.


I'll help you: 🎯 Define what retirement looks like for you 📉 Understand your investment risk tolerance 📂 Choose the right accounts for tax efficiency 💬 Review & adapt your plan over time For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

I'll help you: 🎯 Define what retirement looks like for you 📉 Understand your investment risk tolerance 📂 Choose the right accounts for tax efficiency 💬 Review & adapt your plan over time For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.