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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. 410-952-4536 For additional disclosure, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. 410-952-4536 For additional disclosure, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Together, we’ll create a plan that supports your dreams and protects what matters most. 💬 Call me at 410-952-4536 to schedule a conversation. #InclusiveFinancialPlanning #FaithBasedAdvisor #FinancialWellness For disclosure information, see thrivent.com/social.

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Together, we’ll create a plan that supports your dreams and protects what matters most. 💬 Call me at 410-952-4536 to schedule a conversation. #InclusiveFinancialPlanning #FaithBasedAdvisor #FinancialWellness For disclosure information, see thrivent.com/social.

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Through thoughtful planning and intentional decisions, you can use your financial resources to care for yourself, your loved ones, and the causes close to your heart. I’m here to help you make wise money choices so you can live out your faith and purpose with confidence. ✨ Let’s begin your journey today — 410-952-4536 For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Through thoughtful planning and intentional decisions, you can use your financial resources to care for yourself, your loved ones, and the causes close to your heart. I’m here to help you make wise money choices so you can live out your faith and purpose with confidence. ✨ Let’s begin your journey today — 410-952-4536 For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Whether it’s planning for retirement, protecting loved ones, or leaving a legacy, we’ll create a strategy that aligns with what matters most to you. 📞 Let’s start the conversation: 410-952-4536 #FaithAndFinance #FinancialConfidence #PurposeDrivenPlanning For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Whether it’s planning for retirement, protecting loved ones, or leaving a legacy, we’ll create a strategy that aligns with what matters most to you. 📞 Let’s start the conversation: 410-952-4536 #FaithAndFinance #FinancialConfidence #PurposeDrivenPlanning For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Sequence of returns risk: What it means for your retirement

The market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

As you set out on your retirement journey, you want to make the most of your money and stay on the road to financial stability. That's why, if you have...

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Are your financial decisions aligned with your values and life purpose? Let’s work together to create a personalized strategy that reflects your priorities. 📞 Call me at 410-952-4536 to get started. #FaithBasedFinance #FinancialPlanningWithPurpose #ThriventAdvisor #CKA #ValuesDriven #FIC #BFA For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Are your financial decisions aligned with your values and life purpose? Let’s work together to create a personalized strategy that reflects your priorities. 📞 Call me at 410-952-4536 to get started. #FaithBasedFinance #FinancialPlanningWithPurpose #ThriventAdvisor #CKA #ValuesDriven #FIC #BFA For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Are your financial decisions aligned with your values and life purpose? Let’s work together to create a personalized strategy that reflects your priorities. 📞 Call me at 410-952-4536 to get started. #FaithBasedFinance #FinancialPlanningWithPurpose #ThriventAdvisor #CKA #ValuesDriven #FIC #BFA For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Are your financial decisions aligned with your values and life purpose? Let’s work together to create a personalized strategy that reflects your priorities. 📞 Call me at 410-952-4536 to get started. #FaithBasedFinance #FinancialPlanningWithPurpose #ThriventAdvisor #CKA #ValuesDriven #FIC #BFA For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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With interest rates expected to continue shifting, now is a smart time to revisit your cash savings. By planning ahead, we can explore timely strategies designed to help keep your cash productive and aligned with your needs. See thrivent.com/social for important disclosures.

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With interest rates expected to continue shifting, now is a smart time to revisit your cash savings. By planning ahead, we can explore timely strategies designed to help keep your cash productive and aligned with your needs. See thrivent.com/social for important disclosures.

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💡 Portfolio construction tailored to your risk tolerance 💡 Tax-efficient investing strategies 💡 Retirement income planning & long-term growth 📱410-952-4536 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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💡 Portfolio construction tailored to your risk tolerance 💡 Tax-efficient investing strategies 💡 Retirement income planning & long-term growth 📱410-952-4536 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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Your investments should reflect your values, risk tolerance, and goals. I can help build a strategy that works for you—now and in the future. 📞 410-952-4536 #FaithBasedInvesting #CKA #PurposeDrivenPlanning #InvestmentStrategy #FIC #ThriventAdvisor For disclosure information, see thrivent.com/social.

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Your investments should reflect your values, risk tolerance, and goals. I can help build a strategy that works for you—now and in the future. 📞 410-952-4536 #FaithBasedInvesting #CKA #PurposeDrivenPlanning #InvestmentStrategy #FIC #ThriventAdvisor For disclosure information, see thrivent.com/social.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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