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Great news! Thrivent will provide a record $564 million payout of dividends and nonguaranteed policy enhancements to clients in 2025. Dividends are one way we show our continued commitment to helping clients build their financial futures and live more generous lives. Learn more: http://bit.ly/3As887D Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.
Great news! Thrivent will provide a record $564 million payout of dividends and nonguaranteed policy enhancements to clients in 2025. Dividends are one way we show our continued commitment to helping clients build their financial futures and live more generous lives. Learn more: http://bit.ly/3As887D Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.
Do you have a 401(k) with a previous employer? Reasons to consider rolling over your 401(k). 🔁 Wider Investment Choices: Many IRA accounts offer a broader range of investment options, including stocks, bonds, mutual funds, and ETFs, which you may not have access to in an old 401(k). 🔁 Better Control Over Fees: Employer plans may have hidden or higher fees. If you roll over into an IRA, you can choose an account with lower administrative costs, which can help your investments grow more efficiently. 🔁 Tax Benefits and Control: If you roll over to a traditional IRA, you keep the tax-deferred status of your funds. If you choose to do a Roth conversion, you can benefit from tax-free growth and withdrawals in retirement. 🔁 Avoid Losing Track of Your Account: Moving your old 401(k) keeps it from being forgotten, which can happen over time. It can also be challenging to get the paperwork to move it over the longer it’s been. There is no incentive for your previous employer to help you get it moved. Ready to move yours? I can help you with that. Disclosures: Thrivent .com/social There may be benefits to leaving your account in your employer plan, if allowed. You will continue to benefit from tax deferral, there may be investment options unique to your plan, fees and expenses may be lower, plan assets have unlimited protection from creditors under Federal law, there is a possibility for loans, and distributions are penalty free if you terminate service at age 55+. Consult your tax professional prior to requesting a rollover from your employer plan. #401(k)rollover #choices #taxbenefits #invest #thrivent #rollover #401k
Do you have a 401(k) with a previous employer? Reasons to consider rolling over your 401(k). 🔁 Wider Investment Choices: Many IRA accounts offer a broader range of investment options, including stocks, bonds, mutual funds, and ETFs, which you may not have access to in an old 401(k). 🔁 Better Control Over Fees: Employer plans may have hidden or higher fees. If you roll over into an IRA, you can choose an account with lower administrative costs, which can help your investments grow more efficiently. 🔁 Tax Benefits and Control: If you roll over to a traditional IRA, you keep the tax-deferred status of your funds. If you choose to do a Roth conversion, you can benefit from tax-free growth and withdrawals in retirement. 🔁 Avoid Losing Track of Your Account: Moving your old 401(k) keeps it from being forgotten, which can happen over time. It can also be challenging to get the paperwork to move it over the longer it’s been. There is no incentive for your previous employer to help you get it moved. Ready to move yours? I can help you with that. Disclosures: Thrivent .com/social There may be benefits to leaving your account in your employer plan, if allowed. You will continue to benefit from tax deferral, there may be investment options unique to your plan, fees and expenses may be lower, plan assets have unlimited protection from creditors under Federal law, there is a possibility for loans, and distributions are penalty free if you terminate service at age 55+. Consult your tax professional prior to requesting a rollover from your employer plan. #401(k)rollover #choices #taxbenefits #invest #thrivent #rollover #401k
Myth vs. Fact. Disclosures: Thrivent .com/social
Myth vs. Fact. Disclosures: Thrivent .com/social
Thankful for my wife, our kids, our family and friends, colleagues, and the community we have around us. Every good thing we have, I am grateful for. May you have a wonderful Thanksgiving! Disclosures: Thrivent .com/social #thanksgiving #grateful #gratitude #community #family #mywife #thrivent
Thankful for my wife, our kids, our family and friends, colleagues, and the community we have around us. Every good thing we have, I am grateful for. May you have a wonderful Thanksgiving! Disclosures: Thrivent .com/social #thanksgiving #grateful #gratitude #community #family #mywife #thrivent
Recently, I worked with a couple who had done an incredible job of saving and investing. They've built impressive careers, accumulated substantial assets, and prepared well for the future. But as they looked toward retirement and explored a new business venture, they felt unsure about the best next steps. They wanted to: ▶️ Launch their business while keeping their financial foundation strong. ▶️ Stay on course for retirement, now within reach. ▶️ Ensure their legacy for their children is protected from heavy taxes. 🤿 After diving deep into their goals, I recommended a comprehensive financial plan tailored to their unique situation. With so many moving pieces, they needed a clear roadmap to keep them on track. We worked together to assess their risk tolerance, safeguard their retirement plans, and map out a retirement income strategy that aligns with their dreams. 📑This customized plan became their financial guide, empowering them to pursue their new business and feel confident about their financial future. Helping clients navigate complex goals like these is truly rewarding! Disclosures: Thrivent .com/social #dedicatedplanning #comprehensiveplanning #goals #financialgoals #writtenrecommendations #roadmap #retirement #newbusiness
Recently, I worked with a couple who had done an incredible job of saving and investing. They've built impressive careers, accumulated substantial assets, and prepared well for the future. But as they looked toward retirement and explored a new business venture, they felt unsure about the best next steps. They wanted to: ▶️ Launch their business while keeping their financial foundation strong. ▶️ Stay on course for retirement, now within reach. ▶️ Ensure their legacy for their children is protected from heavy taxes. 🤿 After diving deep into their goals, I recommended a comprehensive financial plan tailored to their unique situation. With so many moving pieces, they needed a clear roadmap to keep them on track. We worked together to assess their risk tolerance, safeguard their retirement plans, and map out a retirement income strategy that aligns with their dreams. 📑This customized plan became their financial guide, empowering them to pursue their new business and feel confident about their financial future. Helping clients navigate complex goals like these is truly rewarding! Disclosures: Thrivent .com/social #dedicatedplanning #comprehensiveplanning #goals #financialgoals #writtenrecommendations #roadmap #retirement #newbusiness
🔑 Key man insurance (or key person insurance) is a life insurance policy that a business takes out on an essential employee, typically someone whose expertise, skills, or leadership is critical to the company's success. This could be a founder, CEO, top sales executive, or someone with unique knowledge or technical expertise. 🔑 In essence, key man insurance helps businesses safeguard against the potential financial and operational impact of losing a crucial team member. ✔️ If you think your business might benefit from key man protection, I can help you navigate whether or not it's a good fit for your company. Disclosures: Thrivent .com/social #keymaninsurance #businessprotection #business #company #insurance
🔑 Key man insurance (or key person insurance) is a life insurance policy that a business takes out on an essential employee, typically someone whose expertise, skills, or leadership is critical to the company's success. This could be a founder, CEO, top sales executive, or someone with unique knowledge or technical expertise. 🔑 In essence, key man insurance helps businesses safeguard against the potential financial and operational impact of losing a crucial team member. ✔️ If you think your business might benefit from key man protection, I can help you navigate whether or not it's a good fit for your company. Disclosures: Thrivent .com/social #keymaninsurance #businessprotection #business #company #insurance
No matter what stage of life you are in, life insurance can be a smart strategy to help you achieve your goals. If you'd like to know more about what options might be a good fit for you, let's chat. Disclosures: Thrivent .com/social #LifeInsurance #CashValueLifeInsurance #StagesOfLife #Protection
No matter what stage of life you are in, life insurance can be a smart strategy to help you achieve your goals. If you'd like to know more about what options might be a good fit for you, let's chat. Disclosures: Thrivent .com/social #LifeInsurance #CashValueLifeInsurance #StagesOfLife #Protection
🟢 Figuring out where to start can be confusing. There isn't a one size fits all but here's a place to start. Whether you are a 20-something and just beginning to build your financial future, or you are getting a late start, these are some of the first building blocks you want to get into place. 🔨 Life Insurance: Lock in the best available rate of protection when you are the most insurable. 🔨 Disability Insurance: is basically "paycheck protection." You are more likely to have an injury or illness event than a life insurance event during your working years. Check your work disability policy (they usually only cover a percentage.) 🔨 Money Market Account: Consider growing your emergency funds in a money market account where the rate of return is generally higher than a bank savings account and accessible if you need it. 🔨 Roth IRA: You can create a habit of saving in a long-term investment account where retirement income is potentially tax-free; a Roth IRA (provided your adjusted gross income meets current income thresholds). 🏆 If you're ready to get these 4 building blocks in place, I'm here to help. Have questions? I can answer those for you too. Disclosures: Thrivent .com/social #wheretostart #financialbuildingblocks #lifeinsurance #disabilityinsurance #moneymarketaccount #rothira #thrivent #startingout #latestart
🟢 Figuring out where to start can be confusing. There isn't a one size fits all but here's a place to start. Whether you are a 20-something and just beginning to build your financial future, or you are getting a late start, these are some of the first building blocks you want to get into place. 🔨 Life Insurance: Lock in the best available rate of protection when you are the most insurable. 🔨 Disability Insurance: is basically "paycheck protection." You are more likely to have an injury or illness event than a life insurance event during your working years. Check your work disability policy (they usually only cover a percentage.) 🔨 Money Market Account: Consider growing your emergency funds in a money market account where the rate of return is generally higher than a bank savings account and accessible if you need it. 🔨 Roth IRA: You can create a habit of saving in a long-term investment account where retirement income is potentially tax-free; a Roth IRA (provided your adjusted gross income meets current income thresholds). 🏆 If you're ready to get these 4 building blocks in place, I'm here to help. Have questions? I can answer those for you too. Disclosures: Thrivent .com/social #wheretostart #financialbuildingblocks #lifeinsurance #disabilityinsurance #moneymarketaccount #rothira #thrivent #startingout #latestart
Giving’s greatest season is here. Do you have a plan in place to amplify your charitable impact and maximize your tax benefits? Together, we can discuss strategies to make the most of all you’ve been given. See thrivent.com/social for important disclosures.
Giving’s greatest season is here. Do you have a plan in place to amplify your charitable impact and maximize your tax benefits? Together, we can discuss strategies to make the most of all you’ve been given. See thrivent.com/social for important disclosures.