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I've got valuable information and resources to share. Explore away! And check back often.

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🔑 Key man insurance (or key person insurance) is a life insurance policy that a business takes out on an essential employee, typically someone whose expertise, skills, or leadership is critical to the company's success. This could be a founder, CEO, top sales executive, or someone with unique knowledge or technical expertise. 🔑 In essence, key man insurance helps businesses safeguard against the potential financial and operational impact of losing a crucial team member. ✔️ If you think your business might benefit from key man protection, I can help you navigate whether or not it's a good fit for your company. Disclosures: Thrivent .com/social #keymaninsurance #businessprotection #business #company #insurance

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🔑 Key man insurance (or key person insurance) is a life insurance policy that a business takes out on an essential employee, typically someone whose expertise, skills, or leadership is critical to the company's success. This could be a founder, CEO, top sales executive, or someone with unique knowledge or technical expertise. 🔑 In essence, key man insurance helps businesses safeguard against the potential financial and operational impact of losing a crucial team member. ✔️ If you think your business might benefit from key man protection, I can help you navigate whether or not it's a good fit for your company. Disclosures: Thrivent .com/social #keymaninsurance #businessprotection #business #company #insurance

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A guide to charitable giving strategies & their tax advantages

There are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies and their tax advantages.

Charitable giving is a personal choice you make throughout your lifetime. It feels good to be generous with the resources entrusted to your care. And making a...

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No matter what stage of life you are in, life insurance can be a smart strategy to help you achieve your goals. If you'd like to know more about what options might be a good fit for you, let's chat. Disclosures: Thrivent .com/social #LifeInsurance #CashValueLifeInsurance #StagesOfLife #Protection

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No matter what stage of life you are in, life insurance can be a smart strategy to help you achieve your goals. If you'd like to know more about what options might be a good fit for you, let's chat. Disclosures: Thrivent .com/social #LifeInsurance #CashValueLifeInsurance #StagesOfLife #Protection

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🟢 Figuring out where to start can be confusing. There isn't a one size fits all but here's a place to start. Whether you are a 20-something and just beginning to build your financial future, or you are getting a late start, these are some of the first building blocks you want to get into place. 🔨 Life Insurance: Lock in the best available rate of protection when you are the most insurable. 🔨 Disability Insurance: is basically "paycheck protection." You are more likely to have an injury or illness event than a life insurance event during your working years. Check your work disability policy (they usually only cover a percentage.) 🔨 Money Market Account: Consider growing your emergency funds in a money market account where the rate of return is generally higher than a bank savings account and accessible if you need it. 🔨 Roth IRA: You can create a habit of saving in a long-term investment account where retirement income is potentially tax-free; a Roth IRA (provided your adjusted gross income meets current income thresholds). 🏆 If you're ready to get these 4 building blocks in place, I'm here to help. Have questions? I can answer those for you too. Disclosures: Thrivent .com/social #wheretostart #financialbuildingblocks #lifeinsurance #disabilityinsurance #moneymarketaccount #rothira #thrivent #startingout #latestart

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🟢 Figuring out where to start can be confusing. There isn't a one size fits all but here's a place to start. Whether you are a 20-something and just beginning to build your financial future, or you are getting a late start, these are some of the first building blocks you want to get into place. 🔨 Life Insurance: Lock in the best available rate of protection when you are the most insurable. 🔨 Disability Insurance: is basically "paycheck protection." You are more likely to have an injury or illness event than a life insurance event during your working years. Check your work disability policy (they usually only cover a percentage.) 🔨 Money Market Account: Consider growing your emergency funds in a money market account where the rate of return is generally higher than a bank savings account and accessible if you need it. 🔨 Roth IRA: You can create a habit of saving in a long-term investment account where retirement income is potentially tax-free; a Roth IRA (provided your adjusted gross income meets current income thresholds). 🏆 If you're ready to get these 4 building blocks in place, I'm here to help. Have questions? I can answer those for you too. Disclosures: Thrivent .com/social #wheretostart #financialbuildingblocks #lifeinsurance #disabilityinsurance #moneymarketaccount #rothira #thrivent #startingout #latestart

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Giving’s greatest season is here. Do you have a plan in place to amplify your charitable impact and maximize your tax benefits? Together, we can discuss strategies to make the most of all you’ve been given. See thrivent.com/social for important disclosures.

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Giving’s greatest season is here. Do you have a plan in place to amplify your charitable impact and maximize your tax benefits? Together, we can discuss strategies to make the most of all you’ve been given. See thrivent.com/social for important disclosures.

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Thank you to all of our veterans for your service and sacrifice. Thinking of family and friends today that have served for our freedoms. We honor all of you today. Disclosures: Thrivent .com/social #VeteransDay #ThankYouForYourService #Honor #Gratitude #Sacrifice

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Thank you to all of our veterans for your service and sacrifice. Thinking of family and friends today that have served for our freedoms. We honor all of you today. Disclosures: Thrivent .com/social #VeteransDay #ThankYouForYourService #Honor #Gratitude #Sacrifice

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ARE WE READY FOR WHAT'S COMING? 🖊️When the Tax Cuts and Jobs Act (TCJA) was signed in 2017, it set lower tax rates-but there was a catch. In 2026, if Congress doesn't act, those cuts EXPIRE, meaning we'll revert to the higher tax rates we had before. and let's be honest: whether Congress does something or not, most experts agree taxes will likely go up. 🤷‍♂️ So where does that leave us? For a lot of us, it means facing a future of higher tax bills. But that doesn't mean we're out of options! There are ways to start preparing NOW to help soften the blow when 2026 comes around. Things to consider: 1. MAX OUT TAX-ADVANTAGED ACCOUNTS: Think of options like IRAs or HSAs. These accounts can help reduce taxable income and give you some breathing room against future tax hikes. 2. STRATEGIC ROTH CONVERSIONS: By converting a portion of pre-tax retirement accounts to a Roth IRA, you pay tax now at today's rates and enjoy tax-free withdrawals later. 3. GET A PROACTIVE FINANCIAL REVIEW: Now's the time to meet with someone who can help you explore more tax-saving strategies. It's about staying AHEAD, not catching up. We don't know for sure what will happen in 2026, but being prepared eliminates some unknowns. Let's talk about what this could mean for you and your family. Disclosures: Thrivent .com/social #TCJA #2026 #Taxes #RothConversion #MaxOutTaxAdvantagedAccounts #FinacialReview #LetsGrabCoffee #TaxesRates #HSA #BePrepared #Thrivent

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ARE WE READY FOR WHAT'S COMING? 🖊️When the Tax Cuts and Jobs Act (TCJA) was signed in 2017, it set lower tax rates-but there was a catch. In 2026, if Congress doesn't act, those cuts EXPIRE, meaning we'll revert to the higher tax rates we had before. and let's be honest: whether Congress does something or not, most experts agree taxes will likely go up. 🤷‍♂️ So where does that leave us? For a lot of us, it means facing a future of higher tax bills. But that doesn't mean we're out of options! There are ways to start preparing NOW to help soften the blow when 2026 comes around. Things to consider: 1. MAX OUT TAX-ADVANTAGED ACCOUNTS: Think of options like IRAs or HSAs. These accounts can help reduce taxable income and give you some breathing room against future tax hikes. 2. STRATEGIC ROTH CONVERSIONS: By converting a portion of pre-tax retirement accounts to a Roth IRA, you pay tax now at today's rates and enjoy tax-free withdrawals later. 3. GET A PROACTIVE FINANCIAL REVIEW: Now's the time to meet with someone who can help you explore more tax-saving strategies. It's about staying AHEAD, not catching up. We don't know for sure what will happen in 2026, but being prepared eliminates some unknowns. Let's talk about what this could mean for you and your family. Disclosures: Thrivent .com/social #TCJA #2026 #Taxes #RothConversion #MaxOutTaxAdvantagedAccounts #FinacialReview #LetsGrabCoffee #TaxesRates #HSA #BePrepared #Thrivent

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What has worked well for you with your kids? Disclosures: Thrivent .com/social

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What has worked well for you with your kids? Disclosures: Thrivent .com/social

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Feeling Overwhelmed About Your Finances? I hear two things all the time: 1. "We really need to get our finances in order." 2. "But it feels so overwhelming." It doesn’t have to be complicated. Let’s break it down to three steps: SAVE, SPEND, PLAN—a simple, foundational approach that can get you on track toward financial freedom. 🔑 SAVE: Start by consistently setting aside 10-15% of your income each month. 🔑 SPEND: Be intentional with your spending. Delay impulse purchases to eliminate that quick dopamine hit and focus on what truly matters. 🔑 PLAN: Hope is not a plan. It's time to run the numbers, create a roadmap for retirement, and stop guessing about your future. No matter where you are in your financial journey, you don’t have to figure it all out on your own. I’m here if you've got questions—together, we can make sure your financial decisions lead you toward your financial clarity and your goals. Disclosures: Thrivent .com/social #FinancialClarity #GetYourQuestionsAnswered #SpendSavePlan #StartToday #HopeIsNotAPlan

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Feeling Overwhelmed About Your Finances? I hear two things all the time: 1. "We really need to get our finances in order." 2. "But it feels so overwhelming." It doesn’t have to be complicated. Let’s break it down to three steps: SAVE, SPEND, PLAN—a simple, foundational approach that can get you on track toward financial freedom. 🔑 SAVE: Start by consistently setting aside 10-15% of your income each month. 🔑 SPEND: Be intentional with your spending. Delay impulse purchases to eliminate that quick dopamine hit and focus on what truly matters. 🔑 PLAN: Hope is not a plan. It's time to run the numbers, create a roadmap for retirement, and stop guessing about your future. No matter where you are in your financial journey, you don’t have to figure it all out on your own. I’m here if you've got questions—together, we can make sure your financial decisions lead you toward your financial clarity and your goals. Disclosures: Thrivent .com/social #FinancialClarity #GetYourQuestionsAnswered #SpendSavePlan #StartToday #HopeIsNotAPlan

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Longevity risk: What it is & how to prepare for it in retirement

A long life is a blessing to enjoy, but it also requires careful preparation. Living longer than expected (also known as longevity risk), can put pressure on your retirement savings. Here's how to protect your future. ⬇️

A long life is an amazing blessing to enjoy, but without proper planning, it can throw a wrench into your long-term retirement plans. Longevity risk is the...

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

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