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I've got valuable information and resources to share. Explore away! And check back often.

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I was recently invited to join a financial class at a local church to answer questions and share a bit about the work I do with Thrivent. Over the course of the class, I had the chance to connect with some incredible people who are genuinely seeking to be wise managers of what they’ve been given. We talked through real-life financial questions, faith-based decision making, and what it looks like to align your values with your money. On the final night, we wrapped up with a celebration, great conversation, great food, and a whole lot of encouragement. It was a reminder that talking about finances doesn’t have to be awkward or overwhelming. When you bring community, clarity, and a little joy into the mix, transformation really starts to happen. What’s one thing you wish you had learned about money earlier in life? ________ I'm Steve—I help individuals like you find financial clarity at every stage of life. Why? Because when we have financial clarity we are better parents, business owners, leaders, neighbors, and community members. Follow for actionable financial tips that fit your life, networking opportunities, and generosity inspiration. Disclosures: Thrivent .com/social

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I was recently invited to join a financial class at a local church to answer questions and share a bit about the work I do with Thrivent. Over the course of the class, I had the chance to connect with some incredible people who are genuinely seeking to be wise managers of what they’ve been given. We talked through real-life financial questions, faith-based decision making, and what it looks like to align your values with your money. On the final night, we wrapped up with a celebration, great conversation, great food, and a whole lot of encouragement. It was a reminder that talking about finances doesn’t have to be awkward or overwhelming. When you bring community, clarity, and a little joy into the mix, transformation really starts to happen. What’s one thing you wish you had learned about money earlier in life? ________ I'm Steve—I help individuals like you find financial clarity at every stage of life. Why? Because when we have financial clarity we are better parents, business owners, leaders, neighbors, and community members. Follow for actionable financial tips that fit your life, networking opportunities, and generosity inspiration. Disclosures: Thrivent .com/social

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My friend, Erin Johnston – Executive Pastor at Canyon Ridge Christian Church in Las Vegas, will be speaking for Thrivent’s Christian Leader Webinar Series on Thursday, August 14th. Erin will be sharing about how church leadership continues to have its own unique challenges and will explore the question of how to create the kind of space needed to raise up the next leaders who will carry the church forward for generations to come. If you're a church leader, please join us at Rockharbor Church (Meridian, ID) to watch the webinar together. Lunch provided. Date: Thursday, August 14th, 2025 Time: 11:30 A.M. Location: Rockharbor Church 6437 N Tree Haven Way Meridian, ID 83646 Next Steps Room RSVP for lunch: DM me or text me 208.609.9768 ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social No products will be sold.

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My friend, Erin Johnston – Executive Pastor at Canyon Ridge Christian Church in Las Vegas, will be speaking for Thrivent’s Christian Leader Webinar Series on Thursday, August 14th. Erin will be sharing about how church leadership continues to have its own unique challenges and will explore the question of how to create the kind of space needed to raise up the next leaders who will carry the church forward for generations to come. If you're a church leader, please join us at Rockharbor Church (Meridian, ID) to watch the webinar together. Lunch provided. Date: Thursday, August 14th, 2025 Time: 11:30 A.M. Location: Rockharbor Church 6437 N Tree Haven Way Meridian, ID 83646 Next Steps Room RSVP for lunch: DM me or text me 208.609.9768 ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social No products will be sold.

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On Sunday, I visited a local church with Joel Brown to share about Action Teams, Choice Dollars, and other Thrivent programs designed to fuel generosity. • Action Teams are like micro grants that seed boots-on-the-ground service projects, fundraisers and educational events. Designed with individual members in mind, anyone can create an action team to do good. • Choice Dollars are Thrivent funds you can designate to a cause of your choice. That’s right, Thrivent funds that members can direct. How on earth is this possible? Thrivent isn’t your typical financial company. In fact, it’s the only not-for-profit on the Fortune 500 list. Because of that structure, Thrivent members get access to unique tools that equip them to live generously and amplify their impact in the community at no cost to them. What does that look like for this church? They operate a private school, and they are passionate about enriching the lives of children. Partnering with Thrivent means adding one more tool to their generosity toolbox. If you’re a Thrivent member and haven’t tapped into these resources yet, you’re leaving impact on the table. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social

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On Sunday, I visited a local church with Joel Brown to share about Action Teams, Choice Dollars, and other Thrivent programs designed to fuel generosity. • Action Teams are like micro grants that seed boots-on-the-ground service projects, fundraisers and educational events. Designed with individual members in mind, anyone can create an action team to do good. • Choice Dollars are Thrivent funds you can designate to a cause of your choice. That’s right, Thrivent funds that members can direct. How on earth is this possible? Thrivent isn’t your typical financial company. In fact, it’s the only not-for-profit on the Fortune 500 list. Because of that structure, Thrivent members get access to unique tools that equip them to live generously and amplify their impact in the community at no cost to them. What does that look like for this church? They operate a private school, and they are passionate about enriching the lives of children. Partnering with Thrivent means adding one more tool to their generosity toolbox. If you’re a Thrivent member and haven’t tapped into these resources yet, you’re leaving impact on the table. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social

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Thrivent is partnering with three organizations providing both immediate relief and long-term recovery support in Texas. When you make a donation through the online giving platform, Thrivent will add $1 to every $2 donated. Thrivent also pays the processing fees so 100% of your donation goes directly to the cause. To help today 👉 https://bit.ly/3U57K56

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Thrivent is partnering with three organizations providing both immediate relief and long-term recovery support in Texas. When you make a donation through the online giving platform, Thrivent will add $1 to every $2 donated. Thrivent also pays the processing fees so 100% of your donation goes directly to the cause. To help today 👉 https://bit.ly/3U57K56

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Boost your leadership skills and learn how to ignite positive change in your community at the Global Leadership Summit. Thrivent is a Summit Partner, so join us at our local partner site Nampa First Church of the Nazarene in Nampa, Idaho, for this transformative experience Aug. 7-8. Register today: https://bit.ly/4kh6SoZ ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social No products will be sold at this event. For additional disclosures, see thrivent.com/social

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Boost your leadership skills and learn how to ignite positive change in your community at the Global Leadership Summit. Thrivent is a Summit Partner, so join us at our local partner site Nampa First Church of the Nazarene in Nampa, Idaho, for this transformative experience Aug. 7-8. Register today: https://bit.ly/4kh6SoZ ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social No products will be sold at this event. For additional disclosures, see thrivent.com/social

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Gems from yesterday's lunch and learn: 🟦 Every adult needs a will. If you have minor children, this isn’t optional. A will allows YOU to decide who would care for your children, not the courts. 🟦 Business owners need a succession plan. What happens to your business if you pass away—or become temporarily incapacitated? Who can step in? A clear plan protects what you've built and the people who depend on it. 🟦 Advanced medical directives are a gift. They remove guesswork and spare your loved ones from agonizing decisions during a crisis. It’s one of the kindest things you can leave behind. 🟦 If you own property in multiple states, consider a trust. Probate may be simple in Idaho, but owning property in other states complicates the process fast. A trust can save your family time, money, and a mountain of red tape. No one wants to think about these things, but avoiding the conversation doesn’t avoid the reality when it happens. Thanks Marc for a great lunch and presentation! ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social #EstatePlanning #BusinessSuccession #FamilyPlanning #FinancialClarity #LeadershipResponsibility #LunchAndLearn

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Gems from yesterday's lunch and learn: 🟦 Every adult needs a will. If you have minor children, this isn’t optional. A will allows YOU to decide who would care for your children, not the courts. 🟦 Business owners need a succession plan. What happens to your business if you pass away—or become temporarily incapacitated? Who can step in? A clear plan protects what you've built and the people who depend on it. 🟦 Advanced medical directives are a gift. They remove guesswork and spare your loved ones from agonizing decisions during a crisis. It’s one of the kindest things you can leave behind. 🟦 If you own property in multiple states, consider a trust. Probate may be simple in Idaho, but owning property in other states complicates the process fast. A trust can save your family time, money, and a mountain of red tape. No one wants to think about these things, but avoiding the conversation doesn’t avoid the reality when it happens. Thanks Marc for a great lunch and presentation! ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social #EstatePlanning #BusinessSuccession #FamilyPlanning #FinancialClarity #LeadershipResponsibility #LunchAndLearn

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We could use your help to distribute them on Saturday, August 2nd at Salvation Army Boise (in the gym). Lunch provided for volunteers at noon. DM me if you can make it for any of these shifts: • 8:30 AM – 10:30 AM • 10:00 AM – 12:00 PM • 12:00 PM – 2:00 PM • 2:00 PM – 4:00 PM • 3:00 PM – 5:00 PM Can't make it August 2nd, but still want to help? Drop off any of these items to our Meridian office (Thrivent 2450 E. Gala Street, Suite120 Meridian): ✂️Backpacks (Black and solid colors preferred) ✂️Scissors ✂️Glue sticks ✂️Crayons ✂️Pencils/Pens ✂️3in. Binders ✂️Headphones (Wired. Yes, these are required for school.) *If you'd like to make a monetary donation, please do so directly to the Salvation Army Boise. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social #SalvationArmy #Thrivent #BetterCommunity #BackpackDrive #GiveBack #ActionTeam

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We could use your help to distribute them on Saturday, August 2nd at Salvation Army Boise (in the gym). Lunch provided for volunteers at noon. DM me if you can make it for any of these shifts: • 8:30 AM – 10:30 AM • 10:00 AM – 12:00 PM • 12:00 PM – 2:00 PM • 2:00 PM – 4:00 PM • 3:00 PM – 5:00 PM Can't make it August 2nd, but still want to help? Drop off any of these items to our Meridian office (Thrivent 2450 E. Gala Street, Suite120 Meridian): ✂️Backpacks (Black and solid colors preferred) ✂️Scissors ✂️Glue sticks ✂️Crayons ✂️Pencils/Pens ✂️3in. Binders ✂️Headphones (Wired. Yes, these are required for school.) *If you'd like to make a monetary donation, please do so directly to the Salvation Army Boise. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social #SalvationArmy #Thrivent #BetterCommunity #BackpackDrive #GiveBack #ActionTeam

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Big thanks to Mario Gonzalez and the team at All Dogs Unleashed for leading a practical, hands-on session on dog training and leadership. We covered the basics of obedience, how to communicate more clearly with our dogs, and how consistency builds trust—on both ends of the leash. Third Community Collective aims to enrich the lives of men through events focused on the mind, body, and soul for personal growth, passion, and purpose. 3CC functions without dues/fees while providing a supportive environment where members can share resources, ideas, and opportunities to build a stronger, more connected community. Want to come visit our group? DM me and I'll send you the date, time, and place for the next one. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social

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Big thanks to Mario Gonzalez and the team at All Dogs Unleashed for leading a practical, hands-on session on dog training and leadership. We covered the basics of obedience, how to communicate more clearly with our dogs, and how consistency builds trust—on both ends of the leash. Third Community Collective aims to enrich the lives of men through events focused on the mind, body, and soul for personal growth, passion, and purpose. 3CC functions without dues/fees while providing a supportive environment where members can share resources, ideas, and opportunities to build a stronger, more connected community. Want to come visit our group? DM me and I'll send you the date, time, and place for the next one. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social

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What a fun and energizing afternoon at the Boise Metro Chamber’s Small Business of the Year and Chamber Excellence Awards earlier this week! Keep reading about why becoming an ambassador is a great idea. I was proud to be part of Team Russet (yes, all teams were named after potatoes) and even more proud when we were named Ambassador Team of the Year. 🏆 Boom! This role has been one of the most rewarding ways to connect with local business leaders, support small businesses, and plug into the Boise community in a meaningful way. If you’re looking to build genuine connections and make an impact in your area, I highly recommend becoming a Chamber Ambassador at your local chamber. You’ll grow your network, make new friends, and meet business owners in your community. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social #BoiseMetroChamber #LiveWorkBoise #ChamberAmbassador #SmallBusinessAwards #BoiseBusiness #CommunityMatters #TeamRusset

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What a fun and energizing afternoon at the Boise Metro Chamber’s Small Business of the Year and Chamber Excellence Awards earlier this week! Keep reading about why becoming an ambassador is a great idea. I was proud to be part of Team Russet (yes, all teams were named after potatoes) and even more proud when we were named Ambassador Team of the Year. 🏆 Boom! This role has been one of the most rewarding ways to connect with local business leaders, support small businesses, and plug into the Boise community in a meaningful way. If you’re looking to build genuine connections and make an impact in your area, I highly recommend becoming a Chamber Ambassador at your local chamber. You’ll grow your network, make new friends, and meet business owners in your community. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social #BoiseMetroChamber #LiveWorkBoise #ChamberAmbassador #SmallBusinessAwards #BoiseBusiness #CommunityMatters #TeamRusset

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“Know Yourself, Know Your Money.” The biggest obstacle to financial clarity isn’t your income. It’s your habits. your beliefs. your wiring. On Thursday, June 26, personal finance expert Rachel Cruze is joining us for a Thrivent workshop to help unpack the why behind how we spend, save, and give, and how to break through the patterns holding us back. Because the most important tool in your financial journey is you. I need an RSVP for dinner. No cost. Dinner at 5:30pm. No products will be sold. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social Rachel Cruze not affiliated with or endorsed by Thrivent. The views expressed in this presentation are her own and not necessarily those of Thrivent or its affiliates. The material presented has been obtained from sources we believe to be reliable and is current. For additional disclosures, see thrivent.com/social.

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“Know Yourself, Know Your Money.” The biggest obstacle to financial clarity isn’t your income. It’s your habits. your beliefs. your wiring. On Thursday, June 26, personal finance expert Rachel Cruze is joining us for a Thrivent workshop to help unpack the why behind how we spend, save, and give, and how to break through the patterns holding us back. Because the most important tool in your financial journey is you. I need an RSVP for dinner. No cost. Dinner at 5:30pm. No products will be sold. ________________________________________ I'm Steve—I help individuals and business owners like you make smart choices with your resources and find financial clarity at every stage of life. Why? Because financial clarity creates better parents, business owners, leaders, neighbors, and community members. Follow for practical tips, valuable connections, and generosity-driven inspiration. Disclosures: Thrivent.com/social Rachel Cruze not affiliated with or endorsed by Thrivent. The views expressed in this presentation are her own and not necessarily those of Thrivent or its affiliates. The material presented has been obtained from sources we believe to be reliable and is current. For additional disclosures, see thrivent.com/social.

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Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

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Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

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