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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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The Thrivent office of Ray Stark is excited to share the impact we made together in 2024! A heartfelt thank you to our valued clients whose generosity made these impactful results possible. #Thrivent

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The Thrivent office of Ray Stark is excited to share the impact we made together in 2024! A heartfelt thank you to our valued clients whose generosity made these impactful results possible. #Thrivent

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Supplemental disability insurance: What it is and when you need it

Unsure if you need supplemental disability insurance? Disability insurance through your employer only covers a portion of your salary, leaving a gap in financial support for your family, if you're unable to work for an extended period of time. Let's connect if you'd like to add an additional layer of income protection.

No one plans to get sick or injured to the point where they cannot work—but it happens. And while many employers offer short- and long-term disability coverage...

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Today is National Life Insurance Day! Life insurance is a cornerstone of smart financial planning — offering protection, legacy, and long-term security for the people who matter most. Protecting the future starts with a conversation today. Let’s talk about the appropriate coverage for your goals and your family’s future. Contact us today to learn about our commitment to protecting your family's future. #NationalLifeInsuranceDay #LifeInsuranceAwareness For disclosure information, see Thrivent.com/social.

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Today is National Life Insurance Day! Life insurance is a cornerstone of smart financial planning — offering protection, legacy, and long-term security for the people who matter most. Protecting the future starts with a conversation today. Let’s talk about the appropriate coverage for your goals and your family’s future. Contact us today to learn about our commitment to protecting your family's future. #NationalLifeInsuranceDay #LifeInsuranceAwareness For disclosure information, see Thrivent.com/social.

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2nd Quarter 2025 Market Outlook: Uncertainty strikes back

Market volatility rose in Q1 2025 amid heightened uncertainty around trade policy, immigration, government layoffs, and shifting geopolitical dynamics. Thrivent remains focused on long-term fundamentals as we head into Q2.

Market volatility and uncertainty are expected to continue, raising the odds for a recession.

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1st Quarter 2025 Market Review: From optimism to uncertainty

First quarter 2025 tested financial markets across the globe. Thrivent Asset Management breaks down the key volatility points in this first quarter market review.

Markets were strong at the start of 2025, but first quarter showed a lot of volatility in economic data....

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Wishing you and your loved one's joyful blessings and hope this Easter season, from Ray Stark and Choice Financial Group of Thrivent.

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Wishing you and your loved one's joyful blessings and hope this Easter season, from Ray Stark and Choice Financial Group of Thrivent.

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Happy Good Friday! May the blessings of this Holy day fill your heart with gratitude, your soul with peace, and your life with love.

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Happy Good Friday! May the blessings of this Holy day fill your heart with gratitude, your soul with peace, and your life with love.

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We are thrilled to welcome James Gill and James Serafin to the Choice Financial Group team! Both bring a wealth of experience and a shared commitment to helping clients achieve financial clarity and success. Meet James Gill, MBA, FIC, CLTC®️ James serves as a Financial Advisor with Choice Financial Group. He holds an MBA in Economics from Rutgers University and a BS in Engineering from Penn State University. James is licensed to serve clients in FL, MD, NC, OH, PA, SC, and VA. His professional designations include FINRA Series 6, 63, and 65 certifications, as well as CLTC®️ Certification in Long-Term Care. Beyond his professional life, James is deeply committed to his community, serving on the boards of the Dutchmen Education Foundation and Zion’s Lutheran Church, among other local organizations. Meet James Serafin James joined Choice Financial Group as a Financial Associate, bringing valuable experience from his previous roles, including his time as a District Sales Leader at Pepsi Beverages Company. He is licensed to operate in both Maryland and Pennsylvania. A Lebanon County resident for over a decade, James actively contributes to his community by coaching his children's sports teams and serving as a trustee at Cornwall United Methodist Church. His personal interests include hunting and fishing, reflecting his love for the outdoors. Together, James Gill and James Serafin enhance our ability to provide personalized financial strategies that align with your goals and values. We look forward to the opportunity to serve you and help you navigate your financial journey with confidence. For disclosure information, see Thrivent.com/social.

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We are thrilled to welcome James Gill and James Serafin to the Choice Financial Group team! Both bring a wealth of experience and a shared commitment to helping clients achieve financial clarity and success. Meet James Gill, MBA, FIC, CLTC®️ James serves as a Financial Advisor with Choice Financial Group. He holds an MBA in Economics from Rutgers University and a BS in Engineering from Penn State University. James is licensed to serve clients in FL, MD, NC, OH, PA, SC, and VA. His professional designations include FINRA Series 6, 63, and 65 certifications, as well as CLTC®️ Certification in Long-Term Care. Beyond his professional life, James is deeply committed to his community, serving on the boards of the Dutchmen Education Foundation and Zion’s Lutheran Church, among other local organizations. Meet James Serafin James joined Choice Financial Group as a Financial Associate, bringing valuable experience from his previous roles, including his time as a District Sales Leader at Pepsi Beverages Company. He is licensed to operate in both Maryland and Pennsylvania. A Lebanon County resident for over a decade, James actively contributes to his community by coaching his children's sports teams and serving as a trustee at Cornwall United Methodist Church. His personal interests include hunting and fishing, reflecting his love for the outdoors. Together, James Gill and James Serafin enhance our ability to provide personalized financial strategies that align with your goals and values. We look forward to the opportunity to serve you and help you navigate your financial journey with confidence. For disclosure information, see Thrivent.com/social.

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Financial Security vs Financial Freedom: What's the Difference?

"Having the ability to pivot without worrying about financial support is where financial security becomes financial freedom."

Having the ability to pivot without worrying about financial support is where financial security becomes financial freedom.

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Thrivent wins LSEG Lipper Fund Awards United States 2025

Congratulations to Thrivent Asset Management for being named a LSEG Lipper Fund Awards United States 2025 winner for Thrivent Small Cap Stock Fund.

Thrivent Asset Management has been honored as a LSEG Lipper Fund Awards United States 2025 Winner for Thrivent Small Cap Stock Fund.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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