Insights
"Plans fail for lack of counsel, but with many advisers they succeed." – Proverbs 15:22
No one should navigate life's biggest decisions alone.
🤝📖
Who has been a trusted source of wisdom in your life?
#WisdomWednesday #FaithBasedPlanning
"What we nurture today often determines what flourishes tomorrow."
Life has a way of growing whatever we consistently invest in.
Relationships. Faith. Character. Knowledge. Generosity.
My Thrivent career is encouraged by amazing advisors like Molly Bruce- hers is a relationship I will cultivate always!
I've been reflecting on where my attention, energy, and resources are going—and whether they're aligned with what matters most.
What are you cultivating in this season?
#IntentionalLiving #GrowthMindset #CultivatingGenerosity
See thrivent.com/social for important disclosures.
If you rated your business from 1-10 on transferability, what score would you give it?
The answer often reveals opportunities.
I have a 10 minute questionnaire for business owners that could help you figure out your preparation so far; reach out if you would like to receive a copy!
♟️📊💼
#BusinessChessMoves
#ExitPlanning
#BusinessOwner
#CEPA
#RichmondBusiness
See thrivent.com/social for important disclosures.
The best retirement plans answer two questions:
"Can I retire?"
AND
"What am I retiring to?"
What are you most looking forward to in your next chapter? For me, SLEEP and TRAVEL! :)
#RetirementLifestyle #PurposeDrivenLife #FaithAndFinances #FinancialPlanning
See thrivent.com/social for important disclosures.
Is Your Business an Asset or a Job?
Tough question.
If revenue stopped when you stopped showing up, you may own a job rather than an asset.
Building transferable value is one of the most important CEPA conversations we have.
♟️💼🚀
#BusinessChessMoves
#ExitPlanning
#BusinessOwner
#CEPA
#RichmondBusiness
See thrivent.com/social for important disclosures.
Many successful professionals know exactly how much they have saved.
Fewer know how much risk they're taking to get there.
A second opinion can reveal opportunities you didn't know existed.
🚗💡📊
#RetirementReadiness #FinancialPlanning #RichmondProfessionals #Stewardship
See thrivent.com/social for important disclosures.
"Whoever can be trusted with very little can also be trusted with much." – Luke 16:10
Stewardship starts long before wealth arrives.
📈📖
#ChristianStewardship #BiblicalWisdom
"Purpose gives you the courage to overcome."
I've seen people accomplish remarkable things once they understand why they're working toward a goal and have a plan to get there. Both of these ladies, Doreen Trammell and Sofia Hernandez, told me about their goals and plans as we sat together, sharing stories and connecting in Minneapolis.
Helping families and business owners align their finances with their values, purpose, and legacy is one of the most rewarding parts of what we do. We love to serve our clients.
If you're looking for clarity around your next financial step, I'd love to help.
See thrivent.com/social for important disclosures.
If you're confused about Medicare, join the crowd, and discover ways to make plan decisions that are best for you. On September 29th, Medicare Coach Emily Gang offers an overview of Medicare and suggestions for choosing your plan and saving money once you're enrolled.
If you're interested in attending, please follow the link below to sign up: https://connect.thrivent.com/nicole-frost/events/103248
No products will be sold. See thrivent.com/social for additional information.
Many families accumulate significant wealth through employer stock, RSUs, or stock options.
But choosing to diversify isn’t a lack of confidence—it’s how we keep one company from controlling your entire financial future.
Let's get creative with charitable stock gifting and other strategies!
#StockOptions #RSUPlanning #WealthManagement #RichmondBusiness
See thrivent.com/social for important disclosures.
Every Great Exit Starts with the Opening Move ♟️
Most business owners spend years growing their company...
But few spend time preparing for their eventual transition.
In chess, you don't win by thinking only about your next move. You win by thinking about your endgame.
Business owners: Have you ever mapped out your exit strategy?📈💭
#BusinessChessMoves
#ExitPlanning
#BusinessOwner
#CEPA
#RichmondBusiness
See thrivent.com/social for important disclosures.
"The earth is the Lord's, and everything in it." – Psalm 24:1
Everything we have is entrusted to us for a season.
How are you using your blessings today?
🙏❤️
#FaithAndFinances #Stewardship
"You have purpose no matter what season you're in."
Whether you're building a career, raising a family, preparing for retirement, caring for loved ones, or navigating a major transition, your season may change—but your purpose doesn't disappear.
Recently, I worked with a family who discovered more than $250,000 sitting in old retirement accounts that hadn't been reviewed in years. The most valuable part wasn't the money—it was the confidence that came from putting that money to work, and finally having a plan and a purpose."
If you're entering a new chapter and would value a planning partner, I'd be honored to help.
See thrivent.com/social for important disclosures.
♟️🚪💡
Have you thought about these "what if" scenarios? Especially a sickness or injury, which is often out of your control? What is your contingency? Let's plan ahead of time, while you are healthy and thinking clearly!
#BusinessChessMoves
#ExitPlanning
#BusinessOwner
#CEPA
#RichmondBusiness
See thrivent.com/social for important disclosures.
The real goal may be:
✅ More choices ✅ More freedom ✅ More family time ✅ More generosity
Money is simply the tool.
❤️🙏🙌
Which one matters most to you? Mine are definitely FREEDOM and FAMILY TIME!
#FinancialFreedom #LifePlanning #FaithAndFinances #RetirementGoals
See thrivent.com/social for important disclosures.
"The wise man built his house upon the rock." – Matthew 7:24
The strongest financial plans begin with the right foundation.
Faith. Family. Purpose.
🏡🙏
#FaithBasedPlanning #WiseStewardship
"We grow farther when we grow alongside others."
Everyone, this is Katie Cavanaugh, and she will be traveling to Richmond in February to present some important retirement workshops. I admire her and can't wait to bring her amazing gifts to the east coast!
I'm grateful for the opportunity to connect with women who are passionate about serving others and making a positive impact in their communities.
We truly are better together.
#WomenSupportingWomen #ProfessionalGrowth #Community
See thrivent.com/social for important disclosures.
Your financial decisions tell the story of what matters most.
Faith. Family. Generosity. Legacy.
Do your investments support those priorities?
🙏❤️📈
#ValuesBasedPlanning #FaithDrivenLife #WealthWithPurpose #FinancialPlanning
See thrivent.com/social for important disclosures.
The NAWBO Richmond Women Empowerment Business Expo & Summit is happening September 10-11 at The Workshop by T&D.
Thursday (4-7pm): The Expo, an evening to shop and connect with women-owned businesses across the region. Free and open to the public. Come to network and leave with a resource you've been looking for within our local women's business network.
Friday (8:30am-4pm): The Summit, a full day of sessions on Advocacy, Visibility, and Sustainability, with breakfast and lunch included.
Because I'm speaking at the event, I would love to see you there! Here is a special discount of $50 off registration using the code FUTUREREADY at checkout. Don't miss these two incredible days of connection and leveling up. Learn more, see the full schedule, and register at nawborichmond.org or on Eventbrite.
See thrivent.com/social for important disclosures.
"When you have an advisor, and when you've been exposed to biblical generosity, your confidence changes."
The Women's Advisor Conference in July reinforced something I've believed for a long time: Money is about more than accumulation. It's also about stewardship, generosity, impact, family, and legacy.
When people understand how their resources can support what matters most, they often gain a greater sense of confidence and purpose.
See thrivent.com/social for important disclosures.