Helping you make confident decisions about retirement, your wealth, and what comes next.

I work with individuals and families who want more than investment management. Through a comprehensive approach to financial planning, we bring your retirement income, Social Security, investments, taxes, workplace benefits, charitable giving, and legacy goals together into one coordinated strategy.

My goal is to help you understand your options, see how the pieces of your financial life connect, and make thoughtful decisions with greater confidence.

Are you approaching retirement and wondering whether you're truly ready?

• When should you take Social Security, and how does that decision fit with your other retirement income?
• How will you turn your savings and investments into sustainable retirement income?
• Are there opportunities to be more thoughtful about taxes before and during retirement?

Are you an executive navigating a financial life that has become increasingly complex?

Your compensation may extend well beyond your salary. Stock options or other equity compensation, retirement plans, deferred compensation, insurance benefits, taxes, and investments held across multiple institutions can make it difficult to see the whole picture.

My background includes more than 15 years working with employer-sponsored financial benefits and insurance for a Fortune 500 company. I bring that perspective to helping executives understand how their workplace benefits and compensation fit into their larger financial and retirement strategy.

Are you a business owner thinking about what's next for you and your business?

As a Certified Exit Planning Advisor (CEPA), I help business owners think proactively about building business value, preparing for an eventual transition, and coordinating business decisions with personal and family financial goals.

If any of these sound like you, I would love to meet you.

Where I Believe I Can Provide the Greatest Value

For some clients, our relationship begins with an investment, insurance need, or specific financial question. But I believe I often provide the greatest value through Dedicated Planning, where we take a more comprehensive look at your financial life.

Through an ongoing, dedicated planning relationship for a fee, I can help you:

• Understand where you are today
• Clarify what you want your money to accomplish
• Identify opportunities and potential financial gaps
• Evaluate competing financial priorities
• Coordinate retirement, investments, taxes, benefits, insurance, and estate considerations
• Make adjustments as your life and financial circumstances change
• Turn recommendations into actionable next steps

You receive advice, resources, and written recommendations designed to help you understand both what I am recommending and why.

Dedicated Planning is more than a set of written recommendations. It is an ongoing planning relationship that can evolve as your goals, priorities, and circumstances change.

Your Compensation Is More Than Your Salary

Executives at publicly traded companies often face financial decisions that don't fit neatly into traditional retirement planning.

Your financial picture may include:

• Stock options and other equity compensation
• Deferred compensation
• Executive benefits
• Concentrated investment positions
• Charitable giving
• Retirement and career transition decisions

My role is to help you step back from the individual accounts and benefits and see the entire financial picture.

Build Value Today. Prepare for What's Next.

As a Certified Exit Planning Advisor (CEPA), I work with business owners to consider how today's business decisions connect with their longer-term personal and financial goals.

Whether your transition is several years away or something you're beginning to consider today, planning ahead can help you better understand the intersection between:

• Your business value
• Your personal wealth
• Business continuity
• Key employees
• Family considerations
• Tax and estate considerations
• Your eventual transition or exit

For many business owners, a significant portion of their financial life is tied to their company. That makes it especially important to coordinate business planning, personal financial strategies, and exit planning rather than treating them as separate conversations.

My approach is highly educational and collaborative.

I want you to understand not only what I recommend, but why.

Don't be surprised if I move to the whiteboard during our meeting to illustrate a concept, compare strategies, or show how different pieces of your financial life connect. I believe understanding your choices makes it easier to make confident financial decisions.

I sometimes describe my role as your financial GPS. You may know where you want to go. My role is to help you understand the routes available to you, anticipate potential roadblocks and detours, and make thoughtful adjustments along the way.