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I've got valuable information and resources to share. Explore away! And check back often.

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Taking Social Security early gives you income now—but it can reduce your monthly benefit by up to 30% for life. On the flip side, waiting can increase your benefit over time—but requires a plan to bridge the gap. There’s no one-size-fits-all answer—just the right strategy for you. That’s where we come in. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Thrivent Financial professionals have a general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #RetirementStrategy #SocialSecurityPlanning #FinancialConfidence #IncomeStrategy #FutureFocused #RetireWithClarity #SmartDecisions

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Taking Social Security early gives you income now—but it can reduce your monthly benefit by up to 30% for life. On the flip side, waiting can increase your benefit over time—but requires a plan to bridge the gap. There’s no one-size-fits-all answer—just the right strategy for you. That’s where we come in. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. Thrivent Financial professionals have a general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #RetirementStrategy #SocialSecurityPlanning #FinancialConfidence #IncomeStrategy #FutureFocused #RetireWithClarity #SmartDecisions

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You can't change what happened 5 minutes ago.... Focus on your future. That’s where opportunities and new possibilities live. See thrivent.com/social for important disclosures #FutureFocused #GrowthMindset #KeepMovingForward #NewBeginnings #FutureYou #DreamBig #LevelUp #OpportunityAhead #ProgressNotPerfection #InvestInYourFuture

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You can't change what happened 5 minutes ago.... Focus on your future. That’s where opportunities and new possibilities live. See thrivent.com/social for important disclosures #FutureFocused #GrowthMindset #KeepMovingForward #NewBeginnings #FutureYou #DreamBig #LevelUp #OpportunityAhead #ProgressNotPerfection #InvestInYourFuture

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Our work is guided by faith and grounded in the belief that financial planning is about more than numbers—it’s about helping you live the life you’ve been called to live. If you’re looking for guidance rooted in purpose, we'd love to connect. See thrivent.com/social for important disclosures #FaithAndFinance #FinancialPlanning #LiveWithPurpose #GenerosityMatters #FamilyAndFaith #FinancialWellness

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Our work is guided by faith and grounded in the belief that financial planning is about more than numbers—it’s about helping you live the life you’ve been called to live. If you’re looking for guidance rooted in purpose, we'd love to connect. See thrivent.com/social for important disclosures #FaithAndFinance #FinancialPlanning #LiveWithPurpose #GenerosityMatters #FamilyAndFaith #FinancialWellness

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Life doesn’t always go according to plan—but I believe having a strategy can give you clarity and confidence through every season. We help our clients prepare for life’s transitions while staying grounded in what matters most. True confidence isn’t about perfection—it’s about knowing you’re prepared. See thrivent.com/social for additional disclosures. #FinancialConfidence #RetirementIncome #PlanAhead #LifePlanning #FutureFocused

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Life doesn’t always go according to plan—but I believe having a strategy can give you clarity and confidence through every season. We help our clients prepare for life’s transitions while staying grounded in what matters most. True confidence isn’t about perfection—it’s about knowing you’re prepared. See thrivent.com/social for additional disclosures. #FinancialConfidence #RetirementIncome #PlanAhead #LifePlanning #FutureFocused

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Our team is committed to building meaningful relationships and helping clients navigate life’s financial decisions with clarity and purpose. See thrivent.com/social for important disclosures #TeamDriven #ClientFocused #FinancialGuidance #PurposeDrivenPlanning #CommunityImpact

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Our team is committed to building meaningful relationships and helping clients navigate life’s financial decisions with clarity and purpose. See thrivent.com/social for important disclosures #TeamDriven #ClientFocused #FinancialGuidance #PurposeDrivenPlanning #CommunityImpact

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Retirement planning isn’t just about saving — it’s about using your money wisely. Thoughtful, tax-efficient strategies can help you spend more time with family, continue growing, travel, and contribute in meaningful ways. When your plan reflects both your goals and your values, every financial decision becomes more powerful. Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice. See thrivent.com/social for additional disclosures. #TaxSmart #RetirementReady #FinancialPlanning #WealthWithPurpose #PlanWithIntention #InvestWithPurpose #LifeByDesign #FutureYou #MoneyWithMeaning

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Retirement planning isn’t just about saving — it’s about using your money wisely. Thoughtful, tax-efficient strategies can help you spend more time with family, continue growing, travel, and contribute in meaningful ways. When your plan reflects both your goals and your values, every financial decision becomes more powerful. Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice. See thrivent.com/social for additional disclosures. #TaxSmart #RetirementReady #FinancialPlanning #WealthWithPurpose #PlanWithIntention #InvestWithPurpose #LifeByDesign #FutureYou #MoneyWithMeaning

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🎹✨ You’re Invited to a Night of Music, Energy & Impact! ✨🎹 Join us for a Dueling Pianos Fundraiser you won’t want to miss! 📅 April 16 📍 Lola American Bistro 🕠 Doors open at 5:30 PM 🎶 Show from 6–8 PM 🍴 FREE admission + appetizers **Cash bar available All proceeds will benefit the Tea for Cancer Foundation 💛 Get ready for a high-energy, request-filled, sing-at-the-top-of-your-lungs kind of night featuring Felix and Fingers Dueling Pianos! 🎤🎹 Bring your friends, bring your requests, and let’s pack the house for a great cause. 📲 Register at 507-354-4413 📧 newulmareagroup@thrivent.com Let’s make it a night to remember while making a difference in our community. 💫 No products will be sold. For disclosure information, see thrivent.com/social. Tea for Cancer is not endorsed or affiliated with Thrivent.

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🎹✨ You’re Invited to a Night of Music, Energy & Impact! ✨🎹 Join us for a Dueling Pianos Fundraiser you won’t want to miss! 📅 April 16 📍 Lola American Bistro 🕠 Doors open at 5:30 PM 🎶 Show from 6–8 PM 🍴 FREE admission + appetizers **Cash bar available All proceeds will benefit the Tea for Cancer Foundation 💛 Get ready for a high-energy, request-filled, sing-at-the-top-of-your-lungs kind of night featuring Felix and Fingers Dueling Pianos! 🎤🎹 Bring your friends, bring your requests, and let’s pack the house for a great cause. 📲 Register at 507-354-4413 📧 newulmareagroup@thrivent.com Let’s make it a night to remember while making a difference in our community. 💫 No products will be sold. For disclosure information, see thrivent.com/social. Tea for Cancer is not endorsed or affiliated with Thrivent.

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Three different Thrivent t-shirts… one shared purpose. Out getting some steps in at Vogel’s track and representing proudly 💙 Because sometimes the best conversations (and ideas) happen one lap at a time. For disclosure information, see thrivent.com/social. #Thrivent #CommunityImpact #TeamThrivent #WalkingWithPurpose #MakingADifference #StrongerTogether #FinancialGuidance #WorkLifeBalance #WomenInFinance #PurposeDriven

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Three different Thrivent t-shirts… one shared purpose. Out getting some steps in at Vogel’s track and representing proudly 💙 Because sometimes the best conversations (and ideas) happen one lap at a time. For disclosure information, see thrivent.com/social. #Thrivent #CommunityImpact #TeamThrivent #WalkingWithPurpose #MakingADifference #StrongerTogether #FinancialGuidance #WorkLifeBalance #WomenInFinance #PurposeDriven

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We’re proud to be part of Thrivent — a company built on more than 120 years of financial strength and stability. Today, as a Fortune 500 company serving more than 2.4 million clients, Thrivent continues to help people build secure financial futures while encouraging lives of generosity and purpose. It’s an honor to be part of a mission that supports both our clients and the communities they care about. For disclosure information, see thrivent.com/social. #FinancialStrength #Thrivent #BuiltForGenerations #FinancialConfidence #PurposeDriven #GenerosityInAction #WealthWithPurpose #CommunityImpact

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We’re proud to be part of Thrivent — a company built on more than 120 years of financial strength and stability. Today, as a Fortune 500 company serving more than 2.4 million clients, Thrivent continues to help people build secure financial futures while encouraging lives of generosity and purpose. It’s an honor to be part of a mission that supports both our clients and the communities they care about. For disclosure information, see thrivent.com/social. #FinancialStrength #Thrivent #BuiltForGenerations #FinancialConfidence #PurposeDriven #GenerosityInAction #WealthWithPurpose #CommunityImpact

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Giving back is at the heart of who we are. We believe strong communities are built through service, involvement, and consistent support. Our team is proud to invest our time, leadership, and resources into organizations and events that uplift education, support families, and create meaningful local opportunities. Together, we’re working to make a lasting difference. 💙 See thrivent.com/social for additional disclosures. #CommunityImpact #GiveBack #StrongerTogether #LocalMatters #MakeADifference #CommunityFirst #PurposeDriven #SupportLocal #ImpactInAction #DoGoodFeelGood

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Giving back is at the heart of who we are. We believe strong communities are built through service, involvement, and consistent support. Our team is proud to invest our time, leadership, and resources into organizations and events that uplift education, support families, and create meaningful local opportunities. Together, we’re working to make a lasting difference. 💙 See thrivent.com/social for additional disclosures. #CommunityImpact #GiveBack #StrongerTogether #LocalMatters #MakeADifference #CommunityFirst #PurposeDriven #SupportLocal #ImpactInAction #DoGoodFeelGood

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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