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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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As the year comes to a close, now is a good time to review how this deduction may apply to your situation and ensure it’s reflected in your year-end and tax planning strategy. #YearEndPlanning #RetirementPlanning #SeniorTaxBenefits #2025Taxes #FinancialPlanning For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.

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As the year comes to a close, now is a good time to review how this deduction may apply to your situation and ensure it’s reflected in your year-end and tax planning strategy. #YearEndPlanning #RetirementPlanning #SeniorTaxBenefits #2025Taxes #FinancialPlanning For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.

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Scammers have evolved their tactics, and their schemes have become more convincing and a lot harder to recognize. That’s why awareness matters. Protect yourself by staying up to date on the latest scams: https://bit.ly/492hx4g

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Scammers have evolved their tactics, and their schemes have become more convincing and a lot harder to recognize. That’s why awareness matters. Protect yourself by staying up to date on the latest scams: https://bit.ly/492hx4g

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This holiday season, let’s offer hope and help to our neighbors facing food insecurity. With Thrivent’s resources, you may: • Donate fee-free to local organizations providing nourishment to our community.* • Apply to lead a Thrivent Action Team. Gather volunteers to restock a food pantry or make a meal for a family in need. • Direct Thrivent Choice Dollars®️ (eligible Thrivent members). To learn more and check eligibility: https://bit.ly/3K8lNpy *Conditions apply. See thrivent.com/social for important disclosures.

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This holiday season, let’s offer hope and help to our neighbors facing food insecurity. With Thrivent’s resources, you may: • Donate fee-free to local organizations providing nourishment to our community.* • Apply to lead a Thrivent Action Team. Gather volunteers to restock a food pantry or make a meal for a family in need. • Direct Thrivent Choice Dollars®️ (eligible Thrivent members). To learn more and check eligibility: https://bit.ly/3K8lNpy *Conditions apply. See thrivent.com/social for important disclosures.

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Maddie is an insurance associate who specializes in Medicare. Schedule an appointment with her using the below link. https://bit.ly/48ap8NQ For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Maddie is an insurance associate who specializes in Medicare. Schedule an appointment with her using the below link. https://bit.ly/48ap8NQ For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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When you’re ready, we're here to help you take the next step. #FinancialWellness #FaithAndFinance #FuturePlanning For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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When you’re ready, we're here to help you take the next step. #FinancialWellness #FaithAndFinance #FuturePlanning For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Now that rates have risen, there’s opportunity—but also complexity. Here’s how to make the most of your savings today: ✅ Reassess your income strategy. Consider a Multi-Year Guaranteed Annuity (MYGA), money markets, or short-term bonds that now offer stronger yields. ✅ Diversify wisely. A balanced mix of investments can help turn your savings into steady, long-term retirement income. ✅ Plan with purpose. Your cash shouldn’t just sit—it should work for you with a strategy that fits your goals and comfort level. If you’re nearing or in retirement and wondering how to adjust after years of slow growth, let’s talk about ways to make your money last—and thrive—under today’s rate environment. 📞 Schedule a conversation with us today. #RetirementPlanning #FinancialAdvisor #InterestRates #SmartInvesting #RetirementIncome For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Now that rates have risen, there’s opportunity—but also complexity. Here’s how to make the most of your savings today: ✅ Reassess your income strategy. Consider a Multi-Year Guaranteed Annuity (MYGA), money markets, or short-term bonds that now offer stronger yields. ✅ Diversify wisely. A balanced mix of investments can help turn your savings into steady, long-term retirement income. ✅ Plan with purpose. Your cash shouldn’t just sit—it should work for you with a strategy that fits your goals and comfort level. If you’re nearing or in retirement and wondering how to adjust after years of slow growth, let’s talk about ways to make your money last—and thrive—under today’s rate environment. 📞 Schedule a conversation with us today. #RetirementPlanning #FinancialAdvisor #InterestRates #SmartInvesting #RetirementIncome For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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✨ Thank you to everyone who joined us for our Generosity Tree event! ✨ What an incredible turnout — our community showed up with so much heart, joy, and generosity. 🌲❤️ We are overflowing with gratitude for every single person who stopped by, donated, and helped make this event truly special. Stay tuned… we’ll be sharing the final count of donated items soon — it’s amazing! 🎁✨ See thrivent.com/social for important disclosures. No products will be sold. #LiveGenerously #CommunityStrong #GratefulHeart #GenerosityTree2025

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✨ Thank you to everyone who joined us for our Generosity Tree event! ✨ What an incredible turnout — our community showed up with so much heart, joy, and generosity. 🌲❤️ We are overflowing with gratitude for every single person who stopped by, donated, and helped make this event truly special. Stay tuned… we’ll be sharing the final count of donated items soon — it’s amazing! 🎁✨ See thrivent.com/social for important disclosures. No products will be sold. #LiveGenerously #CommunityStrong #GratefulHeart #GenerosityTree2025

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Cole works closely with clients to design practical, values-based strategies that help them reach their goals. Schedule an appointment with him by using the below link. http://bit.ly/4mjOGMm For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Cole works closely with clients to design practical, values-based strategies that help them reach their goals. Schedule an appointment with him by using the below link. http://bit.ly/4mjOGMm For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Our Generosity Tree Open House will be held on December 7, 4 pm-6 pm at the New Ulm Country Club!🎄 Come enjoy: -Delicious appetizers & drinks -Holiday fun with Christmas Music SINGO- Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Our Generosity Tree Open House will be held on December 7, 4 pm-6 pm at the New Ulm Country Club!🎄 Come enjoy: -Delicious appetizers & drinks -Holiday fun with Christmas Music SINGO- Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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Many people are surprised to learn that Medicare and Medicaid don’t provide the extended care coverage they expect. That’s why having a long-term care strategy can be an essential part of your financial plan. Not only does it help protect your savings—it can also preserve your choices. Thrivent is not connected with or endorsed by the U.S. government or the federal Medicare program.

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Many people are surprised to learn that Medicare and Medicaid don’t provide the extended care coverage they expect. That’s why having a long-term care strategy can be an essential part of your financial plan. Not only does it help protect your savings—it can also preserve your choices. Thrivent is not connected with or endorsed by the U.S. government or the federal Medicare program.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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