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Contact our team of professionals. 📱507-354-4413 #FaithAndFinance #RetirementWithPurpose #Stewardship For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Contact our team of professionals. 📱507-354-4413 #FaithAndFinance #RetirementWithPurpose #Stewardship For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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Preparation helps build confidence. #WiseStewardship #FaithAndFinance For disclosure information, see thrivent.com/social.

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Preparation helps build confidence. #WiseStewardship #FaithAndFinance For disclosure information, see thrivent.com/social.

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Time to connect. 📱507-354-4413 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #FaithfulStewardship #LegacyPlanning #KingdomImpact

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Time to connect. 📱507-354-4413 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #FaithfulStewardship #LegacyPlanning #KingdomImpact

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At Thrivent, our mission is clear: 👉 Help Christians be wise with money so they can live generously. No matter where you’re starting from, we’ll walk with you—step by step—toward your goals. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. #FaithAndFinance #WiseWithMoney #LiveGenerously #ThriventPartner #TaxEfficientPlanning #RetirementGoals #ChristianFinance #FinancialGuidanceWithPurpose

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At Thrivent, our mission is clear: 👉 Help Christians be wise with money so they can live generously. No matter where you’re starting from, we’ll walk with you—step by step—toward your goals. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. #FaithAndFinance #WiseWithMoney #LiveGenerously #ThriventPartner #TaxEfficientPlanning #RetirementGoals #ChristianFinance #FinancialGuidanceWithPurpose

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A Thrivent Multi-Year Guaranteed Annuity (MYGA) can offer: -Competitive fixed rates -Tax-deferred growth -Guaranteed income options for retirement Keep your money working for you — not sitting idle. Let’s talk about whether a MYGA could be a smarter next step than renewing that CD. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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A Thrivent Multi-Year Guaranteed Annuity (MYGA) can offer: -Competitive fixed rates -Tax-deferred growth -Guaranteed income options for retirement Keep your money working for you — not sitting idle. Let’s talk about whether a MYGA could be a smarter next step than renewing that CD. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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We’ll help you: 🔍 Calculate your RMD 🛡️ Minimize tax impact 💸 Explore charitable RMDs (QCDs) Don’t wait — October is a smart time to get ahead of the rush. #RMDReminder #RetirementPlanning #TaxSmartRetirement For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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We’ll help you: 🔍 Calculate your RMD 🛡️ Minimize tax impact 💸 Explore charitable RMDs (QCDs) Don’t wait — October is a smart time to get ahead of the rush. #RMDReminder #RetirementPlanning #TaxSmartRetirement For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family

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Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family

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Enrollment windows are short — plan ahead to make confident choices. We can guide you through the options. #EmployeeBenefits #OpenEnrollment #FinancialWellness For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Enrollment windows are short — plan ahead to make confident choices. We can guide you through the options. #EmployeeBenefits #OpenEnrollment #FinancialWellness For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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🔄 By converting funds from a traditional IRA to a Roth IRA, you’ll pay taxes now—but once you're 59½ and have held the account for at least 5 years, your withdrawals are completely tax- and penalty-free. 💸 ✅ If your modified adjusted gross income (MAGI) is under: • $150,000 (single filer) • $236,000 (married filing jointly) …you could take advantage of this opportunity to grow your savings tax-free for life. 🧮 Unsure if it's the right move? Thrivent’s proprietary What-if Tax tool can help assess your options. 📅 Just don’t wait—conversions must be completed by Dec. 31 and can't be backdated. #RetirementPlanning #RothIRA #FinancialGoals For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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🔄 By converting funds from a traditional IRA to a Roth IRA, you’ll pay taxes now—but once you're 59½ and have held the account for at least 5 years, your withdrawals are completely tax- and penalty-free. 💸 ✅ If your modified adjusted gross income (MAGI) is under: • $150,000 (single filer) • $236,000 (married filing jointly) …you could take advantage of this opportunity to grow your savings tax-free for life. 🧮 Unsure if it's the right move? Thrivent’s proprietary What-if Tax tool can help assess your options. 📅 Just don’t wait—conversions must be completed by Dec. 31 and can't be backdated. #RetirementPlanning #RothIRA #FinancialGoals For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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