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As he looks toward a soft retirement over the next two to three years, Tim is thoughtfully preparing for a smooth transition—continuing to serve clients while mentoring the team to help ensure lasting relationships and consistent, dependable care. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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As he looks toward a soft retirement over the next two to three years, Tim is thoughtfully preparing for a smooth transition—continuing to serve clients while mentoring the team to help ensure lasting relationships and consistent, dependable care. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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The future may be full of unknowns—but one thing you can prepare for is how you’ll handle long-term care if or when the need arises. Planning for extended care today gives you more choices tomorrow. It helps protect your finances and independence—while allowing your loved ones to remain care managers, not full-time caregivers. ➡️ If you have any questions or would like to explore your options, let’s schedule time to discuss. See thrivent.com/social for important disclosures.

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The future may be full of unknowns—but one thing you can prepare for is how you’ll handle long-term care if or when the need arises. Planning for extended care today gives you more choices tomorrow. It helps protect your finances and independence—while allowing your loved ones to remain care managers, not full-time caregivers. ➡️ If you have any questions or would like to explore your options, let’s schedule time to discuss. See thrivent.com/social for important disclosures.

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Our Generosity Tree Open House will be held on December 7, 4 pm-6 pm at the New Ulm Country Club!🎄 Come enjoy: -Delicious appetizers & drinks -Holiday fun with Christmas Music SINGO- Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Our Generosity Tree Open House will be held on December 7, 4 pm-6 pm at the New Ulm Country Club!🎄 Come enjoy: -Delicious appetizers & drinks -Holiday fun with Christmas Music SINGO- Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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And through it all, our core value of generosity shines. Because when you’re wise with money, you’re empowered to live with purpose—and give with joy. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional #PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues

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And through it all, our core value of generosity shines. Because when you’re wise with money, you’re empowered to live with purpose—and give with joy. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional #PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues

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Contact our team of professionals. 📱507-354-4413 #FaithAndFinance #RetirementWithPurpose #Stewardship For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Contact our team of professionals. 📱507-354-4413 #FaithAndFinance #RetirementWithPurpose #Stewardship For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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We are very excited to announce our Fifth Annual GENEROSITY TREE event! This year we will be supporting, NUMAS Haus First Choice Pregnancy Service and Ivy House. Together, we can help bring them JOY this Christmas Season. ***Receive a bottle of wine when you bring in a donation from the list provided for the Generosity Tree. Items needed: NUMAS HAUS: Chip Clip Sets Laundry Baskets Pots/Pans Sets Saucepans Kitchen Utensil Sets Kitchen Knife Sets Aluminum Foil Umbrellas Small Plastic Kitchen Drawer Dividers Cake Pans Muffin Tins Small Room Fans Pillows Beach Towels Sunscreen Hair Dryers Garbage Cans with Lids – Kitchen Garbage Cans Small – Bathroom Household Toolkits Kitchen Sponges Crock Pots Tweezers Handheld Mixer Silverware Sets Mixing Bowls Fabric Softener Shaving Razors First Choice Pregnancy: Diapers sizes 4,5,6,7,8 Hypoallergenic baby wash/soap Unscented baby lotion Diaper rash cream Sensitive baby wipes Sensitive laundry soap Socks newborn to 3T Sleep N Play sleepers newborn to 3T Womens medium size winter gloves Winter hats/gloves for toddlers Pull ups 2t-5t Gift cards for gas/transportation Ivy House: Bubbles Kinetic Sand New wood puzzles Outdoor Games Toys/games for older kids Squishmallows Postage Stamps Normal Letter Copy Paper New, heavy duty three-hole puncher Paper Towels New Measuring Cups Free & Clear Laundry Detergent Mrs. Meyer’s Cleaning Solution (for mopping) Seventh Generation Disinfectant 13 gallon Garbage bags, Grocery bag Size 6 & 7 Diapers All sizes girls/boys Pull Ups Baby wipes (water based or sensitive) Kids shampoo, conditioner, and lotion New clothes Fluoride-free kids toothpaste and kids toothbrushes No products will be sold. For more information visit Thrivent.com/social. NUMAS Haus, First Choice Pregnancy, Ivy House are not affiliated or endorsed by Thrivent

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Preparation helps build confidence. #WiseStewardship #FaithAndFinance For disclosure information, see thrivent.com/social.

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Preparation helps build confidence. #WiseStewardship #FaithAndFinance For disclosure information, see thrivent.com/social.

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Time to connect. 📱507-354-4413 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #FaithfulStewardship #LegacyPlanning #KingdomImpact

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Time to connect. 📱507-354-4413 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #FaithfulStewardship #LegacyPlanning #KingdomImpact

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At Thrivent, our mission is clear: 👉 Help Christians be wise with money so they can live generously. No matter where you’re starting from, we’ll walk with you—step by step—toward your goals. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. #FaithAndFinance #WiseWithMoney #LiveGenerously #ThriventPartner #TaxEfficientPlanning #RetirementGoals #ChristianFinance #FinancialGuidanceWithPurpose

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At Thrivent, our mission is clear: 👉 Help Christians be wise with money so they can live generously. No matter where you’re starting from, we’ll walk with you—step by step—toward your goals. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. #FaithAndFinance #WiseWithMoney #LiveGenerously #ThriventPartner #TaxEfficientPlanning #RetirementGoals #ChristianFinance #FinancialGuidanceWithPurpose

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A Thrivent Multi-Year Guaranteed Annuity (MYGA) can offer: -Competitive fixed rates -Tax-deferred growth -Guaranteed income options for retirement Keep your money working for you — not sitting idle. Let’s talk about whether a MYGA could be a smarter next step than renewing that CD. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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A Thrivent Multi-Year Guaranteed Annuity (MYGA) can offer: -Competitive fixed rates -Tax-deferred growth -Guaranteed income options for retirement Keep your money working for you — not sitting idle. Let’s talk about whether a MYGA could be a smarter next step than renewing that CD. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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