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Lia Hege

Advisor Image
Lia Hege
Financial Advisor
.
ChSNC®
Part of the East-Central Illinois Group practice
Higher Education Planning
Special Needs Planning
Women's Markets
Tax Efficient Planning
Young Families
Retirement Planning
About what I help clients with

Life is full of important decisions, and planning for your financial future can feel overwhelming. That’s why we’re here—to help you answer the questions that matter most. Here are some of the top questions our clients ask us today:


  1. How do I adjust my retirement plan for market volatility and economic uncertainty?
  2. When should I start drawing Social Security—and what strategy maximizes my benefits?
  3. How can I provide for a loved one with special needs without jeopardizing their government benefits?
  4. What’s the best way to plan for healthcare costs beyond Medicare, including long-term care?
  5. How do I protect my portfolio against inflation and rising interest rates?
  6. Should I pay off my mortgage or keep investing?
  7. Is a Roth conversion right for me—and how do I diversify for tax efficiency?
  8. How will taxes impact my retirement income and estate plan?
  9. What strategies can help me leave a lasting legacy for my family and favorite causes?
  10. How do I integrate charitable giving or digital assets into my financial plan?
  11. What steps should I take to prepare for unexpected life events like divorce or disability?


If any of these questions—or others—are keeping you up at night, let’s connect and create a plan that gives you confidence and clarity.

About Lia Hege
About Lia Hege

Born and raised in Mattoon, I met my future husband, Erik, during my last year of college at the University of Illinois. Establishing roots in Champaign, after our wedding in 1997, we were then blessed with 5 beautiful daughters: Bri, Becca, Cara, Colleen, and Alexis. My hobbies include exploring the national parks system, watching sports, and assorted DYI crafts: upcycling, stamping, and decorating to name a few.


In August of 1993, I taught my first lesson as an undergrad teaching assistant at UIUC. Since that time, my vocations have been three-fold: wife to Erik, stay-at-home mom for 13 years, and public/parochial high school chemistry teacher for 13 years. In addition, I have always been drawn to the corporal works of mercy through organizations like St. Jude’s and Daily Bread Soup Kitchen. Now, feeling called to a new vocation in the financial services industry, I am humbled to be a part of the East-Central Illinois Group and excited to use my creativity, organization, and teaching skills to walk side-by-side families who desire to put God’s love into action through their customized financial plans.

About Special Needs Planning
About Special Needs Planning

As a Chartered Special Needs Consultant (ChSNC®), I offer a simplified approach to special needs planning - one that’s personalized to accommodate your financial situation and the goals you have for your child. In addition, I can help you explore the considerations of planning for a child with special needs so you can feel confident your plan will continue to meet your child’s needs—while you’re alive and after you’ve passed away.

About the East-Central Illinois Group
About the East-Central Illinois Group

I am humbled to be a part of the East-Central Illinois Group and excited to use my creativity, organization, and teaching skills to walk side-by-side families who desire to put God’s love into action through their customized financial plans. 

My qualifications
  • Bachelors of Chemistry, University of Illinois at Urbana-Champaign, IL
  • Chartered Special Needs Consultant®
  • Series 7 - General Securities Representative
  • Securities Industry Essentials
My state licenses
  • Florida
  • Illinois
  • Indiana
  • Missouri

Insights

September 2026 Market Update: Healthy growth sends stocks to new highs
September 2026 Market Update: Healthy growth sends stocks to new highsMarkets continue to navigate a mix of opportunities and challenges. Strong earnings, AI-driven investment and a resilient labor market supported equities, while higher interest rates remain a key consideration for investors. Learn more in Thrivent's September Market Update. ⬇️
Wealth transfer
Wealth transferYou’ve worked hard to build a life you love—now it’s time to decide what your money is meant to do. How it’s set up today is already shaping what reaches the people and causes closest to your heart tomorrow. Take a closer look at your money, so it can support your life now and benefit those you care about.
Insight image
A Multi-Year Guarantee Annuity™️ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty. Reach out if you'd like to discuss whether this type of solution could help support your retirement goals. For additional interest rates and other important information: https://bit.ly/4fIaSQk See thrivent.com/social for important disclosures.
Join us at an upcoming eventWe’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
Pumpkins, Play & Purpose image
Pumpkins, Play & PurposeOct 12, 2026, 5:00 PM UTC
Curtis Orchard | 3902 S Duncan Rd, Champaign, IL 61822
Celebrate the season with family, friends, and community!Join Thrivent at Curtis Orchard in Champaign, Illinois, for an afternoon of fall fun, fellowship, and generosity. Enjoy lunch and explore all the seasonal favorites, from pumpkins and apple orchards to activities designed for all ages.In addition to the festivities, guests will have the opportunity to participate in a special generosity project - because making a difference together is one of the best ways to celebrate.Whether you're making family memories, connecting with friends, or simply enjoying the beauty of the season, this event offers something for everyone.This is a free event, but space is limited, so reserve your spot today!
View all events
Office location
Champaign Location
2102 Windsor Pl Suite 2
Champaign, IL 61820
Phone217-819-4646Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations