It’s a bit of a process (simple… but not easy):
You must cash the bond, then deposit the proceeds into a 529 plan within 60 days and in the same tax year.
You must meet income limits (MAGI phase-outs apply) and have been over age 24 when the bond was issued.
To benefit, you’ll need to file IRS Form 8815 for qualified education expense exclusion.
✅ If that sounds like Greek — or you just want to make sure you get it right — we’re here to help.
📞 Call our office at 774-202-2240 and we’ll walk you through the steps so you can turn your savings bonds into education gold.
#EducationPlanning #529Plan #SavingsBonds #FinancialPlanning #SaveForCollege
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
What this means for you (and how we can help):
• We should review your prior tax returns and determine whether standard deduction vs itemizing still makes the most sense.
• We should focus on deduction‐planning now—especially for those items that could go away or change.
• You’ll want to consider how future tax rates, law changes, and your income trajectory affect your strategy—because deduction opportunities aren’t static.
• We help you stay ahead of these changes and structure your plan so that you’re not caught off guard when the next change rolls through.
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues
Let’s wrap up your 2025 plan before the year does!
#YearEndPlanning #MakeItCount
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
7 ways to help reduce your taxable incomeSeeing your hard-earned money go towards taxes can be frustrating. However, there are ways you can help reduce your tax burdens and become more tax efficient. ⬇️
Helping you build, nurture, and share wealth by aligning money with purpose!
https://connect.thrivent.com/crossroad-financial-associates
For disclosure information, see thrivent.com/social.
Take time to reflect, review, and realign your strategy. Thoughtful decisions today can lead to a more confident tomorrow.
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#InvestmentPlanning #FinancialStrategy #PortfolioReview #WealthManagement #FinancialConfidence
Estate planning isn’t about how much you have — it’s about taking care of the people you love. ❤️
For disclosure information, see thrivent.com/social.
#EstatePlanning #FinancialWellness #LegacyPlanning #WealthWithPurpose
Holiday mode: ON. 🎄😄 The Crossroad Financial Associates crew enjoyed a little festive outing — because planning your future is important, but so is soaking up the Christmas spirit!
For disclosure information, see thrivent.com/social.
True giving isn't just about writing a check — it's about strategic generosity.
When you align your wealth planning with your passion for impact, you amplify both.
✅ Make a difference
✅ Maximize tax efficiency
✅ Build a legacy that lasts
For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
#PhilanthropyDoneRight #ImpactInvesting #SmartGiving #WealthStrategy #LegacyPlanning #GiveWithPurpose
Time to connect. 📱(774) 202-2240
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#FaithfulStewardship #LegacyPlanning #KingdomImpact
Whether you’re nearing retirement or already there, we’re here to help you keep doing the things that matter most to you:
✔️ Growing
✔️ Traveling
✔️ Contributing in meaningful ways
With intentional planning and investment guidance, we’ll work together to make sure your finances support your purpose, values, and goals.
Because retirement isn’t an end—it’s a new beginning.
#RetirementPlanning #FinancialWisdom #FaithBasedFinance #PurposefulLiving #ValuesDrivenDecisions #RetirementReady
For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
At the heart of every relationship is a shared desire: to make wise financial decisions that reflect what matters most.
Because when your money is aligned with your values, your goals become more than milestones—they become a mission.
For disclosure information, see thrivent.com/social.
#PurposeDrivenFinance #WiseWithMoney #FaithBasedPlanning #LiveGenerously #ClientFocused #MoneyWithMeaning
The holiday season is a time to reflect, give back and support the causes that matter most to you. It’s an opportune moment to create a thoughtful giving plan that’s aligned with your values, goals and financial strategy.
Let’s connect to explore ways to maximize your year-end giving and make every gift count—today and for years to come.
See thrivent.com/social for important disclosures.
Through wise investment management and purposeful planning, we help you enjoy the life you’ve worked so hard for—on your terms.
#RetirementWithPurpose #ValuesBasedPlanning #LiveFully #FinancialConfidence #FaithAndFinance #RetirementGoals
For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
A Thrivent Multi-Year Guaranteed Annuity (MYGA) can offer:
-Competitive fixed rates
-Tax-deferred growth
-Guaranteed income options for retirement
Keep your money working for you — not sitting idle.
Let’s talk about whether a MYGA could be a smarter next step than renewing that CD.
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
As a Christian-owned practice, we build lasting relationships based on confidence, service, and purpose.
Let’s talk about what matters most to you—and create a plan to support it.
#FaithAndFinance #ChristianFinancialAdvisor #LegacyPlanning #CrossroadValues
For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Our team is committed to helping you plan for your future—and the future of those that you care most about.
Better prepare yourself for the “what-ifs” in life by joining us as we address:
• Essential estate preservation documents you should have.
• What is the purpose of a will?
• Estate taxes and annual gifting limits.
• What is the probate process?
• Advantages of naming beneficiaries on your accounts.
• The Secure Act 2.0 and how it impacts your family.
• Concerns about how to protect your assets.
• Long-term care: Costs and options.
• Effects of income taxation upon death.
Oct 28, 2025 1:00 pm EST
Oct 28, 2025 7:00 pm EST
Register using the below link:
https://us02web.zoom.us/webinar/register/WN_tPZsIMLdTA6zi119945QRQ#/registration
No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for additional disclosures. 27764-12FB R2-24
Small moves now can mean big tax savings later. Let’s build your strategy before the December deadlines.
📞 Ready to talk through it? We're here to help.
#YearEndPlanning #TaxStrategies #SmartMoneyMoves
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
