The truth is simple:
📈 Consistency compounds.
The earlier someone starts having basic conversations about saving, investing, and goal-setting, the more opportunity they have to get ahead and make confident decisions.
Whether you’re just starting out or re-evaluating your strategy, now is always the right time to begin planning with purpose.
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#FinancialPlanning #InvestingBasics #StartEarly #WealthBuilding #FinancialConfidence
Our approach: craft plans that aren’t tied to one fixed assumption, but instead give you the flexibility to navigate the unknown with confidence. If you’re curious how possible tax changes could impact your goals, let’s talk.
#TaxPlanning #FinancialStrategy #PlanAhead #FinancialConfidence
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
Technology has made impersonation scams more convincing—and more frightening than ever. Criminals can now use AI to clone a loved one’s voice, spoof their phone number and create a false sense of emergency to pressure you into sending them money.
🚩 If you ever receive a call like this, hang up and reach out to your loved one directly. When in doubt, contact the police.
✅ Key points:
File by the tax deadline for the year the taxpayer passed (typically April 15 of the following year).
If the death occurs early in the year, more than one return may be needed.
As the year ends, reviewing and organizing these matters can help ensure estates are handled correctly and refunds are not missed.
#YearEndPlanning #EstatePlanning #TaxPlanning #DeceasedTaxpayer #FinancialGuidance
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
Contact our team of professionals.
📱(774) 202-2240
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If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
December 2025 Market Update: Stock volatility returnsFrom slowing manufacturing to resilient corporate earnings, December brings mixed signals for the economy. Explore what these trends mean for your portfolio and the year ahead in Thrivent's December Market Update.
A fresh perspective can reveal:
✅ Missed tax advantages
✅ Overlooked income opportunities
✅ Better alignment between your goals and your money
If you’ve been wondering whether your current strategy is truly working for you, it might be time for a second look.
We help clients uncover new possibilities in their planning—so every decision moves them closer to confidence.
📅 Let’s review your plan and make sure you’re not leaving any opportunities on the table.
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#FinancialPlanning #RetirementPlanning #FinancialConfidence
While spontaneous giving can be meaningful, a strategic approach can help you amplify your generosity, minimize your tax burden and give with greater purpose.
Consider these charitable giving strategies: https://bit.ly/3IZ1x9f
Because a well-planned retirement isn’t just about what you’ve earned — it’s about what you get to keep. 💡
#RetirementPlanning #TaxEfficientStrategies #FinancialConfidence #SmartRetirement #WealthManagement #FinancialPlanning #RetiredLife
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
It’s a bit of a process (simple… but not easy):
You must cash the bond, then deposit the proceeds into a 529 plan within 60 days and in the same tax year.
You must meet income limits (MAGI phase-outs apply) and have been over age 24 when the bond was issued.
To benefit, you’ll need to file IRS Form 8815 for qualified education expense exclusion.
✅ If that sounds like Greek — or you just want to make sure you get it right — we’re here to help.
📞 Call our office at 774-202-2240 and we’ll walk you through the steps so you can turn your savings bonds into education gold.
#EducationPlanning #529Plan #SavingsBonds #FinancialPlanning #SaveForCollege
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
What this means for you (and how we can help):
• We should review your prior tax returns and determine whether standard deduction vs itemizing still makes the most sense.
• We should focus on deduction‐planning now—especially for those items that could go away or change.
• You’ll want to consider how future tax rates, law changes, and your income trajectory affect your strategy—because deduction opportunities aren’t static.
• We help you stay ahead of these changes and structure your plan so that you’re not caught off guard when the next change rolls through.
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues
Let’s wrap up your 2025 plan before the year does!
#YearEndPlanning #MakeItCount
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
7 ways to help reduce your taxable incomeSeeing your hard-earned money go towards taxes can be frustrating. However, there are ways you can help reduce your tax burdens and become more tax efficient. ⬇️
Helping you build, nurture, and share wealth by aligning money with purpose!
https://connect.thrivent.com/crossroad-financial-associates
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Take time to reflect, review, and realign your strategy. Thoughtful decisions today can lead to a more confident tomorrow.
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If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#InvestmentPlanning #FinancialStrategy #PortfolioReview #WealthManagement #FinancialConfidence
Estate planning isn’t about how much you have — it’s about taking care of the people you love. ❤️
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#EstatePlanning #FinancialWellness #LegacyPlanning #WealthWithPurpose
Holiday mode: ON. 🎄😄 The Crossroad Financial Associates crew enjoyed a little festive outing — because planning your future is important, but so is soaking up the Christmas spirit!
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True giving isn't just about writing a check — it's about strategic generosity.
When you align your wealth planning with your passion for impact, you amplify both.
✅ Make a difference
✅ Maximize tax efficiency
✅ Build a legacy that lasts
For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
#PhilanthropyDoneRight #ImpactInvesting #SmartGiving #WealthStrategy #LegacyPlanning #GiveWithPurpose
Time to connect. 📱(774) 202-2240
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If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#FaithfulStewardship #LegacyPlanning #KingdomImpact
