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Small Business Solutions │ Tuesday, May 13, 8-9 a.m. │ The Hotel at Kirkwood Center, 7725 Kirkwood Blvd. SW, Cedar Rapids We’re hosting a free breakfast workshop for small business owners and farmers. Learn 3 things you can do to help your business succeed. As an entrepreneur with the vision and determination behind your business, you know the importance of creating a plan based on your goals and objectives. Take the next step in protecting your business, your family, and your employees. • Recruit and keep the best team. • Understand some of the “what ifs” life may bring. • Consider options for succession. RESERVE YOUR SPOT. Enjoy a delicious breakfast while learning about business strategies and solutions. To register, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. Please sign up as soon as possible for meal planning if able, or you’re welcome to walk in. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Small Business Solutions │ Tuesday, May 13, 8-9 a.m. │ The Hotel at Kirkwood Center, 7725 Kirkwood Blvd. SW, Cedar Rapids We’re hosting a free breakfast workshop for small business owners and farmers. Learn 3 things you can do to help your business succeed. As an entrepreneur with the vision and determination behind your business, you know the importance of creating a plan based on your goals and objectives. Take the next step in protecting your business, your family, and your employees. • Recruit and keep the best team. • Understand some of the “what ifs” life may bring. • Consider options for succession. RESERVE YOUR SPOT. Enjoy a delicious breakfast while learning about business strategies and solutions. To register, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. Please sign up as soon as possible for meal planning if able, or you’re welcome to walk in. No products will be sold. For additional disclosures, see Thrivent.com/social.

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We enjoyed hosting a watch party lunch as Thrivent presented a Market and Economic Update during these interesting times. Thanks to everyone who attended. We hope you will join us for our next Update lunch on July 24 at noon. Stay tuned for details. No products will be sold. For additional disclosures, see Thrivent.com/social.

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We enjoyed hosting a watch party lunch as Thrivent presented a Market and Economic Update during these interesting times. Thanks to everyone who attended. We hope you will join us for our next Update lunch on July 24 at noon. Stay tuned for details. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Small Business Solutions │ Tuesday, May 13, 8-9 a.m. │ The Hotel at Kirkwood Center, 7725 Kirkwood Blvd. SW, Cedar Rapids Coming soon! We’re hosting a free workshop with important information for small business owners and farmers. Learn three things you can do to help your business succeed. As an entrepreneur with the vision and determination behind your business, you know the importance of creating a plan based on your goals and objectives. Take the next step in protecting your business, your family, and your employees. • Recruit and keep the best team. • Understand some of the “what ifs” life may bring. • Consider options for succession. RESERVE YOUR SPOT. Enjoy a delicious breakfast while learning about business strategies and solutions. To RSVP, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. Please sign up in advance for meal planning if able, or you’re welcome to walk in. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Small Business Solutions │ Tuesday, May 13, 8-9 a.m. │ The Hotel at Kirkwood Center, 7725 Kirkwood Blvd. SW, Cedar Rapids Coming soon! We’re hosting a free workshop with important information for small business owners and farmers. Learn three things you can do to help your business succeed. As an entrepreneur with the vision and determination behind your business, you know the importance of creating a plan based on your goals and objectives. Take the next step in protecting your business, your family, and your employees. • Recruit and keep the best team. • Understand some of the “what ifs” life may bring. • Consider options for succession. RESERVE YOUR SPOT. Enjoy a delicious breakfast while learning about business strategies and solutions. To RSVP, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. Please sign up in advance for meal planning if able, or you’re welcome to walk in. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Market & Economic Update lunch │ Thursday, April 24, noon - 1 p.m. │ Ladd Library, 3750 Williams Blvd. SW Wondering how your financial situation relates to what's happening on Wall Street? Learn Thrivent's perspective on the markets and economy. If you're curious about market fluctuations, interest rates, and economic uncertainty, this Economic Update event can help you invest with greater confidence. • How should I react to economic headlines? • How have fiscal measures changed in the past quarter? • How often should I review my investment strategy? Enjoy a complimentary lunch provided by our Thrivent Community while we watch Thrivent's presentation together. Discussion will follow, along with an opportunity to ask questions. Please sign up in advance if possible so we can plan lunch, but you're welcome to walk in. To register, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Market & Economic Update lunch │ Thursday, April 24, noon - 1 p.m. │ Ladd Library, 3750 Williams Blvd. SW Wondering how your financial situation relates to what's happening on Wall Street? Learn Thrivent's perspective on the markets and economy. If you're curious about market fluctuations, interest rates, and economic uncertainty, this Economic Update event can help you invest with greater confidence. • How should I react to economic headlines? • How have fiscal measures changed in the past quarter? • How often should I review my investment strategy? Enjoy a complimentary lunch provided by our Thrivent Community while we watch Thrivent's presentation together. Discussion will follow, along with an opportunity to ask questions. Please sign up in advance if possible so we can plan lunch, but you're welcome to walk in. To register, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

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Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

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Market & Economic Update watch party lunch │ Thursday, April 24, noon - 1 p.m. │ Ladd Library, 3750 Williams Blvd. SW, Cedar Rapids Wondering how your financial situation relates to what's happening on Wall Street? Learn Thrivent's perspective on the markets and economy. If you're curious about market fluctuations, interest rates, and economic uncertainty, this Economic Update event can help you invest with greater confidence. • How should I react to economic headlines? • How have fiscal measures changed in the past quarter? • How often should I review my investment strategy? Enjoy lunch provided by our Thrivent Community while we watch Thrivent's presentation together. Discussion will follow, along with an opportunity to ask questions. Please sign up in advance if possible so we can plan lunch, but you're welcome to walk in. To register, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Market & Economic Update watch party lunch │ Thursday, April 24, noon - 1 p.m. │ Ladd Library, 3750 Williams Blvd. SW, Cedar Rapids Wondering how your financial situation relates to what's happening on Wall Street? Learn Thrivent's perspective on the markets and economy. If you're curious about market fluctuations, interest rates, and economic uncertainty, this Economic Update event can help you invest with greater confidence. • How should I react to economic headlines? • How have fiscal measures changed in the past quarter? • How often should I review my investment strategy? Enjoy lunch provided by our Thrivent Community while we watch Thrivent's presentation together. Discussion will follow, along with an opportunity to ask questions. Please sign up in advance if possible so we can plan lunch, but you're welcome to walk in. To register, call our office at 319-366-2991 or email teresa.burkett@thrivent.com. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Market uncertainty: Tariffs and economic policy drive volatility

Uncertainty around economic and trade policies is weighing on confidence for both individuals and businesses. Read more from Thrivent's Chief Investment Strategist on current volatility and other market conditions.

It can be difficult for markets to assess the impact of tariffs because they can be added or removed quickly, and there isn’t always insight into what’s coming...

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Is early retirement right for you?

Curious how you can start your retirement sooner? Depending on your current income and expenses, it's possible. Here are things to keep in mind when considering if early retirement is right for you. ⬇️

For a growing number of Americans, the idea of working until their mid-60s or later and then kicking back in their remaining years simply isn’t appealing. They...

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Enjoy retirement income without the guesswork

You've spent years building your retirement nest egg—now let's make it work for you. Let's discuss how to turn your savings into steady, reliable income that lasts.

You’ve spent years building your retirement nest egg—now it’s time to make it work for you....

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Coming soon--a workshop with important information for small business owners and farmers. Small Business Solutions │ Wed., March 26, 8-9 a.m. │ DeWitt Community Library, 917 5th Ave. As an entrepreneur with the vision and determination behind your business, you know the importance of creating a plan based on your goals and objectives. Have you been thinking about the "what ifs" life may bring, how to recruit and keep the best team, and how to keep the family farm or business in the family? Attend this free workshop for small business owners to take the next step in protecting your business, your family, and your employees. Enjoy a delicious breakfast while learning about what is important to you. To register or if you have questions, call 563-659-2991 or email teresa.burkett@thrivent.com. Please sign up in advance if able, or you’re welcome to walk in. No products will be sold. For additional disclosures, see Thrivent.com/social.

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Coming soon--a workshop with important information for small business owners and farmers. Small Business Solutions │ Wed., March 26, 8-9 a.m. │ DeWitt Community Library, 917 5th Ave. As an entrepreneur with the vision and determination behind your business, you know the importance of creating a plan based on your goals and objectives. Have you been thinking about the "what ifs" life may bring, how to recruit and keep the best team, and how to keep the family farm or business in the family? Attend this free workshop for small business owners to take the next step in protecting your business, your family, and your employees. Enjoy a delicious breakfast while learning about what is important to you. To register or if you have questions, call 563-659-2991 or email teresa.burkett@thrivent.com. Please sign up in advance if able, or you’re welcome to walk in. No products will be sold. For additional disclosures, see Thrivent.com/social.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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