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I've got valuable information and resources to share. Explore away! And check back often.

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Spring is near! Daylight saving time begins overnight at 2:00 a.m., when clocks 'spring forward' one hour. An important safety habit is marking the time change by replacing the batteries in smoke and carbon monoxide alarms.

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Spring is near! Daylight saving time begins overnight at 2:00 a.m., when clocks 'spring forward' one hour. An important safety habit is marking the time change by replacing the batteries in smoke and carbon monoxide alarms.

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Tax tips & pitfalls: What to know to maximize your money

Effective tax planning is the cornerstone of a robust financial strategy. From maximizing tax-advantaged savings accounts to managing market investments, approach this tax season with confidence by protecting your finances while maximizing opportunities to save. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional. For additional disclosures, see Thrivent.com/social.

Steer clear of costly tax pitfalls by knowing what to watch for. Discover how to unlock valuable deductions, claim key credits, and streamline your approach to...

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Only one month remaining to designate 2024 Thrivent Choice Dollars®️! Eligible Thrivent members have until March 31, 2025, to allocate Thrivent Choice funds to a charity or a cause of your choice. Help the Thrivent office of Western Reserve Financial Associates ensure that no dollar goes undirected! March 3, 2025: $34,484 - Direct Now! Visit Thrivent.com/thriventchoice or call 800-847-4836 and say “Thrivent Choice." For disclosure information, see Thrivent.com/social.

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Only one month remaining to designate 2024 Thrivent Choice Dollars®️! Eligible Thrivent members have until March 31, 2025, to allocate Thrivent Choice funds to a charity or a cause of your choice. Help the Thrivent office of Western Reserve Financial Associates ensure that no dollar goes undirected! March 3, 2025: $34,484 - Direct Now! Visit Thrivent.com/thriventchoice or call 800-847-4836 and say “Thrivent Choice." For disclosure information, see Thrivent.com/social.

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February 2025 Market Update: A strong but volatile start

Thrivent’s latest market update shares our leadership’s views on the key risks the U.S. economy is facing.

2025 started off with sustained economic growth, but we are watching waning consumer confidence closely.

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Tuesday, March 4 at 1:00pm & 7:30 p.m. ET Register today: https://bit.ly/KeepingTheTaxManAway If you file taxes and forget about it, you could be missing out. Managing your tax bracket now can help minimize what you pay in retirement. If taxes are a topic you avoid, this event is for you. It's common to think you'll pay less taxes in retirement because you're earning less -- but not without planning. Learn to avoid tax "gotchas" at Keeping the Tax Man Away with Debbie Taylor, founder, and lead wealth advisor with Taylor Financial Group. No products will be sold. For additional disclosures see Thrivent.com/social. Speaker is not affiliated with Thrivent. Views are their own. 6037805.1

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Tuesday, March 4 at 1:00pm & 7:30 p.m. ET Register today: https://bit.ly/KeepingTheTaxManAway If you file taxes and forget about it, you could be missing out. Managing your tax bracket now can help minimize what you pay in retirement. If taxes are a topic you avoid, this event is for you. It's common to think you'll pay less taxes in retirement because you're earning less -- but not without planning. Learn to avoid tax "gotchas" at Keeping the Tax Man Away with Debbie Taylor, founder, and lead wealth advisor with Taylor Financial Group. No products will be sold. For additional disclosures see Thrivent.com/social. Speaker is not affiliated with Thrivent. Views are their own. 6037805.1

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Take Action: Designate 2024 Thrivent Choice Dollars®️! Eligible Thrivent members have until March 31, 2025, to allocate Thrivent Choice funds to a favorite charity or cause. Help the Thrivent office of Western Reserve Financial Associates ensure that no dollar goes undirected! February 24, 2025: $35,020 - Direct Now! Visit Thrivent.com/thriventchoice or call 800-847-4836 and say “Thrivent Choice." For disclosure information, see Thrivent.com/social.

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Take Action: Designate 2024 Thrivent Choice Dollars®️! Eligible Thrivent members have until March 31, 2025, to allocate Thrivent Choice funds to a favorite charity or cause. Help the Thrivent office of Western Reserve Financial Associates ensure that no dollar goes undirected! February 24, 2025: $35,020 - Direct Now! Visit Thrivent.com/thriventchoice or call 800-847-4836 and say “Thrivent Choice." For disclosure information, see Thrivent.com/social.

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Today is #NationalCaregiversDay! Join Western Reserve Financial Associates in honoring the work of health care professionals near and afar. We give many "thanks" to those special individuals who provide long-term and hospice care to our loved ones.

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Today is #NationalCaregiversDay! Join Western Reserve Financial Associates in honoring the work of health care professionals near and afar. We give many "thanks" to those special individuals who provide long-term and hospice care to our loved ones.

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What’s Your Retirement Style? Discover What Works for You with Dr. Wade Pfau Tuesday, February 25 at 1:00 & 8:30 p.m. ET & Wednesday, February 26 at 9:30 p.m. ET. Climbing a mountain requires different skills than descending it. The same goes for retirement! After decades of saving, you’ll need a solid strategy to ensure your money lasts throughout the years ahead. Join us for “What’s Your Retirement Style?” — an exclusive conversation with Dr. Wade Pfau, where you’ll learn how to craft the right plan today to prepare for the journey tomorrow. Don't miss out on expert insights that could help you navigate your retirement with confidence! Learn more and sign up today: https://bit.ly/3EqY68A #RetirementPlanning #FinancialFreedom #RetirementJourney #WadePfau #MoneyMatters #SmartSaving #RetirementStyle No products will be sold. Speaker is not affiliated with Thrivent. Views are their own. See Thrivent.com/social for additional disclosures.

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What’s Your Retirement Style? Discover What Works for You with Dr. Wade Pfau Tuesday, February 25 at 1:00 & 8:30 p.m. ET & Wednesday, February 26 at 9:30 p.m. ET. Climbing a mountain requires different skills than descending it. The same goes for retirement! After decades of saving, you’ll need a solid strategy to ensure your money lasts throughout the years ahead. Join us for “What’s Your Retirement Style?” — an exclusive conversation with Dr. Wade Pfau, where you’ll learn how to craft the right plan today to prepare for the journey tomorrow. Don't miss out on expert insights that could help you navigate your retirement with confidence! Learn more and sign up today: https://bit.ly/3EqY68A #RetirementPlanning #FinancialFreedom #RetirementJourney #WadePfau #MoneyMatters #SmartSaving #RetirementStyle No products will be sold. Speaker is not affiliated with Thrivent. Views are their own. See Thrivent.com/social for additional disclosures.

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Designate 2024 Thrivent Choice Dollars®️ today! Eligible Thrivent members have until March 31, 2025, to allocate Thrivent Choice funds to a favorite charity or cause. Help the Thrivent office of Western Reserve Financial Associates ensure that no dollar goes undirected! February 17, 2025: $37,635 - Direct Now! Visit Thrivent.com/thriventchoice or call 800-847-4836 and say “Thrivent Choice." For disclosure information, see Thrivent.com/social.

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Designate 2024 Thrivent Choice Dollars®️ today! Eligible Thrivent members have until March 31, 2025, to allocate Thrivent Choice funds to a favorite charity or cause. Help the Thrivent office of Western Reserve Financial Associates ensure that no dollar goes undirected! February 17, 2025: $37,635 - Direct Now! Visit Thrivent.com/thriventchoice or call 800-847-4836 and say “Thrivent Choice." For disclosure information, see Thrivent.com/social.

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Join us in prayer of our nation’s greatest leaders today. Happy Presidents Day!

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Join us in prayer of our nation’s greatest leaders today. Happy Presidents Day!

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

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For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

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