Insights
It's never too late to start investing. Whether you're nearing retirement or just beginning to plan, here are some questions to get you started:1️⃣ What are you investing for?2️⃣ What is your time horizon?3️⃣ What is your risk tolerance?If you’re looking for a professional to help you with your investing strategy, let’s talk.See thrivent.com/social for important disclosures.
Financial planning for millennials: A comprehensive guideDoes it feel like every financial goal is competing for the same dollars? This guide offers 7 ways to prioritize your money and make progress toward what matters most. ⬇️Let’s talk about what’s competing for your attention and how we can build a financial plan to address it.
Inflation, higher interest rates and rapid advances in AI are shaping the economy—and could affect your financial reality. Watch Thrivent’s recent Q4 Market & Economic Update for a clear look at what’s happening and why staying focused on your long-term goals matters: https://bit.ly/4eh5DWvReach out if you have questions or want to talk through your strategy.
Put your savings to work for what’s nextYou've worked hard to build your retirement savings—now help them work smarter for you. Retirement may last longer than you think, so the choices you make today can help you prepare for what’s next.Explore strategies that can help turn your savings into reliable income and help you feel more confident in the years ahead. ⬇️
Building an investment portfolio for the first time? Before jumping in, take time to nail down your goals, your timeline and how comfortable you are with risk.👉 Getting clarity on these basics helps you make more intentional choices—and can lead to stronger long-term outcomes.If you’d like help understanding your risk tolerance or building a strategy around it, let’s discuss.See thrivent.com/social for important disclosures.
Top 7 charitable giving strategies: Maximizing tax benefits and impactThere are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies and their tax advantages.
A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.For additional interest rates and other important information: https://bit.ly/4qauUq7See thrivent.com/social for important disclosures.
Charitable giving is one of the most powerful ways to live your values, support your community and create a lasting legacy.To make the most of your generosity, consider a strategy called charitable bunching. By grouping multiple years of donations into a single tax year, you may be able to increase your deductions—while still supporting the causes you love every year.Explore whether charitable bunching is right for you: https://bit.ly/43xqhw6Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
A qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.A QCD allows you to give directly from your IRA to a nonprofit you care about. It can count toward your required minimum distribution (RMD), potentially lower your taxable income and even help manage your future Medicare costs.Find out more: https://bit.ly/4hmPFKV
Whether you’re supporting your place of worship, a local nonprofit or a cause that’s close to your heart, a donor-advised fund (DAF) is worth considering. A DAF offers flexibility and potential tax advantages, making it easier to align your giving with your goals and turn your generosity into a lasting impact.Get in touch to explore whether a DAF fits into your financial strategy.See thrivent.com/social for important disclosures.
Taking Social Security early? Reasons to consider (with pros & cons)Should you take Social Security early? It depends on your unique needs. Before deciding, make sure to take the pros and cons into consideration.Together, we can talk about your Social Security income and retirement savings to help determine whether claiming benefits early makes sense.
Investing & taxes: Understanding tax on dividends, interest & capital gainsUnderstanding how dividends, interest and capital gains are taxed can help you make smarter investment decisions. Get the basics here. ⬇️
The great wealth transfer: What baby boomers need to knowTrillions of dollars are expected to pass to the next generation in what’s being called the great wealth transfer.Taking time to think about how you’d like your assets to be passed on can bring greater clarity for you and the people and causes you care about.It can also help you:• Align your assets with what matters most.• Set clearer expectations for loved ones.• Reduce uncertainty with intentional planning.Discover how to help secure your legacy for your loved ones ⬇️
A Multi-Year Guarantee Annuity™️ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.For additional interest rates and other important information: https://bit.ly/4fIaSQkSee thrivent.com/social for important disclosures.
North Star Summit 2026 - Star Tribune CompanyParticipate in the Minnesota Star Tribune’s second-annual North Star Summit, the Midwest’s premier platform for ideas, influence and leadership. Featuring substantive talks, newsmaker interviews and panel discussions, this is where the region’s leaders shape what’s next.Hear from the voices shaping the future of the Midwest and the nation, make connections that matter, and glean takeaways that will inform your daily life and work. Thrivent's President and CEO, Terry Rasmussen will be speaking at this conference as well. Thrivent clients can secure 50% off registration by entering THRIVENT-50 at checkout.https://www.startribunecompany.com/services/north-star-summit-2026/
Many families are surprised to discover that FAFSA can unlock more than federal aid: some schools and states require it for their programs, like work study or internal scholarships. Applying keeps your options open.Not sure if you should apply? We're here to review your financial situation with you before deadlines hit.For more information on FAFSA: studentaid.govSee thrivent.com/social for important disclosures.
Maximizing your Social Security benefits is a crucial part of securing your retirement. By planning ahead and using key strategies, you can optimize your benefits and enhance your financial future. Start making informed decisions now for a more comfortable retirement tomorrow: https://bit.ly/44bxQcX
Basics of a financial plan: What it is & getting startedLet's pursue your financial goals, together. We can help you get started by providing insight on three important steps to establishing a financial plan:1. Identify where you are.2. Define financial success so you can outline your goals.3. Uncover some events that might move you further away from your goals.Learn more about what makes up a solid financial plan and the process for creating your own. ⬇️
Have you thought about which assets are meant for living today and which ones you hope to pass on? Let’s connect to explore what each piece is supporting today and how it could show up for the people and causes you care about.See thrivent.com/social for important disclosures.
This beginner-friendly guide breaks down the components that can make up your portfolio like stocks, bonds, ETFs and more: https://bit.ly/4xlH3vsAnd if you want to talk one-on-one about creating an investment portfolio that fits with your goals and risk tolerance, let’s chat.