Insights
Top 7 charitable giving strategies: Maximizing tax benefits and impactThere are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies and their tax advantages.
A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.For additional interest rates and other important information: https://bit.ly/4qauUq7See thrivent.com/social for important disclosures.
Charitable giving is one of the most powerful ways to live your values, support your community and create a lasting legacy.To make the most of your generosity, consider a strategy called charitable bunching. By grouping multiple years of donations into a single tax year, you may be able to increase your deductions—while still supporting the causes you love every year.Explore whether charitable bunching is right for you: https://bit.ly/43xqhw6Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
A qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.A QCD allows you to give directly from your IRA to a nonprofit you care about. It can count toward your required minimum distribution (RMD), potentially lower your taxable income and even help manage your future Medicare costs.Find out more: https://bit.ly/4hmPFKV
Whether you’re supporting your place of worship, a local nonprofit or a cause that’s close to your heart, a donor-advised fund (DAF) is worth considering. A DAF offers flexibility and potential tax advantages, making it easier to align your giving with your goals and turn your generosity into a lasting impact.Get in touch to explore whether a DAF fits into your financial strategy.See thrivent.com/social for important disclosures.
Taking Social Security early? Reasons to consider (with pros & cons)Should you take Social Security early? It depends on your unique needs. Before deciding, make sure to take the pros and cons into consideration.Together, we can talk about your Social Security income and retirement savings to help determine whether claiming benefits early makes sense.
Investing & taxes: Understanding tax on dividends, interest & capital gainsUnderstanding how dividends, interest and capital gains are taxed can help you make smarter investment decisions. Get the basics here. ⬇️
The great wealth transfer: What baby boomers need to knowTrillions of dollars are expected to pass to the next generation in what’s being called the great wealth transfer.Taking time to think about how you’d like your assets to be passed on can bring greater clarity for you and the people and causes you care about.It can also help you:• Align your assets with what matters most.• Set clearer expectations for loved ones.• Reduce uncertainty with intentional planning.Discover how to help secure your legacy for your loved ones ⬇️
A Multi-Year Guarantee Annuity™️ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.For additional interest rates and other important information: https://bit.ly/4fIaSQkSee thrivent.com/social for important disclosures.
North Star Summit 2026 - Star Tribune CompanyParticipate in the Minnesota Star Tribune’s second-annual North Star Summit, the Midwest’s premier platform for ideas, influence and leadership. Featuring substantive talks, newsmaker interviews and panel discussions, this is where the region’s leaders shape what’s next.Hear from the voices shaping the future of the Midwest and the nation, make connections that matter, and glean takeaways that will inform your daily life and work. Thrivent's President and CEO, Terry Rasmussen will be speaking at this conference as well. Thrivent clients can secure 50% off registration by entering THRIVENT-50 at checkout.https://www.startribunecompany.com/services/north-star-summit-2026/
Many families are surprised to discover that FAFSA can unlock more than federal aid: some schools and states require it for their programs, like work study or internal scholarships. Applying keeps your options open.Not sure if you should apply? We're here to review your financial situation with you before deadlines hit.For more information on FAFSA: studentaid.govSee thrivent.com/social for important disclosures.
Maximizing your Social Security benefits is a crucial part of securing your retirement. By planning ahead and using key strategies, you can optimize your benefits and enhance your financial future. Start making informed decisions now for a more comfortable retirement tomorrow: https://bit.ly/44bxQcX
Basics of a financial plan: What it is & getting startedLet's pursue your financial goals, together. We can help you get started by providing insight on three important steps to establishing a financial plan:1. Identify where you are.2. Define financial success so you can outline your goals.3. Uncover some events that might move you further away from your goals.Learn more about what makes up a solid financial plan and the process for creating your own. ⬇️
Have you thought about which assets are meant for living today and which ones you hope to pass on? Let’s connect to explore what each piece is supporting today and how it could show up for the people and causes you care about.See thrivent.com/social for important disclosures.
This beginner-friendly guide breaks down the components that can make up your portfolio like stocks, bonds, ETFs and more: https://bit.ly/4xlH3vsAnd if you want to talk one-on-one about creating an investment portfolio that fits with your goals and risk tolerance, let’s chat.
Ready to level up your investing knowledge? Start with these 3 articles:1) How inflation impacts investments: https://bit.ly/4e0pR7i2) Investing in volatile markets: https://bit.ly/4efTwZ03) Strategic asset allocation: https://bit.ly/4e4Wcdh
Thrivent’s recent Market & Economic Update highlighted how major influences like AI, oil and inflation are playing out across the economy. In short: Markets are up, but so is uncertainty—and gains tend to be concentrated. Having a solid long-term financial strategy is usually your best defense. Watch the full update here: https://bit.ly/3T9oifd And feel free to reach out to us if you’d like to discuss ways to hone your current mix.
Teens are already learning so much. Why not add investing to the list?It’s a great way for them to build real-world skills like goal setting and planning for the future. And with a little hands-on guidance, they can start understanding how markets work and gain financial discipline that carries into adulthood.📌 This beginner-friendly guide is a great place to start: https://bit.ly/4qrOoow
Little eyes are always watching—especially when it comes to money. The way we manage and talk about money shapes our kids long before they earn their first dollar.Try modeling these simple habits to help them build a healthy relationship with money:⭐ Avoid speaking about money with stress or shame⭐ Narrate your choices (“We’re saving for X, so we’re skipping Y today”)⭐ Keep a visible savings routine⭐ Use positive language around budgeting and planning
A balanced financial plan keeps long-term security in view while you prepare for near-term education costs. It doesn’t have to be “either/or”—it’s about prioritizing and sequencing. Contact us today if you'd like help mapping your goals and timeline.See thrivent.com/social for important disclosures.