Financial planning for millennials: A comprehensive guideDoes it feel like every financial goal is competing for the same dollars? This guide offers 7 ways to prioritize your money and make progress toward what matters most. ⬇️
Let’s talk about what’s competing for your attention and how we can build a financial plan to address it.
A Multi-Year Guarantee Annuity™️ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4fIaSQk
See thrivent.com/social for important disclosures.
Should you get life insurance in your 20s? 5 reasons to consider itLife insurance may not be the first thing that comes to mind in your 20s. But did you know it can be more affordable when you’re younger and healthier?
Here are some reasons to consider purchasing life insurance at an earlier age. ⬇️
Is a Solo 401(k) or SEP IRA the better fit for you as a business owner? It depends on your priorities: higher contribution limits and flexibility or simple administration and ease of use. Go deeper here: https://bit.ly/4gR8mrN
August 2026 Market Update: Strong economy, higher yieldsThe market continues to navigate a changing landscape. While technology and AI remain important drivers, leadership is expanding into areas like financials and energy. Combined with a resilient economy and attractive bond yields, diversification remains as important as ever. Read Thrivent's August Market Update for more. ⬇️
Wealth transferYou’ve worked hard to build a life you love—now it’s time to decide what your money is meant to do. How it’s set up today is already shaping what reaches the people and causes closest to your heart tomorrow. Take a closer look at your money, so it can support your life now and benefit those you care about.
Steady growth, stubborn inflation: Q3 2026 market outlookEconomic growth remains solid, but investors continue to face questions around inflation, interest rates and AI-driven market expectations. Explore Thrivent's 2026 Mid-Year Market Outlook for perspective on what may lie ahead. ⬇️
I want you to take a look at your bank account, your home, your kids' futures, the life you're building.
Now ask yourself one question: what funds all of it?
It's not your investment portfolio, at least, not yet. It's your ability to get up and earn. Your paycheck is the driver behind every goal you've ever written down.
Here is something most of us between the ages of 25-55 don't want to address: you are statistically more likely to lose your income to illness or injury during your working years than to die. Yet so many of us insure the car, the phone, the house, even our vacations...and leave the very thing that pays for all of it completely exposed.
Picture this: You or your spouse gets sick or injured and you or your spouse are unable to work for six months. A year. Maybe longer. What happens to the people who depend on you?
Mortgage/rent is still due.
Savings are being drained, if you even had a savings to begin with.
You or your spouse pick up extra shifts, which means more time away from your family, more stress, and "someday" dreams being shelved.
This isn't to frighten you, but it is to make you aware that financial planning is more than just adding zeroes to accounts. It also means hedging protections for when life happens to even the best laid plans. You and your family deserve that.
Your move this week: Find out exactly what your employer's coverage actually replaces (most group plans cover far less than you think), and let's talk about the gap. A 20-minute conversation could be the difference between "we adjusted" and "we lost everything."
Please see thrivent.com/social for important disclosures.
#financialwellness #moneymoves #incomeprotection #Thrivent #familyfinances
Your income is often your most valuable asset. Are you doing enough to protect it? Let’s have a conversation about your disability insurance coverage. Together, we can explore:
➡️ How much coverage is appropriate for your unique financial situation.
➡️ If a supplemental policy in addition to your employer-provided coverage could benefit you.
➡️ What life events could impact your future coverage needs.
Feel free to reach out when you’re ready to chat.
See thrivent.com/social for important disclosures.
Basics of a financial plan: What it is & getting startedLet's pursue your financial goals, together. I can help you get started by providing insight on three important steps to establishing a financial plan:
1. Identify where you are.
2. Define financial success so you can outline your goals.
3. Uncover some events that might move you further away from your goals.
Learn more about what makes up a solid financial plan and the process for creating your own. ⬇️
Ready to level up your investing knowledge? Start with these 3 articles:
1) How inflation impacts investments: https://bit.ly/4e0pR7i
2) Investing in volatile markets: https://bit.ly/4efTwZ0
3) Strategic asset allocation: https://bit.ly/4e4Wcdh
Has anyone ever built a financial plan with you?
If yes- when's the last time you actually looked at it? If it's been awhile, let's sit down and see how things are really going. A lot can change in a year, let alone five.
And if the answer is never-maybe because you have told yourself you don't have the wealth, the status, or the "right" background-hear me out: everyone deserves a financial plan. Every single person, no matter where you are or what your story looks like.
Hi, I'm Tiffany! I help individuals and families plan for today, build toward the future and live generously along the way. My clients span their 30s to 50s (with plenty of young adults and retirees in the mix too), and I have a special heart for women walking through divorce, loss, or a career change-the seasons where the ground shifts and you need someone steady in your corner.
I serve South Orange County and the surrounding Southern California area, and I'm also licensed to work with friends in Arizona, Nevada, North Carolina, and Texas.
Everyone has a money story. I'd love to hear yours-and walk alongside you as you build the future you dream about.
Let's connect! Drop me a message or head to my website to schedule a time to meet.
Please see thrivent.com/social for important disclosures.
Lately, I've had more conversations than usual with women navigating divorce. And almost every time, the same worry surfaces first--not the paperwork, not the emotions, but "What happens to me financially?"
Please note that I am not an attorney, and I cannot provide legal advice. However, I do know that while a divorce is in process, your hands are tied in certain ways. There are limits to what you can do with shared assets until the orders are in place.
But "limited" is not the same as "powerless." Here is what you can do in the meantime while going through your dissolution:
Gather your full financial picture. Pull together statements for every account you have-checking, savings, retirement, investments- as well as recent tax returns, pay stubs and your debts. You must be able to see the full picture in order for you to make decisions. If you and I were sitting across from each other, I would ask you for these things, not because I am nosy, but because I want to help you make sound decisions and I can't provide that if I don't have the full story.
Know what comes in and what goes out. Build a realistic picture of your monthly income and expenses. Have one that reflects as they are now and as you anticipate changing. In other words, start making a budget!
Check your credit. Request your credit report and review it. Most credit reporting bureaus offer where you can check your credit for free. We all should be diligent in doing this, whether we are going through a divorce or not. Not knowing where you stand with regard to your credit affects how you plan for accounts, housing and/or financing if you need it.
Make a list, not a move. Not the accounts, policies, and beneficiary designations that will need attention once orders allow. This will prevent important things like this from falling through the cracks.
Assemble your team. You do not have to, and should not, go through this alone. Grab a family law attorney, a financial professional and someone for your emotional well-being. It is important.
This season will ask a great deal of you, but you can have clarity by taking small steps today on the things you can do.
If you would like a judgement free conversation about your situation, my door is open. Reach out to me to book a complimentary review.
Rooting you on.
Please see thrivent.com/social for important disclosures.
You don’t have to go it alone as a financial advisor at Thrivent. Join a team and learn directly from experienced professionals eager to see you succeed. Learn more about how joining a team of financial advisors can set you up for a lifetime of success: thriventcareers.com/3PvzYaT
Happy to share Thrivent has been named to the Fortune 500 list in 2026 for the 32nd consecutive year! Honored to be part of an organization with a legacy of financial strength and stability, guided by purpose and good stewardship.
Did you know that, as clients with membership, we have the power to influence where Thrivent sends millions in grant funding each year? All you have to do is log in and decide where you want this year’s Choice Dollars®️ to go—be it a church, local charity or major nonprofit. Plus, Thrivent just made the experience easier and Choice Dollars are now available to every single member! I highly recommend taking advantage of this easy way to give back.
Be sure to direct 2026 Choice Dollars and spread the word about this unique member benefit.
See thrivent.com/social for important disclosures.
May 2026 Market Update: Optimism inflates equitiesThrivent's May Market Update breaks down what’s driving recent volatility, how stocks and bonds are responding, and why staying diversified and focused on fundamentals remains important.
Why disability insurance matters & who should get itWondering if disability income insurance is something you need? This resource contains commonly asked questions so you can decide what is right for you. ⬇️
If you have family members asking for gift ideas or ways to support your kids, consider inviting them to contribute to an education savings account. You could even gamify the experience by setting a goal, sharing the link or instructions, and celebrating progress together.
Wondering which type of plan or account might be best? Check out Thrivent’s guide to college savings plan options: https://bit.ly/4cpXajB
