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I've got valuable information and resources to share. Explore away! And check back often.

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Financial planning isn’t just for high earners—it’s for everyday people with goals both big and small. Whether you’re paying down debt, saving for your first home or starting to invest for retirement, a financial plan can help you turn today’s paycheck into tomorrow’s possibilities. 👉 Let’s connect and discuss how we can help no matter where you’re starting from. Together, we can create a financial plan for all that you’d like to accomplish. See thrivent.com/social for important disclosures.

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Financial planning isn’t just for high earners—it’s for everyday people with goals both big and small. Whether you’re paying down debt, saving for your first home or starting to invest for retirement, a financial plan can help you turn today’s paycheck into tomorrow’s possibilities. 👉 Let’s connect and discuss how we can help no matter where you’re starting from. Together, we can create a financial plan for all that you’d like to accomplish. See thrivent.com/social for important disclosures.

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Feeling behind financially? Don’t fret—time is still on your side. With the right financial planning, you can take control of your money and work toward your goals with confidence—whether you want to buy a home, start a family, pay off student loans or something else. Here’s how to get started ➡️https://bit.ly/4r9sw2Y

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Feeling behind financially? Don’t fret—time is still on your side. With the right financial planning, you can take control of your money and work toward your goals with confidence—whether you want to buy a home, start a family, pay off student loans or something else. Here’s how to get started ➡️https://bit.ly/4r9sw2Y

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Ladies, it's BLACK FRIDAY! 🛍️✨ Can we talk about how good it feels to find THE perfect gift at THE perfect price? That's not just shopping—that's *strategic self-care* and gift-giving combined. Because yes, retail therapy IS therapy, and there's absolutely nothing wrong with that! 💅 We've got this! Women actually shop smarter during Black Friday than you might think. While we're out here being thoughtful and intentional, studies show women plan to spend around $342 on average—significantly less than men's average of $626! We're not just shopping; we're shopping *smart*. (According to this study found here: https://www.finder.com/credit-cards/black-friday-statistics). But here's how we can show up for the people we love AND keep our financial goals intact: 💰 **Set your gift budget FIRST** - Decide what you can spend before those "70% OFF" signs start calling your name. Write it down. Screenshot it. Tattoo it on your hand if you need to (kidding... mostly). 🎯 **Make a list, check it twice** - You know who you're shopping for. Write down exactly what each person would love. This keeps you from those "oh this is cute, maybe someone wants it?" moments. 📱 **Track while you shop** - Use your notes app or banking app to keep a running total. It's harder to overspend when you're seeing the numbers add up in real-time. 💳 **One payment method** - Choose ONE card or payment method for all Black Friday purchases. This makes it SO much easier to track everything later. ✨ **Remember: thoughtful > expensive** - The best gifts come from knowing what makes someone smile. That $15 thing they mentioned three months ago? Way better than a random $75 splurge. 🎁 **Budget for YOU too** - Yes, really! Put a small amount aside for yourself. You deserve it, and planning for it keeps you from guilt-spending later. Here's your permission slip: You can be generous AND financially responsible. You can treat yourself AND stick to your goals. You can enjoy the thrill of a good deal AND feel proud of your budget at the end of the day. So go forth, my sister friends! Get those deals, check off that list, and walk away knowing you've mastered both the art of gift-giving and the science of budgeting. That's the real Black Friday win. 🏆💕 Who else is ready to shop smart and feel good about it? Drop a 🙋‍♀️ below! #BlackFriday #SmartShopping #BudgetFriendly #RetailTherapy #FinancialGoals #GiftGiving #ShopSmart #WomenWhoWin #thrivent #wheremoneymeansmore

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Ladies, it's BLACK FRIDAY! 🛍️✨ Can we talk about how good it feels to find THE perfect gift at THE perfect price? That's not just shopping—that's *strategic self-care* and gift-giving combined. Because yes, retail therapy IS therapy, and there's absolutely nothing wrong with that! 💅 We've got this! Women actually shop smarter during Black Friday than you might think. While we're out here being thoughtful and intentional, studies show women plan to spend around $342 on average—significantly less than men's average of $626! We're not just shopping; we're shopping *smart*. (According to this study found here: https://www.finder.com/credit-cards/black-friday-statistics). But here's how we can show up for the people we love AND keep our financial goals intact: 💰 **Set your gift budget FIRST** - Decide what you can spend before those "70% OFF" signs start calling your name. Write it down. Screenshot it. Tattoo it on your hand if you need to (kidding... mostly). 🎯 **Make a list, check it twice** - You know who you're shopping for. Write down exactly what each person would love. This keeps you from those "oh this is cute, maybe someone wants it?" moments. 📱 **Track while you shop** - Use your notes app or banking app to keep a running total. It's harder to overspend when you're seeing the numbers add up in real-time. 💳 **One payment method** - Choose ONE card or payment method for all Black Friday purchases. This makes it SO much easier to track everything later. ✨ **Remember: thoughtful > expensive** - The best gifts come from knowing what makes someone smile. That $15 thing they mentioned three months ago? Way better than a random $75 splurge. 🎁 **Budget for YOU too** - Yes, really! Put a small amount aside for yourself. You deserve it, and planning for it keeps you from guilt-spending later. Here's your permission slip: You can be generous AND financially responsible. You can treat yourself AND stick to your goals. You can enjoy the thrill of a good deal AND feel proud of your budget at the end of the day. So go forth, my sister friends! Get those deals, check off that list, and walk away knowing you've mastered both the art of gift-giving and the science of budgeting. That's the real Black Friday win. 🏆💕 Who else is ready to shop smart and feel good about it? Drop a 🙋‍♀️ below! #BlackFriday #SmartShopping #BudgetFriendly #RetailTherapy #FinancialGoals #GiftGiving #ShopSmart #WomenWhoWin #thrivent #wheremoneymeansmore

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If giving is on your heart this holiday season, a meaningful strategy can help you make the most of your generosity. From tax-efficient donations to legacy gifts, the right approach can align your giving with both your values and your financial goals. Get in touch to discuss which strategy may be right for you. See thrivent.com/social for important disclosures.

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If giving is on your heart this holiday season, a meaningful strategy can help you make the most of your generosity. From tax-efficient donations to legacy gifts, the right approach can align your giving with both your values and your financial goals. Get in touch to discuss which strategy may be right for you. See thrivent.com/social for important disclosures.

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Your 20s Are Your Financial Glow-Up Era ✨ If you are a gal between the ages of 20-29, can we talk about something real for a second? Your 20s aren’t just about building your career or figuring out life—they’re about writing YOUR financial story. And here’s the thing: you don’t need to have it all figured out to start. Starting your financial journey now is one of the most powerful things you can do for yourself. Think of it like this: every small step you take today—whether it’s opening that savings account, learning about investing, or finally making a budget that actually works for your life—is you showing up for your future self. And she’s going to thank you for it. You don’t need a finance degree. You don’t need a six-figure salary. You just need to start. Here’s your friendly reminder that: • Asking questions about money is smart, not embarrassing • Starting small still counts as starting • Your financial goals are valid, whether they’re buying a home, traveling the world, or building an emergency fund • You deserve to feel confident and empowered about your finances Your financial story is YOURS to write. Not your parents’, not your partner’s, not what social media says you “should” be doing. Yours. Ready to take ownership of your financial future? Let’s chat about what that looks like for YOU. Because every amazing financial journey starts with that first brave step. 💪 You’ve got this, and you don’t have to do it alone. DM me or drop a comment if you want to talk about creating a financial plan that actually fits your life and goals. No judgment, just real support. Please see Thrivent.com/social for important disclosures. #thrivent #wheremoneymeansmore #empowerment #womenandmoney #youngadult #financialclarity

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Your 20s Are Your Financial Glow-Up Era ✨ If you are a gal between the ages of 20-29, can we talk about something real for a second? Your 20s aren’t just about building your career or figuring out life—they’re about writing YOUR financial story. And here’s the thing: you don’t need to have it all figured out to start. Starting your financial journey now is one of the most powerful things you can do for yourself. Think of it like this: every small step you take today—whether it’s opening that savings account, learning about investing, or finally making a budget that actually works for your life—is you showing up for your future self. And she’s going to thank you for it. You don’t need a finance degree. You don’t need a six-figure salary. You just need to start. Here’s your friendly reminder that: • Asking questions about money is smart, not embarrassing • Starting small still counts as starting • Your financial goals are valid, whether they’re buying a home, traveling the world, or building an emergency fund • You deserve to feel confident and empowered about your finances Your financial story is YOURS to write. Not your parents’, not your partner’s, not what social media says you “should” be doing. Yours. Ready to take ownership of your financial future? Let’s chat about what that looks like for YOU. Because every amazing financial journey starts with that first brave step. 💪 You’ve got this, and you don’t have to do it alone. DM me or drop a comment if you want to talk about creating a financial plan that actually fits your life and goals. No judgment, just real support. Please see Thrivent.com/social for important disclosures. #thrivent #wheremoneymeansmore #empowerment #womenandmoney #youngadult #financialclarity

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Where Money Means More isn’t just our tagline—it’s our mission. ✨ After rebuilding my own financial future following divorce, I learned firsthand that financial clarity isn’t just about numbers on a page. It’s about empowerment. It’s about creating opportunities to support the people, causes, and communities that matter most to you. That’s exactly why I love working at Thrivent. As a Christian financial services firm, we believe generosity isn’t separate from a solid financial plan—it’s an essential part of it. We help people become good stewards of what they’ve been given, so they can live purposefully and give generously. Yes, money doesn’t buy happiness. But being intentional with your finances? That creates space to help others, provide for your family, and make a real impact in the world around you. When you partner with Thrivent, you’re not just getting financial guidance—you’re joining a community committed to making money mean more. Together, we educate, empower, and spur each other on toward good works. Because at the end of the day, it’s not just about building wealth. It’s about building a life that matters. 💙 Ready to make your money mean more? Let’s talk about what matters most to you. Please see Thrivent.com/social for important disclosures #thrivent #wheremoneymeansmore #livegenerously #womenandmoney #teamthrivent

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Where Money Means More isn’t just our tagline—it’s our mission. ✨ After rebuilding my own financial future following divorce, I learned firsthand that financial clarity isn’t just about numbers on a page. It’s about empowerment. It’s about creating opportunities to support the people, causes, and communities that matter most to you. That’s exactly why I love working at Thrivent. As a Christian financial services firm, we believe generosity isn’t separate from a solid financial plan—it’s an essential part of it. We help people become good stewards of what they’ve been given, so they can live purposefully and give generously. Yes, money doesn’t buy happiness. But being intentional with your finances? That creates space to help others, provide for your family, and make a real impact in the world around you. When you partner with Thrivent, you’re not just getting financial guidance—you’re joining a community committed to making money mean more. Together, we educate, empower, and spur each other on toward good works. Because at the end of the day, it’s not just about building wealth. It’s about building a life that matters. 💙 Ready to make your money mean more? Let’s talk about what matters most to you. Please see Thrivent.com/social for important disclosures #thrivent #wheremoneymeansmore #livegenerously #womenandmoney #teamthrivent

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2026 Social Security COLA increase: What future retirees should know

You may have heard that the Social Security Administration has announced a 2.8% cost of living adjustment (COLA) for 2026. Here’s a little more on what that means.

As retirement approaches, many Americans are navigating a landscape that feels uncertain. Rising costs, shifting markets and questions about long-term...

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With rates starting to decline, now is a great time to think about what's next for your cash. Whether you want to keep funds liquid, generate income or save for a future goal, now’s a great time to put your savings to work. Together, let’s review your goals and liquidity needs to maximize your money’s potential. See thrivent.com/social for important disclosures.

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With rates starting to decline, now is a great time to think about what's next for your cash. Whether you want to keep funds liquid, generate income or save for a future goal, now’s a great time to put your savings to work. Together, let’s review your goals and liquidity needs to maximize your money’s potential. See thrivent.com/social for important disclosures.

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✨ Let’s Talk Year-End Money Magic ✨ Hey friends! Can you believe we’re already in the final stretch of 2025? This is a great time to think through your finances! 💁🏼‍♀️ Here’s why: Year-end planning isn’t just about taxes—it’s about aligning your money with what matters most to YOU. A few things I’m thinking about: 💖 Charitable giving - If there’s a cause close to your heart, giving before December 31st can reduce your tax bill while making a real impact. Win-win! 📊 Tax-advantaged moves - Max out that retirement contribution, harvest some tax losses, or use your FSA funds before they disappear 🎯 Setting intentions - What do you want your money to do for you next year? Now’s the perfect time to dream and plan Here’s what I want you to remember: Your generosity and your financial goals don’t have to compete. They can actually work together beautifully. You don’t have to be wealthy to give, and you don’t have to sacrifice your security to be generous. Start where you are. Give what feels right. Plan for what matters. Your move: Take 30 minutes this week to look at your year-end financial picture. Future you will be so grateful. 💪 Need a little guidance? I would love to sit with you and hear your ideas and goals. What’s one financial goal you’re wrapping up or one cause you’re supporting this year? I’d love to hear! 👇 Please see Thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. #YearEndPlanning #FinancialWellness #CharitableGiving #MoneyMindset #WomenAndMoney #FinancialEmpowerment #SmartGiving #FinancialGoals

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✨ Let’s Talk Year-End Money Magic ✨ Hey friends! Can you believe we’re already in the final stretch of 2025? This is a great time to think through your finances! 💁🏼‍♀️ Here’s why: Year-end planning isn’t just about taxes—it’s about aligning your money with what matters most to YOU. A few things I’m thinking about: 💖 Charitable giving - If there’s a cause close to your heart, giving before December 31st can reduce your tax bill while making a real impact. Win-win! 📊 Tax-advantaged moves - Max out that retirement contribution, harvest some tax losses, or use your FSA funds before they disappear 🎯 Setting intentions - What do you want your money to do for you next year? Now’s the perfect time to dream and plan Here’s what I want you to remember: Your generosity and your financial goals don’t have to compete. They can actually work together beautifully. You don’t have to be wealthy to give, and you don’t have to sacrifice your security to be generous. Start where you are. Give what feels right. Plan for what matters. Your move: Take 30 minutes this week to look at your year-end financial picture. Future you will be so grateful. 💪 Need a little guidance? I would love to sit with you and hear your ideas and goals. What’s one financial goal you’re wrapping up or one cause you’re supporting this year? I’d love to hear! 👇 Please see Thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. #YearEndPlanning #FinancialWellness #CharitableGiving #MoneyMindset #WomenAndMoney #FinancialEmpowerment #SmartGiving #FinancialGoals

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Estate planning isn’t just for the wealthy—it’s for everyone. If you own a home, car, savings, investments or heirlooms, you have an estate. A plan ensures those assets will be protected and passed on according to your wishes. Learn more about the basics and benefits of estate planning: https://bit.ly/434iF42 👉 Have questions or want to explore your options? Don’t hesitate to get in touch.

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Estate planning isn’t just for the wealthy—it’s for everyone. If you own a home, car, savings, investments or heirlooms, you have an estate. A plan ensures those assets will be protected and passed on according to your wishes. Learn more about the basics and benefits of estate planning: https://bit.ly/434iF42 👉 Have questions or want to explore your options? Don’t hesitate to get in touch.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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