Insights
Make a difference with your money | ThriventThrivent's unique combination of financial services and generosity programs can help you do more for the ones in your heart. Let’s get together and talk about who you’re planning for.
Help prepare for retirement with confidence by getting a locked-in interest rate for the guarantee period you choose—either 3, 5, 7 or 9 years—with a Thrivent Multi-Year Guarantee Annuity™.
This single premium fixed deferred annuity offers:
• Dependable interest
• Tax-deferred earnings
• Protection from market risk
Contact us today if you want to discuss if this is right for you.
For additional interest rates and other important information: https://bit.ly/4fFumVI
See thrivent.com/social for important disclosures.
Big news: $605 million is going back to Thrivent clients with membership in 2027 in the form of dividends and nonguaranteed policy enhancements. 🎉
Our consistent ability to provide this total payout reflects our company's long-term financial strength and stability.
Delivering value to clients is one of the most tangible ways we fulfill our purpose and member-owned advantage.
Learn more: https://bit.ly/4z4ieF3
Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.
Shred the Clutter, Share the CheerJoin us on December 5 from 9:00-11:00 a.m. for our Shred the Clutter, Share the Cheer event!
Safely dispose of sensitive documents while giving back to a great cause. Participants may bring up to three boxes of documents for secure shredding. In the spirit of the Christmas season, we also invite you to bring a donation of wrapping paper to support the Declare No More Foundation and help spread joy to families in our community.
Space is limited. Address of the event will be shared when you reserve your preferred time slot by registering here. https://www.eventbrite.com/e/shred-the-clutter-share-the-cheer-tickets-2003786706981?aff=oddtdtcreator
We look forward to helping you clear out clutter and make a difference this holiday season!
No products will be sold. For additional disclosures, please visit thrivent.com/social
It’s not too late to strengthen your income strategyIncome, taxes, Social Security and withdrawal decisions all play a role in retirement. Understanding how these factors connect can help you feel more confident about what you can spend—and how long your money may last.
Before required minimum distributions begin, discover how your savings can turn into income to help you make the most of what you've worked hard to build. ⬇️
Finances + Generosity | ThriventEven though your personal finances likely start with your personal goals, they can also be a way to support the people, causes and community you love. Who are you building your legacy for?
🏡 Your financial house should be built to last—and you can make it stronger with the right help.
Whether you’re working to lay a solid foundation, grow your money or shape your legacy, financial planning can help you:
✅ Prepare for the unexpected
✅ Save and invest for major milestones
✅ Adapt as your goals evolve
Together, we can create a financial plan with clarity and confidence, the same way a house is constructed. Reach out to learn more.
See thrivent.com/social for important disclosures.
Technology has made impersonation scams more convincing—and more frightening than ever. Criminals can now use AI to clone a loved one’s voice, spoof their phone number and create a false sense of emergency to pressure you into sending them money.
🚩 If you ever receive a call like this, hang up and reach out to your loved one directly. When in doubt, contact the police.
How an allowance for kids teaches financial lessons for adulthoodLooking for a way to teach your children the value of money? An allowance can help them understand the basics of budgeting and saving. Here are some things to consider before giving out an allowance. ⬇️
Portfolio diversification: Importance, benefits & how to startIs your portfolio diversified? Having a mix of investments can help you manage risk, reduce volatility and build a reliable foundation for your long-term financial goals. Here are 4 primary components to help you diversify. ⬇️
The great wealth transfer: What baby boomers need to knowTrillions of dollars are expected to pass to the next generation in what’s being called the great wealth transfer.
Taking time to think about how you’d like your assets to be passed on can bring greater clarity for you and the people and causes you care about.
It can also help you:
• Align your assets with what matters most.
• Set clearer expectations for loved ones.
• Reduce uncertainty with intentional planning.
Discover how to help secure your legacy for your loved ones ⬇️
🎉 Congratulations to Steve Miller on being featured in Thrivent magazine!
In the Fall 2026 issue, Steve is quoted in "Aging Solo, Planning Smart," an article focused on how individuals can prepare financially and personally for the unique challenges of aging solo.
Read the full article here: https://www.thrivent.com/insights/magazine/fall-2026
#StephenMillerThrivent #Thrivent #FinancialGuidance #AgingSolo
Saving for retirement? Here’s something to consider: different accounts come with different tax implications.
By spreading your savings across taxable, tax-deferred and tax-free accounts, you can give yourself more flexibility in retirement. This makes it easier for you to manage withdrawals, avoid tax spikes and lower your Modified Adjusted Gross Income (MAGI).
Get in touch to discuss the right approach for your unique situation.
See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Be Kind to Humankind Week is wrapping up with Forgive Your Foe Friday. Try to find enough forgiveness in your heart to alleviate any anger you may be feeling towards other people or even towards yourself. This can be difficult, but it's extremely necessary. Forgiving someone who has hurt you is difficult. Forgiving yourself is difficult. But in forgiveness, we are free.
Kind Tips:
Forgive yourself when you make a mistake.
Consume positive & uplifting content every day.
Try praying, deep breathing, or meditating to clear your mind.
Don’t hold a grudge.
Practice thinking good thoughts, not hateful ones.
Try to make sense of what happened.
Being able to forgive is very difficult, but putting effort into learning to forgive is worthwhile. Holding a grudge is bad for your health and the recipients.
Be the first to make the move towards reconciliation. If your attempts fail, at least you tried.
Look for insightful books on the topic of forgiving. We recommend the Bible! This may be an excellent source of help for you.
Today is Thoughtful Thursday for Be Kind to Humankind Week. Be mindful of those around you. Whether at home, at school or work, or in public, try to always be thoughtful and considerate to other people.
Kind Tips:
Hold doors open for people behind you
Give your seat to someone else when on the bus or the train
Allow a person with fewer items to go in front of you in line
Leave a nice note for a co-worker or classmate
Say please, thank you, excuse me, and you’re welcome. So often we do forget to say these simple but important courtesies.
Pick up the phone and say hello to a friend who’s in need of a little conversation.
Invite a friend/relative over for lunch.
Get involved in volunteer work in your community.
Try to be more conscientious of others' feelings.
Send a person who is feeling down a little note to lift their spirits, or a little gift (trinket) of some sort. Just letting them know that you are thinking of them helps so much.
In honor of Be Kind to Humankind Week, today is Willing to Lend a Hand Wednesday. Share below in the comments with a Kind Tip, or if you need an idea, here are some:
Offer to bring in a neighbor’s mail if they won’t be home for a few days
Take an older friend or relative food shopping or to the doctor’s office
Pick up any trash you see in your neighborhood and put it in the garbage
Help a classmate or co-worker with their work
Don’t leave things messy, clean up after yourself
Take the initiative to go out and help a sick person you know with yard work, housekeeping etc. Don’t wait for them to ask you for the help, they usually won’t.
Help a friend move, or at least pack for the move.
Pick up groceries for a homebound person.
This is Be Kind to Humankind Week and today's theme is Touch-a-Heart Tuesday. Take the opportunity to show your love towards others. Just like the old 60's tune "Put a little love in your heart", this stands very true even to this day. After all, love is eternal and a little bit of love goes a long way.
Kind Tips
• Mail an uplifting card to someone.
• Practice being a good listener, don’t jump to offer advice.
• Don’t hesitate to offer a compliment.
• Leave a short note for someone letting them know you appreciate them.
• Call someone just to say “Hi”.
• Give someone a plant or flowers to brighten their day.
• Tell those that you love, “I love you”.
• Make a pot of homemade chicken soup for someone who is too sick to cook.
• If you find it difficult to actually say the words “I love you” to someone you love, try writing them a letter.
• Give a call to an elderly relative to just say “Hi”. They will be so happy to hear from you!
• Volunteer at a hospital or nursing home. There are also many sick children in hospitals who would love to receive a card or letters to brighten their day and let them know that people care.
A Multi-Year Guarantee Annuity™️ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.
Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.
For additional interest rates and other important information: https://bit.ly/4fIaSQk
See thrivent.com/social for important disclosures.
Was able to take Jonah to Buccaneer’s Military Training Camp today. In addition to honoring the military, we were able to watch the players up close. Finished off the event with getting autographs, including Baker Mayfield!