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Sommer Lockhart

Advisor Image
Sommer Lockhart
Financial Advisor
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CDFA®, BFA™
Divorce Planning
Women's Markets
Tax Efficient Planning
Retirement Planning
Why Thrivent
Getting your finances in order isn’t always easy or clear. That’s why I’m here to provide the expertise and support you need. Whether you’re just starting out or preparing for a meaningful retirement, you deserve personalized financial guidance driven by what’s important to you. Together, we’ll assess your financial picture and explore how you can achieve your goals.
Who is Sommer to her clients?
Who is Sommer to her clients?
  • Your Financial Guide & Biggest Cheerleader
  • Your Safe Space for Financial Confidence
  • Building Futures, Backed by Heart
  • Guidance with Gratitude


I serve my clients with a grateful heart.

Who is Sommer personally?
Who is Sommer personally?

From Farm Roots to Core Values

A farm girl from Grandin, North Dakota raised by parents who believed in hard work, supporting their community, and helping others. The values they instilled in my brothers and I have helped shape us into the people we are today. I will forever be grateful for how they raised us.


Concordia College Alumna

I attended Concordia College in Moorhead, where I earned a Bachelor of Arts degree in Communications & Public Relations. While I was at Concordia, I enjoyed playing basketball for 1 year and running on the Track & Field team for 3 years. Roll Cobbs!


Family, Faith, and Fun

I am married to a Farmer and Entrepreneur who had the same values of hard work instilled into him by his parents. Our daughter keeps us on our toes with her activities and social calendar and we can’t forget about Kongo, our dog, who we fell in love with the minute we saw him at Homeward Animal Shelter. We enjoy lake time, spending time with friends and family, downhill skiing, and time at the cabin in the woods. We are members of Christ the King and we reside in Moorhead, MN.


Professional Journey

Most of my professional career has been spent in the sports industry working for USHL hockey teams, at the Ralph Engelstad Arena and for the Fargo Youth Hockey Association. I have always had the dream of starting my own business. That dream brought me to Thrivent. I’m passionate about helping people and making a difference.


Passion and Purpose

At Thrivent, I can walk alongside my clients to help them achieve financial clarity and achieve their financial goals. I’m also able to chase my dream of starting my own business by being supported by a team of people who truly care not only about me but the people we serve. Our clients are our number one priority.


Let's Meet

I serve Fargo, Moorhead, West Fargo, Ada and surrounding communities. I am able to meet in person, via video call or phone call. Let's meet to begin YOUR journey.


Matthew 17:20

If you have FAITH as small as a mustard seed, you can move mountains, and nothing will be impossible for you.



 

My "Why"
My "Why"

I also chose Thrivent because of the company’s values and how they aligned with mine. We are unique. We believe money is a tool not a goal. We believe life is better when it’s filled with purpose. We are a member-owned fraternal organization who believes in the power of generosity to make our communities and world a better place. This is what sets us apart.


I am passionate about creating lasting and meaningful relationships, helping people, and serving my clients with a grateful heart.


If you have FAITH as small as a mustard seed, you can move mountains, and nothing will be impossible for you. Matthew 17:20

My qualifications
  • Bachelors, Concordia College
  • Certified Divorce Financial Analyst®
  • Behavioral Financial Advisor™
  • Series 7 - General Securities Representative
  • Securities Industry Essentials
My state licenses
  • Alabama
  • Arizona
  • California(Insurance Lic. #4364074)
  • Iowa
  • Minnesota
  • North Dakota
  • Oregon
  • South Dakota

Insights

Insight image
When your past collides with your present! ❤️ Thrivent sponsored the ice cream social for Cobber Fest! It was so fun to be back on campus. Roll Cobbs!🌽
Insight image
Help prepare for retirement with confidence by getting a locked-in interest rate for the guarantee period you choose—either 3, 5, 7 or 9 years—with a Thrivent Multi-Year Guarantee Annuity™️. This single premium fixed deferred annuity offers: • Dependable interest • Tax-deferred earnings • Protection from market risk Contact me today if you want to discuss if this is right for you. For additional interest rates and other important information: https://bit.ly/4fFumVI See thrivent.com/social for important disclosures.
What is a multi-year guaranteed annuity (MYGA) & how does it work?
What is a multi-year guaranteed annuity (MYGA) & how does it work?Which one of the following tools have you used to help add predictability to your portfolio during periods of market uncertainty? 1. Certificate of deposit (CD) 2. High-yield savings account 3. Multi-Year Guarantee Annuity (MYGA) If you’ve never heard of a MYGA before, you’re not alone. Let’s explore what it is and how it might work for you. 36386k
Office location
Office Location
Fargo Location
2605 42nd Street S Suite 200
Fargo, ND 58104
Phone218-779-6044Hours

M - TH: 9 a.m. – 5 p.m.

F: 9 a.m.- 2 p.m.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations