Financial News and Articles with Sommer Lockhart in Fargo ND

Insights

When your past collides with your present! ❤️ Thrivent sponsored the ice cream social for Cobber Fest! It was so fun to be back on campus. Roll Cobbs!🌽

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Help prepare for retirement with confidence by getting a locked-in interest rate for the guarantee period you choose—either 3, 5, 7 or 9 years—with a Thrivent Multi-Year Guarantee Annuity™️. This single premium fixed deferred annuity offers: • Dependable interest • Tax-deferred earnings • Protection from market risk Contact me today if you want to discuss if this is right for you. For additional interest rates and other important information: https://bit.ly/4fFumVI See thrivent.com/social for important disclosures.

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What is a multi-year guaranteed annuity (MYGA) & how does it work?Which one of the following tools have you used to help add predictability to your portfolio during periods of market uncertainty? 1. Certificate of deposit (CD) 2. High-yield savings account 3. Multi-Year Guarantee Annuity (MYGA) If you’ve never heard of a MYGA before, you’re not alone. Let’s explore what it is and how it might work for you. 36386k

Dare to Dream, Plan with Purpose An evening filled with connection, laughs and dreams. I'm so grateful these women took time out of their schedules to join us. Thank you Karli Moch for walking us through a dream cycle and asking us the hard questions. Thank you to our daughter for the beautiful artwork, helping with the event and your endless love and support. Thank you Randi Olsen Heinold for pushing me out of my comfort zone and being the biggest cheerleader! For I know the plans I have for you, declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future. Jeremiah 29:11

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Join Karli and I for an evening to Dare to Dream, Plan with Purpose.

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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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Join us for a Thriving in Your Golden Years webinar on March 3rd 12:00pm CST and March 5th 6:30pm CST. Unlock expert strategies for retirement income, estate planning and tax-smart investing with insights from our special guest speaker! No products will be sold. See thrivent.com/social for additional disclosures. RSVP at https://bit.ly/UpperMidwestMar3-5

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The cost of cash: Where to invest when interest rates shiftWhether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.

Bob GoffCatching Whimsy: A Fresh Start with Bob Goff Hope without a plan is just a wish. https://www.thrivent.com/member-network/events/bob-goff-whimsy No products will be sold. For additional disclosures, visit thrivent.com/social

Join us this Saturday in Ada from 1-4 at our Thrivent office located at 215 W Main Street!

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A financial force for good Make your finances a force for good with Thrivent. With financial services and generosity programs, we help you make an impact where it matters most. https://www.thriventmarketingmaterials.com/storefront/Product_Information.aspx

Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

Help your money last in retirementA long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.

Live Generously! This crew from Christ The King Lutheran Church in Moorhead is doing just that. They are currently on a Mission Trip in Puerto Rico working at schools and a retirement home cleaning, organizing and painting. I'm proud my daughter and her friends truly embrace the passion I have for living generously. #Thrivent

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Why disability insurance matters & who should get itWondering if disability income insurance is something you need? This resource contains commonly asked questions so you can decide what is right for you. ⬇️

Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO

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Thank you to the men and women who gave their lives to protect our freedom. Let’s honor their sacrifice today and every day.

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5 financial risks (and how to adapt your financial plan)Are you prepared for financial changes? With proactive planning and flexible strategies, you can manage risks and habits that could impact your financial plan. Learn more about protecting your finances from what-ifs. ⬇️

Sending love and gratitude to all the moms and mother figures who made us who we are today. Happy Mother’s Day!

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Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

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