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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Every plan or recommendation I offer is different, it all depends on you and your goals. My goal is to make sure you understand the "why" behind the decisions you are making. For disclosure information, see thrivent.com/social. #FinancialPlanning #InvestingBasics #StartEarly #WealthBuilding #FinancialConfidence

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Every plan or recommendation I offer is different, it all depends on you and your goals. My goal is to make sure you understand the "why" behind the decisions you are making. For disclosure information, see thrivent.com/social. #FinancialPlanning #InvestingBasics #StartEarly #WealthBuilding #FinancialConfidence

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Grounded in values that shape us. #ClientFocused #LongTermPlanning #ValuesDriven #FinancialGuidance #CommunityFirst See thrivent.com/social for important disclosures

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Grounded in values that shape us. #ClientFocused #LongTermPlanning #ValuesDriven #FinancialGuidance #CommunityFirst See thrivent.com/social for important disclosures

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When you’re ready, we're here to help you take the next step. #FinancialWellness #FaithAndFinance #FuturePlanning For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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When you’re ready, we're here to help you take the next step. #FinancialWellness #FaithAndFinance #FuturePlanning For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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✅ Key points: File by the tax deadline for the year the taxpayer passed (typically April 15 of the following year). If the death occurs early in the year, more than one return may be needed. As the year ends, reviewing and organizing these matters can help ensure estates are handled correctly and refunds are not missed. #YearEndPlanning #EstatePlanning #TaxPlanning #DeceasedTaxpayer #FinancialGuidance For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.

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✅ Key points: File by the tax deadline for the year the taxpayer passed (typically April 15 of the following year). If the death occurs early in the year, more than one return may be needed. As the year ends, reviewing and organizing these matters can help ensure estates are handled correctly and refunds are not missed. #YearEndPlanning #EstatePlanning #TaxPlanning #DeceasedTaxpayer #FinancialGuidance For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.

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December 2025 Market Update: Stock volatility returns

From slowing manufacturing to resilient corporate earnings, December brings mixed signals for the economy. Explore what these trends mean for your portfolio and the year ahead in Thrivent's December Market Update.

U.S. equities continue their upward trend despite tech sector volatility, while strong retail sales and job growth underscore consumer resilience.

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These small steps can prevent family conflict and help you receive care aligned with your values. It’s never too early — or too simple — to plan ahead. 🌟 For disclosure information, see thrivent.com/social. #FinancialPlanning #EstateStrategy #LegacyMatters #FinancialConfidence

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These small steps can prevent family conflict and help you receive care aligned with your values. It’s never too early — or too simple — to plan ahead. 🌟 For disclosure information, see thrivent.com/social. #FinancialPlanning #EstateStrategy #LegacyMatters #FinancialConfidence

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As the year comes to a close, now is a good time to review how this deduction may apply to your situation and ensure it’s reflected in your year-end and tax planning strategy. #YearEndPlanning #RetirementPlanning #SeniorTaxBenefits #2025Taxes #FinancialPlanning For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.

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As the year comes to a close, now is a good time to review how this deduction may apply to your situation and ensure it’s reflected in your year-end and tax planning strategy. #YearEndPlanning #RetirementPlanning #SeniorTaxBenefits #2025Taxes #FinancialPlanning For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.

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Your goals. Your story. Your plan—guided together. #FinancialJourney #PlanForTomorrow #MoneyMindset For additional disclosure, see thrivent.com/social

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Your goals. Your story. Your plan—guided together. #FinancialJourney #PlanForTomorrow #MoneyMindset For additional disclosure, see thrivent.com/social

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Technology has made impersonation scams more convincing—and more frightening than ever. Criminals can now use AI to clone a loved one’s voice, spoof their phone number and create a false sense of emergency to pressure you into sending them money. 🚩 If you ever receive a call like this, hang up and reach out to your loved one directly. When in doubt, contact the police.

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Technology has made impersonation scams more convincing—and more frightening than ever. Criminals can now use AI to clone a loved one’s voice, spoof their phone number and create a false sense of emergency to pressure you into sending them money. 🚩 If you ever receive a call like this, hang up and reach out to your loved one directly. When in doubt, contact the police.

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This holiday season, let’s offer hope and help to our neighbors facing food insecurity. With Thrivent’s resources, you may: • Donate fee-free to local organizations providing nourishment to our community.* • Apply to lead a Thrivent Action Team. Gather volunteers to restock a food pantry or make a meal for a family in need. • Direct Thrivent Choice Dollars®️ (eligible Thrivent members). To learn more and check eligibility: https://bit.ly/3K8lNpy *Conditions apply. See thrivent.com/social for important disclosures.

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This holiday season, let’s offer hope and help to our neighbors facing food insecurity. With Thrivent’s resources, you may: • Donate fee-free to local organizations providing nourishment to our community.* • Apply to lead a Thrivent Action Team. Gather volunteers to restock a food pantry or make a meal for a family in need. • Direct Thrivent Choice Dollars®️ (eligible Thrivent members). To learn more and check eligibility: https://bit.ly/3K8lNpy *Conditions apply. See thrivent.com/social for important disclosures.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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