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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Your goals. Your story. Your plan—guided together. #FinancialJourney #PlanForTomorrow #MoneyMindset For additional disclosure, see thrivent.com/social

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Your goals. Your story. Your plan—guided together. #FinancialJourney #PlanForTomorrow #MoneyMindset For additional disclosure, see thrivent.com/social

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Technology has made impersonation scams more convincing—and more frightening than ever. Criminals can now use AI to clone a loved one’s voice, spoof their phone number and create a false sense of emergency to pressure you into sending them money. 🚩 If you ever receive a call like this, hang up and reach out to your loved one directly. When in doubt, contact the police.

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Technology has made impersonation scams more convincing—and more frightening than ever. Criminals can now use AI to clone a loved one’s voice, spoof their phone number and create a false sense of emergency to pressure you into sending them money. 🚩 If you ever receive a call like this, hang up and reach out to your loved one directly. When in doubt, contact the police.

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This holiday season, let’s offer hope and help to our neighbors facing food insecurity. With Thrivent’s resources, you may: • Donate fee-free to local organizations providing nourishment to our community.* • Apply to lead a Thrivent Action Team. Gather volunteers to restock a food pantry or make a meal for a family in need. • Direct Thrivent Choice Dollars®️ (eligible Thrivent members). To learn more and check eligibility: https://bit.ly/3K8lNpy *Conditions apply. See thrivent.com/social for important disclosures.

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This holiday season, let’s offer hope and help to our neighbors facing food insecurity. With Thrivent’s resources, you may: • Donate fee-free to local organizations providing nourishment to our community.* • Apply to lead a Thrivent Action Team. Gather volunteers to restock a food pantry or make a meal for a family in need. • Direct Thrivent Choice Dollars®️ (eligible Thrivent members). To learn more and check eligibility: https://bit.ly/3K8lNpy *Conditions apply. See thrivent.com/social for important disclosures.

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The truth is simple: 📈 Consistency compounds. The earlier someone starts having basic conversations about saving, investing, and goal-setting, the more opportunity they have to get ahead and make confident decisions. Whether you’re just starting out or re-evaluating your strategy, now is always the right time to begin planning with purpose. For disclosure information, see thrivent.com/social. #FinancialPlanning #InvestingBasics #StartEarly #WealthBuilding #FinancialConfidence

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The truth is simple: 📈 Consistency compounds. The earlier someone starts having basic conversations about saving, investing, and goal-setting, the more opportunity they have to get ahead and make confident decisions. Whether you’re just starting out or re-evaluating your strategy, now is always the right time to begin planning with purpose. For disclosure information, see thrivent.com/social. #FinancialPlanning #InvestingBasics #StartEarly #WealthBuilding #FinancialConfidence

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Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family

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Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family

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Financial health looks different for everyone, and honoring your values is always part of the plan. #FinancialPlanning #ClientFocused #WiseWithMoney For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Financial health looks different for everyone, and honoring your values is always part of the plan. #FinancialPlanning #ClientFocused #WiseWithMoney For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Preparation helps build confidence. https://connect.thrivent.com/seneca-group #WiseStewardship #FaithAndFinance For disclosure information, see thrivent.com/social.

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Preparation helps build confidence. https://connect.thrivent.com/seneca-group #WiseStewardship #FaithAndFinance For disclosure information, see thrivent.com/social.

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Take time to reflect, review, and realign your strategy. Thoughtful decisions today can lead to a more confident tomorrow. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #InvestmentPlanning #FinancialStrategy #PortfolioReview #WealthManagement #FinancialConfidence

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Take time to reflect, review, and realign your strategy. Thoughtful decisions today can lead to a more confident tomorrow. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #InvestmentPlanning #FinancialStrategy #PortfolioReview #WealthManagement #FinancialConfidence

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1️⃣ Take your required minimum distributions (RMDs). Missing the Dec. 31 deadline can trigger a 25% penalty. 2️⃣ Watch your modified adjusted gross income (MAGI). Even small increases could raise future Medicare premiums. 3️⃣ Consider a qualified charitable distribution (QCD). It can satisfy your RMD, lower your MAGI and help you support the causes you care about. A few simple moves today can help you avoid penalties, manage future healthcare costs and protect your retirement income. Get in touch if you’d like help reviewing your year-end strategy. See thrivent.com/social for important disclosures. Thrivent is not connected with or endorsed by the U.S. government or the federal Medicare program.

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1️⃣ Take your required minimum distributions (RMDs). Missing the Dec. 31 deadline can trigger a 25% penalty. 2️⃣ Watch your modified adjusted gross income (MAGI). Even small increases could raise future Medicare premiums. 3️⃣ Consider a qualified charitable distribution (QCD). It can satisfy your RMD, lower your MAGI and help you support the causes you care about. A few simple moves today can help you avoid penalties, manage future healthcare costs and protect your retirement income. Get in touch if you’d like help reviewing your year-end strategy. See thrivent.com/social for important disclosures. Thrivent is not connected with or endorsed by the U.S. government or the federal Medicare program.

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Whether you’re preparing for retirement, navigating life changes, or building wealth with purpose, we’ll design a plan that supports what matters most to you. Because when you do more with what you have, your finances become a tool—not a stressor. For disclosure information, see thrivent.com/social. #LifeFocusedPlanning #DoMoreWithWhatYouHave #FinancialJoy

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Whether you’re preparing for retirement, navigating life changes, or building wealth with purpose, we’ll design a plan that supports what matters most to you. Because when you do more with what you have, your finances become a tool—not a stressor. For disclosure information, see thrivent.com/social. #LifeFocusedPlanning #DoMoreWithWhatYouHave #FinancialJoy

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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