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Sarah Coffey

Advisor Image
Sarah Coffey
Market Developer
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CDFA®, BFA™
Divorce Planning
Higher Education Planning
Women's Markets
Tax Efficient Planning
Young Families
Retirement Planning
About Sarah Coffey

I’m a Financial Advisor who’s passionate about helping people feel less stressed and more confident when it comes to money. Finances can be complicated, but they don’t have to feel overwhelming. I work with individuals and families to create personalized plans that fit their goals, values, and real life. Whether you’re just starting out, planning for something big, or trying to make sense of it all, I’m here to offer guidance, support, and a clear path forward.


Education & Accomplishments

Certified Divorce Financial Analyst (CDFA®) designation

Behavioral Financial Advisor (BFATM) designation

FINRA Series 66 Uniform Combine State Law

FINRA Series 7 General Securities Representative

Life & Health Insurance Licenses

M.S. in Counseling -- Winona State University

B.A. in Biology and Psychology -- Luther College

About Me
Advisor Image

At home, I’m a mom of two very active teenagers, which means life is full, in the best way. Most evenings are spent bouncing between softball fields, soccer games, volleyball courts, theatre rehearsals, and choir performances. And if we’re in the car, there’s a very good chance we’re singing. Those everyday moments are the ones I never take for granted.

Travel is something we deeply value as a family. Whether it’s exploring the energy of Barcelona, taking in the beauty of Cape Town, or experiencing the culture of Havana, those trips have given us memories that will last a lifetime. They’ve also reinforced something I believe at my core: money is a tool, and when used intentionally, it creates opportunities for connection, growth, and experiences that truly matter.

That perspective is what I bring into my work. Financial planning isn’t just about numbers—it’s about helping people live meaningful lives, support the people they love, and create the freedom to experience more of the world around them.

My qualifications
  • Bachelors of Biology, Luther College
  • Masters of Counseling, Winona State University
  • Certified Divorce Financial Analyst®
  • Behavioral Financial Advisor™
  • Series 7 - General Securities Representative
  • Securities Industry Essentials
My state licenses
  • Alaska
  • Arizona
  • California(Insurance Lic. #4323727)
  • Colorado
  • Florida
  • Iowa
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • North Dakota
  • Oklahoma
  • South Dakota
  • Tennessee
  • Texas
  • Vermont
  • Wisconsin

Insights

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Discover how strategies like dollar-cost averaging and diversification can help you avoid these common investing mistakes: https://bit.ly/4op2W9k
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“Aid layering” is a spending strategy that can help you understand which funding sources to prioritize as you pay for college. This strategy suggests spending awards first and reaching for loans last—because a dollar borrowed is a dollar (+interest) that needs to be repaid. Here’s a snapshot of the spending order: 1️⃣ Need-based aid 2️⃣ Merit and other scholarships 3️⃣ 529 plans and savings 4️⃣ Household cash flow 5️⃣ Student loans You can discover more tips for prioritizing and planning for college costs here: https://bit.ly/4rS1sVv
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Resist relying on guesswork when understanding a school’s price. Instead, consider the full scope of a selection’s cost, including tuition, housing, meals, books, transportation and personal expenses. Then compare this number against your projected aid and savings to see the real gaps. If the process feels daunting, remember I am here to help. Together, we can review your options and identify the schools that fit best with your unique situation. See thrivent.com/social for important disclosures.
Office location
Golden Valley Location
701 Xenia Ave S., Suite 550
Golden Valley, MN 55416
Phone612-812-8418Hours

M – F: 8 a.m. – 5 p.m.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations