Insights
You don’t need all the answers before you start your financial planning journey.Sometimes, the first step is simply talking through what matters most.Let's connect, zero in on your goals and start financial planning to help you reach them.See thrivent.com/social for important disclosures.
Interested in a financial advisor career but not sure where to start?At Thrivent, our Virtual Advice Team is designed to help you take that first step. You'll work with established clients while receiving training, coaching and support to build your experience and grow your career. Find your start: thriventcareers.com/4xIAsdr
What could give the economy momentum in 2027—and what could slow it down? Thrivent Chief Financial & Investment Officer David Royal explains why AI investment and strong employment offer reasons for confidence, while higher interest rates could create headwinds. Watch the clip: https://bit.ly/4eh5DWv
Wealth transferYou’ve worked hard to build a life you love—now it’s time to decide what your money is meant to do. How it’s set up today is already shaping what reaches the people and causes closest to your heart tomorrow. Take a closer look at your money, so it can support your life now and benefit those you care about.
Financial planning for millennials: A comprehensive guideDoes it feel like every financial goal is competing for the same dollars? This guide offers 7 ways to prioritize your money and make progress toward what matters most. ⬇️Let’s talk about what’s competing for your attention and how we can build a financial plan to address it.
There is just something unique and special about Keeneland in the fall!The horses, the changing colors, the crisp air, the excitement of the crowds is something my wife and I eagerly look forward to every year! This year was no different, whether we have a lot going on or not, we try our best to make a day at the track and this year while the horses we chose, did not win, place or show, we still had a great time at the track!It reminded me that sometimes we can consult the information we have from past results, look at exterior conditions and do our best to make our best bets, yet still leave much up to chance!I guess that is why Faith is so important in life as much is not up to us and I am learning more and more to build my faith and trust in moments like this. There is a statement I heard years ago that I cling to often. It helped me when I was studying for all my exams and tests. Side note, I suffer from test anxiety and so it can overwhelm me if not careful. The statement I repeated often was "Work as if EVERYTHING is dependent on you and Pray knowing it isn't!" What a comforting statement. We work hard but the results do not define our character. What are some statement or moments you have experienced to build your faith?
Ready to launch the next phase of your career—or take it in a new direction?As a Thrivent Virtual Advisor, you’ll benefit from learning and development designed to elevate your skills. As your confidence grows, you’ll have opportunities to step into leadership—or even build your own practice.Discover where your career could take you: thriventcareers.com/3VJ7UQH
The great wealth transfer: What baby boomers need to knowTrillions of dollars are expected to pass to the next generation in what’s being called the great wealth transfer.Taking time to think about how you’d like your assets to be passed on can bring greater clarity for you and the people and causes you care about.It can also help you:• Align your assets with what matters most.• Set clearer expectations for loved ones.• Reduce uncertainty with intentional planning.Discover how to help secure your legacy for your loved ones ⬇️
Time for a career refresh?The virtual advice role at Thrivent serves as a launching pad for your financial services career.You get paid training, structured development and hands-on experience that sets you up for long-term success as a financial advisor.Explore this unique opportunity: thriventcareers.com/4cEb2pZ#CareerChange #FinancialServices #FinancialAdvisor
Basics of a financial plan: What it is & getting startedLet's pursue your financial goals, together. we can help you get started by providing insight on three important steps to establishing a financial plan:1. Identify where you are.2. Define financial success so you can outline your goals.3. Uncover some events that might move you further away from your goals.Learn more about what makes up a solid financial plan and the process for creating your own. ⬇️
Top 7 charitable giving strategies: Maximizing tax benefits and impactThere are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies and their tax advantages.
Licensed and ready for more? Find your opportunity at Thrivent.Our financial advisors provide meaningful money guidance to clients. Plus, they enjoy lucrative income, advancement opportunities and industry-leading support.Put your credentials to work at a different kind of financial services company: thriventcareers.com/3uN8QJE
Fishing is like my first few years in business. Lots of casts to net a fish.I had never thought of the comparisons between fishing and prospecting for business, but it was clear when I got to Canada how similar the two truly are!? I took a lot of time to learn how to tie a proper knot, learn my equipment, setup the rods and reels with the correct bait and then need the weather conditions to ensure we are fishing in the correct spots. And then you wait, you cast, you slowly reel the line while feeling if you have a bite and once you do, you do all you can to keep the fish on the line until it is safely in the boat! Same thing in business and if you are not fishing in the right places or with the right bait, good luck, you could be in for a long day!It is incredible to realize that I have been fishing in this business for over 15 years and the skills remain the same. Know your fishing holes, know your equipment, know the conditions around you and be humble that every cast may not yield a fish nor a big fish.But...when you feel that big fish it makes it worth it. Ironically the Muskie I caught was 41" and was not what we were targeting. I caught the fish without the right lure but yet I was in the right spot, and the fish was I guess hungry enough for a worm, rubber one at that!What an incredible trip to experience with some family and friends and looking to go back again to keep fishing!What are your favorite fishing holes? Do you have a favorite lure or bait? When is the last time you got out on the water to fish? Before I met my father-in-law, I had not fished since I was 12 with my grandfather. It has been enjoyable to experience again!
The differences between real estate, stocks, bonds & mutual fundsWondering what types of investments you should make? Learn more about the different options available and then let’s connect and discuss which ones may be right for you.
Help prepare for retirement with confidence by getting a locked-in interest rate for the guarantee period you choose—either 3, 5, 7 or 9 years—with a Thrivent Multi-Year Guarantee Annuity™️.This single premium fixed deferred annuity offers:• Dependable interest• Tax-deferred earnings• Protection from market riskContact me today if you want to discuss if this is right for you.For additional interest rates and other important information: https://bit.ly/3RA8u4ZSee thrivent.com/social for important disclosures.
One of my favorite events of the whole year, The Cincinnati Open!I grew up playing tennis and have gotten into pickleball! I will save that for another day, another post and another rant, but for today we are talking tennis!The sport is challenging and rewarding with skill and precision required to play well along with endurance to get your body into position to hit the required shot with excellence. Watching some of the best of the best in the world, come to Cincinnati is amazing! The venue, the competition and the excitement is one that even if you are a casual fan, you will get engrossed with. We are fortunate to host this event and I love supporting it. The biggest rule you learn in tennis (and pickleball) is to always expect the ball to come back! No matter how good of a shot you hit, no matter how tough or unlikely it will be to return, expect it and don't give up! This is what I find has propelled me in life, the never give up, stay focused and be prepared attitude/mantra!Much like these athletes we spend a considerable amount of time behind the scenes preparing, practicing and going over the gameplan before we meet with our clients. We want to be ready for any shot that may come our way. We want to put you in the best position to win the marathon, 3-set, championship match, called LIFE!Next year, you should come join us! We would love to have a crowd there with us cheering on the competitors, enjoying the venue and hopefully good weather, while watching world-class tennis here right in our backyard!
The Thrivent Virtual Advisor career is reshaping what the financial advisor role can look like.In this role, you'll receive:• structured support• predictable income while you train and grow• flexibility in a hybrid or remote settingExplore the role today: thriventcareers.com/4yy9TcR
Why disability insurance matters & who should get itWondering if disability income insurance is something you need? This resource contains commonly asked questions so you can decide what is right for you. ⬇️
Portfolio diversification: Importance, benefits & how to startIs your portfolio diversified? Having a mix of investments can help you manage risk, reduce volatility and build a reliable foundation for your long-term financial goals. Here are 4 primary components to help you diversify. ⬇️
It is Finished! Famous words and also a declaration of completion!When we began the challenging project to renovate our powder room, I was not completely convinced we could do it all on our own. Truth be told, we did not do it all on our own. We had input on ideas for design from family, we had a friend stop over to help shut off the water when the shutoffs failed after demo, we needed a plumber to install new shut offs, and I watched LOTS of YouTube videos on techniques to install everything correctly. Like most things in life, I was surrounded by many in accomplishing this project. The second picture shows the before, fyi.I also learned the importance of time vs money. It really is a binary choice for most of us!I heard it shared years ago that we can choose to spend more time on a project or more money. This project was exactly that! It took over 2 months to complete it (would've completed sooner had original cabinet not had issues), but if we needed it done quicker, we probably would've had to pay professionals to come and complete it on our behalf. And if we didn't have the funds to pay for help, we would've needed to use our time to complete the project.I see many online postings about why to hire a financial advisor or why you shouldn't. There is no one-size-fits-all that applies to everyone and every situation. I will say it comes down to do you have the time and will the time to learn cost you more than a professional? Time versus Money is the tradeoff we have always had and will always be in the back of our minds no matter where technology takes us!How do you decide on whether better to spend the time or the money on a project? Please share any insights below.