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It is Finished! Famous words and also a declaration of completion! When we began the challenging project to renovate our powder room, I was not completely convinced we could do it all on our own. Truth be told, we did not do it all on our own. We had input on ideas for design from family, we had a friend stop over to help shut off the water when the shutoffs failed after demo, we needed a plumber to install new shut offs, and I watched LOTS of YouTube videos on techniques to install everything correctly. Like most things in life, I was surrounded by many in accomplishing this project. The second picture shows the before, fyi. I also learned the importance of time vs money. It really is a binary choice for most of us! I heard it shared years ago that we can choose to spend more time on a project or more money. This project was exactly that! It took over 2 months to complete it (would've completed sooner had original cabinet not had issues), but if we needed it done quicker, we probably would've had to pay professionals to come and complete it on our behalf. And if we didn't have the funds to pay for help, we would've needed to use our time to complete the project. I see many online postings about why to hire a financial advisor or why you shouldn't. There is no one-size-fits-all that applies to everyone and every situation. I will say it comes down to do you have the time and will the time to learn cost you more than a professional? Time versus Money is the tradeoff we have always had and will always be in the back of our minds no matter where technology takes us! How do you decide on whether better to spend the time or the money on a project? Please share any insights below.

It is Finished! Famous words and also a declaration of completion! When we began the challenging project to renovate our powder room, I was not completely convinced we could do it all on our own. Truth be told, we did not do it all on our own. We had input on ideas for design from family, we had a friend stop over to help shut off the water when the shutoffs failed after demo, we needed a plumber to install new shut offs, and I watched LOTS of YouTube videos on techniques to install everything correctly. Like most things in life, I was surrounded by many in accomplishing this project. The second picture shows the before, fyi. I also learned the importance of time vs money. It really is a binary choice for most of us! I heard it shared years ago that we can choose to spend more time on a project or more money. This project was exactly that! It took over 2 months to complete it (would've completed sooner had original cabinet not had issues), but if we needed it done quicker, we probably would've had to pay professionals to come and complete it on our behalf. And if we didn't have the funds to pay for help, we would've needed to use our time to complete the project. I see many online postings about why to hire a financial advisor or why you shouldn't. There is no one-size-fits-all that applies to everyone and every situation. I will say it comes down to do you have the time and will the time to learn cost you more than a professional? Time versus Money is the tradeoff we have always had and will always be in the back of our minds no matter where technology takes us! How do you decide on whether better to spend the time or the money on a project? Please share any insights below.

If you’re interested in understanding how today’s economy might play out in your financial life, be sure to watch Thrivent’s recent Market & Economic Update: https://bit.ly/3T9oifd Key takeaways: ☑️ Markets are high, but gains are concentrated and valuations are elevated. ☑️ Today’s headlines can be loud—resist the urge to overreact. ☑️ The key to steady progress is diversification* and a long-term plan. As Rooted Financial Advisors, our role is to help you evaluate your investments, evolve your strategy and confirm your mix meets your goals. So reach out if you have questions or want help fine-tuning your current financial plan. *While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market.

If you’re interested in understanding how today’s economy might play out in your financial life, be sure to watch Thrivent’s recent Market & Economic Update: https://bit.ly/3T9oifd Key takeaways: ☑️ Markets are high, but gains are concentrated and valuations are elevated. ☑️ Today’s headlines can be loud—resist the urge to overreact. ☑️ The key to steady progress is diversification* and a long-term plan. As Rooted Financial Advisors, our role is to help you evaluate your investments, evolve your strategy and confirm your mix meets your goals. So reach out if you have questions or want help fine-tuning your current financial plan. *While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market.

“The joy of the Lord is your strength.” - Nehemiah 8:10

“The joy of the Lord is your strength.” - Nehemiah 8:10

For months now, one of the big questions has been: Is AI actually improving productivity and profitability? According to Thrivent’s Head of Private Equity Investment Jen Wilson, the answer is yes—but the benefits aren’t always easy to measure. Watch the clip: https://bit.ly/4hjp9UB

For months now, one of the big questions has been: Is AI actually improving productivity and profitability? According to Thrivent’s Head of Private Equity Investment Jen Wilson, the answer is yes—but the benefits aren’t always easy to measure. Watch the clip: https://bit.ly/4hjp9UB

Recession fears may have faded, but it’s still a good idea to keep certain economic indicators on your radar. Learn what Thrivent’s Chief Investment Strategist Steve Lowe watches most closely: https://bit.ly/4fG49pR

Recession fears may have faded, but it’s still a good idea to keep certain economic indicators on your radar. Learn what Thrivent’s Chief Investment Strategist Steve Lowe watches most closely: https://bit.ly/4fG49pR

We just got back from an amazing vacation, and I was awestruck by this tree and root system! I was fortunate to spend time with family exploring Glacier National Park. Growing up my family did not make an effort to seek out the national parks to explore but having married into a family that enjoys hikes, exploring, time together and the parks has been eye opening along with a great annual tradition! While there were many pictures and videos taken, the camera cannot fully encapsulate the beauty of the place, how vast it is and how amazing our God is in creating something like this! This picture captured on one of our hikes has stuck with me for a variety of reasons but the first is that it appears from one angle like it has everything going strong. It is producing green leaves, it is straight and tall and no damage to the bark, but from another angle you can see the soil is being eroded from underneath and a storm could potentially knock down this tree. I find this a lot in life from one angle everything looks great, but from another perspective there are signs of danger ahead! I know I have been there and appreciate when another person can see what I am unable to see. The other fascinating part of the image is part of the name of our team, Rooted Financial Advisors. This was inspired by verses in Psalm 1 and a metaphor for the type of advice we give, which is thoughtful, deep, resilient and long-lasting. Seeing the root structure and how intricate the roots spread out to give strength and stability is amazing and rarely a view we get to see so clearly! What are some of your favorite national parks? Are you a hiker? What are some places we need to add to our bucket list to explore? Please share below!

We just got back from an amazing vacation, and I was awestruck by this tree and root system! I was fortunate to spend time with family exploring Glacier National Park. Growing up my family did not make an effort to seek out the national parks to explore but having married into a family that enjoys hikes, exploring, time together and the parks has been eye opening along with a great annual tradition! While there were many pictures and videos taken, the camera cannot fully encapsulate the beauty of the place, how vast it is and how amazing our God is in creating something like this! This picture captured on one of our hikes has stuck with me for a variety of reasons but the first is that it appears from one angle like it has everything going strong. It is producing green leaves, it is straight and tall and no damage to the bark, but from another angle you can see the soil is being eroded from underneath and a storm could potentially knock down this tree. I find this a lot in life from one angle everything looks great, but from another perspective there are signs of danger ahead! I know I have been there and appreciate when another person can see what I am unable to see. The other fascinating part of the image is part of the name of our team, Rooted Financial Advisors. This was inspired by verses in Psalm 1 and a metaphor for the type of advice we give, which is thoughtful, deep, resilient and long-lasting. Seeing the root structure and how intricate the roots spread out to give strength and stability is amazing and rarely a view we get to see so clearly! What are some of your favorite national parks? Are you a hiker? What are some places we need to add to our bucket list to explore? Please share below!

Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

This is how you’re set up to succeed as a Thrivent Virtual Financial Advisor: • Get stable income while you enjoy a flexible work arrangement. • Follow a structured development plan with intentional support. • Lay the foundation for your long-term success helping clients we bring to you. Discover a career where your success is our priority: thriventcareers.com/4oON00g

This is how you’re set up to succeed as a Thrivent Virtual Financial Advisor: • Get stable income while you enjoy a flexible work arrangement. • Follow a structured development plan with intentional support. • Lay the foundation for your long-term success helping clients we bring to you. Discover a career where your success is our priority: thriventcareers.com/4oON00g

