Ready to Retire Fearlessly?
Join me for a powerful and practical workshop:
"Your Retirement, Your Way: Learn 5 Keys to Retiring Fearlessly"
📅 Date: Tuesday, November 18, 2025
🕕 Time: 6:00 PM ET
📍 Location: Bowie Pizza Restaurant, Gainesville, FL
This free session—hosted by me, Roney Ramos—will help you:
✅ Build guaranteed income and protect your savings from market volatility.
✅ Optimize your retirement plan for tax efficiency and long-term growth.
✅ Safeguard your finances and loved ones from life’s uncertainties.
🍽️ Dinner will be served!
🎯 Seating is limited - RSVP today:
📞 Call (352) 451-4979
📧 Email: roney.ramos@thrivent.com
📱 Or scan the QR code on the flyer to reserve your spot
Let’s take the fear out of retirement planning and build a future you can feel confident about. I look forward to seeing you there!
No products will be sold, visit thrivent.com/social
#RetirementPlanning #FinancialSecurity #Thrivent #Workshop #GainesvilleEvents #PlanForTomorrow
Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇
Help your money last in retirementA long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.
Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO
5 financial risks (and how to adapt your financial plan)Are you prepared for financial changes? With proactive planning and flexible strategies, you can manage risks and habits that could impact your financial plan. Learn more about protecting your finances from what-ifs. ⬇️
Is early retirement right for you?Curious how you can start your retirement sooner? Depending on your current income and expenses, it's possible. Here are things to keep in mind when considering if early retirement is right for you. ⬇️
Enjoy retirement income without the guessworkYou've spent years building your retirement nest egg—now let's make it work for you. Let's discuss how to turn your savings into steady, reliable income that lasts.
2025 Tax Season Reminder: Key Deadlines & Tips!
As we approach tax season, here are some important reminders to help you stay on track and avoid unnecessary penalties:
Tax Filing Deadline – Most individuals must file their federal income tax return by Tuesday, April 15, 2025. However, if you’re in a designated disaster area, the IRS may grant you extra time. Check the IRS website for details.
-Need More Time? – You can file for an extension using IRS Form 4868 to push your filing deadline to October 15, 2025. But keep in mind—an extension to file is NOT an extension to pay. You’ll still need to estimate and pay your taxes by April 15 to avoid penalties and interest.
-Owe Taxes? File Anyway! – Even if you can’t pay in full, file your return and pay as much as possible to reduce penalties. The IRS offers installment agreements and other options if you need help with payments.
-Expecting a Refund? – File as soon as possible! The IRS typically issues refunds within 21 days if you e-file and opt for direct deposit. To avoid delays, avoid filing a paper return.
-IRA Contribution Deadline – You can still contribute to your IRA for the 2024 tax year until April 15, 2025 (unless granted additional time due to disaster relief).
For informational purposes only. Not financial, legal, or tax advice. Full disclosures: Thrivent.com/disclosures
#TaxSeason #FinancialPlanning #IRSFiling #TaxDeadline #WealthManagement
Do you need life insurance? Questions to ask yourself & your familyWondering how life insurance can benefit your loved ones when you’re gone? Here's a conversation guide to help you in planning for the unexpected. 👇
Together, we can make sure your family is covered for the future.
Managing risks to your retirement savings doesn't have to be complicated. You can maximize your guaranteed income sources, prepare for market volatility and have a mindful withdrawal plan. Here are important things to consider: https://bit.ly/4idtvKz
If you'd like to discuss your unique retirement risk factors, let's set up a meeting.
Thrivent financial advisors provide expert advice, helping people navigate uncertainty with confidence and clarity.
Join us for a deeply purposeful and financially rewarding career: thriventcareers.com/4hWlMQP
When should you get life insurance?Not sure when you should get life insurance? Here are different factors to consider that will help you decide when to take the next step.
Did you know life insurance can do more than just provide a death benefit? It also can help you build wealth during your lifetime and help your family build generational wealth after you pass away. Learn more here: https://bit.ly/3zAzMyO
Meet Shabnam Lotfi – An experienced immigration attorney ready to help you navigate the path to your Green Card or U.S. citizenship.
Join us for an insightful webinar where Shabnam will share the expertise she’s gained from handling numerous complex immigration cases.
Learn directly from an expert who is passionate about helping you succeed.
🗓️ Date: March 3rd
⏰ Time: 6:00 PM - 7:00 PM ET
Register now: https://bit.ly/4hYtDNs
Don’t miss this chance to get your questions answered!
Thrivent and its financial professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
Speaker is not affiliated with Thrivent. Views are their own.
No products will be sold, visit thrivent.com/social
#ImmigrationLaw #GreenCardJourney #USCitizenship #FreeWebinar #ExpertAdvice #USImmigrationQandA #GreenCardJourney
If you:
• Value generosity and making a community impact.
• Want a support network and access to mentorship.
• Have a desire to help people reach their financial goals.
💼 You could have a lucrative career as a Thrivent financial advisor. Explore opportunities: thriventcareers.com/3EtoBdj
As tax season approaches, here’s your reminder to get started ahead of time.
Here are four reasons to file early:
✅ Faster tax refunds
✅ Extra time to make a payment if you owe
✅ Reduce risk of someone else pocketing your refund
✅ Avoid tax deadline stress or having to file an extension
See thrivent.com/social for important disclosures.
February 2025 Market Update: A strong but volatile startThrivent’s latest market update shares our leadership’s views on the key risks the U.S. economy is facing.
