About Robert Smith

As a longtime Thrivent member, I appreciate my role as a financial advisor. I understand how important planning for the future is to ensure one’s overall financial security. My passion for helping people be wise with money stems from the time I spent helping my aging parents make crucial financial decisions. It was during this time that I discovered how important it is to bring families together and establish a financial plan that takes into account the various needs we encounter as we age.

God has blessed me abundantly with a fantastic family that has been with me through the ups and downs in life. My wife and I have been married for more than 39 years. We have two married children and love spending time with our grandchildren. I understand the need to safeguard your family’s financial security throughout all stages of life because I had to walk through those important decisions for my own family.

I specialize in the following areas:

- Long Term Care

- Tax Efficient Legacy Planning

- Retirement Income Planning

- Generosity Planning

Investing in Sarasota County and beyond

  • Habitat for Humanity
  • Food For the Hungry
  • Jesus Water Wells – GTSSS - India
  • Hope For Kids – Sarasota, Florida
  • Stephen's House
  • Compassion International

Education & Accomplishments

  • Long Term Care Florida State Certified
  • FL2-15 Life & Health Insurance Licenses.
  • FINRA Series 66 Uniform Combined State Law.
  • FINRA Series 7 General Securities Representative.
  • RICP Retirement Income Certified Professional
Agape Financial Associates

Agape Financial Associates


Team Practice

    David Cramer

    David Cramer

    In 2014 I joined Thrivent as a financial representative after retiring from 21 years of service in the United States Navy. I transitioned into a corporate training specialist position in 2016, where I provided training, support, and guidance for financial advisors across the state of Michigan. In 2018, I became a regional learning specialist covering the Southeastern United States. I focused on onboarding, training, and coaching new financial representatives to run successful practices. As rewarding as this work was, I missed the personal relationships I held with my clients. 


    It is truly my honor to join Agape Financial Associates. Not only is this a talented team of passionate service-driven financial professionals, but they are driven by a higher purpose at their core. We are truly honored that God gives us the opportunity to help people build dreams with a plan to achieve them. 

    States Licensed: FL, GA, SC, NC, IL, MI.


    Associate Representative


    Sarasota, FL