About Robert Smith
As a longtime Thrivent member, I appreciate my role as a financial advisor. I understand how important planning for the future is to ensure one’s overall financial security.
My passion for helping people be wise with money stems from the time I spent helping my aging parents make crucial financial decisions. It was during this time that I discovered how important it is to bring families together and establish a financial plan that takes into account the various needs we encounter as we age.
God has blessed me abundantly with a fantastic family that has been with me through the ups and downs in life. My wife and I have been married for 43 years. We have two married children and love spending time with our grandchildren. I understand the need to safeguard your family’s financial security throughout all stages of life because I had to walk through those important decisions for my own family.
I specialize in the following areas:
- Long-term care planning (CLTC®)
- Tax efficient legacy planning
- Strategic retirement income planning (RICP®)
- Generosity planning
- Comprehensive planning and advice through Dedicated Planning Services
I am a Ramsey SmartVestor Pro and am honored to be part of their network of financial professionals in my local area. The SmartVestor program connects consumers with financial professionals in their area. To join the SmartVestor program, financial professionals must meet the SmartVestor program requirements, and pay an enrollment fee that depends on the area served, plus a fixed monthly fee.
SmartVestor™ is an advertising and referral service for investment professionals (“Pros”) operated by The Lampo Group, LLC d/b/a Ramsey Solutions® ("RS"). Thrivent financial advisor, Robert Smith (“Advisor”) has entered into an agreement with RS under which Advisor pays RS a one-time training fee of $0, a flat monthly membership fee of $400, and a flat monthly territory fee of $900 to advertise Advisor’s services through SmartVestor and to receive client referrals from interested consumers who are located in Advisor’s geographic region.
Because of the arrangement described above, RS has an incentive to recommend Pros that are a part of the SmartVestor program. This incentive creates a material conflict of interest for RS, which you should be aware of and carefully consider in connection with your discussions with RS and Advisor.
The fees paid by Advisor to RS are paid irrespective of whether you become a client of Advisor and are not passed along to you. However, you should understand that all Pros that are available through SmartVestor pay RS fees to participate in the program. Further, the amount of compensation each Pro pays to RS will vary based on certain factors, including whether the Pros choose to advertise in local or national markets. RS has a financial incentive to present certain Pros that offer their services on a national basis ("National Pros") more often than other National Pros that pay lower fees.
It is up to you to interview Advisor and decide whether you want to hire them. RS introduces you to Pros that cover your geographic area based on your zip code. Neither RS nor its affiliates provide investment advice or recommendations as to the selection or retention of any Pro, nor does RS evaluate whether any particular Pro is appropriate for you based on your investment objectives, financial situation, investment needs, or other individual circumstances. RS does not warrant any services of Advisor or any SmartVestor Pro and makes no claim or promise of any result or success by retaining Advisor. Your use of SmartVestor, including the decision to retain the services of Advisor, is at your sole discretion and risk. Advisor has completed Ramsey Pro Training and signed an RS Code of Conduct under which they have agreed to certain general investment principles, such as eliminating debt and investing for the longer-term, but RS does not monitor or control the investment advisory services provided.
Neither Ramsey Solutions nor the SmartVestor program are affiliated with or endorsed by Thrivent. Views are theirs and not necessarily those of Thrivent or its affiliates.
"Dishonest money dwindles away, but whoever gathers money little by little makes it grow." Proverbs 13:11
Charities that we devote our time, treasure, and talents to:
- Habitat for Humanity
- Food For the Hungry
- Jesus Water Wells – GTSSS - India
- Hope For Kids – Sarasota, FL
- Stephen's House
- Compassion International
- Prodigal Daughters-Sarasota, FL
- Selah Freedom -Sarasota, FL
- Bring on the Ministry- Bradenton, FL
- Turning Points- Bradenton, FL
Education & Accomplishments
- Long Term Care Florida State Certified
- FL2-15 Life & Health Insurance Licenses.
- FINRA Series 66 Uniform Combined State Law.
- FINRA Series 7 General Securities Representative.
- RICP Retirement Income Certified Professional
Meet My Team
Agape Financial Associates-Sarasota Office
Agape Financial Associates
- Title
Team Practice
- Website
- https://connect.thrivent.com/agape-financial-associates