I have spent over 30 years in the financial services industry having served in key management positions for several major banks and brokerages with significant expertise in banking systems, mutual funds and retirement plan operations. I believe that generosity is an expression of my faith and I work to help share my experience and educate those I work with to make wise decisions in regards to your goals. As a father to five, I understand the hard work, patience, and discipline needed to raise children. No matter how complex or frustrating it might be along the way. Married 37 years, father of 5 Parishioner of St. Alphonsus Church, Hopewell, NJ As a member of the Highlands Associates, I want to help you to live a generously and give back to help those most important to you in the most tax efficient way possible. We have offices in Newfoundland, Rockaway and Princeton NJ and would welcome the opportunity to help you and your family achieve your goals.