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I've got valuable information and resources to share. Explore away! And check back often.

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What are common mistakes people make when investing?​ 1️⃣ Lacking diversification​ 2️⃣ Trying to time the market​ 3️⃣ Investing with your emotions​ 4️⃣ Ignoring fees and taxes​ For more mistakes to watch out for and smart strategies to consider: https://bit.ly/4cpFT8s

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What are common mistakes people make when investing?​ 1️⃣ Lacking diversification​ 2️⃣ Trying to time the market​ 3️⃣ Investing with your emotions​ 4️⃣ Ignoring fees and taxes​ For more mistakes to watch out for and smart strategies to consider: https://bit.ly/4cpFT8s

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Myth: Life insurance is only for married couples. Fact: Life insurance can help strengthen everyone’s overall financial picture. Here are reasons why singles should also consider life insurance: https://bit.ly/3zejLi9

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Myth: Life insurance is only for married couples. Fact: Life insurance can help strengthen everyone’s overall financial picture. Here are reasons why singles should also consider life insurance: https://bit.ly/3zejLi9

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Understanding how dividends, interest and capital gains are taxed can help you make smarter investment decisions. Get the basics here >> https://bit.ly/4j1GQWX

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Understanding how dividends, interest and capital gains are taxed can help you make smarter investment decisions. Get the basics here >> https://bit.ly/4j1GQWX

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What do you do? What motivates you and moves you forward? I enjoy helping people! As a Financial Advisor I help people turn uncertainty into clarity and goals into action. What motivates me? It's not just about building portfolios or talking markets. It's about sitting across from someone who says, " I don't know where to start" I just want to make sure my family is okay" 'I've worked hard for this, now what? " What moves me forward is that I can take something that feels overwhelming - retirement planning investing, protecting your future and make it feel doable, understandable and aligned with your values and goals. Let's have a conversation - https://book.apps.thrivent.com/client/michael.koester See thrivent.com/social for important disclosure information.

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What do you do? What motivates you and moves you forward? I enjoy helping people! As a Financial Advisor I help people turn uncertainty into clarity and goals into action. What motivates me? It's not just about building portfolios or talking markets. It's about sitting across from someone who says, " I don't know where to start" I just want to make sure my family is okay" 'I've worked hard for this, now what? " What moves me forward is that I can take something that feels overwhelming - retirement planning investing, protecting your future and make it feel doable, understandable and aligned with your values and goals. Let's have a conversation - https://book.apps.thrivent.com/client/michael.koester See thrivent.com/social for important disclosure information.

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Here are questions to consider when investing:​ ✔️ What are your financial goals?​ ✔️ How much can you afford to invest?​ ✔️ What is your risk tolerance? ✔️ How can you help ensure your portfolio is diversified for long-term growth?​ Understanding your financial goals and preferences can inform your strategy. Let’s set up time to discuss your investing goals and what you can do to reach them.​ See thrivent.com/social for important disclosures.

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Here are questions to consider when investing:​ ✔️ What are your financial goals?​ ✔️ How much can you afford to invest?​ ✔️ What is your risk tolerance? ✔️ How can you help ensure your portfolio is diversified for long-term growth?​ Understanding your financial goals and preferences can inform your strategy. Let’s set up time to discuss your investing goals and what you can do to reach them.​ See thrivent.com/social for important disclosures.

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"You will go out in joy and be led forth in peace; the mountains and hills will burst into song before you, and all the trees of the field will clap their hands." - Isaiah 55:12

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"You will go out in joy and be led forth in peace; the mountains and hills will burst into song before you, and all the trees of the field will clap their hands." - Isaiah 55:12

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Who or what is your why? You know, the reason you get up every morning. For me it's my lovely wife Erica, Teddie and my furry family members Chewie and Pikabu. I'm not just a Financial Advisor ... I'm someone who cares deeply about your why. I believe Financial Planning isn't just about numbers, it's about people. It's about understanding your story, your values, your vision for your future, and then building a personalized roadmap to help make it all a reality. I'd like to help you simplify the complex and help you accomplish your financial goals whether it's buying your first home, sending your kids to college, retiring early or building a legacy for the next generation. Let's sit down together so I can help you with a financial strategy that is aligned with what truly matters to you. To start a conversation - https://book.apps.thrivent.com/client/michael.koester See thrivent.com/social for important disclosure information.

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Who or what is your why? You know, the reason you get up every morning. For me it's my lovely wife Erica, Teddie and my furry family members Chewie and Pikabu. I'm not just a Financial Advisor ... I'm someone who cares deeply about your why. I believe Financial Planning isn't just about numbers, it's about people. It's about understanding your story, your values, your vision for your future, and then building a personalized roadmap to help make it all a reality. I'd like to help you simplify the complex and help you accomplish your financial goals whether it's buying your first home, sending your kids to college, retiring early or building a legacy for the next generation. Let's sit down together so I can help you with a financial strategy that is aligned with what truly matters to you. To start a conversation - https://book.apps.thrivent.com/client/michael.koester See thrivent.com/social for important disclosure information.

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"So we fix our eyes not on what is seen, but on what is unseen, since what is seen is temporary, but what is unseen is eternal." - 2 Corinthians 4:18

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"So we fix our eyes not on what is seen, but on what is unseen, since what is seen is temporary, but what is unseen is eternal." - 2 Corinthians 4:18

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Some parents use an allowance to help their kids understand the value in budgeting and saving early. If you’re thinking about starting an allowance for your kids, ask yourself these questions: ➡️ How old? There’s no “best” age, but many parents start providing an allowance when their kids are around age 5. ➡️ How often? Choose a schedule that works best for your needs. ➡️ How much? Consider if you are providing a fixed or goal-based amount and what works for your family’s budget.

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Some parents use an allowance to help their kids understand the value in budgeting and saving early. If you’re thinking about starting an allowance for your kids, ask yourself these questions: ➡️ How old? There’s no “best” age, but many parents start providing an allowance when their kids are around age 5. ➡️ How often? Choose a schedule that works best for your needs. ➡️ How much? Consider if you are providing a fixed or goal-based amount and what works for your family’s budget.

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How to invest for retirement: Account types & strategic moves

Investing for retirement takes planning, but it doesn't have to be complex. Once you know your retirement goals and investment style, you can make a solid, long-term plan for retirement. Let's connect to talk more about this important topic.

Investing for retirement takes planning, but it doesn't have to be complex. Lay the foundation by learning the basic strategies, investment types and tax...

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Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

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Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

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Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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