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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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How a term-to-permanent life insurance contract conversion works

Life changes—your life insurance can, too. Discover how converting a term policy to permanent coverage can offer lifelong protection.​

Considering extending your life insurance coverage? Converting your term policy to a permanent one can offer lifelong protection and potential cash value...

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Budgeting 101: Definition, purpose & types

Your budget should work for you, not against you. Align your spending, saving and giving with your values—without guilt or stress. Start building a budget that supports your goals today.

Setting a budget can be a powerful tool to help you align everyday money decisions with your values. It can help you spend, save, invest and give without much...

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We're gathering entries for Thrivent's 2026 calendar, and we'd love to see your original photos and artwork! This year's theme, "Moments of Grace," highlights the simple, meaningful moments that make everyday life beautiful. Clients, prospects, and Team Thrivent members can find submission details and order calendars at thrivent.com/calendar. 📅 Entries are open through June 30—we can't wait to see what you capture!

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We're gathering entries for Thrivent's 2026 calendar, and we'd love to see your original photos and artwork! This year's theme, "Moments of Grace," highlights the simple, meaningful moments that make everyday life beautiful. Clients, prospects, and Team Thrivent members can find submission details and order calendars at thrivent.com/calendar. 📅 Entries are open through June 30—we can't wait to see what you capture!

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In this quarter’s Thrivent Market & Economic Update, our investment leaders discuss market and economic trends, including inflation, interest rates, tariffs and the potential safe haven municipal bonds can provide. Learn more: https://bit.ly/3GkXbYa

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In this quarter’s Thrivent Market & Economic Update, our investment leaders discuss market and economic trends, including inflation, interest rates, tariffs and the potential safe haven municipal bonds can provide. Learn more: https://bit.ly/3GkXbYa

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✨ Meet the Team Monday ✨ Please help us give a warm welcome to the newest member of the First Light Financial team — Financial Advisor, Adelio Ikonomi! Adelio has a genuine heart for helping others navigate their financial journeys with confidence and clarity. In his own words: “I’ve always been passionate about helping people take control of their future. Growing up, I saw firsthand how overwhelming and confusing money management can be—especially when life gets busy or unexpected challenges arise. I realized that with the right guidance, planning, and education, people can build not just wealth but financial confidence.” What Adelio loves most about this work is being able to walk alongside his clients through all of life’s milestones—whether that’s buying a home, starting a family, or planning for retirement. His goal? To simplify the complex, offer advice, and build lasting relationships. Born and raised in Wisconsin, Adelio and his brothers are proud first-generation Americans. When he’s not in the office, you’ll likely find him staying active, catching a game, or enjoying a backyard barbecue with family and friends. We’re thrilled to have Adelio on our team, and we can’t wait for you to meet him! See thrivent.com/social for important disclosures.

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✨ Meet the Team Monday ✨ Please help us give a warm welcome to the newest member of the First Light Financial team — Financial Advisor, Adelio Ikonomi! Adelio has a genuine heart for helping others navigate their financial journeys with confidence and clarity. In his own words: “I’ve always been passionate about helping people take control of their future. Growing up, I saw firsthand how overwhelming and confusing money management can be—especially when life gets busy or unexpected challenges arise. I realized that with the right guidance, planning, and education, people can build not just wealth but financial confidence.” What Adelio loves most about this work is being able to walk alongside his clients through all of life’s milestones—whether that’s buying a home, starting a family, or planning for retirement. His goal? To simplify the complex, offer advice, and build lasting relationships. Born and raised in Wisconsin, Adelio and his brothers are proud first-generation Americans. When he’s not in the office, you’ll likely find him staying active, catching a game, or enjoying a backyard barbecue with family and friends. We’re thrilled to have Adelio on our team, and we can’t wait for you to meet him! See thrivent.com/social for important disclosures.

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Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

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Happy Easter to you and your family! Hope your day is filled with celebration and special moments.

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1st Quarter 2025 Market Review: From optimism to uncertainty

First quarter 2025 tested financial markets across the globe. Thrivent Asset Management breaks down the key volatility points in this first quarter market review.

Markets were strong at the start of 2025, but first quarter showed a lot of volatility in economic data....

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🎭 The countdown is on! We’re just over a month away from the opening night of Little Women: The Broadway Musical—and we’re still beaming with pride that Ashley is leading the way as Music Director! 🎶💫 You won’t want to miss this beautiful production full of heart, harmony, and hometown talent. 📍 Waupun City Hall 🎟️ May 30 at 7 PM 🎟️ May 31 at 2 PM & 7 PM 🎫 Grab your tickets now: https://www.hometowntickets.com/events/little-women Let’s pack the house and support Ashley and the Waupun Community Players! 💐👏

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🎭 The countdown is on! We’re just over a month away from the opening night of Little Women: The Broadway Musical—and we’re still beaming with pride that Ashley is leading the way as Music Director! 🎶💫 You won’t want to miss this beautiful production full of heart, harmony, and hometown talent. 📍 Waupun City Hall 🎟️ May 30 at 7 PM 🎟️ May 31 at 2 PM & 7 PM 🎫 Grab your tickets now: https://www.hometowntickets.com/events/little-women Let’s pack the house and support Ashley and the Waupun Community Players! 💐👏

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✨ Meet the Team Monday ✨ ...and maybe become part of it? 😉 We're looking for a friendly face to join our First Light Financial family! If you're upbeat, organized, and love helping people — this could be your next great move. 💻 Learn More here: 👉 https://thrivent.wd5.myworkdayjobs.com/External/job/WI---Beaver-Dam/Receptionist_REQ-42465 Tag someone who would be a great fit! 💙

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✨ Meet the Team Monday ✨ ...and maybe become part of it? 😉 We're looking for a friendly face to join our First Light Financial family! If you're upbeat, organized, and love helping people — this could be your next great move. 💻 Learn More here: 👉 https://thrivent.wd5.myworkdayjobs.com/External/job/WI---Beaver-Dam/Receptionist_REQ-42465 Tag someone who would be a great fit! 💙

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For nearly 30 years, Thrivent has created this special calendar by—and for—our membership. The featured photos are submitted by Thrivent clients and friends and has become a beloved tradition. As always, the calendar is available at no cost to our clients with membership. Grace surrounds us in the everyday moments—in the quiet sip of morning coffee, an unexpected act of kindness, the rustle of leaves on a walk through the woods. It’s in the stillness, the laughter and those quiet pauses that give us a chance to reflect. For our 2026 calendar, we’ve chosen “Moments of Grace” as the theme, and we’d love your help in capturing these special moments through your clients' original photos and artwork. What are the small, meaningful instances that remind them to pause, be present and appreciate the beauty in everyday life? Clients, prospects, and members of Team Thrivent can find detailed submission instructions, learn about the selection process, and order their calendar at thrivent.com/calendar. The deadline to submit entries by June 30.

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For nearly 30 years, Thrivent has created this special calendar by—and for—our membership. The featured photos are submitted by Thrivent clients and friends and has become a beloved tradition. As always, the calendar is available at no cost to our clients with membership. Grace surrounds us in the everyday moments—in the quiet sip of morning coffee, an unexpected act of kindness, the rustle of leaves on a walk through the woods. It’s in the stillness, the laughter and those quiet pauses that give us a chance to reflect. For our 2026 calendar, we’ve chosen “Moments of Grace” as the theme, and we’d love your help in capturing these special moments through your clients' original photos and artwork. What are the small, meaningful instances that remind them to pause, be present and appreciate the beauty in everyday life? Clients, prospects, and members of Team Thrivent can find detailed submission instructions, learn about the selection process, and order their calendar at thrivent.com/calendar. The deadline to submit entries by June 30.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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