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I've got valuable information and resources to share. Explore away! And check back often.

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🚨 National Public Safety Telecommunicators Week is here — and it’s time to give some much-deserved recognition to the voices behind the headset. Dispatchers are the unsung heroes of emergency services. While the lights and sirens often get the spotlight, it's the calm, steady voice on the other end of the radio that sets everything in motion. They’re the first to know, the first to act, and often the last to be thanked. I’ll never forget the steady, composed voices cutting through chaos — providing vital info, sending help, and keeping us grounded when everything else felt upside down. Those voices quite literally save lives. To every new recruit and every seasoned veteran out there: do yourself a favor this week — if you can, go visit your dispatchers in person. Say thank you. Shake a hand. Put a face to that voice that always has your back. (Pro tip: If you want to go home on time… highly recommend it. 😉) Let’s be real — dispatchers hear more, handle more, and carry more than most people realize. This week we celebrate them — but let’s carry that appreciation all year long. #NPSTW #ThankADispatcher #PublicSafety #FirstResponders #BehindTheHeadset

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🚨 National Public Safety Telecommunicators Week is here — and it’s time to give some much-deserved recognition to the voices behind the headset. Dispatchers are the unsung heroes of emergency services. While the lights and sirens often get the spotlight, it's the calm, steady voice on the other end of the radio that sets everything in motion. They’re the first to know, the first to act, and often the last to be thanked. I’ll never forget the steady, composed voices cutting through chaos — providing vital info, sending help, and keeping us grounded when everything else felt upside down. Those voices quite literally save lives. To every new recruit and every seasoned veteran out there: do yourself a favor this week — if you can, go visit your dispatchers in person. Say thank you. Shake a hand. Put a face to that voice that always has your back. (Pro tip: If you want to go home on time… highly recommend it. 😉) Let’s be real — dispatchers hear more, handle more, and carry more than most people realize. This week we celebrate them — but let’s carry that appreciation all year long. #NPSTW #ThankADispatcher #PublicSafety #FirstResponders #BehindTheHeadset

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Your pension plan shouldn’t be your only retirement plan

Too often, first responders assume their pension will carry them through retirement. But as this recent Police1 article points out, relying solely on a pension can leave serious gaps in your long-term financial picture. Here’s why: • Pensions might not keep up with inflation, especially without a strong cost-of-living adjustment. • Health care costs continue to rise and can quickly consume a fixed income. • Many leave service before reaching full vesting or maximum benefit levels. • Supplemental retirement strategies — like deferred compensation, IRAs, and other investment vehicles — are essential to cover the full span of retirement. Most public safety professionals retire earlier than the general workforce, which means their money needs to last longer — and work harder. This is exactly where specialized financial planning makes a difference. I work with police officers and firefighters to build comprehensive strategies that go beyond the pension — so they’re not just prepared for retirement, but better equipped to navigate it. Your pension is just the beginning. The rest of the plan determines how far it will actually take you. Read the full article here: https://www.police1.com/police-jobs-and-careers/articles/your-pension-plan-shouldnt-be-your-only-retirement-plan-8zymYzdZ6rtTqtSu/ Disclosures: thrivent.com/social

Improve the odds of retiring on your terms by taking advantage of other account and employment...

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Understanding your personal finances is a goal everyone should pursue. The more you understand about money—budgeting, saving and investing—the more empowered you are to make decisions that align with your goals.​

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Understanding your personal finances is a goal everyone should pursue. The more you understand about money—budgeting, saving and investing—the more empowered you are to make decisions that align with your goals.​

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Market uncertainty: Tariffs and economic policy drive volatility

Uncertainty around economic and trade policies is weighing on confidence for both individuals and businesses. Read more from Thrivent's Chief Investment Strategist on current volatility and other market conditions.

It can be difficult for markets to assess the impact of tariffs because they can be added or removed quickly, and there isn’t always insight into what’s coming...

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Burnout isn't just a mental and physical drain — it's a financial burden too. In the first responder world, burnout can cost you more than just your well-being; it can significantly impact your long-term financial health. Beyond the obvious toll on health, burnout increases healthcare expenses, with rising medical bills, counseling costs, and the need for medications all taking a financial hit. Additionally, burnout can shorten career longevity, affecting retirement planning. Small daily expenses, like spending on unhealthy coping habits, compound over time, depriving you of potential retirement savings. Protecting your mental and physical health now can mean financial security later. Prioritize self-care and seek support before burnout takes its toll. #MentalHealthMatters #Burnout #FinancialHealth #LawEnforcementWellness Disclosures: thrivent.com/social

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Burnout isn't just a mental and physical drain — it's a financial burden too. In the first responder world, burnout can cost you more than just your well-being; it can significantly impact your long-term financial health. Beyond the obvious toll on health, burnout increases healthcare expenses, with rising medical bills, counseling costs, and the need for medications all taking a financial hit. Additionally, burnout can shorten career longevity, affecting retirement planning. Small daily expenses, like spending on unhealthy coping habits, compound over time, depriving you of potential retirement savings. Protecting your mental and physical health now can mean financial security later. Prioritize self-care and seek support before burnout takes its toll. #MentalHealthMatters #Burnout #FinancialHealth #LawEnforcementWellness Disclosures: thrivent.com/social

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How to handle market volatility

Whatever happens with the market, there are steps you can take that may help to mitigate the effects of volatility.

Plan for how you will handle market volatility with your investments.

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🌟 Shoutout to the Heroes During First Responder Wellness Week 2025 🌟 This week, we honor and celebrate the courageous men and women who serve on the frontlines as first responders. While their physical and mental wellness often take center stage, it's equally important to shine a light on financial wellness, a crucial but often overlooked aspect of overall well-being. The dedication of organizations that have stepped up to provide valuable time, resources, and support for our first responders is truly inspiring. From mental health initiatives to physical fitness programs, these organizations are making a tangible impact on the lives of those who protect and serve our communities. 👏 But the conversation must also include financial well-being—a key pillar that contributes to the overall stability and health of our first responders. Financial stress can affect their mental and physical health, and by addressing this, we can create a stronger foundation for them to thrive both in and outside of their careers. As a financial advisor with Thrivent, I understand the unique challenges that first responders face when it comes to financial planning and security. Whether it’s protecting their income, planning for retirement, or managing debt, I am dedicated to helping them navigate their financial wellness and ensuring they have the tools to build a secure future for themselves and their families. To all the incredible organizations supporting first responders’ wellness this week, thank you for your unwavering commitment to these heroes. Together, we can help build a more holistic approach to their health—mental, physical, and financial. 💙 Disclosures: thrivent.com/social #FirstResponderWellnessWeek #FinancialWellness #ThankYouFirstResponders #ThrivingTogether #MentalHealth #PhysicalHealth #FinancialPlanning #SupportOurHeroes #FirstResponderSupport #WellnessMatters

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🌟 Shoutout to the Heroes During First Responder Wellness Week 2025 🌟 This week, we honor and celebrate the courageous men and women who serve on the frontlines as first responders. While their physical and mental wellness often take center stage, it's equally important to shine a light on financial wellness, a crucial but often overlooked aspect of overall well-being. The dedication of organizations that have stepped up to provide valuable time, resources, and support for our first responders is truly inspiring. From mental health initiatives to physical fitness programs, these organizations are making a tangible impact on the lives of those who protect and serve our communities. 👏 But the conversation must also include financial well-being—a key pillar that contributes to the overall stability and health of our first responders. Financial stress can affect their mental and physical health, and by addressing this, we can create a stronger foundation for them to thrive both in and outside of their careers. As a financial advisor with Thrivent, I understand the unique challenges that first responders face when it comes to financial planning and security. Whether it’s protecting their income, planning for retirement, or managing debt, I am dedicated to helping them navigate their financial wellness and ensuring they have the tools to build a secure future for themselves and their families. To all the incredible organizations supporting first responders’ wellness this week, thank you for your unwavering commitment to these heroes. Together, we can help build a more holistic approach to their health—mental, physical, and financial. 💙 Disclosures: thrivent.com/social #FirstResponderWellnessWeek #FinancialWellness #ThankYouFirstResponders #ThrivingTogether #MentalHealth #PhysicalHealth #FinancialPlanning #SupportOurHeroes #FirstResponderSupport #WellnessMatters

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Thrivent Social Media Privacy Policy, Guidelines, Disclosures & Disclaimers

🚨 ATTENTION FIRST RESPONDERS: DON’T MISS OUT ON WHAT YOU’RE OWED 🚨 For years, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) have reduced or eliminated Social Security benefits for firefighters, police officers, and other public servants. But now, thanks to the Social Security Fairness Act, that’s changing. ✅ Payments have already started—make sure you’re receiving what you deserve. ✅ If you were previously denied benefits, you may now qualify. ✅ Spouses and survivors impacted by GPO may finally be eligible for benefits. This is your chance to claim what you’ve rightfully earned. But the system isn’t going to reach out to you—you have to take action. 📩 Let’s talk. I work with first responders and want to make sure you understand what this means for you. Don’t wait—message me today. #FirstResponders #SocialSecurityFairnessAct #RetirementPlanning #YouEarnedThis Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. Disclosures: thrivent.com/social

Learn more about Thrivent's social media privacy policy and guidelines.

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Undefeated… for now. First game coaching a local flag football team, and we’re officially 1-0! Spirits are high, confidence is through the roof, and honestly… it kinda feels like we might never lose. (Championship or bust, right?) Of course, reality tells a different story. Just like in sports, the stock market and investing have their own highs and lows. A strong start doesn’t guarantee smooth sailing forever—there will be setbacks, challenges, and lessons to learn. That’s why even when things are going well—whether on the field or in your portfolio—it’s important to stay disciplined, keep improving, and prepare for what’s ahead. Success isn’t just about winning today; it’s about building a foundation that lasts. For now, though? We’re enjoying the W. #FlagFootball #Coaching #Investing #FinancialPlanning #Discipline Disclosures: thrivent.com/social

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Undefeated… for now. First game coaching a local flag football team, and we’re officially 1-0! Spirits are high, confidence is through the roof, and honestly… it kinda feels like we might never lose. (Championship or bust, right?) Of course, reality tells a different story. Just like in sports, the stock market and investing have their own highs and lows. A strong start doesn’t guarantee smooth sailing forever—there will be setbacks, challenges, and lessons to learn. That’s why even when things are going well—whether on the field or in your portfolio—it’s important to stay disciplined, keep improving, and prepare for what’s ahead. Success isn’t just about winning today; it’s about building a foundation that lasts. For now, though? We’re enjoying the W. #FlagFootball #Coaching #Investing #FinancialPlanning #Discipline Disclosures: thrivent.com/social

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Mid-career first responders, as you approach retirement, it's crucial to evaluate your pension plan to ensure financial security. Key questions to consider include: What are the specific benefits of my pension plan? Understand the details, such as the percentage of your salary you'll receive and any cost-of-living adjustments. When am I eligible to retire with full benefits? Knowing the exact timeline helps in planning your career and retirement goals. How does early retirement affect my benefits? Be aware of any penalties or reductions in benefits if you choose to retire before the standard age or service requirement. What survivor benefits are available? Ensure your loved ones are protected by understanding the provisions for beneficiaries. Are there options to enhance my pension benefits? Explore possibilities like purchasing additional service credits or contributing to supplemental retirement accounts. Reach out and we can start the conversation together! Disclosures: thrivent.com/social

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Mid-career first responders, as you approach retirement, it's crucial to evaluate your pension plan to ensure financial security. Key questions to consider include: What are the specific benefits of my pension plan? Understand the details, such as the percentage of your salary you'll receive and any cost-of-living adjustments. When am I eligible to retire with full benefits? Knowing the exact timeline helps in planning your career and retirement goals. How does early retirement affect my benefits? Be aware of any penalties or reductions in benefits if you choose to retire before the standard age or service requirement. What survivor benefits are available? Ensure your loved ones are protected by understanding the provisions for beneficiaries. Are there options to enhance my pension benefits? Explore possibilities like purchasing additional service credits or contributing to supplemental retirement accounts. Reach out and we can start the conversation together! Disclosures: thrivent.com/social

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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