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Michael Herrick

Advisor Image
Michael Herrick
Financial Associate
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About Michael Herrick
About Michael Herrick

I’m proud to call Colorado home, where my wife Kara, our child, and I have settled into life after making the move from California several years ago. Family is at the center of everything I do, and that sense of commitment and care carries through into my work with clients. Before beginning my career in financial services, I spent a decade serving as a police officer with the Santa Barbara Police Department—an experience that shaped my values, discipline, and dedication to protecting others. Prior to that, I competed as a collegiate football player at Ole Miss and Northern Arizona University, learning the importance of teamwork, preparation, and perseverance. When I’m not working, you’ll likely find me spending time with family and friends, on the golf course, at church, or enjoying Colorado’s incredible outdoors. I bring the same integrity, focus, and personal attention to my clients that I bring to every other part of my life—and I would be honored to put that commitment to work for you and your family.

 

With a background as a former college quarterback and a police officer for 10 years, I have honed a unique set of skills that have contributed to my success as a financial advisor. My time as a quarterback taught me leadership, strategic thinking, and the ability to perform under pressure, all of which are essential in guiding clients through complex financial decisions. My experience as a police officer further developed my analytical skills, attention to detail, and commitment to serving others. Combining these experiences, I bring a disciplined, proactive, and client-focused approach to financial advising, ensuring that my clients receive tailored and effective financial solutions.

My "Why"
My "Why"

I entered the financial advising industry with a passion for helping people achieve the freedom to live the life they desire. My goal is to empower clients to make informed financial decisions that allow them to pursue their dreams, enjoy their favorite activities, and spend quality time with the people who matter most. By providing personalized financial strategies and guidance, I strive to alleviate financial stress and enable my clients to focus on what truly brings them happiness and fulfillment. I have always been around a team atmosphere, and I truly believe that being a great teammate is what life is all about.

My qualifications
  • Bachelors of Public Administration, Northern Arizona University
  • Technical School, College of the Canyons
  • Series 7 - General Securities Representative
  • Series 63 - Licensed Securities Agent
  • Series 66 - Investment Adviser Representative
  • Securities Industry Essentials
My state licenses
  • Arizona
  • California(Insurance Lic. #4364743)
  • Colorado
  • Idaho
  • Oregon
  • Texas
  • Utah
  • Wyoming

Insights

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Financial wellness deserves a bigger place in the conversation around employee well-being. A recent survey of more than 1,100 first responders found that financial stress was among the most commonly reported concerns, with over 60% identifying it as a top stressor and more than half expressing interest in financial education resources. Financial stress can affect many areas of life, including focus, confidence, overall well-being, and the ability to prepare for future goals. While organizations often prioritize physical and mental wellness initiatives, financial education can be another valuable component of a comprehensive wellness strategy. Building financial knowledge isn't about predicting markets or finding quick solutions. It's about understanding foundational concepts such as: • Budgeting and cash flow management • Emergency savings preparedness • Debt management strategies • Retirement planning basics • Long-term financial goal setting When individuals feel more informed about their finances, they may be better equipped to make thoughtful decisions that align with their personal goals and circumstances. Financial wellness is not just a financial topic. It's a wellness topic. See thrivent.com/social for important disclosures. #FinancialWellness #FinancialLiteracy #RetirementPlanning #EmployeeWellbeing #FinancialEducation #FirstResponders #PersonalFinance
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🚓🚒🚑 First Responders: Is Your Financial Plan Aligned With Your Goals? As first responders, you're trained to prepare for the unexpected. The same mindset can be valuable when it comes to your financial life. One of the most overlooked aspects of financial planning is making sure your accounts, investments, and savings strategies are aligned with your short-term needs, retirement objectives, and legacy goals. Many people accumulate accounts over time—a workplace retirement plan, deferred compensation plan, IRA, brokerage account, savings account, pension benefits, and insurance policies. But if these accounts aren't working together toward a common objective, opportunities can be missed. A well-coordinated strategy can help: ✅ Support tax planning by considering how different account types may be taxed today and in retirement. ✅ Strengthen retirement funding by aligning contributions and investment strategies with your retirement timeline and income needs. ✅ Increase flexibility by maintaining access to assets for both planned and unexpected life events. ✅ Create optionality so you have choices regarding when to retire, how to generate income, and how to adapt to changing circumstances. ✅ Support legacy planning by ensuring beneficiary designations and account structures reflect your wishes for family members and loved ones. For first responders, retirement planning can be especially complex due to factors such as pensions, DROP programs, deferred compensation plans, overtime earnings, shift differentials, and unique retirement timelines. That makes periodic reviews even more important. Taking the time to evaluate whether each account has a purpose—and whether that purpose aligns with your overall goals—can help create greater confidence in the road ahead. The question isn't simply, "How much have I saved?" It's, "Is every dollar working toward the future I want to create?" #FirstResponders #FinancialPlanning #RetirementPlanning #TaxPlanning #WealthManagement #LegacyPlanning #FinancialWellness #PoliceOfficer #Firefighter #EMS #PublicSafety #RetirementReadiness See thrivent.com/social for important disclosures.
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Grateful for the opportunity to join the Colorado State Patrol at their Castle Rock, CO substation last week alongside Nathan Hardy and Paul Osckel, MBA to facilitate another financial wellness workshop. It was great to connect with such an engaged group of professionals and have meaningful conversations around financial planning and preparedness. Supporting those who serve our communities every day is a responsibility we don't take lightly. When agencies invest in the financial well-being of their officers, the positive effects extend well beyond the badge—benefiting their families, strengthening their futures, and enhancing the communities they protect. Thank you to the Colorado State Patrol for the warm welcome and for making financial wellness a priority for your team. See thrivent.com/social for important disclosures.
Office location
Greenwood Village Location
9250 East Costilla Avenue Ste 450
Greenwood Village, CO 80112
Phone661-618-2877Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations