January is naturally a prime time to prepare and set financials for the upcoming year. Contact me when you’re ready to look ahead.
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Looking for another way to supplement your retirement income? An annuity can provide an income stream to pair with other retirement savings. There are 4 different types:
1️⃣ Fixed Annuity
2️⃣ Variable Annuity
3️⃣ Indexed Annuity
4️⃣ Immediate Annuity
Feeling overwhelmed with the different options? This resource breaks it down with additional information on each type: https://bit.ly/3FrmSpH
Brick by brick, the mortar holds it all together.
Gathering Waters Financial Group provides financial guidance to assemble your foundation for future endeavors.
Reach out to me when you find you’re ready to take steps forward!
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🏡 Your financial house should be built to last—and you can make it stronger with the right help.
Whether you’re working to lay a solid foundation, grow your money or shape your legacy, financial planning can help you:
✅ Prepare for the unexpected
✅ Save and invest for major milestones
✅ Adapt as your goals evolve
Together, we can create a financial plan with clarity and confidence, the same way a house is constructed. Reach out to learn more.
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A walk in winter.
Contact me at Gathering Waters Financial Group when you've embraced the chill and are ready to embrace your financial future.
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2026 Market Outlook: A return to normal?What’s ahead for stocks and bonds in 2026? Thrivent Asset Management experts share their base case for a positive environment and why equities may continue to reward investors over time.
Season’s Greetings -
Wishing you all things shiny and bright this holiday season!
Gathering Waters Financial Group
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The purpose of Thrivent Action Teams is to make your immediate community a better place. Take action, use your Thrivent Action Team and make favorable impact where there is need! Contact me if you have any questions.
Looking ahead and into the new year, contact Marcia with Gathering Waters Financial Group when you’ve embraced the chill and are ready to embrace your financial future.
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How the cash value of life insurance worksYour life insurance could be more than protection—it could be a financial asset. 💡 A permanent life insurance policy has the ability to accumulate cash value, which you can possibly use to help fund your retirement, college education or new home.
Take a look at this resource to learn more about the cash value feature and what type of life insurance policy may be right for you.
When you contact Gathering Waters Financial Group, we’ll meet and determine the level of comfort you’re at regarding financial knowledge and experience - then work together to set your goals into motion.
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The differences between real estate, stocks, bonds & mutual fundsWondering what types of investments you should make? Learn more about the different options available and then let’s connect and discuss which ones may be right for you.
Income, expense, savings, retirement - wondering how they interact, connect and work together? I work with Gathering Waters Financial Group and we provide financial guidance.
When you find you’re ready to take steps toward financial planning, personal insurance and/or investing, contact us.
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What you need to know about legacy planning & how to get startedWhy is legacy planning important? Because it gives you the chance to make a lasting impact—supporting the people and causes you care about, while staying in control over who receives what, when and how. Here are a few things to keep in mind as you begin. ↓
If giving is on your heart this holiday season, a meaningful strategy can help you make the most of your generosity. From tax-efficient donations to legacy gifts, the right approach can align your giving with both your values and your financial goals.
Get in touch to discuss which strategy may be right for you.
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The cost of cash: Where to invest when interest rates dropWhether you’re saving for something big, hoping to generate a steady income or seeking flexible access to your cash, there are smart ways to keep your money productive and aligned with your needs—regardless of shifting interest rates.
Explore your options below and let’s connect to keep your goals on track in a changing interest rate environment.
Retiring soon? Wondering what to do with your IRA or 401k? I can assist - contact Gathering Waters Financial Group to hear how I can help.
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Whether looking ahead or behind, your perspective matters to me. Contact me and with my partners at Gathering Waters Financial Group - we'll assist with your financial matters.
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