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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Make your list… and check it twice. Whether it’s a list of to-dos, a bucket list, a wish list or even a shopping list - don’t be perplexed by priorities and purpose… Our Gathering Waters Financial Group can assist with many of your financial concerns and goals - allowing you to check items off and move forward. Contact me when you’re ready to meet. See thrivent.com/social for important disclosure information.

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Make your list… and check it twice. Whether it’s a list of to-dos, a bucket list, a wish list or even a shopping list - don’t be perplexed by priorities and purpose… Our Gathering Waters Financial Group can assist with many of your financial concerns and goals - allowing you to check items off and move forward. Contact me when you’re ready to meet. See thrivent.com/social for important disclosure information.

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Living within your means: What it is & how to do it

Trying to get your finances on track? Learn more about healthy financial habits you can start doing today to avoid overspending and live within your means. ⬇️

When it comes to achieving financial stability, you’ve probably heard the age-old advice to “live within your means.” But what does that mean? And what does it...

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From here to there and back again, we at Gathering Waters Financial Group will assist with your financial needs. Contact me when you're ready to meet. See thrivent.com/social for important disclosures.

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From here to there and back again, we at Gathering Waters Financial Group will assist with your financial needs. Contact me when you're ready to meet. See thrivent.com/social for important disclosures.

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New chapter, new responsibilities. Major milestones like marriage, becoming a parent or a career change can impact your financial needs. Do you know if your employer provides enough disability income insurance coverage in the event that you are ill or injured and unable to work? Some employers do not cover your entire salary or bonus and you may want to consider a supplemental policy to cover any gaps: https://bit.ly/4bqup2t

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New chapter, new responsibilities. Major milestones like marriage, becoming a parent or a career change can impact your financial needs. Do you know if your employer provides enough disability income insurance coverage in the event that you are ill or injured and unable to work? Some employers do not cover your entire salary or bonus and you may want to consider a supplemental policy to cover any gaps: https://bit.ly/4bqup2t

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Set your course and make your way down the chosen path. And if you find that you have financial questions in nature, contact Marcia at Gathering Waters Financial Group. See thrivent.com/social for important disclosures.

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Set your course and make your way down the chosen path. And if you find that you have financial questions in nature, contact Marcia at Gathering Waters Financial Group. See thrivent.com/social for important disclosures.

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Retiring soon? Wondering what to do with your IRA or 401k? We can assist - contact Gathering Waters Financial Group to hear how we can help.

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Retiring soon? Wondering what to do with your IRA or 401k? We can assist - contact Gathering Waters Financial Group to hear how we can help.

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Curious about annuities and how they can create a source of retirement income? There are two main stages of an annuity:​ 1) Accumulation Stage: This is when you invest and grow your savings. You can contribute a lump sum or make payments over time—whatever fits your financial situation.​ 2) Distribution Stage: Once you’re ready to start receiving income, you may choose how and when you receive the payouts, which could be paid for a set number of years or last a lifetime.​ Together, we can discuss how an annuity may fit in your overall financial plan.​ See thrivent.com/social for important disclosures.​

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Curious about annuities and how they can create a source of retirement income? There are two main stages of an annuity:​ 1) Accumulation Stage: This is when you invest and grow your savings. You can contribute a lump sum or make payments over time—whatever fits your financial situation.​ 2) Distribution Stage: Once you’re ready to start receiving income, you may choose how and when you receive the payouts, which could be paid for a set number of years or last a lifetime.​ Together, we can discuss how an annuity may fit in your overall financial plan.​ See thrivent.com/social for important disclosures.​

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As time goes by - have you started a plan for your future? There is no better time to start than today. I work with Gathering Waters Financial Group and we can assist with your financial future. Let me know when you’re ready. See thrivent.com/social for important disclosures.

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As time goes by - have you started a plan for your future? There is no better time to start than today. I work with Gathering Waters Financial Group and we can assist with your financial future. Let me know when you’re ready. See thrivent.com/social for important disclosures.

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Owning a home can be a chance to plant roots and thrive within a community. 🏠  Consider 5 key steps to make that dream a reality: 1️⃣ Set monthly savings goals 2️⃣ Explore <20% down payment options 3️⃣ Save for unexpected costs 4️⃣ Use high interest savings 5️⃣ Be flexible

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Owning a home can be a chance to plant roots and thrive within a community. 🏠  Consider 5 key steps to make that dream a reality: 1️⃣ Set monthly savings goals 2️⃣ Explore <20% down payment options 3️⃣ Save for unexpected costs 4️⃣ Use high interest savings 5️⃣ Be flexible

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Are you financially prepared for all life’s changes? Marcia with Gathering Waters Financial Group can assist as you move from one season to the next. Reach out to learn how. See thrivent.com/social for important disclosures.

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Are you financially prepared for all life’s changes? Marcia with Gathering Waters Financial Group can assist as you move from one season to the next. Reach out to learn how. See thrivent.com/social for important disclosures.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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