Insights

What is a multi-year guaranteed annuity (MYGA) & how does it work?
What is a multi-year guaranteed annuity (MYGA) & how does it work?Which one of the following tools have you used to help add predictability to your portfolio during periods of market uncertainty? 1. Certificate of deposit (CD) 2. High-yield savings account 3. Multi-Year Guarantee Annuity (MYGA) If you’ve never heard of a MYGA before, you’re not alone. Let’s explore what it is and how it might work for you. 36386k
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We had a fantastic morning meeting people at Jitters Java Cafe in Sauk Centre today! We partnered with Smiles for Jake to raise awareness about the organization and its mental health resources that they provide for middle and high school students. Jitters was gracious and matched all donations that came in for Smiles for Jake today!
March 2026 Market Update: Wobbling stocks, stronger bonds
March 2026 Market Update: Wobbling stocks, stronger bondsMarkets shifted in February, and that matters for how portfolios are positioned today. Thrivent's March Market Update explains what drove stock volatility, why bonds strengthened, and how we’re thinking about risk and diversification moving forward.
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Thinking about retirement and wondering if you’re on the right track? You’re invited to attend “Your Retirement, Your Way: Learn 5 Keys to Retiring Fearlessly,” an educational workshop designed to help you build confidence in your financial future. During this session, we’ll discuss strategies to: • Build guaranteed income and help protect savings from market volatility • Optimize retirement planning for tax efficiency and long‑term growth • Safeguard your finances and loved ones from life’s “what ifs” 📅 Monday, March 2, 2026 ⏰ 5:30 – 7:00 p.m. (Dinner served 5:30 – 6:00 p.m.) 📍 First Lutheran Church 304 Elm St. S., Sauk Centre, MN This session is hosted by Lucas Kosters. 📞 Reserve your spot: Call 320‑348‑8661 No products will be sold.
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Planning for retirement or already there? Join us for Thriving in Your Golden Years, a complimentary educational workshop focused on retirement income strategies, estate planning basics, charitable giving, and tax‑efficient investing. 📅 Thursday, March 5 | 🕡 6:30–7:30 p.m. 📍 First Lutheran Church, 1655 18th Ave. E.– Alexandria, MN Featuring special guest Eric W. Bilger, FIC, Financial Advisor at Thrivent. Light refreshments provided. RSVP in NOT required. No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for additional disclosures. 27784‑75 N11‑25
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Taxes play a big role in how far your money can go in retirement. Whether you’re early in your savings journey or approaching retirement, Thrivent's comprehensive guide breaks down the essentials in simple terms, from how different accounts are taxed to strategies for creating tax-efficient income. Read more: https://bit.ly/3MybMCS Still have questions? Let’s schedule time to review your financial plan through a tax-smart lens.
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I am grateful to work for a company like Thrivent that gives back so much to our communities through our Action Teams. Yesterday, I was able to join the St. Paul Lutheran Church in Melrose by helping to purchase diapers for families in need. Along with the Sauk Centre Walmart, we were able to make a huge impact for a number of families in the area.
How to start investing with little money
How to start investing with little moneyYou don’t need a fortune to start investing—just a plan. Even small, consistent investments can grow into something big over time. The key? Getting started. ⬇️
Updating your life insurance: 7 life events that may affect your coverage
Updating your life insurance: 7 life events that may affect your coverageIf you’re in one of these 7 life stages, it may be time to update your life insurance coverage. ⬇️
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I am having a great time meeting new people and chatting with old friends at the Stearns County Fair this week. I will be at my booth in the Commercial Building through Sunday. Stop by and say “Hi!”
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Looking forward to a great day on the golf course at the Luther Crest Golf Scramble. Luther Crest has been an instrumental part of the faith journey for all 4 of our kids and we are so thankful for the experiences they had there. Alan and I are hole sponsors and players will be playing a fun game at our hole!
S&P Global Ratings Affirms Thrivent’s AA+ (Very Strong) Rating with Stable Outlook
S&P Global Ratings Affirms Thrivent’s AA+ (Very Strong) Rating with Stable OutlookProud to be part of a financially strong and stable organization committed to serving clients for the long-term! S&P, an independent rating agency, recently affirmed Thrivent’s AA+ (Very Strong) rating along with a stable outlook. Learn more. ⬇️
Budgeting 101: Definition, purpose & types
Budgeting 101: Definition, purpose & typesYour budget should work for you, not against you. Align your spending, saving and giving with your values—without guilt or stress. Start building a budget that supports your goals today.
Investing in volatile markets: Smart strategies for confident investing
Investing in volatile markets: Smart strategies for confident investingMarket volatility can be hard to predict and difficult to navigate. During these times, having the guidance of a qualified professional can make a difference. Let’s connect and make sure you have back-up plans for periods of economic growth and strain.
Retirement savings by age: How much should you have?
Retirement savings by age: How much should you have?Planning for retirement can seem like a long and complex journey. Knowing how much to save is a foundational piece of achieving your retirement goals—check out these planning milestones based on your age.
Thrivent Multi-Year Guarantee Annuity™️
Thrivent Multi-Year Guarantee Annuity™️Want growth you can count on? Get a locked-in interest rate for the guarantee period you choose – either 3, 5, 7 or 9 years – with Thrivent’s Multi-Year Guarantee Annuity. For more information, let's connect today. 36386A
Is your retirement strategy built for the long run?
Is your retirement strategy built for the long run?A resilient retirement strategy accounts for the unexpected-including market volatility, inflation and extended care costs. Here are some steps you can take to protect your next chapter.
Preparing for the what-ifs	in life
Preparing for the what-ifs in lifeWondering how working with a financial advisor can help you? Learn how clients, Patrick and Shannon, were able to plan for the future and align their financial decisions with their values.
Life insurance
Life insuranceWho do you want to provide for today and tomorrow? Having the right amount of coverage and type of life insurance for your situation can make all the difference, when the unexpected happens. Learn more about Thrivent’s insurance solutions. ⬇️
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"We love because he first loved us." - 1 John 4:19