6 year-end financial tasksThe hustle and bustle of the holiday season can distract us from other action items on our checklist. End the year on a strong note by refocusing on your finances. Take a look at these tasks to complete before Dec. 31.
Give Smart - Not just Generously.
Donor-advised funds, appreciated stock donations, and QCDs can all reduce your taxable income while making an impact. Let's make your generosity tax-smart this year.
#CharitableGiving #TaxStrategy #DonorAdvisedFund #QCD #FaithBasedFinance
See Thrivent.com/Social for important disclosure information.
Real Estate = Real Tax Savings
Real estate investors: Have you reviewed cost segregation, depreciation schedules, and repairs vs. improvements this year? Let's connect to optimize your real estate tax strategy.
#RealEstateInvestor #TaxPlanning # CostSegregation #PassiveIncome
See Thrivent.com/social for important disclosure information.
🔥 Consistency Builds Confidence 🔥
Just like wealth, fitness is built one disciplined step at a time. Whether it’s your financial goals or your health goals, progress happens when you show up—especially on the days you don’t feel like it.
The right plan, the right mindset, and steady effort create unstoppable momentum. 💪
💬 What’s one goal you’re showing up for today?
#DisciplineWins #Momentum #FinancialFitness #StayTheCourse #SolutionsFinancialGroup #LakesAreaAdvisory #ForestLakeStrong
See thrivent.com/social for important disclosure information.
November 2025 Market Update: Less data, lower rates, strong stocksOctober closed strong, and November is shaping up to be pivotal. AI-driven sectors continue to lead, while Fed rate cuts signal cautious optimism. Want to know what this means for portfolios? Dive into Thrivent's November Market Update for actionable insights.
Honoring All Who Served
Today, we pause to recognize the brave men and women who have worn our nation’s uniform. Their courage, sacrifice, and unwavering commitment protect the freedoms we cherish every day.
To all our veterans — thank you for your service, your strength, and your example.
#VeteransDay #HonorAndRespect #Gratitude #Service #Freedom
Business Owners - Don't Leave Money on the Table.
Section 179 deductions. Accountable plans. S-Corp salary planning. Smart year-end moves can dramatially reduce your 2025 tax bill.
Let's review your 2025 deduction strategy.
#BusinessFinance #TaxDeduction #SmallBusinessStrategy #EntrepeneurLife
See thrivent.com/social for important desclosure information.
Your IRA, 401(k), HSA and Roth all have unique limits and timing rules. Year-end is the time to double-check every contribution. Confirm your 2025 contribution plan.
#RetirementPlanning # FinancialGoals # TaxSmartInvesting #HSASavings
See thrivent.com/social for important disclosure information.
Timing matters. Selling underperforming investments before year-end can offset gains elsewhere - and keep your tax bill lower. Schedule a year-end portfolio review.
#TaxPlanning # CapitalGains #WealthManagement #InvestmentStrategy
See thrivent.com/social for important disclosure information.
A Roth conversion before year-end can help you lock in today's lower rates and enjoy tax-free growth later. Let's run your conversion analysis before December 31.
#TaxStrategy #RothConversion #FinancialPlanning #retirementReady #TaxSmartWealth
State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. See thrivent.com/social for important disclosures.
Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇
Help your money last in retirementA long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.
I had the privilege of hearing from Ben Utecht today — Super Bowl Champion, author, and advocate for brain health and faith-based leadership.
Ben’s story isn’t just about football. It’s about identity, resilience, and purpose — what happens when the cheering stops and life calls you to redefine success. He reminded us that true champions aren’t measured by trophies or titles, but by how they lead when no one’s watching.
As a business owner and financial advisor, that message hit home. Leadership is consistency. Faith. The daily choice to show up and impact the lives entrusted to your care — whether that’s family, clients, or community.
Grateful for the reminder that our legacy is built in the unseen moments.
See thrivent.com/social for important disclosure information.
#Leadership #FaithDriven #Purpose #BenUtecht #Inspiration #Thrivent #FinancialAdvisor #Resilience #Mindset #PersonalGrowth #ForestLakeMN
I’m fired up to be at the Drive Value Regional Summit today in St. Paul! 🔥
Surrounded by ambitious business owners and thought-leaders, diving deep into value creation, legacy, and exit planning. It’s all about building more than just a business — building lasting significance.
Can’t wait to soak up insights, make powerful connections, and bring new strategies back to Forest Lake and beyond. 💼✨
See thrivent.com/social for important disclosure information.
#DriveValue #Summit2025 #BusinessGrowth #ExitPlanning #LeadWithLegacy
Wrapping up an incredible week at the Retirement Tax Services Tax Summit 2025.
✔️ New strategies
✔️ Fresh perspectives
✔️ Powerful connections
I’m leaving energized and even more equipped to guide families through the tax and retirement challenges ahead.
The right strategy today creates freedom tomorrow.
See thrivent.com/social for important disclosure information.
#TaxSummit2025 #FinancialAdvisor #RetirementPlanning #WealthManagement #TaxStrategies #ClientSuccess #FinancialFreedom
One of the best parts of this Summit? The collaboration.
Advisors, CPAs, and tax pros are sharing real-world ideas on how to navigate a constantly shifting tax landscape.
It’s proof that when professionals work together, the families we serve are the real winners.
See thrivent.com/social for important disclosures.
#Collaboration #TaxProfessionals #FinancialAdvisor #WealthManagement #RetirementSuccess #ClientFirst
A big takeaway from the first day: tax planning isn’t just about this year’s return—it’s about building a long-term strategy that lines up with your life goals.
That’s why I’m here. To keep pushing for more ways to help families save money, protect their legacy, and retire on their terms.
See thrivent.com/social for important disclosures.
#RetirementPlanning #TaxStrategy #FinancialAdvisor #LegacyPlanning #WealthBuilding #ClientFocused
4th Quarter 2025 Market Outlook: Strong markets, weakening fundamentalsThrivent leadership shares expectations for final markets through year-end in the 4th Quarter 2025 Market Outlook.
Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO
