How to offset inflation's impact on your retirement savingsInflation can sneak up fast, affecting how far your money can go each day. Many people are already feeling the impact of higher prices. Learn how to prepare and take steps to help your money stretch further in retirement. 👇
2026 Social Security COLA increase: What future retirees should knowYou may have heard that the Social Security Administration has announced a 2.8% cost of living adjustment (COLA) for 2026. Here’s a little more on what that means.
Top 7 charitable giving strategies: Maximizing tax benefits and impactThere are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies and their tax advantages.
"Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight." - Proverbs 3:5-6
6 year-end financial tasksThe hustle and bustle of the holiday season can distract us from other action items on our checklist. End the year on a strong note by refocusing on your finances. Take a look at these tasks to complete before Dec. 31.
Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇
Help your money last in retirementA long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.
This weekend was one to remember. I had the joy and honor of celebrating the baby dedications of my nieces, a beautiful reminder of God’s faithfulness and the blessing of family.
Moments like these put everything into perspective. Being a proud uncle means showing up, planting seeds of love, and praying for the next generation to walk in purpose.
Grateful for time with loved ones, meaningful milestones, and the opportunity to invest in the legacy of faith.
#FamilyFirst #UncleLife #BabyDedication #FaithAndFamily #GratefulHeart
Preparing for financial surprises doesn't have to be complicated. Proactive planning can help you stay ahead of market swings and other risks that can impact your financial plan. Learn more about strategies to set you up for long-term success: https://bit.ly/4m32xHO
5 financial risks (and how to adapt your financial plan)Are you prepared for financial changes? With proactive planning and flexible strategies, you can manage risks and habits that could impact your financial plan. Learn more about protecting your finances from what-ifs. ⬇️
Market uncertainty: Tariffs and economic policy drive volatilityUncertainty around economic and trade policies is weighing on confidence for both individuals and businesses. Read more from Thrivent's Chief Investment Strategist on current volatility and other market conditions.
Is early retirement right for you?Curious how you can start your retirement sooner? Depending on your current income and expenses, it's possible. Here are things to keep in mind when considering if early retirement is right for you. ⬇️
Preparing for Estate and Legacy Planning Challenges
🔑 Problem:
Have you thought about how you want your wealth to be passed on? Estate and legacy planning can feel overwhelming, but it’s crucial to ensure your wealth is transferred according to your wishes.
✅ Solution:
1. Create Wills and Trusts: Work with an estate planner to ensure your assets are distributed the way you want and to minimize estate taxes.
2. Update Beneficiaries: Make sure all your accounts, including life insurance policies and retirement accounts, have up-to-date beneficiary designations.
3. Charitable Giving: Incorporating charitable giving into your estate plan can leave a lasting legacy and offer tax benefits for your heirs.
🔑 Who Needs This?
Anyone over 50 who wants to ensure their wealth and values are passed down in a tax-efficient and meaningful way.
#EstatePlanning #LegacyPlanning #FinancialSecurity #WillsAndTrusts #CharitableGiving
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional. See thrivent.com/social for important disclosures.
Worried About Outliving Your Savings? Here’s How to Plan for Longevity
🔑 Problem:
What happens if you live longer than you planned? Longevity risk is a real concern for those nearing retirement, and the last thing you want is to run out of money before your time does.
✅ Solution:
1. Diversified Income Streams: Look into guaranteed income products like annuities or generate income from rental properties to supplement your savings.
2. Reduce Spending: Reassess your retirement expenses. Cutting back on non-essential expenses can extend the life of your portfolio.
3. Smart Withdrawal Strategy: Adjust your withdrawal rates based on market conditions and be flexible with your spending to preserve your savings.
🔑 Who Needs This?
Individuals in their 50s or 60s who are uncertain about how long their retirement savings will last, especially those worried about long-term health costs or unexpected life events.
#LongevityRisk #RetirementIncome #FinancialPlanning #Withdrawals #RetirementGoals
Guarantees based on the financial strength and claims-paying ability of the company. See thrivent.com/social for important disclosures.
Enjoy retirement income without the guessworkYou've spent years building your retirement nest egg—now let's make it work for you. Let's discuss how to turn your savings into steady, reliable income that lasts.
Paying Off Debt in Retirement? Here’s How to Get Ready
🔑 Problem:
Carrying debt into retirement—whether it's a mortgage, car loans, or credit card balances—can create stress and limit your financial flexibility.
✅ Solution:
1. Debt Payoff Strategy: Focus on paying off high-interest debt before you retire to free up your retirement income for other needs.
2. Refinance or Downsize: If you have a mortgage, consider refinancing to a lower interest rate or even selling your home to downsize to a more affordable living situation.
3. Create a Post-Retirement Budget: Factor in debt payments when building your retirement budget, and plan for how you’ll manage payments on a fixed income.
🔑 Who Needs This?
Pre-retirees who are carrying any form of debt and want to ensure they’re financially stable before retirement kicks in.
#DebtFreeRetirement #MortgageFree #FinancialFreedom #RetirementPlanning #DebtManagement
Protecting Your Assets: How to Shield Your Wealth from Market Volatility
🔑 Problem:
Is the thought of market downturns keeping you up at night? Volatility can be a concern for those approaching retirement, especially when you have $500,000 or more to protect.
✅ Solution:
1. Diversification: Ensure that your portfolio has a mix of stocks, bonds, and alternative assets to reduce risk during market fluctuations.
2. Low-Risk Investments: Consider allocating more of your funds to safer investments such as bonds or dividend-paying stocks as you get closer to retirement.
3. Stay the Course: Working with a financial advisor can help you develop a strategy that is resistant to market swings and focused on long-term goals.
🔑 Who Needs This?
Retirees or soon-to-be retirees who are concerned about market volatility affecting their wealth.
#AssetProtection #MarketVolatility #RetirementPlanning #FinancialSecurity #InvestingWisely
While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market. See thrivent.com/social for important disclosures.
