Financial News and Articles with Kevin Schaeuble in Kingsley IA | Thrivent

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Financial planning isn’t just for high earners—it’s for everyday people with goals both big and small. Whether you’re paying down debt, saving for your first home or starting to invest for retirement, a financial plan can help you turn today’s paycheck into tomorrow’s possibilities. 👉 Let’s connect and discuss how we can help no matter where you’re starting from. Together, we can create a financial plan for all that you’d like to accomplish. See thrivent.com/social for important disclosures.

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🏡 Your financial house should be built to last—and you can make it stronger with the right help. Whether you’re working to lay a solid foundation, grow your money or shape your legacy, financial planning can help you: ✅ Prepare for the unexpected ✅ Save and invest for major milestones ✅ Adapt as your goals evolve Together, we can create a financial plan with clarity and confidence, the same way a house is constructed. Reach out to learn more. See thrivent.com/social for important disclosures.

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Marriage. Divorce. Having a baby. Sending your kid to college. Starting a job. Getting laid off. Major life changes may shift your priorities. That’s why financial planning is so important—it can offer confidence and stability in an unpredictable world. Here’s how to prepare for life’s what-ifs ➡️ https://bit.ly/4prEGmm

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Estate planning begins with thoughtful decisions about your loved ones, your assets and your wishes for who and what matters most. Here are some tools to help you take the first step: https://bit.ly/4nl6Myk

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If you own a home, investments, life insurance or other valuable assets, it might be time to consider a revocable or irrevocable trust. Depending on the structure you choose, a trust can offer a variety of benefits—including privacy, tax advantages and greater control over how your assets are distributed. In some cases, it may even protect your assets from creditors or Medicaid inclusion. Learn more about your options: https://bit.ly/3VZ6FNl

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This image reflects a moment of harmony and devotion. The open book suggests words of wisdom or scripture, while the guitar symbolizes praise through music. Together, they remind us that worship is not confined to words alone—it flows through melody and heart, creating a space where spirit and sound unite in gratitude and peace.

2026 Social Security COLA increase: What future retirees should know

2026 Social Security COLA increase: What future retirees should knowYou may have heard that the Social Security Administration has announced a 2.8% cost of living adjustment (COLA) for 2026. Here’s a little more on what that means.

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Planning for retirement can be overwhelming, but you don't have to do it on your own. Working with a Thrivent financial advisor can help you feel more confident about planning for the future. Let's work together on creating a retirement plan that is right for you. See thrivent.com/social for important disclosures.

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Take control of your everyday money decisions with Thrivent. Our free 1:1 coaching program through Money Canvas®️ is a great step to help you spend smarter and save more. 🌟 🔗 thrivent.com/moneycanvas

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Reaching retirement with financial stability is a reason to celebrate. 🎉 Here's a checklist to help you prepare for the retirement you've always wanted: https://bit.ly/4n9Dq6Z

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In quiet reverence, the angel bows—an eternal symbol of peace, prayer, and divine presence. With wings folded and eyes closed, it reminds us that in stillness we find strength, and in surrender, we touch the sacred. This image invites the soul to pause, reflect, and reconnect with the light that dwells within.

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Friendly reminder: Check your credit reports at least once a year to detect errors and suspicious activity.

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👉 “My kids will figure it out after I’m gone.” This is a common sentiment—and one of the most avoidable estate planning mistakes. A thoughtful estate plan goes beyond distributing your assets. It allows you to clearly communicate your wishes, name trusted decision-makers and ease the emotional and financial burden on the people you love. If you have questions or need help getting started, please get in touch. See thrivent.com/social for important disclosures.

🛡️ Open Enrollment Reminder: Review Your Insurance Benefits During open enrollment season, it’s a smart time to revisit your workplace benefits—especially life and disability insurance. These coverages can help protect your financial future, but understanding how they work is key to making informed decisions. 🔍 Life Insurance Highlights: *May provide financial support to loved ones in the event of your passing. *Group policies through employers are often more accessible and cost-effective. *Can offer peace of mind for those with dependents. ⚠️ Considerations: *Coverage amounts may be lower than individual policies. *Leaving your job could impact your coverage or increase costs. *May not fully support long-term financial goals. 🔍 Disability Insurance Highlights: *May replace a portion of your income if you're unable to work due to illness or injury. *Employer plans often include short-term and long-term options. *Can help maintain financial stability during health-related disruptions. ⚠️ Considerations: *Benefits may be taxable depending on how premiums are paid. *Coverage limits and waiting periods may apply. *May not fully replace income, especially for higher earners. 💬 Why Talk to a Financial Advisor? Choosing the right coverage depends on your unique situation—income, family needs, savings, and future plans. A financial advisor can help you: Review your employer’s benefits. *Compare group and individual policy options. *Align insurance choices with your overall financial strategy. Let’s talk—no cost, no obligation, just a relaxed conversation to help you have financial clarity about your choices. Kevin Schaeuble Thrivent Financial Advisor 📞Cell/Office: 712-378-8505 💬Text: 712-43-6574 📧 kevin.schaeuble@thrivent.com See thrivent.com/social for important disclosures.

How to offset inflation's impact on your retirement savings

How to offset inflation's impact on your retirement savingsInflation can sneak up fast, affecting how far your money can go each day. Many people are already feeling the impact of higher prices. Learn how to prepare and take steps to help your money stretch further in retirement. 👇

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A few other truths about life insurance: - It can be more affordable than a lot of people think. - Your work policy probably isn’t enough on its own. - Some types offer other benefits and tax advantages. See thrivent.com/social for important disclosures.

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The choices you make during open enrollment can have a big impact on your financial goals for 2026 and beyond. Discover how to navigate open enrollment with confidence: http://bit.ly/4o0ESIt

Sequence of returns risk: What it means for your retirement

Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

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In the quiet glow of these candles, we glimpse something eternal. Each flame, though small, holds the power to pierce darkness—not with force, but with presence. They do not rush, they do not speak, yet they offer warmth, illumination, and a sense of sacred order. This image evokes the rhythm of prayer, the hush of remembrance, the breath between thoughts. It reminds us that spirituality is not always found in grand gestures or distant revelations, but in the simple act of being—of showing up, of burning steadily in the face of uncertainty.