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Free Workshop - Thriving in You Golden Years Join us for a Thriving in Your Golden Years webinar on March 3rd 12:00pm CST and March 5th 6:30pm CST. Unlock expert strategies for retirement income, estate planning and tax-smart investing with insights from our special guest speaker! No products will be sold. Please RSVP at - https://bit.ly/UpperMidwestMar3-5 See thrivent.com/social for additional disclosures.
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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.
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Annuities may help you take care of your family after you retire, by supporting your needs in a flexible way. Learn more: https://bit.ly/4jpD7Ss
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Maximizing your Social Security benefits is a crucial part of securing your retirement. By planning ahead and using key strategies, you can optimize your benefits and enhance your financial future. Start making informed decisions now for a more comfortable retirement tomorrow: https://bit.ly/44bxQcX
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The right life insurance policy helps ensure your legacy supports those you love and the causes you care about. But how much do you need and what type is right for you? Find out here: https://bit.ly/4779hhg
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Not sure what type of life insurance coverage your family needs? Here are the key things you need to know about short- and long-term life insurance: https://bit.ly/3PE1waZ Take a look, then let’s schedule a time to talk about your family’s needs.
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It can be hard to picture needing extended care—especially when you’re in good health. But the reality is that 56% of adults age 65+ will require it at some point, and the costs can be significant. Having an extended care strategy can help provide an added layer of protection. It not only helps cover expenses—it also gives you more options for where and how you receive care. Let’s schedule time to discuss. See thrivent.com/social for important disclosures.
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"Arise, shine; for your light has come, and the glory of the LORD has risen upon you." - Isaiah 60:1
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Taxes play a big role in how far your money can go in retirement. Whether you’re early in your savings journey or approaching retirement, Thrivent's comprehensive guide breaks down the essentials in simple terms, from how different accounts are taxed to strategies for creating tax-efficient income. Read more: https://bit.ly/3MybMCS Still have questions? Let’s schedule time to review your financial plan through a tax-smart lens.
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Many people think long-term care is only for later in life—but your 40s and 50s can be the best time to plan ahead. Together, let’s make sure your future health care needs and associated costs are addressed. See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates shift
The cost of cash: Where to invest when interest rates shiftWhether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.
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The future may be full of unknowns—but one thing you can prepare for is how you’ll handle long-term care if or when the need arises. Planning for extended care today gives you more choices tomorrow. It helps protect your finances and independence—while allowing your loved ones to remain care managers, not full-time caregivers. ➡️ If you have any questions or would like to explore your options, let’s schedule time to discuss. See thrivent.com/social for important disclosures.
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"In their hearts humans plan their course, but the Lord establishes their steps." - Proverbs 16:9
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If you’re relatively new to investing, understanding the basics of how realized gains and losses are taxed can help you make smarter decisions. These 4 rules are a great place to start. 📌 For more, check out this guide: https://bit.ly/4p4h9Hn
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If you’re looking for simple ways to help reduce your taxable income, you may have more options than you realize. These 7 strategies can help you become more tax efficient over time. ➡️ https://bit.ly/3KB47mJ
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Saving for retirement? Here’s something to consider: different accounts come with different tax implications. By spreading your savings across taxable, tax-deferred and tax-free accounts, you can give yourself more flexibility in retirement. This makes it easier for you to manage withdrawals, avoid tax spikes and lower your Modified Adjusted Gross Income (MAGI). Get in touch to discuss the right approach for your unique situation. See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
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Thrivent is partnering with a company called Empathy to offer a new grief resource. Empathy offers the tools and resources to support families through the difficult experience of losing a loved one. Empathy can be accessed via app, online and over the phone. Care Managers provide personalized guidance and custom care plans for helping manage both the emotional and practical aspects of loss. Learn more about this new membership benefit: https://bit.ly/43H43Zn
Make a difference with your money | Thrivent
Make a difference with your money | ThriventThrivent's unique combination of financial services and generosity programs can help you do more for the ones in your heart. Let’s get together and talk about who you’re planning for.
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Find a Financial Advisor | Thrivent🎓 Saving for the Future: The New "Trump Account" vs. The 529 Plan Many of you have been asking about the "Trump Account" (formally established in 2025) and how it compares to the traditional 529 Education Savings Plan. While both are powerful tools for a child’s future, they serve very different roles in a financial strategy. Here’s a quick breakdown to help you navigate these options: 🏦 The Trump Account (Child Savings Account) Designed as a "starter IRA" for every American child, this account focuses on long-term wealth building and retirement. The "Seed": Children born between 2025–2028 are eligible for a one-time $1,000 federal contribution. Contributions: Families and employers can contribute up to $5,000 annually (after-tax). Access: Funds generally cannot be touched until the child turns 18. Taxation: Growth is tax-deferred. Withdrawals are generally taxed as ordinary income, though they may be penalty-free for specific uses like a first home or higher education after age 18. 📚 The 529 Education Savings Plan The 529 remains a dedicated powerhouse specifically for education-related goals. Tax Benefits: Contributions grow tax-deferred, and withdrawals are tax-free when used for qualified education expenses (tuition, books, room & board). K-12 Flexibility: Can be used for up to $10,000/year in K-12 tuition. Higher Limits: Lifetime contribution limits are significantly higher than the Trump Account (often $400k–$500k+ depending on the state). Roth Rollover: Under recent laws, unused 529 funds can potentially be rolled into a Roth IRA for the beneficiary (subject to limits and requirements). Which is right for your family? Think of the Trump Account as a foundation for long-term retirement and the 529 Plan as a targeted tool for educational success. Often, the best strategy isn't "either/or"—it's "both." Want to see how these fit into your family’s unique financial puzzle? Let's connect and review your goals! #FinancialPlanning #EducationSavings #Thrivent #529Plan #TrumpAccount #FuturePlanning Thrivent Social Media Disclaimer: By engaging with this page, you are making a connection with us. It is not intended to be an "endorsement" of the products or services of Thrivent or our affiliates. The content published should not be considered as a recommendation, advertisement, or advice regarding specific products and services. Thrivent financial professionals may only conduct business with residents of the states and/or jurisdictions in which they are licensed. For licensing and practice information, visit local.thrivent.com. 529 Plans: Direct-sold 529 plans are available; however, Thrivent Financial professionals may offer advisor-sold plans. Consider the investment objectives, risks, charges, and expenses of any 529 plan before investing. Please read the disclosure or program description carefully. Trump Accounts: Rules regarding tax treatment and withdrawals are subject to federal legislation and IRS guidance.
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👉 Tip: Your withdrawal strategy matters. A thoughtful retirement withdrawal strategy can help you minimize taxes, protect your nest egg and make your savings go further. But it requires careful planning—taking into account your income sources, tax situation and lifestyle goals. If you’d like help creating a strategy to maximize your retirement savings, let’s connect. See thrivent.com/social for important disclosures.