Life insurance means different things to different people.
For some, it’s just enough to cover final medical bills and burial costs.
For others, it’s making sure the family can stay in the home and the kids are taken care of for a while.
And for some, it’s about doing all of that and leaving something behind for future generations.
There’s no one “right” amount — only what feels right for the people you care about and the life you want them to live.
If you’ve ever wondered whether you have the right type or amount of coverage — or if you’ve put it off because you’re not sure where to start — you’re not alone.
I’m available to help you walk through the options and find coverage that fits your goals, your family, and your budget.
Visit my website and learn how we can connect: https://connect.thrivent.com/joshua-theisen/
Learn about my team in Eastern Iowa: https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for important disclosures.
Most of us learned how to handle money by watching our parents.
How they talked about it.
How they stressed about it.
Or how they avoided it altogether.
For many families, budgeting, cash flow, and even lifestyle habits were passed down—not intentionally, but by example.
At some point, you might look at your own life and think:
“I want something different for my kids.”
A little more confidence.
A little less stress.
A clearer path forward.
Wanting to change your family tree financially doesn’t mean your parents did anything wrong. It just means you’re ready to be more intentional.
That desire to change your family tree is powerful—but knowing how to do it can feel overwhelming.
That’s where guidance can make all the difference.
We can start with a simple, no obligation discussion centered around what's important to you.
Visit my website and learn more about me here: https://connect.thrivent.com/joshua-theisen/
Learn more about my team here: https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for additional disclosures.
Your tax bill doesn’t retire when you do. Understanding how each retirement account is taxed — traditional IRA, Roth IRA, 401(k), annuities, brokerage accounts — can make a meaningful difference in how long your savings lasts.
We’ll walk through:
• Which dollars to spend first to help manage your tax bracket.
• How required minimum distributions (RMDs) may impact your income plan.
• How Roth conversions could change future tax exposure.
• And how taxes may affect what you’re able to leave to children or other beneficiaries — because legacy planning is financial planning, too.
If you want clarity around how taxes interact with your retirement withdrawals and future legacy goals, I’m here to help.
https://connect.thrivent.com/joshua-theisen/
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
Your income powers everything—from mortgage payments to college dreams. Life insurance is a way to protect those dreams. We’ll right‑size coverage to your goals and budget.
Let's start with a simple, no-pressure conversation: https://connect.thrivent.com/joshua-theisen/
See thrivent.com/social for important disclosures.
Claiming Social Security at 62, full retirement age, or later can change your lifetime benefit. We’ll run a quick breakeven analysis and coordinate with other income sources so your paycheck replacement feels steady.
https://connect.thrivent.com/joshua-theisen/
See thrivent.com/social for important disclosures.
Retirement works best when you design it on purpose. Let’s map your ‘must‑haves,’ ‘nice‑to‑haves,’ and ‘not‑worth‑it’ expenses so your savings serves the life you want. Ready to start a simple, no‑pressure plan?
Let's get started: https://connect.thrivent.com/joshua-theisen/
See thrivent.com/social for important disclosures
Imagine getting in your car and just driving.
No address. No map. No timeline.
You'll burn fuel.
You'll make turns.
You'll end up "somewhere."
But there's no guarantee it's where you wanted to go.
An advisor acts as a navigator - helping define the destination, map the route, and reroute when conditions change. Doing nothing isn't "playing it safe." It's simply letting the road decide for you.
Money may still be saved. Accounts may still grow. But without a clear destination and an active navigator, progress can turn into drift. And drift often goes unnoticed until it matters most.
As we step into 2026, this is the perfect time to stop drifting and start navigating.
If you don't have a clear destination - or a guide helping you get there - let's change that. Let's set the route, define the timeline, and get started with simple conversation on what matters to you most.
📞 Call: (563) 599-9995
📧 Email: joshua.theisen@thrivent.com
💬 Text: (563) 500-2316
New year. Clear direction. Intentional progress.
See thrivent.com/social for important disclosures.
Please join me for a FREE family movie event on Saturday, December 20th in Maquoketa, IA. Feel free to bring an item to help support a local charity that supports children going into the foster system for the first time.
With interest rates expected to continue shifting, now is a smart time to revisit your cash savings.
By planning ahead, we can explore timely strategies designed to help keep your cash productive and aligned with your needs.
See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates dropWhether you’re saving for something big, hoping to generate a steady income or seeking flexible access to your cash, there are smart ways to keep your money productive and aligned with your needs—regardless of shifting interest rates.
Explore your options below and let’s connect to keep your goals on track in a changing interest rate environment.
With rates starting to decline, now is a great time to think about what's next for your cash.
Whether you want to keep funds liquid, generate income or save for a future goal, now’s a great time to put your savings to work.
Together, let’s review your goals and liquidity needs to maximize your money’s potential.
See thrivent.com/social for important disclosures.
Please join Quadrant Financial Advisors as we host an event: Estate Preservation for the Next Generation.
Come learn from special guest speaker, Eric W. Bilger, FIC Financial Advisor for Thrivent, as he shares strategies around how to better prepare yourself for the “what-ifs” in life. This exclusive workshop is designed to help educate you and your beneficiaries on the challenges many people face in retirement as they age.
Dinner will be catered by Bad Ash BBQ.
In person event
Tuesday, September 23, 2025 at 5:30 p.m.
Maquoketa Chamber of Commerce
124 S. Main St., Ste 2, Maquoketa, IA 52060
RSVP here https://bit.ly/EP4NG0923 or call 563-239-2533
Cant make it to the event?
Register to watch online https://bit.ly/NPGOct
No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for additional disclosures. 27764-12FB R2-24
Please join Quadrant Financial Advisors as we host an event: Estate Preservation for the Next Generation.
Come learn from special guest speaker, Eric W. Bilger, FIC Financial Advisor for Thrivent, as he shares strategies around how to better prepare yourself for the “what-ifs” in life. This exclusive workshop is designed to help educate you and your beneficiaries on the challenges many people face in retirement as they age.
Dinner will be catered by Bad Ash BBQ.
In person event
Tuesday, September 23, 2025 at 5:30 p.m.
Maquoketa Chamber of Commerce
124 S. Main St., Ste 2, Maquoketa, IA 52060
RSVP here https://bit.ly/EP4NG0923 or call 563-239-2533
Cant make it to the event?
Register to watch online https://bit.ly/NPGOct
No products will be sold. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. See thrivent.com/social for additional disclosures. 27764-12FB R2-24
Any time your life changes, your financial plan deserves a fresh look. Here are different life events that may trigger a need to update your life insurance coverage: https://bit.ly/47koSvA
🚪❓ 2 Mystery doors that you will go through when you retire. ❓🚪
One door will lead you to a path where you outlive your retirement savings. You'll reach a point where you cannot do all the things that you hoped to do in your golden years.
The other door will lead you to a path where your money outlives you. You're able to do all the things you hoped to do during your golden years. You have the freedom and dignity to give to charity, support your kids and grandkids or anything else that's important to you.
You don't need to guess which door you're going to go through. The sooner we can help you plan for this journey - the better your chances of choosing the right door. Work with me and my team - we've seen many people already pass through their door and walked alongside them in their journey.
Let me help you prepare now - don't leave this important milestone in your life to chance.
Let's start with a no-pressure, no-obligation discussion to learn how I can help.
📞 Call - (563) 599-9995
💬 Text - (563) 500-2316
📧 Email - joshua.theisen@thrivent.com
See thrivent.com/social for important disclosures.
🏡💰 Eastern Iowa Families: Will Your Plan Protect You When Life - or Retirement - Doesn't Go as Planned?
Here in Eastern Iowa, I've met too many families caught off guard - not just by life's emergencies, but by retirement arriving faster than they ever expected.
Some of these families had a plan. Most didn't. Don't be caught off guard by thinking your workplace benefits are enough to cover emergencies.
Your retirement plan and your life protection work together - or they leave costly gaps.
✅ Will your savings last as long as you do?
✅ Is your 401(k) or IRA positioned for the future you want?
✅ Would your spouse or family be financially secure if something happened to you?
✅ Is your retirement income strategy tax efficient so you can keep much of it without giving it to the IRS?
I help people in Eastern Iowa answer these questions with confidence - and build a plan that protects them both today and 30 years from now.
✔️ Retirement & Investment Planning
✔️ Life & Income Protection
✔️ 401(k) Rollovers & IRA Options
Let's start with a simple, no pressure conversation. It could change everything for your future - and your family's financial clarity.
👇 Click "Learn More" so we can get started on your journey.
Because retirement security and family protection shouldn't be left to chance.
See thrivent.com/social for important disclosures.
🥺 What If Life - and Retirement - Caught You Unprepared?
It's an uncomfortable thought - but an important one. What if something unexpected happened and your finances, retirement plans, or family's security weren't ready?
Too many people put off getting their financial house in order - until life reminds them why they shouldn't have. Whether it's an unexpected life event or realizing retirement is closer than it seems, waiting too long can leave costly gaps.
As a licensed financial advisor serving individuals and families in Iowa, Illinois, Wisconsin, Minnesota, and Florida, I help people get ready for both the "what ifs" and the "what's next" so they can move forward with confidence, not uncertainty.
✅ Don't wait for life to remind you why preparation matters.
👇 Click "Learn More" to start moving forward, and I'll personally reach out to you to schedule your FREE Zoom session.
👉 Take the first step toward financial clarity - before life gets busy again.
See thrivent.com/social for important disclosures.
🏡💰 Eastern Iowa Families: Will Your Plan Protect You When Life - or Retirement - Doesn't Go as Planned?
Here in Eastern Iowa, I've met too many families caught off guard - not just by life's emergencies, but by retirement arriving faster than they ever expected.
Some of these families had a plan. Most didn't. Don't be caught off guard by thinking your workplace benefits are enough to cover emergencies.
Your retirement plan and your life protection work together - or they leave costly gaps.
✅ Will your savings last as long as you do?
✅ Is your 401(k) or IRA positioned for the future you want?
✅ Would your spouse or family be financially secure if something happened to you?
✅ Is your retirement income strategy tax efficient so you can keep much of it without giving it to the IRS?
I help people in Eastern Iowa answer these questions with confidence - and build a plan that protects them both today and 30 years from now.
✔️ Retirement & Investment Planning
✔️ Life & Income Protection
✔️ 401(k) Rollovers & IRA Options
Let's start with a simple, no pressure conversation. It could change everything for your future - and your family's financial clarity.
👇 Click "Learn More" so we can get started on your journey.
Because retirement security and family protection shouldn't be left to chance.
See thrivent.com/social for important disclosures.
