generosityonthefieldflyer-final.pdfSleep in Heavenly Peace is looking for people to volunteer their time to help assemble beds on August 12th from 4-8pm.
You can also enjoy an evening of games, prizes, food trucks and more.
Please review the attached flyer for more information.
Feel free to reach out if you have any questions.
No products will be sold. See thrivent.com/social for important disclosures.
How to start investing with little moneyYou don’t need a fortune to start investing—just a plan. Even small, consistent investments can grow into something big over time. The key? Getting started. ⬇️
An annuity can guarantee income in retirement. In an uncertain world, annuities offer predictable retirement income and can help ensure you don’t outlive your savings. They also offer tax advantages and are customizable to your unique financial situation. Learn some of the basics about annuities here: https://bit.ly/4goM2pe
Let’s discuss how an annuity can fit into your retirement income strategy.
Is your 401(k) an asset... or a liability in retirement?
Most people don't hesitate to answer that.
Of course it's an asset - it's your money.
But here's the part that often gets overlooked:
That money hasn't been taxed yet.
Which means when you start taking withdrawals... it can impact:
• Your tax bracket
• How much income you actually keep
• How much of your Social Security is taxed
For some people, it works out fine.
For others, it creates surprises they didn't see coming.
If you've ever thought:
👉 "How will this actually play out when I start using it?"
I'm happy to walk through it with you.
Comment "401k" and I'll reply with information on how to connect.
See thrivent.com/social for important disclosures.
Your tax bill doesn't retire when you do.
In fact, for a lot of people... it increases.
Not because tax rates changed - but because they didn't realize how their accounts would be taxed when they started taking income.
This is where planning matters:
• Which accounts you pull from first
• How taxes stack up over time
• How it impacts your actual income
If you've never looked at how this plays out for you, it's worth understanding.
Comment "TAX" and I'll reply with information on how to connect.
See thrivent.com/social for important disclosures.
A lot of people assume there's a "right age" to claim.
There isn't.
What matters is how it fits your situation:
• Income needs
• Health
• Spouse benefits
• Other retirement income
I've seen small timing differences create 𝐥𝐚𝐫𝐠𝐞 𝐥𝐨𝐧𝐠‑𝐭𝐞𝐫𝐦 𝐠𝐚𝐩𝐬.
If you've ever thought:
👉 "When should I actually take it?"
👉 "Am I leaving money on the table?"
I'm happy to walk through it with you.
Comment "SS" and I'll reply with some ways to connect.
See thrivent.com/social for important disclosures.
Life insurance - the only people who ever question the value of life insurance
are the ones deciding whether to buy it. The people left behind never question it.
Not once.
- They’re the ones who feel the impact of unpaid bills stacking up…
- Wondering if they can keep their home…
- Setting up a GoFundMe because they feel they have no other choice…
- The kids still needing support…
- The plans you made together still needing a path forward.
Life insurance isn’t about fear. It’s about providing financial security for the ones left behind when your love and presence is gone. It’s about easing the hardest days your family would ever face.
It’s about giving them time —
time to grieve,
time to adjust,
time to breathe.
If you’ve been wondering whether life insurance is “worth it,” try flipping the question:
If something happened tomorrow, would the people you love ever wish you hadn’t protected them? When you put it in that light…the answer becomes clearer.
Learn more about me and how we can connect:
https://www.thrivent.com/joshua-theisen/
Learn more about my team members here:
https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for important disclosures.
“I’m good — I already have a retirement account at work.” If that sounds familiar… this post is for you. A lot of people assume their employer plan is the plan.
But here’s the part no one tells you:
Your employer helps you save for retirement.
They don’t prepare you for retirement.
That’s a completely different conversation.
Because someday you’ll need to know things like:
💵 How do I actually pay myself when the paychecks stop?
💰What’s the smartest way to take Social Security for my situation?
🏦How much will taxes take out of my retirement income?
📉Will my current savings pace cover the lifestyle I want — or am I quietly underfunding my future without realizing it?
😟What happens if “living in the moment” today means “working longer than I want to” later?
Here’s the truth:
You deserve to enjoy your life now and feel confident about later — not choose between the two.
That’s where real planning comes in.
Not products.
Not pressure.
Just clarity.
If you’ve been telling yourself “I’m fine, I already have a plan,” but you’re not actually sure…it might be time for a conversation that puts your whole financial picture into focus.
No commitments. No judgment. Just the confidence you’ve been missing.
Learn more about me and how we can connect:
https://www.thrivent.com/joshua-theisen/
Learn more about my team members here:
https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for important disclosures.
If meeting with a financial advisor feels intimidating, I get it—especially if you’re wondering: “Am I going to be sold something?”
Here’s what to expect instead:
✅ A complimentary, no‑obligation first conversation
✅ We start with goals and questions—solutions come later
✅ Think of it as an introduction, not a decision
✅ You’re in control of the pace and next steps
No pressure. No commitments. Just a chance to learn about you, answer your questions in plain language, and help you understand how we work—before we ever talk about products or specific recommendations.
If you’ve been putting this off, consider this your invitation to start with a simple conversation.
You can learn about me and how to connect here: https://connect.thrivent.com/joshua-theisen/
Here's information about the great team that I work with: https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for important disclosures.
If meeting with a financial advisor feels intimidating, I get it—especially if you’re wondering: “Am I going to be sold something?”
Here’s what to expect instead:
✅ A complimentary, no‑obligation first conversation
✅ We start with goals and questions—solutions come later
✅ Think of it as an introduction, not a decision
✅ You’re in control of the pace and next steps
No pressure. No commitments. Just a chance to learn about you, answer your questions in plain language, and help you understand how we work—before we ever talk about products or specific recommendations.
If you’ve been putting this off, consider this your invitation to start with a simple conversation.
You can learn about me and how to connect here: https://connect.thrivent.com/joshua-theisen/
Here's information about the great team that I work with: https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for important disclosures.
Life insurance means different things to different people.
For some, it’s just enough to cover final medical bills and burial costs.
For others, it’s making sure the family can stay in the home and the kids are taken care of for a while.
And for some, it’s about doing all of that and leaving something behind for future generations.
There’s no one “right” amount — only what feels right for the people you care about and the life you want them to live.
If you’ve ever wondered whether you have the right type or amount of coverage — or if you’ve put it off because you’re not sure where to start — you’re not alone.
I’m available to help you walk through the options and find coverage that fits your goals, your family, and your budget.
Visit my website and learn how we can connect: https://connect.thrivent.com/joshua-theisen/
Learn about my team in Eastern Iowa: https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for important disclosures.
Most of us learned how to handle money by watching our parents.
How they talked about it.
How they stressed about it.
Or how they avoided it altogether.
For many families, budgeting, cash flow, and even lifestyle habits were passed down—not intentionally, but by example.
At some point, you might look at your own life and think:
“I want something different for my kids.”
A little more confidence.
A little less stress.
A clearer path forward.
Wanting to change your family tree financially doesn’t mean your parents did anything wrong. It just means you’re ready to be more intentional.
That desire to change your family tree is powerful—but knowing how to do it can feel overwhelming.
That’s where guidance can make all the difference.
We can start with a simple, no obligation discussion centered around what's important to you.
Visit my website and learn more about me here: https://connect.thrivent.com/joshua-theisen/
Learn more about my team here: https://connect.thrivent.com/quadrant-financial-advisors
See thrivent.com/social for additional disclosures.
Your tax bill doesn’t retire when you do. Understanding how each retirement account is taxed — traditional IRA, Roth IRA, 401(k), annuities, brokerage accounts — can make a meaningful difference in how long your savings lasts.
We’ll walk through:
• Which dollars to spend first to help manage your tax bracket.
• How required minimum distributions (RMDs) may impact your income plan.
• How Roth conversions could change future tax exposure.
• And how taxes may affect what you’re able to leave to children or other beneficiaries — because legacy planning is financial planning, too.
If you want clarity around how taxes interact with your retirement withdrawals and future legacy goals, I’m here to help.
https://connect.thrivent.com/joshua-theisen/
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
Your income powers everything—from mortgage payments to college dreams. Life insurance is a way to protect those dreams. We’ll right‑size coverage to your goals and budget.
Let's start with a simple, no-pressure conversation: https://connect.thrivent.com/joshua-theisen/
See thrivent.com/social for important disclosures.
Claiming Social Security at 62, full retirement age, or later can change your lifetime benefit. We’ll run a quick breakeven analysis and coordinate with other income sources so your paycheck replacement feels steady.
https://connect.thrivent.com/joshua-theisen/
See thrivent.com/social for important disclosures.
Retirement works best when you design it on purpose. Let’s map your ‘must‑haves,’ ‘nice‑to‑haves,’ and ‘not‑worth‑it’ expenses so your savings serves the life you want. Ready to start a simple, no‑pressure plan?
Let's get started: https://connect.thrivent.com/joshua-theisen/
See thrivent.com/social for important disclosures
Imagine getting in your car and just driving.
No address. No map. No timeline.
You'll burn fuel.
You'll make turns.
You'll end up "somewhere."
But there's no guarantee it's where you wanted to go.
An advisor acts as a navigator - helping define the destination, map the route, and reroute when conditions change. Doing nothing isn't "playing it safe." It's simply letting the road decide for you.
Money may still be saved. Accounts may still grow. But without a clear destination and an active navigator, progress can turn into drift. And drift often goes unnoticed until it matters most.
As we step into 2026, this is the perfect time to stop drifting and start navigating.
If you don't have a clear destination - or a guide helping you get there - let's change that. Let's set the route, define the timeline, and get started with simple conversation on what matters to you most.
📞 Call: (563) 599-9995
📧 Email: joshua.theisen@thrivent.com
💬 Text: (563) 500-2316
New year. Clear direction. Intentional progress.
See thrivent.com/social for important disclosures.
Please join me for a FREE family movie event on Saturday, December 20th in Maquoketa, IA. Feel free to bring an item to help support a local charity that supports children going into the foster system for the first time.
