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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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We have the most generous people in our community and area! So many of you have taken families, individuals and organizations from the Thrivent Giving Tree and WE APPRECIATE YOU! Beth Kratochvil stopped in the office with packages for her family this morning - the smile on her face said it all (insert heart emoji here;)!! If you have taken an ornament, don't forget our DROP OFF EVENT is a week from today, Wednesday, December 10th. The office will be open from 7:30AM - 6PM that day, and we will treat you to some holidays sweets while you're here to say THANK YOU for spreading generosity to so many this blessed season. No products will be sold. Please see thrivent.com/social for important disclosures.

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We have the most generous people in our community and area! So many of you have taken families, individuals and organizations from the Thrivent Giving Tree and WE APPRECIATE YOU! Beth Kratochvil stopped in the office with packages for her family this morning - the smile on her face said it all (insert heart emoji here;)!! If you have taken an ornament, don't forget our DROP OFF EVENT is a week from today, Wednesday, December 10th. The office will be open from 7:30AM - 6PM that day, and we will treat you to some holidays sweets while you're here to say THANK YOU for spreading generosity to so many this blessed season. No products will be sold. Please see thrivent.com/social for important disclosures.

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It’s hard to believe the year is already winding down! While shopping, baking and holiday gatherings may be at the top of your to-do list, don’t forget to carve out time for a year-end financial checkup. Taking these 6 steps now can help you minimize your taxes, strengthen your savings and start the new year on solid footing. 👉 If you’d like personalized guidance, let’s connect. See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

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It’s hard to believe the year is already winding down! While shopping, baking and holiday gatherings may be at the top of your to-do list, don’t forget to carve out time for a year-end financial checkup. Taking these 6 steps now can help you minimize your taxes, strengthen your savings and start the new year on solid footing. 👉 If you’d like personalized guidance, let’s connect. See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

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ACTION TEAM SPOTLIGHT!! KUDOS to Lori Krohn - who has worked hard along with many others to host the 10th Annual Albion Light Parade! This event doubles the town on one night and brings the community together to create a family tradition for years to come. Each year, the committee adds to the charm of this incredible evening - this year, there will be a tree lighting in the courthouse lawn, reindeer and much more. What an impressive Action Team - one that will be sure to bring together families from all around! Action Teams are available to Thrivent members RIGHT NOW! Please see https://www.thrivent.com/about-us/membership/thrivent-action-teams for information on how to make a difference in your community! All you need is an idea...Thrivent will provide seed money and walk you through how to make your idea come to life and allow you to LIVE GENEROUSLY! Please see thrivent.com/social for important disclosures.

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ACTION TEAM SPOTLIGHT!! KUDOS to Lori Krohn - who has worked hard along with many others to host the 10th Annual Albion Light Parade! This event doubles the town on one night and brings the community together to create a family tradition for years to come. Each year, the committee adds to the charm of this incredible evening - this year, there will be a tree lighting in the courthouse lawn, reindeer and much more. What an impressive Action Team - one that will be sure to bring together families from all around! Action Teams are available to Thrivent members RIGHT NOW! Please see https://www.thrivent.com/about-us/membership/thrivent-action-teams for information on how to make a difference in your community! All you need is an idea...Thrivent will provide seed money and walk you through how to make your idea come to life and allow you to LIVE GENEROUSLY! Please see thrivent.com/social for important disclosures.

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If giving is on your heart this holiday season, a meaningful strategy can help you make the most of your generosity. From tax-efficient donations to legacy gifts, the right approach can align your giving with both your values and your financial goals. Get in touch to discuss which strategy may be right for you. See thrivent.com/social for important disclosures.

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If giving is on your heart this holiday season, a meaningful strategy can help you make the most of your generosity. From tax-efficient donations to legacy gifts, the right approach can align your giving with both your values and your financial goals. Get in touch to discuss which strategy may be right for you. See thrivent.com/social for important disclosures.

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"The light shines in the darkness, and the darkness has not overcome it." - John 1:5

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"The light shines in the darkness, and the darkness has not overcome it." - John 1:5

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While spontaneous giving can be meaningful, a strategic approach can help you amplify your generosity, minimize your tax burden and give with greater purpose. Consider these charitable giving strategies: https://bit.ly/3IZ1x9f

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While spontaneous giving can be meaningful, a strategic approach can help you amplify your generosity, minimize your tax burden and give with greater purpose. Consider these charitable giving strategies: https://bit.ly/3IZ1x9f

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AM Best has affirmed Thrivent's A++ (Superior) rating with stable outlook for 2025! 🌟 This demonstrates our continued financial strength and stability and commitment to serving our clients for generations to come. Rating is based on Thrivent's financial strength and claims-paying ability and does not apply to investment product performance.

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AM Best has affirmed Thrivent's A++ (Superior) rating with stable outlook for 2025! 🌟 This demonstrates our continued financial strength and stability and commitment to serving our clients for generations to come. Rating is based on Thrivent's financial strength and claims-paying ability and does not apply to investment product performance.

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The holiday season is a time to reflect, give back and support the causes that matter most to you. It’s an opportune moment to create a thoughtful giving plan that’s aligned with your values, goals and financial strategy. Let’s connect to explore ways to maximize your year-end giving and make every gift count—today and for years to come. See thrivent.com/social for important disclosures.

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The holiday season is a time to reflect, give back and support the causes that matter most to you. It’s an opportune moment to create a thoughtful giving plan that’s aligned with your values, goals and financial strategy. Let’s connect to explore ways to maximize your year-end giving and make every gift count—today and for years to come. See thrivent.com/social for important disclosures.

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The Thrivent Giving tree is on the move - you can find it this week at the Boone County Health Center - Clinic Lobby! t's been incredible to see how many people have joined us in INSPIRING GENEROSITY already...I had to fill up the tree today with more ornaments containing families, individuals and organizations that have needs this holiday season! Please visit the tree this week, take an ornament, and answer the call in your heart to help someone out in the coming months! Ornaments include all instructions needed. Please see Thrivent.com/social for important disclosures. No products will be sold.

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The Thrivent Giving tree is on the move - you can find it this week at the Boone County Health Center - Clinic Lobby! t's been incredible to see how many people have joined us in INSPIRING GENEROSITY already...I had to fill up the tree today with more ornaments containing families, individuals and organizations that have needs this holiday season! Please visit the tree this week, take an ornament, and answer the call in your heart to help someone out in the coming months! Ornaments include all instructions needed. Please see Thrivent.com/social for important disclosures. No products will be sold.

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Thrivent Choice is turning 15 this month! Through November 30th, direct Choice Dollars to an enrolled organization and they could be one of 15 randomly selected to receive a $15,000 special grant from Thrivent. We have many area organizations who would benefit from your Choice Dollars: Akron Presbyterian Church Boone County Fitness Center Boone County Area Food Pantry Boone County Foundation Fund Boone County Health Center Foundation Boone County Historical Society (Museum) Gateway Youth Foundation (Gateway Theater) Immanuel Zion Lutheran Church Loretto United Methodist Church St. Michael's Catholic Church TeamMates of Boone Central United Methodist Church Zion Lutheran Church Not sure if you have Choice Dollars to direct? Give me a call at 402-395-8529 or email jennifer.grape@thrivent.com and we'll find out! Please see thrivent.com/social for important disclosures.

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Thrivent Choice is turning 15 this month! Through November 30th, direct Choice Dollars to an enrolled organization and they could be one of 15 randomly selected to receive a $15,000 special grant from Thrivent. We have many area organizations who would benefit from your Choice Dollars: Akron Presbyterian Church Boone County Fitness Center Boone County Area Food Pantry Boone County Foundation Fund Boone County Health Center Foundation Boone County Historical Society (Museum) Gateway Youth Foundation (Gateway Theater) Immanuel Zion Lutheran Church Loretto United Methodist Church St. Michael's Catholic Church TeamMates of Boone Central United Methodist Church Zion Lutheran Church Not sure if you have Choice Dollars to direct? Give me a call at 402-395-8529 or email jennifer.grape@thrivent.com and we'll find out! Please see thrivent.com/social for important disclosures.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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