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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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What do you care about? That is where our process will begin. I want to know who you are and what is important to you. Knowing you and building a relationship is the foundation of how I love to work with people. For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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What do you care about? That is where our process will begin. I want to know who you are and what is important to you. Knowing you and building a relationship is the foundation of how I love to work with people. For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Can your portfolio withstand market volatility? Learn the latest economic data to help invest with greater confidence. Get Thrivent’s perspective on the economy and how it could affect your financial strategy. If you’re concerned about market fluctuations, interest rates and economic uncertainty, don’t miss this opportunity to help you invest with greater confidence. January 29 | 6 pm | Zoom The zoom link to join the event is: https://bit.ly/40rGSiL This session features our guest speaker Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ from Nepsis. No products will be sold at this event. Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ with Nepsis is not affiliated with or endorsed by Thrivent. The views expressed in this presentation by Chuck Etzweiler are their own and not necessarily those of Thrivent or its affiliates. For disclosure information, see thrivent.com/social

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Can your portfolio withstand market volatility? Learn the latest economic data to help invest with greater confidence. Get Thrivent’s perspective on the economy and how it could affect your financial strategy. If you’re concerned about market fluctuations, interest rates and economic uncertainty, don’t miss this opportunity to help you invest with greater confidence. January 29 | 6 pm | Zoom The zoom link to join the event is: https://bit.ly/40rGSiL This session features our guest speaker Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ from Nepsis. No products will be sold at this event. Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ with Nepsis is not affiliated with or endorsed by Thrivent. The views expressed in this presentation by Chuck Etzweiler are their own and not necessarily those of Thrivent or its affiliates. For disclosure information, see thrivent.com/social

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By grasping taxable accounts, you'll effectively build a diverse strategy to meet your financial goals. For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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By grasping taxable accounts, you'll effectively build a diverse strategy to meet your financial goals. For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Choice Dollars may be directed through multiple channels: • Online by visiting Thrivent.com/thriventchoice. Click on "log in" at the top right of your screen and enter your MyThrivent user ID and password. • Call 800-847-4836 and when prompted, say "Thrivent Choice." For disclosure information, see thrivent.com/social

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Choice Dollars may be directed through multiple channels: • Online by visiting Thrivent.com/thriventchoice. Click on "log in" at the top right of your screen and enter your MyThrivent user ID and password. • Call 800-847-4836 and when prompted, say "Thrivent Choice." For disclosure information, see thrivent.com/social

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Today we recognize the life and leadership of Dr. Martin Luther King Jr. What acts of service can you do in your community to honor his legacy?

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Today we recognize the life and leadership of Dr. Martin Luther King Jr. What acts of service can you do in your community to honor his legacy?

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Can your portfolio withstand market volatility? Learn the latest economic data to help invest with greater confidence. Get Thrivent’s perspective on the economy and how it could affect your financial strategy. If you’re concerned about market fluctuations, interest rates and economic uncertainty, don’t miss this opportunity to help you invest with greater confidence. January 29 | 6 pm | Zoom Reserve a spot for you and a guest today. https://us06web.zoom.us/j/81788731329?pwd=YWnDVO0T5WEebMhgfSfAAHWarM6Iqm.1 This session features our guest speaker Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ from Nepsis. No products will be sold at this event. Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ with Nepsis is not affiliated with or endorsed by Thrivent. The views expressed in this presentation by Chuck Etzweiler are their own and not necessarily those of Thrivent or its affiliates. For disclosure information, see thrivent.com/social

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Can your portfolio withstand market volatility? Learn the latest economic data to help invest with greater confidence. Get Thrivent’s perspective on the economy and how it could affect your financial strategy. If you’re concerned about market fluctuations, interest rates and economic uncertainty, don’t miss this opportunity to help you invest with greater confidence. January 29 | 6 pm | Zoom Reserve a spot for you and a guest today. https://us06web.zoom.us/j/81788731329?pwd=YWnDVO0T5WEebMhgfSfAAHWarM6Iqm.1 This session features our guest speaker Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ from Nepsis. No products will be sold at this event. Chuck Etzweiler, Chief Research Officer & Senior Vice President MBA, CIMA®️, CMT, CFP®️ with Nepsis is not affiliated with or endorsed by Thrivent. The views expressed in this presentation by Chuck Etzweiler are their own and not necessarily those of Thrivent or its affiliates. For disclosure information, see thrivent.com/social

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If you aren't able to answer this question, you're not ready to make a decision about retiring. And, if it's been more than a year since you've thought about it, it's time to revisit your calculations. Your whole retirement income plan starts with your target annual income, and there are a significant number of factors to consider; start out with a poor estimate of your needs, and your plan is off-track before you've even begun. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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If you aren't able to answer this question, you're not ready to make a decision about retiring. And, if it's been more than a year since you've thought about it, it's time to revisit your calculations. Your whole retirement income plan starts with your target annual income, and there are a significant number of factors to consider; start out with a poor estimate of your needs, and your plan is off-track before you've even begun. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Let's review these changes together. See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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Let's review these changes together. See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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The age at which you retire can have an enormous impact on your overall retirement income situation, so you'll want to make sure you've considered your decision from every angle. In fact, you may find that deciding when to retire is actually the product of a series of smaller decisions and calculations. Connect with me so we can go through these important details. For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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The age at which you retire can have an enormous impact on your overall retirement income situation, so you'll want to make sure you've considered your decision from every angle. In fact, you may find that deciding when to retire is actually the product of a series of smaller decisions and calculations. Connect with me so we can go through these important details. For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Let's review the 2025 updates, together! 📱(805) 375-3258 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.

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Let's review the 2025 updates, together! 📱(805) 375-3258 For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

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