Insights
I've got valuable information and resources to share. Explore away! And check back often.
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/030cf4505728428597efb87a403a1b4f.png)
Thankful to be part of this organization! For more information visit Thrivent.com/social. "World's Most Ethical Companies" and "Ethisphere" names and marks are registered trademarks of Ethisphere LLC. For details, visit worldsmostethicalcompanies.com
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/030cf4505728428597efb87a403a1b4f.png)
Thankful to be part of this organization! For more information visit Thrivent.com/social. "World's Most Ethical Companies" and "Ethisphere" names and marks are registered trademarks of Ethisphere LLC. For details, visit worldsmostethicalcompanies.com
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/d012de0ce01f4d94bdff74ca272fe0e7.png)
Are you on track for #retirement? 📱(805) 375-3258 For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/d012de0ce01f4d94bdff74ca272fe0e7.png)
Are you on track for #retirement? 📱(805) 375-3258 For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/8f9e992dcab7436db84cb9aa5528f8be.png)
➡️If you follow IRS rules, hiring your child to work for your business can lower your taxable income as you can deduct their salaries from your business income. ➡️If your child is under 18, and depending on the type of business you have (more on that below) you won’t have to take Social Security and Medicare taxes from their pay. ➡️Your child won’t have to pay taxes if their income for a given tax year is less than the standard deduction amount for that year (e.g., $13,850 for 2023). ➡️Because your child will have earned income, you can contribute to an IRA on their behalf subject to applicable IRA contribution limits. **According to https://bit.ly/3ORSCq9 For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/8f9e992dcab7436db84cb9aa5528f8be.png)
➡️If you follow IRS rules, hiring your child to work for your business can lower your taxable income as you can deduct their salaries from your business income. ➡️If your child is under 18, and depending on the type of business you have (more on that below) you won’t have to take Social Security and Medicare taxes from their pay. ➡️Your child won’t have to pay taxes if their income for a given tax year is less than the standard deduction amount for that year (e.g., $13,850 for 2023). ➡️Because your child will have earned income, you can contribute to an IRA on their behalf subject to applicable IRA contribution limits. **According to https://bit.ly/3ORSCq9 For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/953a7a55b66e46c3b75532b1720587b3.png)
Whether you plan to travel the world, enjoy the view from your front porch, or something in between, one thing is certain: you don’t want to worry about finances. That’s why Thrivent Mutual Funds offers simple, flexible individual retirement account (IRA) choices for your long-term needs. 📲(805) 375-3258 For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market.
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/953a7a55b66e46c3b75532b1720587b3.png)
Whether you plan to travel the world, enjoy the view from your front porch, or something in between, one thing is certain: you don’t want to worry about finances. That’s why Thrivent Mutual Funds offers simple, flexible individual retirement account (IRA) choices for your long-term needs. 📲(805) 375-3258 For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market.
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/c10fdca4d5e845dca0281abf4f294267.gif)
These statistics are eye opening. Don't delay on preparing for your journey ahead. https://bit.ly/4bgoRXW For disclosure information, see thrivent.com/social
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/c10fdca4d5e845dca0281abf4f294267.gif)
These statistics are eye opening. Don't delay on preparing for your journey ahead. https://bit.ly/4bgoRXW For disclosure information, see thrivent.com/social
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/4974600fa1494bbcbc39849ec1e7719b.png)
Are you also sure that your plan is not ignoring the things that have changed and still are changing? If you can not say 100% YES to these questions, then… let’s take a look. 📱(805) 375-3258 For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/4974600fa1494bbcbc39849ec1e7719b.png)
Are you also sure that your plan is not ignoring the things that have changed and still are changing? If you can not say 100% YES to these questions, then… let’s take a look. 📱(805) 375-3258 For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/4d16329b66124e789669572264d5b469.png)
Have a fun and memorable 4th of July celebration!
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/4d16329b66124e789669572264d5b469.png)
Have a fun and memorable 4th of July celebration!
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/4f68a5eddf6a4d519244ca52ead927ac.png)
If you have questions or want to learn more about how to confidently plan for your financial future, contact me, today! 📱805-375-3258 For disclosure information, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #MultigenerationalLegacy #FinancialEmpowerment #LegacyPlanning
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/4f68a5eddf6a4d519244ca52ead927ac.png)
If you have questions or want to learn more about how to confidently plan for your financial future, contact me, today! 📱805-375-3258 For disclosure information, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #MultigenerationalLegacy #FinancialEmpowerment #LegacyPlanning
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/e094d8182974412a9940261057e6b724.png)
The primary purpose of life insurance is death benefit protection, but there are other ways permanent insurance can be used. The lifetime death benefit and cash value provide a number of opportunities to help with your financial plan. https://bit.ly/3L86CcR For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/e094d8182974412a9940261057e6b724.png)
The primary purpose of life insurance is death benefit protection, but there are other ways permanent insurance can be used. The lifetime death benefit and cash value provide a number of opportunities to help with your financial plan. https://bit.ly/3L86CcR For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
![Image](/themes/custom/hearsay_thrivent/images/eye-icon.png)
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/0b9b91a45a00446b99d1369d8481741f.png)
Whatever your goals are, we'll give you the financial guidance to reach them! 📱(805) 375-3258 For more information visit Thrivent.com/social.
![Image](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/0b9b91a45a00446b99d1369d8481741f.png)
Whatever your goals are, we'll give you the financial guidance to reach them! 📱(805) 375-3258 For more information visit Thrivent.com/social.