My approach to creating goals is rooted in using wealth to serve others and support personal and family needs with purpose.
#FinancialPlanning #PurposeDriven #ClientFocused
For disclosure information, see thrivent.com/social.
What this means for you (and how I can help):
• We should review your prior tax returns and determine whether standard deduction vs itemizing still makes the most sense.
• We should focus on deduction‐planning now—especially for those items that could go away or change.
• You’ll want to consider how future tax rates, law changes, and your income trajectory affect your strategy—because deduction opportunities aren’t static.
• I help you stay ahead of these changes and structure your plan so that you’re not caught off guard when the next change rolls through.
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues
Take time to reflect, review, and realign your strategy. Thoughtful decisions today can lead to a more confident tomorrow.
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#InvestmentPlanning #FinancialStrategy #PortfolioReview #WealthManagement #FinancialConfidence
Whether you’re preparing for retirement, navigating life changes, or building wealth with purpose, I’ll design a plan that supports what matters most to you. Because when you do more with what you have, your finances become a tool—not a stressor.
#LifeFocusedPlanning #DoMoreWithWhatYouHave #FinancialJoy
See thrivent.com/social for important disclosures.
That’s why intentional planning matters. With the right guidance and a strategy built around your unique journey, you can move toward a confident retirement—on your terms. 💛
#WomenAndFinance #RetirementPlanning #FinancialConfidence #WomenSupportingWomen
For disclosure information, see thrivent.com/social.
November 2025 Market Update: Less data, lower rates, strong stocksOctober closed strong, and November is shaping up to be pivotal. AI-driven sectors continue to lead, while Fed rate cuts signal cautious optimism. Want to know what this means for portfolios? Dive into Thrivent's November Market Update for actionable insights.
With the right guidance, you can navigate with confidence and make smarter financial decisions.
#RetirementPlanning #FinancialFreedom #PlanAhead #FutureReady
For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
🔄 By converting funds from a traditional IRA to a Roth IRA, you’ll pay taxes now—but once you're 59½ and have held the account for at least 5 years, your withdrawals are completely tax- and penalty-free. 💸
✅ If your modified adjusted gross income (MAGI) is under:
• $150,000 (single filer)
• $236,000 (married filing jointly)
…you could take advantage of this opportunity to grow your savings tax-free for life.
🧮 Unsure if it's the right move? Thrivent’s proprietary What-if Tax tool can help assess your options.
📅 Just don’t wait—conversions must be completed by Dec. 31 and can't be backdated.
#RetirementPlanning #RothIRA #FinancialGoals
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Together, we’ll create a plan that supports your dreams and protects what matters most.
💬 Call me at (805) 375-3258 to schedule a conversation.
#InclusiveFinancialPlanning #FaithBasedAdvisor #FinancialWellness
For disclosure information, see thrivent.com/social.
Ready to live your best life? Whether you are starting your journey or searching for more in-depth answers, I am eager to understand you and learn about your aspirations. Together, we can create a tailored plan that aligns perfectly with your needs.
📱(805) 375-3258
For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family
And through it all, our core value of generosity shines.
Because when you’re wise with money, you’re empowered to live with purpose—and give with joy.
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues
I’ll help you:
🔍 Calculate your RMD
🛡️ Minimize tax impact
💸 Explore charitable RMDs (QCDs)
Don’t wait —Now is a smart time to get ahead of the rush.
#RMDReminder #RetirementPlanning #TaxSmartRetirement
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
As a financial consultant with experience in divorce financial planning, I’ll walk with you through the complexity and help create a path forward—with clarity and compassion.
You deserve a fresh start—and a plan built around your future.
📱(805) 375-3258
For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#DivorcePlanning #FinancialResilience #HolisticSupport
My goal is to support you through life’s changes, help you build stability, and celebrate your milestones along the way.
Let’s plan a future that’s just as personal as your journey.
📱(805) 375-3258
For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#ClientFocused #HolisticPlanning #CertifiedFinancialPlanner
💬 Ready to explore your options? Now's the time!
#RothConversion #TaxStrategy #FinancialPlanning #IRAConversion
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Your employer may provide disability income insurance, but is the coverage enough to ensure you and your family are prepared when the unexpected happens? Consider how an additional policy could help close any gaps in coverage.
For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #preparation #finance #family
Enrollment windows are short — plan ahead to make confident choices. I can guide you through the options.
#EmployeeBenefits #OpenEnrollment #FinancialWellness
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Small moves now can mean big tax savings later. Let’s build your strategy before the December deadlines.
📞 Ready to talk through it? I'm here to help.
#YearEndPlanning #TaxStrategies #SmartMoneyMoves
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
