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James E Tobias

Advisor Image
James E Tobias
Financial Advisor
.
FIC
Part of the Piedmont Financial Associates practice
About James Tobias
About James Tobias

I have over 27 years in the financial services industry, including as an investment analyst, private banking, investment banking, and financial advisor. I am married with 4 children, 2 grandkids, 2 dogs, and a cat. We live in Bealeton, VA and I have been with Thrivent for over 10 years.

Avid outdoorsman to include fishing, hunting, and very light hiking. I am a fan of the Washington Nationals, Redskins (Football Team/Commanders), and Capitals. My family and I are very active sponsors of The Sweet Julia Grace Foundation and have been for about 7 years.

I support the following local causes:
  • Habitat for Humanity
  • Wounded Warriors in Action
  • Serve our Willing Warriors
  • Carried to Full Term
  • The Sweet Julia Grace Foundation
  • Alex's Army


Education & Accomplishments
  • George Mason University, BS in Business Administration, 1999
  • FIC (2019)
  • Million Dollar Round Table


My qualifications
  • Bachelors of Business Administration/Management, George Mason University
  • Fraternal Insurance Counselor
  • Series 7 - General Securities Representative
  • Series 63 - Licensed Securities Agent
  • Series 65 - Investment Adviser Representative
My state licenses
  • Alabama
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Idaho
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • New York
  • North Carolina
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Washington DC
  • West Virginia

Insights

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Buying a financial product is one decision. Building a financial plan is a process. That's why we've chosen to focus our time where we believe we make the biggest difference: helping families create a strategy that works together—not just checking another item off a list. For more information visit Thrivent.com/social. #FinancialConfidence #PurposeDrivenPlanning
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The numbers matter. But they only matter because of the people behind them. For disclosure information, see thrivent.com/social
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Life moves fast, and your financial decisions matter. Whether you're building wealth, protecting your family, preparing for retirement, or navigating life's unexpected turns, we're here to help you create a strategy that fits your goals—not someone else's. Our job isn't to tell you what to do. It's to guide you with experience, thoughtful planning, and advice you can have confidence in. Let's make your next financial decision your best one yet. For more information visit Thrivent.com/social. #FinancialConfidence #FinancialPlanning #RetirementReady #InvestWithPurpose
Join us at an upcoming eventWe’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
21st Century Medicare Planning to Protect Your Healthcare Rights and Retirement Savings image
21st Century Medicare Planning to Protect Your Healthcare Rights and Retirement SavingsSep 29, 2026, 5:00 PM UTC
Virtual | English
Tuesday, September 29 at 1:00 p.m.Tuesday, September 29 at 7:30 p.m.If you're confused about Medicare, join the crowd, and discover ways to make plan decisions that are best for you. Medicare Coach Emily Gang offers an overview of Medicare and suggestions for choosing your plan and saving money once you're enrolled.No products will be sold. Speaker is not affiliated with Thrivent. Views are their own. See thrivent.com/social for additional disclosures. 6034756.2
Legacy Living: Conversations Worth Having Now image
Legacy Living: Conversations Worth Having NowOct 1, 2026, 1:30 AM UTC
Virtual | English
Wednesday, September 30 at 9:30 p.m. ESTWe all have plenty of time left…until we don’t.Whether it’s months, years, or decades from now, life can change in an instant — for you, a loved one, or a client. And we all want to avoid a frustrating end-of-life scavenger hunt.Closure Mapping helps bring peace of mind — and powerful outcomes.Use our bite-sized approach to create your own unique “Closure Map” to ensure your plans and wishes are honored. This interactive guide walks you through 40 steps — some tactical, some nostalgic, all customizable to your unique situation.No products will be sold. Speakers are not affiliated with Thrivent. Views are their own. See thrivent.com/social for additional disclosures.
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Office location
Warrenton Location
205 Keith Street Suite 2
Warrenton, VA 20186
Phone540-680-2690Hours
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations