Money touches every part of our lives—our families, our goals, and the future we’re working toward.
We believe financial conversations should be encouraging, judgment-free, and real. When you understand your money, you gain confidence—and confidence changes everything.
See thrivent.com/social for important disclosures.
#LiveWithPurpose #FinancialGuidance #CommunityFirst #ValuesBasedPlanning #LiveGenerously
At the heart of everything we do is you.
We start every relationship by taking the time to truly understand your goals, values, and priorities—so we can create a financial plan tailored specifically to your life.
Our purpose goes beyond managing wealth. We take a holistic approach, coordinating insurance, investments, tax strategies, succession, and estate planning to help you get the most out of your life today—and the legacy you want to leave behind.
Learn more about how we work alongside you.
#HowWeWork #ClientFocused #HolisticPlanning #FinancialClarity #YourGoalsOurFocus #LegacyPlanning
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
✨ Who’s ready to start the year strong with this amazing team? ✨
Behind every plan, every conversation, and every meaningful moment is a group of people who truly care about our clients and our community. We’re excited to head into a new year together—serving, supporting, and celebrating what matters most.
From left to right:
• Bob Schmiesing – Financial Advisor
• Allison Tobias – Office Admin
• Jordan Tobias – Special Events Ambassador
• Jay Tobias – Financial Advisor
#TeamThrivent #StartingStrong #NewYearEnergy #OfficeDreamTeam #CommunityFocused #PeopleFirst #LiveGenerously
For disclosure information, see thrivent.com/social.
With people living longer than ever, creating income that lasts throughout retirement is more important than ever.
Annuities may be worth considering if you:
-Want guaranteed income for life or a set period
- Prefer predictable payments over market ups and downs
-Are looking to reduce financial uncertainty in retirement
There’s no single “right” answer — but understanding your options helps you make informed decisions that align with your goals and values.
Let’s talk about what retirement income confidence looks like for you.
#RetirementConfidence #IncomePlanning #Annuities #FinancialWellbeing
For more information, see Annuities (thrivent.com). Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
Whether you’re paying down debt, saving for your first home or starting to invest for retirement, a financial plan can help you turn today’s paycheck into tomorrow’s possibilities.
👉 Let’s connect and discuss how we can help no matter where you’re starting from. Together, we can create a financial plan for all that you’d like to accomplish.
(540) 680-2690
See thrivent.com/social for important disclosures.
Let’s build a financial strategy that supports the life you feel called to live.
#FinancialPlanning #LiveGenerously#FinancialGoals
For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
✅ Key points:
File by the tax deadline for the year the taxpayer passed (typically April 15 of the following year).
If the death occurs early in the year, more than one return may be needed.
As the year ends, reviewing and organizing these matters can help ensure estates are handled correctly and refunds are not missed.
#YearEndPlanning #EstatePlanning #TaxPlanning #DeceasedTaxpayer #FinancialGuidance
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
Through collaborative conversations, a structured process, and continuous evaluations, we strive to create a positive impact for our clients, assisting them in reaching their essential goals.
540-680-2690
james.tobias@thrivent.com
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#financialfuture #preparation #wealth #retirement
As the year comes to a close, now is a good time to review how this deduction may apply to your situation and ensure it’s reflected in your year-end and tax planning strategy.
#YearEndPlanning #RetirementPlanning #SeniorTaxBenefits #2025Taxes #FinancialPlanning
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice.
Contact our team of professionals.
📱(540) 680-2690
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
Take time to reflect, review, and realign your strategy. Thoughtful decisions today can lead to a more confident tomorrow.
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#InvestmentPlanning #FinancialStrategy #PortfolioReview #WealthManagement #FinancialConfidence
Your dedicated plan provides objective advice and actionable written recommendations, tailored to you, to help you move towards financial clarity.
For disclosure information, see thrivent.com/social.
Let’s build a strategy that helps you live your best life—today and in the future.
📧 james.tobias@thrivent.com
📞 (540) 680-2690
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#FinancialPlanning #FaithAndFinances #RetirementReady #LegacyPlanning #ProtectWhatMatters #LiveGenerously
A fresh perspective can reveal:
✅ Missed tax advantages
✅ Overlooked income opportunities
✅ Better alignment between your goals and your money
If you’ve been wondering whether your current strategy is truly working for you, it might be time for a second look.
We help clients uncover new possibilities in their planning—so every decision moves them closer to confidence.
📅 Let’s review your plan and make sure you’re not leaving any opportunities on the table.
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#FinancialPlanning #RetirementPlanning #FinancialConfidence
What this means for you (and how we can help):
• We should review your prior tax returns and determine whether standard deduction vs itemizing still makes the most sense.
• We should focus on deduction‐planning now—especially for those items that could go away or change.
• You’ll want to consider how future tax rates, law changes, and your income trajectory affect your strategy—because deduction opportunities aren’t static.
• We help you stay ahead of these changes and structure your plan so that you’re not caught off guard when the next change rolls through.
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
#PurposeDrivenPlanning #FaithBasedFinance #GenerosityInAction #FinancialConfidence #TaxSmartStrategies #LiveYourValues
🎄✨ Join Us for Our 3rd Annual Angel Tree Event! ✨🎄
We’re spreading holiday cheer while supporting the Salvation Army!
We are also accepting donations for The Sweet Julia Grace Foundation, and The EPIC Foundation.
🎁 How to Get Involved:
Stop by our office to pick up an Angel Tree tag through November 26, 2025
📍 205A Keith St, Warrenton, VA
Then, bring your unwrapped gifts and celebrate the season with us at our Holiday Giving Party!
📅 December 2 | 6:00–8:30 PM
📍 Denim & Pearls, 29 Main Street, Warrenton, VA
It’s a wonderful way to give back, connect, and make spirits bright this season. 🌟
📞 For more information, call 540-680-2690 or email PiedmontFinancialAssociates@thrivent.com
Please share this post and help us make a difference this holiday season! ❤️
#AngelTree #ThriventActionTeam #CommunityGiving #HolidaySpirit #WarrentonVA #GiveBack #SeasonOfGiving
No products will be sold. For more information visit Thrivent.com/social. The Salvation Army, The Sweet Julia Grace Foundation, and The EPIC Foundation are not affiliated or endorsed by Thrivent.
It’s amazing what a motivated group of volunteers can accomplish when they have the tools and resources they need. With Thrivent Action Teams, you can make a meaningful impact in your community. https://bit.ly/4nMn9EG
See thrivent.com/social for important disclosures.
These small steps can prevent family conflict and help you receive care aligned with your values.
It’s never too early — or too simple — to plan ahead. 🌟
For disclosure information, see thrivent.com/social.
#FinancialPlanning #EstateStrategy #LegacyMatters #FinancialConfidence
Money isn’t just about numbers—it’s a tool to live out your values and your faith.
#FaithBasedFinance #LiveGenerously #FinancialConfidence #PurposeAndPlanning #FaithInAction
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
