5 Financial Principles Every Christian Investor Needs To Know
Hey, Jacob Andersen here.
If you’re reading this, something about the headline sparked interest in you. And I’m so glad you’re here.
In today's world, Christian investors are presented with a unique opportunity to align their financial decisions with their faith. With principles of stewardship, ethics, and values guiding your investments, the choices you make can reflect your beliefs while working toward financial growth. This post highlights five key principles that every Christian investor should consider.
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1. Invest with a Purpose: Stewardship Over Wealth
As Christians, we believe that everything we have is entrusted to us by God. This includes our financial resources. Being good stewards of our wealth means using it in ways that honor Him. Investing wisely is not only about growing your portfolio but also using your wealth to further His Kingdom. Seek investments that align with biblical values and contribute to the well-being of others, whether through charitable giving or supporting businesses that make a positive impact.
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2. Avoid Unethical Investments: Align with Your Beliefs
As a Christian investor, it’s important to consider the ethical implications of your investment choices. Avoid investing in companies or industries that promote practices contradictory to biblical principles, such as those involved in abortion, pornography, or exploitation. Ethical investing, or faith-based investing, allows you to focus on companies that support moral and sustainable practices, while also making a financial return.
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3. Seek Long-Term Growth, Not Short-Term Gain
Christian investors are called to think about the long-term impact of their investments, not just immediate returns. It's important to consider the sustainability of your investments, both financially and socially. Instead of seeking quick profits, focus on building wealth that will endure and benefit future generations.
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4. Diversify to Protect and Grow Your Investments
Diversification is a key principle in investing. Just as we are stewards of God’s gifts, we must also be wise in how we allocate our resources. Spread your investments across different sectors to manage risk and ensure stability. Diversifying helps protect your investments from market volatility and allows for sustainable growth. It’s a practical way to safeguard the resources God has entrusted to you.
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5. Live Below Your Means and Save Diligently
In addition to investing, Christians are encouraged to practice financial discipline by living below their means and saving wisely. This includes avoiding debt, budgeting carefully, and setting aside funds for the future. Saving not only provides financial security but also allows you to give generously to others, support causes you care about, and prepare for unforeseen challenges.
Investing according to your faith is about more than just financial returns. It’s an opportunity to make a positive impact on the world, honor God with your resources, and steward the wealth entrusted to you in a way that glorifies Him. By following these five key principles, you can start aligning your investments with your values, knowing that you’re making a difference not only for yourself but for others as well.
If you’d like to learn more about Faith-Based Investing or strategies for generous giving, email me at Jacob.Andersen@Thrivent.com, or by calling 208-504-2969.
Have a great week and God bless!
Jacob Andersen
Financial Advisor
While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market. Concepts presented are intended for educational purposes. This information should not be considered investment advice or a recommendation of any particular security, strategy, or product. See thrivent.com/social for more important disclosure information.
