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I've got valuable information and resources to share. Explore away! And check back often.

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Jacob Andersen, Financial Advisor in Nampa, ID | Thrivent

If you have money sitting/invested in: ➡️ CD's ➡️ Any savings or checking account ➡️ Money Market It may be valuable for you to talk to your financial advisor and discuss ways that money could be put to better use. Most of these products do not beat inflation by much, if at all. With interest rates projected to decrease in the upcoming months, your fixed rate returns will likely be decreasing as well. I'd love to answer any questions you may have on this. Feel free to call me or we can schedule a time to sit down and go over it more in depth: Business cell (call or text): 208-504-2969 Email: Jacob.andersen@thrivent.com Website: https://connect.thrivent.com/jacob-andersen/ - - - See thrivent.com/social for important disclosures.

Jacob Andersen is a financial advisor in the Nampa, ID area with Thrivent, a Fortune 500 financial services organization with a 100+ year history.

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Last night I worked my first life insurance claim. One of Jordan's clients passed last week and he wanted me to come along and develop an understanding of what the process looks like. It was very sad, but also beautiful. We went to the home of the surviving spouse and expressed our condolences. The husband told us that his wife's funeral had been Tuesday night. They'd been married for over 65 years. As he spoke about his wife and the love they shared, I felt tears welling up in me. Losing Elise would be devastating. I don't know how I'd recover if I was in this man's position. One consolation for this man, and a blessing for us as advisors, was that his wife had a life insurance policy. It wasn't much, but it was enough to pay for her final expenses and get him moved to a different state where he will be closer to family. When I got in the car afterward, I immediately called Elise and asked her to go on a date. Dinner and a movie. We hadn't been on a date in a while. Hug your families! Take your spouse on a date. Prepare financially for the unexpected. We never know when we will go to be with the Lord.

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Last night I worked my first life insurance claim. One of Jordan's clients passed last week and he wanted me to come along and develop an understanding of what the process looks like. It was very sad, but also beautiful. We went to the home of the surviving spouse and expressed our condolences. The husband told us that his wife's funeral had been Tuesday night. They'd been married for over 65 years. As he spoke about his wife and the love they shared, I felt tears welling up in me. Losing Elise would be devastating. I don't know how I'd recover if I was in this man's position. One consolation for this man, and a blessing for us as advisors, was that his wife had a life insurance policy. It wasn't much, but it was enough to pay for her final expenses and get him moved to a different state where he will be closer to family. When I got in the car afterward, I immediately called Elise and asked her to go on a date. Dinner and a movie. We hadn't been on a date in a while. Hug your families! Take your spouse on a date. Prepare financially for the unexpected. We never know when we will go to be with the Lord.

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My wife told me that in the middle of the night on Friday, I apparently turned to her in my sleep and asked: "Did you get it?" She thought I was awake, so she said "Get what?" "The DocuSign." Then she smacked me and went back to bed. The past few months have been a LOT of finance. I have been breathing, eating, and apparently sleeping it. I have so much to learn and so many goals to achieve! I have been striving to build my advising practice, and soak up as much information as I can. The downside is that, at times, I can become obsessive. It can become too much. My wife has suffered at times in the past six months because of my commitment to this role. I have been learning better boundaries as I go; boundaries with myself, boundaries with clients, and boundaries with work-life balance. A friend challenged me to stop working on Sundays AT ALL, and that has been the right decision to make. This past weekend, I didn't check my work email once. When I start talking about DocuSign's in my sleep, I probably need a break. We spent the weekend hosting and visiting family and friends all across the Boise area, enjoying meals and games, and beautiful friendship. It was a good mental reset. I didn't sleeptalk anymore after Friday ;) We have a wonderful community developing here, and are so excited for the future!

My wife told me that in the middle of the night on Friday, I apparently turned to her in my sleep and asked: "Did you get it?" She thought I was awake, so she said "Get what?" "The DocuSign." Then she smacked me and went back to bed. The past few months have been a LOT of finance. I have been breathing, eating, and apparently sleeping it. I have so much to learn and so many goals to achieve! I have been striving to build my advising practice, and soak up as much information as I can. The downside is that, at times, I can become obsessive. It can become too much. My wife has suffered at times in the past six months because of my commitment to this role. I have been learning better boundaries as I go; boundaries with myself, boundaries with clients, and boundaries with work-life balance. A friend challenged me to stop working on Sundays AT ALL, and that has been the right decision to make. This past weekend, I didn't check my work email once. When I start talking about DocuSign's in my sleep, I probably need a break. We spent the weekend hosting and visiting family and friends all across the Boise area, enjoying meals and games, and beautiful friendship. It was a good mental reset. I didn't sleeptalk anymore after Friday ;) We have a wonderful community developing here, and are so excited for the future!

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Gingerbread & Generosity | Thrivent Event

I am very excited to be hosting a SUPER fun event next month! On Saturday, December 7, at the Cathedral of St. John (Riffle Center Hall), we will be welcoming in the Christmas season by making tie blankets for a local charity and having a gingerbread house-making competition! Thrivent is sponsoring the event, aren't they great?! Dinner, hot Christmasy drinks, and good fellowship will all be provided ;) Please spread the word and invite your friends! All are welcome, but please register ahead of time so we have a headcount for food! https://www.eventbrite.com/e/gingerbread-generosity-thrivent-event-tickets-1075105963879?aff=oddtdtcreator No products will be sold.

Join us for a heartwarming evening of great food, fun fellowship, friendly competition, and giving to a great cause!

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Young professionals and married couples: If you are contributing more to your work retirement plan than the employer match, consider this 👇 I had a client this week whose employer matched 5% to his 401k, and he was very proud that he was contributing 12%. I didn't tell him that contributing 12% was a BAD decision, just not ideal. Here's why: ↪️ His 401k money was locked up until retirement- AND he was going to pay thousands of dollars in taxes on the total balance when that time came. ↪️ If he drops down his work contributions to ONLY hit the 5% 401k match, that frees up more money to put into a Roth IRA... where he would pay taxes on the contributions up front but see his account grow entirely TAX-FREE. ↪️ In a Roth, since you've already paid taxes on the contributions, you can withdraw your contributions at any time, for any reason, with no penalties or extra taxes. Obviously, we don't usually want to be pulling out retirement savings, but it provides extra flexibility just in case! ↪️ We don't know what taxes will look like in 20-30 years. With a Roth IRA you can aim to avoid the unknown tax monster of the future. Every person's situation is different, that's why it can help to work with a financial professional to get the answers you need! ✅ Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. For important disclosures, see thrivent.com/social

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Young professionals and married couples: If you are contributing more to your work retirement plan than the employer match, consider this 👇 I had a client this week whose employer matched 5% to his 401k, and he was very proud that he was contributing 12%. I didn't tell him that contributing 12% was a BAD decision, just not ideal. Here's why: ↪️ His 401k money was locked up until retirement- AND he was going to pay thousands of dollars in taxes on the total balance when that time came. ↪️ If he drops down his work contributions to ONLY hit the 5% 401k match, that frees up more money to put into a Roth IRA... where he would pay taxes on the contributions up front but see his account grow entirely TAX-FREE. ↪️ In a Roth, since you've already paid taxes on the contributions, you can withdraw your contributions at any time, for any reason, with no penalties or extra taxes. Obviously, we don't usually want to be pulling out retirement savings, but it provides extra flexibility just in case! ↪️ We don't know what taxes will look like in 20-30 years. With a Roth IRA you can aim to avoid the unknown tax monster of the future. Every person's situation is different, that's why it can help to work with a financial professional to get the answers you need! ✅ Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. For important disclosures, see thrivent.com/social

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Jacob Andersen, Financial Advisor in Nampa, ID | Thrivent

9 things your financial advisor can help you with (#4 is one of the most common!) 👇 1. Learning to properly invest 📈 2. Starting a college savings plan for the little ones 👶 3. Talking you off of a ledge when you start to panic about your finances 😌 4. Moving an old retirement account with a former employer to an account you can ACCESS ✅ 5. Saving for large purchases like a home or a wedding 🏠 6. Planning for retirement so that you can GIVE and not just SURVIVE when you're done working ✝️ 7. Insuring you and your family sufficiently! (This gets ignored too much!) ⛑️ 8. Making a debt paydown plan so YOU can tell your money what to do- not the other way around 💰 9. Helping manage your financial world- so you can spend more time focusing on the things you care about most! 👨‍👩‍👦‍👦 Your dreams are important AND obtainable. You just have to take the first step. Book a free consultation at my website: connect.thrivent.com/jacob-andersen Email me: jacob.andersen@thrivent.com Call or text my business cell: 208-504-2969 For important disclosures, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you.

Jacob Andersen is a financial advisor in the Nampa, ID area with Thrivent, a Fortune 500 financial services organization with a 100+ year history.

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Find a workplace where you feel like part of a FAMILY!

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Find a workplace where you feel like part of a FAMILY!

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Received some exciting new personalized materials in the mail this week! Have a great weekend! See thrivent.com/social for important disclosures.

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Received some exciting new personalized materials in the mail this week! Have a great weekend! See thrivent.com/social for important disclosures.

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I had a wrong number turn into a client this week 😂 I was trying to reach out to a friend to see if they'd want to meet up sometime and talk finances, but quickly found out it wasn't his number anymore! When "Joe" answered, I apologized for having the wrong number, but asked a little bit about him. I found out he lives in a state I am licensed in and is a young man in his late 20s. As the conversation continued, I learned that: ⚪ His mom was recently diagnosed with neuropathy and is taking chemo. ⚪ His dad is not in the picture at all and Joe is completely financially supporting his mother. ⚪ Financial concepts are somewhat foreign to him, but he is a hard worker with a full-time job in the trades. I felt so honored to be able to hear his story and where he was at. Joe knew almost nothing about me, but we were able to find some common ground and start building a relationship. And all from a wrong number! Sometimes a coincidence is so much a coincidence that it must be Providence!

I had a wrong number turn into a client this week 😂 I was trying to reach out to a friend to see if they'd want to meet up sometime and talk finances, but quickly found out it wasn't his number anymore! When "Joe" answered, I apologized for having the wrong number, but asked a little bit about him. I found out he lives in a state I am licensed in and is a young man in his late 20s. As the conversation continued, I learned that: ⚪ His mom was recently diagnosed with neuropathy and is taking chemo. ⚪ His dad is not in the picture at all and Joe is completely financially supporting his mother. ⚪ Financial concepts are somewhat foreign to him, but he is a hard worker with a full-time job in the trades. I felt so honored to be able to hear his story and where he was at. Joe knew almost nothing about me, but we were able to find some common ground and start building a relationship. And all from a wrong number! Sometimes a coincidence is so much a coincidence that it must be Providence!

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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