Our Story
About Heritage Financial Group
We're proud to be Thrivent financial professionals. We provide personalized financial guidance to people at all stages of life. At Thrivent, we view money not as a goal, but as a tool — one that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given. We're here to help you do just that.
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A different kind of financial company

Thrivent combines holistic financial services with the spirit of generosity to help clients make an impact on the people, causes and communities they love. We serve clients who live by their Christian values and seek to make a difference with their money.

Where Money Means More™

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Robert Briones
Robert BrionesFinancial Associate

As Lead Financial Consultant, Rob has thoroughly enjoyed his career with Thrivent. He enjoys supporting the Vista community and loves being involved in his church. He is Married to Kristina and has a son named Remington. Rob’s passion is serving his clients to make the most of their retirement by specializing in income, tax, and estate strategies.

Favorite Things: Golf, pickleball, time with family and friends, church activities, woodworking

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Ren Sabio
Ren SabioInsurance Associate

Married for 34 years to Leah. They have six adult children, five sons, and one daughter. They also have 11 grandchildren. Ren holds a Juris Doctor from Western State University, College of Law, and a Bachelor of Science degree in Business Administration from California State University, Dominguez Hills. Ren leads Little Feet & Friends, a ministry whose mission is to provide excellent value-based education to underprivileged children throughout the Philippines. To date, Little Feet & Friends has started 14 preschools in the northwest and northeast Luzon area of the Philippines.

Favorite Things:  Loves to garden and grow exotic, tropical fruit trees and he’s also a plumeria enthusiast.

Denise Ribstein
Denise RibsteinOffice Manager/Assistant to Rob Briones & Team Support

Denise is thoroughly committed to serving our clients with joy and dedication. Married to Gary for 33 yrs. They have one adult son and one teenage grandson. Attends Calvary Chapel Oceanside and loves serving the Lord in ministry opportunities.

Favorite Things: Jesus/Bible, camping, gardening, card-board games, spending time w/friends - family and her very talkative English Budgie, Lemon Drop

Office Location
Vista Location
450 S. Melrose Drive
Vista, CA 92081
Phone760-496-5531Hours

T-Th: 8 a.m. – 5 p.m. By appointment.

Mon/Fri: By appointment only.

Ready to connect?

We'd love to answer any questions you may have and start learning about your goals. We can meet however you're most comfortable—phone, virtual or in person.

Or call us directly: 760-496-5531

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

* as of December 31, 2024

** Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Rating is based on Thrivent’s financial strength and claims-paying ability. Does not apply to investment product performance. For information on this rating, visit the rating agency's website.

Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations