About Heritage Financial Group

We're proud to be Thrivent financial professionals. We provide personalized financial guidance to people at all stages of life. At Thrivent, we view money not as a goal, but as a tool — one that can afford you a life rich in meaning and gratitude. We believe humanity thrives when individuals make the most of all they've been given. We're here to help you do just that.
Robert Briones

Robert Briones

As Lead Financial Consultant, Rob has thoroughly enjoyed his career with Thrivent. He enjoys supporting the Vista community and loves being involved in his church. He is Married to Kristina and has a son named Remington. Rob’s passion is serving his clients to make the most of their retirement by specializing in income, tax, and estate strategies.


Favorite Things: Golf, pickleball, time with family and friends, church activities, woodworking

Title

Financial Associate

State(s) Licensed
AZ, CA Insurance Lic. #0H19962 , CO, FL, HI, ID, MN, MT, NV, OR, TN, TX, UT, WV,
Location

Vista Office

Website
https://connect.thrivent.com/robert-briones
Phone
760-496-5531
Fax

760-529-4635

    Tom Wills

    Tom Wills

    Tom is passionate about helping families learn and understand how best to use the money God has blessed them with to serve Him and accomplish their life’s goals. His vast experience in mathematics, data analysis, and education allows him to help families understand their current situation and how best to move forward. Tom was raised in a Christian home and currently attends Las Flores Church in Carlsbad with his wife and two children.


    Favorite Things: Spending time with family/friends, leading bible study at Las Flores Church, Disc Golf, Board Games, Swimming, Kayaking

    Title

    Financial Associate

    State(s) Licensed
    CA Insurance Lic. #4220277 , CO, TN, UT,
    Location

    Vista Office

    Website
    https://connect.thrivent.com/tom-wills
    Phone
    760-691-5271
    Ren Sabio

    Ren Sabio

    Married for 34 years to Leah. They have six adult children, five sons, and one daughter. They also have 11 grandchildren. Ren holds a Juris Doctor from Western State University, College of Law, and a Bachelor of Science degree in Business Administration from California State University, Dominguez Hills. Ren leads Little Feet & Friends, a ministry whose mission is to provide excellent value-based education to underprivileged children throughout the Philippines. To date, Little Feet & Friends has started 14 preschools in the northwest and northeast Luzon area of the Philippines.


    Favorite Things:  Loves to garden and grow exotic, tropical fruit trees and he’s also a plumeria enthusiast.

    Title

    Insurance Associate

    Location

    Remote: Hemet/Riverside County

    Phone
    (951) 252-7885
      Kristina Briones

      Kristina Briones

      Kristina is married to Rob and mother to their son, Remington. She has worked with our team in varying capacities. She provides support to each team member by ensuring our office is prepared for all events and provides data tracking and protection. She loves spending time with Jesus, family time, exercising, and time with her friends. Like Rob she is native to the vista north country area, with a short stint in northern Ca for ministry school.


      Favorite Things: Spending time with Jesus, family time, exercising, and time with friends

      Title

      Office Professional

      Location

      Remote

        Denise Ribstein

        Denise Ribstein

        Married to Gary, the love of her life for 33-yrs. They have one adult son and one teenage grandson. Attends Calvary Chapel Oceanside and loves serving in ministry opportunities.


        Favorite Things: Jesus/Bible, camping, gardening, card-board games, spending time w/friends, family and her very talkative English Budgie, Lemon Drop

        Title

        Office Manager

        Location

        Vista Office

        Phone
        760-259-2123
        Fax

        760-529-4635